Can rural commercial banks open an account online

No, you need to go to the counter with your ID card to open an account.

Adults should bring their original ID cards to the bank counter for processing, no other documents are required, and minors need to be accompanied by their guardians.

1. The original and copy of the business license, as well as the articles of association.

2. The original and copy of the ID card of the legal representative, the copy of the ID card of the partner or shareholder, and the original and copy of the ID card of the manager.

3. Official seal, financial seal, legal person seal, etc.

4. Organizational structure certificate, registration certificate of the responsible tax department, etc.

5. Other materials required by the bank.

Different rural commercial banks require slightly different materials, taking Guangzhou Rural Commercial Bank as an example, the materials required for handling basic deposit accounts are as follows. 1. Application for opening a corporate bank settlement account; 2. Proof of establishment (such as business license); 3. The identity document of the legal representative; 4. Organization certificate; 5. National tax and local tax registration certificate (provided for those engaged in production and operation.

Just bring a valid ID card, and the contact number, and then go to the bank business hall, ask the staff to help you fill in the account opening**, and then go to the counter to handle it.

The original ID card or household registration booklet, and in some places, you need to provide proof of property!

Rural businesses need their ID cards to open a bank account, and the cost of bank cards is generally about 10 yuan.

If it is a company to open an account, there are many things to bring as follows: the original and copy of the business license, the original and copy of the tax registration certificate, and the organizational structure**.

Original and copy, original legal person ID card, official seal, financial seal, three personal name seals, with the above materials can go to the bank to open a basic account of the enterprise.

You only need to be at least 16 years old to apply for a savings card from a rural commercial bank. The conditions for applying for a credit card are as follows:

1. The minimum application age is 18 years old, and the maximum application age is 60 years old;

2. The second-generation ID card is required.

3. Have a proof of employment.

and proof of income stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, bonds, etc.

Check the opening bank of the rural commercial bank.

Here's how the information works:

1. The first is the inquiry, which is very simple, you only need to provide the ID card information and name of the head of the household, as well as the rural commercial bank card, and you can query the opening bank information of the rural commercial bank card;

2. The second is to go directly to the counter of the local rural commercial bank for consultation, which usually requires the provision of ID card information and rural commercial bank card to obtain the specific opening bank information;

3. The third is online banking inquiry, which first logs in to the online banking of rural commercial banks.

There are relevant options on the page to check the opening bank information.

Rural commercial banks refer to those operated by the People's Bank of China.

Approve the establishment of a rural cooperative financial institution that is composed of members as shares, implements democratic management, and is mainly composed of members to provide financial services.

Its main task is to raise idle funds in rural areas and to provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and transfer the Friends Festival to rural areas, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Search or split:**Inquiry: Call the official customer service of the rural commercial bank directly**, and directly apply to inquire about the opening bank information of the bank card account after transferring the manual service, under normal circumstances, the mobile phone number reserved by the user in the bank is bound to the bank card account.

Business branch inquiry: You can directly go to the counter of any business outlet of the rural commercial bank to inquire about the opening bank information of the bank card.

Mobile banking inquiry: Open the mobile Agricultural Bank of China APP (in the iphone13 mobile phone version. Log in to personal mobile banking and enter the account details page to inquire about the opening bank information.

Rural Commercial Bank, referred to as Rural Commercial Bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction. Rural Cooperative Bank.

It is necessary to restructure all of them into rural commercial banks.

Background: China Banking Regulatory Commission.

Jiang Liming, director of the supervision department of cooperative financial institutions, said that no new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Abolish the qualification unit and encourage eligible rural credit cooperatives.

It was restructured and established as a rural commercial bank. On the premise of maintaining the overall stability of the status of county (city) legal persons, we should steadily promote the reform of provincial associations, and gradually build a new type of relationship between provincial associations and grassroots legal persons with property rights as the link, equity as the link, and regulations as constraints, so as to truly form a community of interests between the provincial associations and the grassroots legal persons.

