Is Zhongan Insurance real and reliable? If there is an accident on the mobile phone insurance, then

Updated on society 2024-03-19
10 answers
  1. Anonymous users2024-02-06

    I want to tell you out loud: reliable! Fidelity!

    Our company (Zhongan **Property Insurance Co., Ltd.****) is the first Internet insurance company in China, which was inaugurated on November 6, 2013 and listed on the main board of the Hong Kong Stock Exchange on September 28, 2017. Headquartered in Shanghai, it does not have any branches, and conducts its business entirely through the Internet. Welcome to Shanghai Bund Kangkang

    By the end of 2021, ZhongAn had served more than 500 million users and issued a total of about 42.7 billion insurance policies.

    Zhong'an Million Medical Insurance is our trump card Internet celebrity product! Born 30 days old to 70 years old can be insured if you meet the conditions, with a maximum insurance amount of 6 million, for example, young people can get a maximum of 6 million hospitalization medical insurance for only a few hundred yuan per year. [If you are interested, click here to find out].

    Zhong'an Million Medical Insurance is the first insurance in many people's lives because of its low premium, wide coverage and high compensation ratio.

    What are the main highlights? Check it out:

    1) Wide insurance age: 30 days old - 70 years old, that is! Parents who meet the insurance conditions can also apply for insurance;

    2) Wide coverage: Within the scope of responsibility, hospitalization for general diseases, accidental injuries, hospitalization for 100 critical diseases, special outpatient services, and outpatient and emergency visits for 30 days before and after 30 days of hospitalization can be covered. It can also reimburse the cost of specific targeted drugs and specific device consumables for malignant tumors, as well as the cost of specific drugs for rare diseases in minors.

    3) High insurance amount: the maximum insurance amount for domestic medical treatment is 6 million, and the maximum compensation within the liability is 100%, so there is no need to worry about serious illness medical expenses;

    4) Practical health management services: a variety of health management services, diversified and practical; For example, medical advances do not require scraping together money for treatment, or reducing the loss of family property from the sale of damaged property. For example, the green pass for critical illness, accelerated examination, hospitalization arrangement, and faster and more convenient medical treatment.

    5) Cost-effective: In the case of such a wide range of coverage, it is not expensive. The same policyholder can save up to 20% if you insure multiple family members;

    Buying an insurance policy will not make you poor, but a serious illness may be able to remember to buy a health insurance for yourself and your family! [If you are interested, click here to find out].

    Be sure to read clearly and do your homework before buying

  2. Anonymous users2024-02-05

    Zhongan Insurance is a formal Internet insurance company, initiated and established by well-known domestic enterprises such as Ant Financial, Tencent, and Ping An of China, based on the original intention of protecting and promoting the development of the entire Internet ecosystem, and is the first Internet insurance company in China. It is completely through the Internet to carry out business, insurance products are basically on the sale, and claims are basically on the operation. You can also check out this article to learn more about the reliability of Zhongan Insurance:

    Is Zhongan Insurance reliable? You'll know after reading it!

    The 2021 claims annual report shows that Zhongan Insurance has hundreds of millions of claims customers, with a total of 100 million claims and a claim amount of more than 10.9 billion yuan, and a claim settlement every 28 seconds, which also proves that the claim level of Zhongan Insurance is not bad.

    If you buy Zhongan Insurance's insurance, such as accident insurance, and an accident occurs during the protection period, and the situation meets the conditions for claims, report to the insurance company in time, and then ask clearly what claim information to provide, ensure that the information is accurate and complete, upload the information to the insurance company on the insurance company's APP, and after the insurance company has passed the review, it will compensate as agreed.

    If there is anything unclear in the claim process, you should consult the customer service of the insurance company in time to understand clearly. The senior sister also shared a claim strategy to help you sort out the steps of claim settlement and the preparation of information: What are the general claim materials? Details determine the success or failure of a claim!

    However, in the process of claims, there may also be some factors that lead to disputes with the insurance company, the senior sister suggests that you do not panic or get too angry, try to stay calm, analyze the reasons, if we do not truthfully inform when applying for insurance, the insurance during the waiting period, the insurance does not meet the claim conditions, the claim information is not prepared accurately, etc., then the insurance company refuses to pay is reasonable.

    If we have been truthfully informed that the insurance is insured and meets the conditions for claim settlement during the insurance period, and the information is accurate and complete, and the insurance company refuses to pay compensation, then we must take reasonable and formal means to protect our rights. The specific methods are sorted out here, and it is recommended that you collect them, just in case: the correct operation process for claims disputes.

  3. Anonymous users2024-02-04

    Zhongan Insurance. It's authentic and reliable. Zhongan Insurance is an insurance company that mainly sells through the Internet. It is through the China Banking and Insurance Regulatory Commission.

    Approved insurance companies. So it's authentic and reliable. You can rest assured of that.

