What happens if the arrears of Meituan s living expenses 5400 are overdue for nearly two months?

Updated on technology 2024-03-08
25 answers
  1. Anonymous users2024-02-06

    will face collection; Although this kind of consumer finance is not on credit reporting, it will affect your other services in Meituan, such as consumption, Meituan borrowing; It will also affect the services of other third-party sharing platforms;

    After all, it is an arrears, and it is recommended to repay it as soon as possible. If you have difficulties, you can negotiate with Meituan to repay the loan.

    If you need help, you can do it privately.

  2. Anonymous users2024-02-05

    In the short term, the online loan platform will receive collection from the platform, and the platform will entrust the collection to a third party for collection after 90 days.

    The intensity of the collection of the third party will be greater, mainly through the way of ** and text messages, if it has been difficult to contact the door-to-door visit collection.

    The purpose of collection is to coordinate repayment, respond positively, have the willingness to repay, negotiate the repayment method, if you have been in arrears, there will be a handling fee, and it will also have an impact on the credit in the later stage.

  3. Anonymous users2024-02-04

    Hello, Meituan's living expenses are all disbursed by financial institutions. If you owe Meituan 5,400 for living expenses, which is nearly two months overdue, you will first face Meituan's collection, and secondly, it will affect your credit record. If you overstay for a long time, you may also face prosecution.

  4. Anonymous users2024-02-03

    First, if you are overdue, it will definitely be a fee for you to be overdue.

    Second, if you borrow money on Meituan's living expenses, there must be interest, and this interest will be deducted in the same way.

    Third, if you are overdue for a month, you will be on the credit report, because I have checked that Meituan borrows money on the credit report.

  5. Anonymous users2024-02-02

    The living expenses will definitely be deducted if they are overdue for one month.

  6. Anonymous users2024-02-01

    If you don't defer the repayment for a month, you may be charged a late fee for overdue fees, so it is recommended to return it in time, and there may be problems with your credit information.

  7. Anonymous users2024-01-31

    There may be a problem with the credit investigation. Meituan has Meituan's rules and regulations, which can bind people.

  8. Anonymous users2024-01-30

    As long as their interest is not usury, you are likely to be sued, which is the consequence of online loans, so don't take out online loans, because online loans are very risky, and many similar cases have been reported on TV.

  9. Anonymous users2024-01-29

    You won't go to jail for debt, you won't go to jail for fraud, but it's good for you to negotiate installment repayments.

  10. Anonymous users2024-01-28

    I've been overdue for 10 months for Meituan's living expenses, and if I owe 1,400 yuan, will I really go to jail? This is not going to happen, if it is overdue, then I suggest you hurry up and make up for the overdue money.

  11. Anonymous users2024-01-27

    I took a look around. Give back my money, or you will be punished, punished.

  12. Anonymous users2024-01-26

    Generally do not go to jail ......But there will be a credit report.

  13. Anonymous users2024-01-25

    It won't be jailed, but your credit will drop in all aspects.

  14. Anonymous users2024-01-24

    More than a thousand dollars, no criminal offense involved, what jail to go to?? The court doesn't bother to pay attention to you!

  15. Anonymous users2024-01-23

    No, that's not the money.

  16. Anonymous users2024-01-22

    More than 1,000 haven't been paid back in 10 months.

  17. Anonymous users2024-01-21

    MT Living Expenses, also known as Meituan's Living Expenses, is a pure credit loan product provided by Meituan to users, which can be withdrawn for consumption. Meituan's living expenses are calculated on a daily basis and repaid on a monthly basis, and can be borrowed and repaid at any time. Meituan living expenses overdue will incur penalty interest, and may affect your credit information, it is recommended that you repay on time, if you have any questions, please consult Meituan's official customer service.

    Ping An car owner loan] can get a loan if you have a car, up to 500,000.

  18. Anonymous users2024-01-20

    Hello! Judging from the current situation, there is no clear conclusion on how long Meituan's living expenses will be sued after they are overdue, and it should be seen in light of the actual situation. Only after the borrower's overdue behavior has reached a certain level will Meituan's living expenses consider going through legal proceedings.

    Legal basis: Article 3 of the Civil Procedure Law of the People's Republic of China: The provisions of this Law shall apply to the people's courts accepting civil lawsuits brought by citizens, legal persons, other organizations, and between them on the basis of property and personal relations.

    Questions. I'm overdue on Meituan for about ten days, this issue is overdue, some of the previous issues are overdue for five days, and then today I received a text message from Meituan If you don't pay it back, you will send a lawyer's letter by mail.

    <> didn't know if it was true, and I was a little scared.

    Now because I changed jobs, my salary has not been paid, so it is overdue.

    Hello! In this case, it is recommended that you pay off the pro as soon as possible.

    Questions. I also want to pay it back as soon as possible, but the boss didn't pay my salary, so I would like to consult what the consequences of this situation are.

    Hello! This situation the court belongs to the warning pro.

    Thank you for your consultation, I hope mine is helpful to you, if you think you can, please click on the lower right corner to rate the full five stars to give a like!! Thank you! I wish you a happy life, a happy family, all the best, and all your wishes come true!

    Thank you for your consultation, I hope mine is helpful to you, if you think you can, please click on the lower right corner to rate the full five stars to give a like!! Thank you! I wish you a happy life, a happy family, all the best, and all your wishes come true!

  19. Anonymous users2024-01-19

    Even if the repayment date is overdue, there will be a grace period of 1-3 days, and the timely repayment will have little impact, and the credit will be reported if the repayment is not made in time.