The proportion of qualified shares of rural credit cooperatives nationwide has dropped to less than 30 percent, about 303 rural commercial banks and about 210 rural cooperative banks have been established, and the total assets of rural banking institutions account for the total assets of rural cooperative financial institutions in the country. In addition, 1,424 rural credit cooperatives have met or basically met the conditions for the establishment of rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of the deep-seated system and mechanism.

Latest policy: May 21, 2019, People's Bank of China.

Announced the "People's Bank of China's Decision on Lowering the RMB Reserve Ratio of Rural Commercial Banks Serving Counties".

Notice of the Central Bank on May 6.

The announced policy framework for the implementation of lower reserve requirement ratios for small and medium-sized banks has been further refined. The "Notice" makes it clear that the targeted RRR reduction will be implemented in three times, and the scale of the three landings is clarified. That is, on May 15 and June 17, Chunda lowered the county-level rural commercial banks respectively.

The renminbi's reserve requirement ratio was 1 percentage point, and its reserve requirement ratio was lowered to 8% on July 15.

Summary. The method of checking the opening bank information of rural commercial banks is as follows: 1. The first is ** inquiry.

**The inquiry is very simple, you only need to provide the ID card information and name of the head of the household, as well as the rural commercial bank card, you can query the opening bank information of the rural commercial bank card. 2. The second is to go directly to the counter of the local rural commercial bank for consultation, which usually requires the provision of ID card information and rural commercial bank card to obtain the specific opening bank information; 3. The third type is online banking inquiry.

First of all, log in to the online banking of the Rural Commercial Bank, and there are relevant options on the page to check the information of the opening bank.

Hello, I have seen your question and am sorting out the answer, please wait for a while The method of checking the information of the rural commercial bank is as follows: 1. The first state return is ** inquiry. **The inquiry is very simple, you only need to provide the ID card information and name of the head of the household, as well as the rural commercial bank card, you can query the opening bank information of the rural commercial bank card.

2. The second is to go directly to the counter of the local rural commercial bank for consultation, which usually requires the provision of ID card information and rural commercial bank card to obtain the specific opening bank information; 3. The third type is online banking inquiry. First of all, log in to the online banking of the Rural Commercial Bank, and there are relevant options on the page to check the information of the opening bank.

I hope it helps! Kiss!

Under normal circumstances, the mobile phone number reserved by the user in the bank is bound to the bank card account; 2.Business branch inquiry: You can directly go to the counter of any business outlet of the rural commercial bank to inquire about the opening bank information of the bank card. 3.Mobile Banking.

Inquiry: Log in to personal mobile banking and enter the account details page to inquire about the opening bank information.

Extended information: 1. RMB basic deposit account.

1. This account can handle cash receipt and payment and daily transfer settlement. According to the regulations on the management of people's bank accounts, a unit can only choose one bank to apply for opening a basic deposit account.

2. To open a RMB basic deposit account, one of the following supporting documents must be submitted to the bank for verification

3. Administration for industry and commerce.

The "Enterprise Legal Person License" or "Business License" issued and has passed the annual inspection.

Original; 4. ** or approval documents from local establishment committees, personnel, civil affairs and other departments;

5. Proof of the competent unit's agreement to open an account with the attached institution;

6. The financial department of the army or above and the armed police corps"Account Opening Permit.

with"Certificate of Account Opening";

7. The approval of the resident authority for the permanent establishment in the field.

8. In addition, if you are an enterprise legal person, you also need to submit the "Enterprise ** Certificate" issued by the State Bureau of Technical Supervision

2. RMB general deposit account.

1. This account can handle the transfer settlement and cash deposit, but cannot handle cash withdrawal and salary payment business. The entity can open such an account in a bank other than the basic deposit account that has been opened; Or although you are not an independent accounting unit, because you are not in the same chain location as the competent unit, you can apply to open this account with the approval of the competent unit for the purpose of handling settlement business separately.

2. The information required to open a RMB general deposit account is the same as that of a basic deposit account.

3. The basic account can be withdrawn, but the general account cannot be withdrawn, and there is no difference between other functions.

4. In the international **, if the payment is made by letter of credit, the bank that usually refers to the opening of the shed is the bank where the purchaser applies to the bank where the deposit is located to open the letter of credit to the beneficiary, and the bank is the opening bank.