    If a claim occurs, you will need to report and settle the claim through Zhongan Insurance's National Claims**. Provide the corresponding information according to the requirements of the customer, and then mail it to Zhongan Insurance Company, and wait for the insurance company to review and settle the claim. You can also make a claim online through the app of Zhongan Insurance.

    By uploading the information online, after the company has approved it, you can make a claim.

  4. Anonymous users2024-02-03

    Zhongan insurance is authentic and reliable, and the insurance bought on the mobile phone will also be protected by law.

    If an insurance accident occurs due to an accident after buying Zhongan Insurance, and you meet the claim conditions of this product, you can apply for a claim through Zhongan Insurance's official WeChat, APP or **, etc., or you can call customer service ** to consult the claim process.

    If you are still not at ease with Zhongan Insurance, you might as well take a look at this introduction again: Is Zhongan Insurance reliable? You'll know after reading it!

  5. Anonymous users2024-02-02

    Hello, Zhongan Insurance is a regular Internet insurance company, which is real and reliable. There are two reasons for the regularity of Zhongan Insurance:1

    Claims settlement Fangzhou Fengmian: It is the first Internet insurance financial institution in China, and the business process of Zhongan Insurance is the first, and there are no branches in the country, and underwriting and claims services are carried out entirely through the Internet. As long as the formalities are complete, there will be no problem in making a claim.

    2.Zhongan Insurance is an Internet insurance company with a formal insurance company operating license, and in terms of shareholder background, there are large enterprises such as Ant Financial, Ping An of China, and Tencent as shareholders, which have a very solid background.

  6. Anonymous users2024-02-01

    Summary. Hello dear! Glad to answer for you :

    Zhongan Insurance is true and reliable, Zhongan Insurance is true, the state is also recognized, every insurance company in China, or every insurance product, must be reviewed by the Insurance Regulatory Commission, only after the audit can be listed, Zhongan Insurance was approved by the Insurance Regulatory Commission on September 29, 2013, is a formal and legal insurance company, as long as it is a regular platform to buy insurance, products and companies are ***.

    Hello dear! I am glad to answer for you: Zhongan Insurance is true and reliable, Zhongan Insurance is really a cover, the country is also recognized, every insurance company in China, or every insurance product, must be audited by the Insurance Regulatory Commission, only after the audit can be listed, Zhongan Insurance was approved by the Insurance Regulatory Commission on September 29, 2013, is a formal and legal insurance company, as long as it is a formal platform to buy insurance, products and companies are ***.

    Pro-advantages: 1. The maximum compensation for fraud is 600 medical expenses to expand the insurance, covering the part other than social insurance, covering surgery fees, examination fees, bed fees, nursing fees, self-financed drugs, diagnosis and treatment fees, etc. 2. Anti-cancer special drugs cover the maximum compensation of 6 million for anti-cancer special drugs, which has covered 102 kinds of special drugs listed in China, and can enjoy the direct settlement of the latest car-t** drugs by designated pharmacies for purchased drugs.

    3. The maximum 100% compensation within the liability of proton heavy noise pants ion medical insurance, and the bed fee is limited to 1500 yuan per day.

  7. Anonymous users2024-01-31

    Whether it's accident insurance.

    It is still a health insurance product, and the liability of the insurance product meets the needs of individuals is reliable, Zhongan Insurance.

    It is the first Internet insurance company in China, which was inaugurated on November 6, 2013 and approved by the China Insurance Regulatory Commission in March 2014.

    Approved the expansion of the scope of permitted business for the insurance industry, including the addition of "short-term health and accident insurance".

    ZhongAn is headquartered in Shanghai, does not have any branches, and conducts its business entirely through the Internet. Serve the new generation with science and technology, and provide them with personalized, customized and intelligent new insurance.

    Zhongan insurance products are sold through the Internet, and accident insurance can be purchased on many Internet platforms, such as Alipay, Zhongan Insurance service account can be searched, and WeChat can pay attention to Zhongan Insurance*** and small programs.

    Test your anti-risk index, experts will interpret it for you for free!

  8. Anonymous users2024-01-30

    Summary. Zhongan Insurance is a company registered with the China Banking and Insurance Regulatory Commission and is subject to the supervision of the China Banking and Insurance Regulatory Commission. In the insurance license, especially the life insurance license, because the payment time is long, and it is related to the personal safety of the policyholder, medical health and other major matters, and is related to the people's livelihood, the CBIRC's requirements for approving the establishment of insurance companies are very strict.

    2) In-process supervision; 1. The insurance company shall withdraw the deposit according to 20% of its total registered capital and deposit it in the designated bank, and shall not use it except for the liquidation of the company to pay off debts. 2. Responsibility reserves. Each insurance product issued by an insurance company is actually equivalent to a liability for each liability, so the insurance company must make a liability reserve for each liability to cope with the policy payment, including surrender, maturity expenses and claims.

