How to apply for Zhongan Insurance? Is Zhongan Insurance reliable?

Zhongan is also a financial technology company that drives financial development with technological innovation, and was established based on the original intention of protecting and promoting the development of the entire Internet ecosystem, and was approved by the China Insurance Regulatory Commission on September 29, 2013.

Zhongan Insurance business process is the whole process**, there are no branches in the country, and underwriting and claims services are carried out entirely through the Internet, and insurance consultation can be called to the national unified service**: 952299.

Tips: If you need to consult Ping An Insurance-related business, you can call Ping An Life 95511-1, Ping An Auto Insurance, Property Insurance, Accident Insurance 95511-5, and Ping An Pension Group Insurance 95511-6 for consultation.

Hello, you can buy it on many platforms after choosing a good type of insurance, but before purchasing, I hope to be able to communicate simply, so that you can have a comprehensive understanding of insurance, such as accident insurance, medical insurance, critical illness insurance, life insurance, you need to see what risks you are facing, a ratio of premium and insurance amount, and what to insure, what not to insure, under what circumstances to pay compensation, under what circumstances to ignore the accompaniment, etc.

I am a professional insurance broker, not affiliated with any insurance company, can be independent, objective and neutral to provide you with insurance advice, the same is to buy an insurance, if there is a professional in the middle of the whole process to assist you, whether it is pre-purchase or follow-up claims, it is more convenient to deal with problems, you can send me a private message, communicate in advance to feel the responsibilities of our brokers, I hope to help you.

Zhongan can underwrite a lot of products, I don't know which one you want to insure.

You have 2 yuan for the first month of insurance, and how much do you pay every month after that?

Hello, reliable.

1. From the perspective of insurance companies.

The full name of Zhongan Insurance is Zhongan Property Insurance Co., Ltd., which is the first Internet insurance company in China, and the bigwigs behind it are Tencent, Ping An, and Ant Financial, which was established with the approval of the China Banking and Insurance Regulatory Commission in 2013, headquartered in Shanghai, without branches, and carries out a full line of business on the Internet. Zhongan Insurance is a formal insurance company, with a strong background and sufficient solvency, which meets the regulatory requirements of the China Banking and Insurance Regulatory Commission.

2. From the perspective of insurance products.

Zhongan is an Internet insurance company, and its products are all online products, with a wide range of products, among which millions of medical insurance are the most out of the circle, among which the exclusive e-life million medical insurance is also known as the "originator of millions of medical insurance". This series of products are still on sale from the launch to the present, and the products are constantly upgraded, and the exclusive e-life million 2022 version has been launched, which covers a wide range of ages, can support up to 70-year-old people to be insured, has full basic responsibilities, and has rich optional responsibilities, which can meet the protection needs of different groups of people. However, it should be noted that this product does not support guaranteed renewal, and it will not be able to be renewed if the product is discontinued, and the stability of the product is average.

Zhongan Insurance is a regular insurance company, under the supervision of the China Banking and Insurance Regulatory Commission, the company's reliability can be assured, but whether the product is worth buying depends on its own protection needs.

How about Zhongan Insurance Company.

Founded in 2013 with the approval of the China Banking and Insurance Regulatory Commission (CBIRC) and headquartered in Shanghai, Zhongan Insurance Company is the first Internet insurance company in China, led by three giants: Ping An of China, Tencent and Ant Financial. It can be seen that the company's background is very strong, and the company's development is also very rapid, it was listed on the Hong Kong Stock Exchange in 2017, and the sales of insurance policies exceeded 8 billion in 2019.

However, to evaluate an insurance company, you still need to look at solvency and risk ratings. Zhongan Insurance Company's core solvency adequacy ratio and comprehensive solvency adequacy ratio in the second quarter of 2020 were both A, and according to the CBIRC's standards, it is already an insurance company with very sufficient solvency and low operating risk.

Therefore, Zhongan Insurance Company is a reliable insurance company with sufficient funds, strong background, sufficient solvency, and small operating risks.

2. How about Zhang Guoli**'s Zhongan Insurance.

Zhang Guoli's endorsement of Zhongan Insurance is the most well-known is the exclusive e-life million medical insurance series, and the product is currently upgraded to the 2021 version, so I will take the 2021 version as an example to introduce it to you.

The insurance age range of Privilege e-Student 2021 is from 30 days old to 70 years old, the coverage period is 1 year, the insured occupation range is 1-4 occupations, and the waiting period is 30 days.

Summary. Hello dear! Now for you to answer what conditions do you need to buy Zhongan insurance:

The condition of Zhongan insurance is that only people between the ages of 18 and 60 can be insured, if it is a child or the elderly, it cannot be insured; Zhongan Insurance can reimburse medical expenses to a certain extent, and cannot be insured with illness, and it is necessary to truthfully inform the health when applying for insurance, and only those who meet the health notice can be insured;

Hello dear! Now answer for you What conditions do you need to buy Zhongan insurance: Qinqin Zhongan Insurance is insured by people who are only between the ages of 18 and 60 years old, if they are children or the elderly, they cannot be insured; Zhong'an Insurance can reimburse medical expenses to a late extent, and cannot be insured with illness, and it is necessary to truthfully inform the health of Qi Li when applying for insurance, and only those who meet the health notice can be insured;

Zhong'an ** Property Insurance Co., Ltd. (hereinafter referred to as Zhong'an Insurance, Zhong'an) was unveiled on November 6, 2013. As the world's first interconnected insurance company, ZhongAn is also a financial bridge technology company that drives financial development with technological innovation.