    Meituan will encounter the following penalties for overdue periods:

    1. Meituan's living expenses will report the overdue records to the credit information system;

    2. It will be collected. After a long overdue time, various collection methods are put together, which greatly affects life;

    3. In some serious cases, Meituan Living Expenses will sue the borrower.

  20. Anonymous users2024-01-18

    It is natural to repay debts, we must first understand this point, just say that the possibility of you being sued because of this money is not so high, but you owe people money should be repaid, this is not wrong, no matter what you say about this platform, what advertising behavior was at that time, and then you took this money, you should pay back the money, you can eat a trench and grow wise, and never do such behavior in the futureBut it is natural to repay debts, you can't be a liar, you still have to pay back if you have money.

  21. Anonymous users2024-01-17

    If you overstay the deadline at first, you will not be prosecuted, and if you do not return it within three months, you will be prosecuted if you ignore the staff's warning.

  22. Anonymous users2024-01-16

    You won't be sued, because you also need money to sue, and you owe that much money, and Meituan has no reason to sue you.

  23. Anonymous users2024-01-15

    At present, it seems that there will be no prosecution, but there will be professional personnel to call for repayment.

  24. Anonymous users2024-01-14

    The consequences of Meituan's overdue living expenses are very serious.

    Penalty interest is a penalty paid by the borrower for overdue payments caused by non-payment on a specified date. The lender can extend the loan, at which point the lender will usually modify the original term, and for the remainder of the loan term, the lender will increase the interest rate, which is called the default interest rate.

    Penalty interest means that the principal and interest of the loan cannot be repaid on time, and the penalty interest shall be calculated and charged in accordance with the relevant regulations of the People's Bank of China. The interest-free period refers to the period between the date of bank account opening and the due date of repayment. If the cardholder's monthly statement date is the 25th, and the cardholder swipes the card on March 26, the record will be settled on the bill on April 25, and May 15 is the due date for repayment, if the cardholder repays the loan in full, the cardholder can enjoy an interest-free period of up to 50 days.

    However, the interest-free period is only for cardholders who repay the loan in full on the due date, and will not be eligible for the interest-free period if they fail to pay off the outstanding amount in full on the due date. The other is to accrue interest on the outstanding portion. Most banks in the country calculate interest on the full amount.

    The full repayment amount refers to the full repayment amount payable by the cardholder before the due repayment date (inclusive), and can be interest-free for a certain period of time according to the provisions of the card issuer, and can enjoy the interest-free repayment period.

    Once you've made a credit card purchase, you'll receive an electronic or paper bill from your bank on the date of your bill. There are two of them that are worth a lot, and we have to note them. One is the current repayment amount and the other is the minimum silver repayment amount.

    It will clearly tell the minimum payment amount and the full repayment of the current bill, as well as the statement date of the current bill and the repayment date of the current bill. All said: The full repayment of the credit card is relative to the minimum payment.

    In fact, this is also a big benefit of credit cards, once the credit card is consumed, beyond the repayment range, you can choose to repay with the minimum repayment amount, so that it will not affect personal credit. But this means that you can no longer enjoy interest-free activities.

    Operating Environment: Brand Talk: Apple 12

    System version: iOS14

  25. Anonymous users2024-01-13

    If Meituan's monthly payment is overdue, it will be charged according to the standard of the industry, and there will be no consequences for others. If the user is overdue for a long time, the monthly payment limit of Meituan will be reduced, or other Meituan services such as monthly payment will be suspended. In addition, Meituan's monthly payment will not affect the credit score evaluation of the Meituan platform.

    1. Borrowers need to note that if Meituan pays monthly, users will receive collection from the platform. After the deadline, the platform will call the user's emergency contact**, and will also collect it from relatives and friends. This will not only affect the individual debtor, but also relatives and friends may also be collected.

    2. If the user is really unable to repay, he can apply for a postponement of repayment. Meituan Monthly Payment Deferred Repayment itself is a repayment service launched by Meituan Monthly Pay, and it is not an overdue repayment. In addition, users can also choose the minimum repayment, the minimum repayment service needs to pay interest, and the overdue interest is also required to pay when the repayment is overdue.

    3. In general, Meituan Monthly Pay does not inquire about credit information, and does not submit loan and repayment records, but it charges 5/10,000 interest per day when it is overdue. As long as the repayment is made on time, the platform does not charge any fees. At present, once Meituan pays the monthly payment overdue, it will be charged according to the fee, and it will not be collected for a long time.

    Extended Materials. 1. Does the rejection of Meituan's living expenses affect my personal credit report?

    Meituan's living expenses have been rejected and will not affect personal credit reports. Although it is necessary to authorize the inquiry of personal credit when applying, a loan approval inquiry record will be left in the credit investigation if the review is not passed, and this inquiry record will not affect the personal credit investigation. Only a bad credit record will affect personal credit.

    In addition, Meituan's living expenses may not be able to borrow money successfully, and users must pass the review before they can obtain the loan funds, and if they do not pass the review, they will not be able to obtain the loan funds.

    2. Which bank is the loan for Meituan's living expenses?

    Meituan's living expenses are loaned by partner financial institutions, so they are not loans from a particular bank. After the user applies for Meituan's living expenses, the user can check the credit report and come to the Jiefang financial institution. In addition, Meituan's successful application for living expenses will be credited, and users must return the arrears of each installment on time, otherwise there will be overdue records on the credit report.

    After Meituan's living expenses are overdue, even if you pay off the overdue arrears, there is no guarantee that they can be used in the future, so please try to repay the arrears of each installment on time.

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