    3. Minimum solvency requirements. Solvency refers to an insurance company's ability to repay its debts. The solvency adequacy ratio = actual capital of the enterprise The minimum capital required is a ratio of the assets actually owned by the enterprise to the minimum assets required by the regulator.

    Hello dear! Reliable.

    Zhongan Insurance is a company registered with the China Banking and Insurance Regulatory Commission and is subject to the supervision of the China Banking and Insurance Regulatory Commission. In the insurance license, especially the life insurance license, because the payment is long, and it is related to the personal safety of the policyholder, medical health and other major matters, and is related to the people's livelihood, the CBIRC's requirements for approving the establishment of an insurance company are very strict. 2) In-process supervision; 1. The insurance company shall withdraw the deposit according to 20% of its total registered capital and deposit it in the designated bank, and shall not use it except for the liquidation of the company to pay off debts.

    2. Responsibility reserves. Each insurance product issued by an insurance company is actually equivalent to a liability for each liability, so the insurance company must make a liability reserve for each liability to cope with the policy payment, including surrender, maturity expenses and claims. 3. Minimum solvency requirements.

    Solvency refers to an insurance company's ability to repay its debts. The solvency adequacy ratio = actual capital of the enterprise The minimum capital required is a ratio of the assets actually owned by the enterprise to the minimum assets required by the regulator.

  9. Anonymous users2024-01-29

    Zhongan Insurance is reliable, Zhongan Insurance is one of the insurance companies supervised by the China Banking and Insurance Regulatory Commission, and all the insurance products sold have legal benefits, so there is no need to be afraid of being deceived when buying insurance from Zhongan Insurance.

    Today, I will introduce Zhongan Insurance to you. If you are in a hurry, you can also directly check the key points of the assessment:Is Zhongan Insurance reliable? You'll know after reading it!

    Zhongan Property Insurance Co., Ltd. (hereinafter referred to as "Zhongan Insurance") is China's first Internet insurance company with a registered capital of RMB 100 million, which was inaugurated on November 6, 2013 and listed on the main board of the Hong Kong Stock Exchange on September 28, 2017, with **** 6060.

    By the end of 2021, Zhongan Insurance had served more than 500 million users and issued a total of about 42.7 billion policies.

    In addition to the strength background, where else can we examine Zhongan Insurance? Just look here:When we look at insurance companies, what exactly do we look at?

    If an insurance company wants to have operational qualifications, it must meet the requirements of these solvency indicators formulated by the China Banking and Insurance Regulatory Commission: core solvency adequacy ratio of 50%, comprehensive solvency adequacy ratio of 100%, and risk rating of class B and above.

    Let's take a look at Zhongan Insurance's solvency report for the third quarter of 2022, with its core solvency adequacy ratio and comprehensive solvency adequacy ratio reaching65%, the latest risk rating is BBB, which proves that the solvency of Zhongan Insurance is up to standard.

    So, how does Zhongan Insurance's solvency rank among insurance companies? Just look here:2022 Most Complete Insurance Company Solvency Ranking List!

  10. Anonymous users2024-01-28

    Summary. Hello, I am happy to answer for you, Zhongan Insurance is real and reliable. Zhongan Insurance is a formal Internet insurance company, which is authentic and reliable.

    There are two reasons for the regularity of Zhongan Insurance:1Claims:

    It is the first Internet insurance financial institution in China, and Zhongan Insurance has the best business process in the whole process, without any branches in the country, and underwrites and claims services completely through the Internet. As long as the formalities are complete, there will be no problem in making a claim. 2.

    Zhongan Insurance is an Internet insurance company, a company with a formal insurance company license, and in terms of shareholder background, there are large enterprises such as Ant Financial, Ping An of China, and Tencent as shareholders, which has a very solid background.

    Hello, I am happy to answer for you, Zhongan Insurance is real and reliable. Zhongan Insurance is a formal Internet insurance company, which is authentic and reliable. There are two reasons for the regularity of Futuan Zhongan Insurance:

    1.In terms of claims: It is the first insurance financial institution in China to sell the Internet without liquid, and the business process of Zhongan Insurance is the first, and there are no branches in the whole country, and the underwriting and claims services are completely carried out through the Internet.

    As long as the formalities are complete, there will be no problem in making a claim. 2.Zhongan Insurance is an Internet insurance company, a company with a formal insurance company license, and in terms of shareholder background, there are large enterprises such as Ant Financial, Ping An of China, and Tencent as shareholders, which has a very solid background.

    Insurance is a Chinese word for grip front fighting, pinyin is bǎo xiǎn, English is insurance or insuraunce, the original meaning is safe and reliable protection; It is later extended into a guarantee mechanism, which is a tool used to plan life finances, a basic means of risk management under the conditions of market economy, and an important pillar of the Duan Mo Jin Regret Slip System and Social Security System.

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3 yuan will be deducted, but it seems that it only guarantees from receiving the order to delivering the order.