Based on the original intention of protecting and promoting the development of the entire Internet ecosystem, it was established and approved by the China Insurance Regulatory Commission on September 29, 2013.

If you have a serious illness, such as lung cancer, can you apply for Zhongan Insurance?

Kiss the ruler file Zhongan Insurance can be insured if you have cancer. Zhong'an Puhui e-life million cancer prevention medical insurance can be insured with illness, but for the insured who has malignant tumor, carcinoma in situ, liver cirrhosis, etc., the insurance company will not compensate; However, such as thyroid nodules, glandular nodules or rock-scattered masses that have not been diagnosed and have not been suspected of malignant diseases, pulmonary nodules, hepatitis diseases and liver function are not abnormal, etc., they can be compensated without affecting the insurance.

The main business scope of Zhongan Insurance is directly related to Internet transactions, such as family property insurance, freight insurance, liability insurance, credit guarantee insurance, and short-term health and accident insurance. Have a certain background strength and solvency.

1. What is the business scope of Zhongan Insurance?

The main business scope of Zhongan Insurance is directly related to Internet transactions, such as family property insurance, freight insurance, liability insurance, credit guarantee insurance, and short-term health and accident insurance. Motor vehicle insurance, including compulsory motor vehicle traffic accident liability insurance and motor vehicle commercial insurance; reinsurance ceding and reinsurance ceding business of the above businesses; The use of insurance funds permitted by national laws and regulations; insurance information service business, etc.

It can be said that the business scope of Zhongan Insurance is relatively extensive, and the types of insurance are rich.

2. Introduction to Zhongan Insurance

1. Background strength.

2. Solvency.

Solvency is a measure of an insurance company's ability to repay its debts, which is simply a measure of whether an insurance company has enough funds to repay its customers.

Solvency mainly includes core solvency adequacy ratio, comprehensive solvency adequacy ratio and comprehensive risk rating.

The China Banking and Insurance Regulatory Commission (CBIRC) has set such eligibility criteria for solvency: the core solvency adequacy ratio should not be less than 50%, the comprehensive solvency adequacy ratio should not be less than 100%, and the comprehensive risk rating should be B or above.

3. Are Zhongan Insurance's products worth buying?

As a product of Zhongan Insurance, the protection content of the exclusive e-life 2020 is relatively comprehensive, which basically covers general hospitalization + critical illness hospitalization + special outpatient + surgical outpatient + pre- and post-hospitalization outpatient emergency + purchased drugs + proton heavy ion + special medical treatment.

Fourth, the advantages of its products are as follows:

1. Critical illness protection expanded to 121 rare diseases: On the basis of 100 critical illnesses, Exclusive e-Life 2020 has added 21 rare diseases with 0 deductibles, and the amount will be increased without price increase. Although the incidence of rare diseases is very low, it is better than nothing, and you are not afraid of 10,000.

2. Proton heavy ions are included in the basic responsibility: that is to say, for the exclusive e-life 2020, you can enjoy this service without additional charges, and the maximum can be reported to be 6 million, you must know that the cost of proton heavy ions is very high, ranging from hundreds of thousands, and the average family cannot afford it.

In addition, the exclusive e-life 2020 is more accurate for cancer, less harmful to the body, and the ** rate is much higher.

1.Employees of enterprises who cooperate with Zhong Anchang and cooperate with the insurance company, and hold a second-generation ID card. 2.Age 22 years old (inclusive) - 55 years old (inclusive) 3.There is one debit card in the most rented name.

Summary. Zhongan Insurance's million-dollar medical insurance is guaranteed for one year after one year of insurance, so it has always been necessary to pay. Zhongan Property Insurance Co., Ltd. (hereinafter referred to as "Zhongan") is the first Internet insurance company in China, which was inaugurated on November 6, 2013 and listed on the main board of the Hong Kong Stock Exchange on September 28, 2017, with **** 6060.

ZhongAn is headquartered in Shanghai, does not have any branches, and conducts its business entirely through the Internet. Driven by the dual engine of "insurance + technology", Zhongan focuses on applying new technologies to reshape the insurance value chain, focusing on the five major ecosystems of health, consumer finance, automobiles, life consumption, and air travel, serving the new generation with science and technology, and providing them with personalized, customized and intelligent new insurance. Online insurance buys Zhongan, the choice of 400 million users.

In 2019, ZhongAn served more than 100 million users, with a total of more than 8 billion policies, ranking 11th in the national property insurance market.

Hello dear! 1.Employees of enterprises who cooperate with Zhongyu to disturb security, and hold a valid second-generation ID card. 2.Age 22 years old (inclusive) - 55 years old (inclusive) 3.There is one rare debit card in the most virtual calendar under his name.

Zhongan Insurance's million-dollar medical insurance is guaranteed for one year after one year of insurance, so it has always been necessary to pay. Zhongan Property Insurance Co., Ltd. (hereinafter referred to as "Zhongan") is the first Internet insurance company in China, which was inaugurated on November 6, 2013 and listed on the main board of the Hong Kong Stock Exchange on September 28, 2017, with **** 6060. ZhongAn is headquartered in Shanghai, does not have any branches, and conducts its business entirely through the Internet.

Driven by the dual engine of "insurance + technology", Zhongan focuses on applying new technologies to reshape the insurance value chain, focusing on the five major ecosystems of health, consumer finance, automobiles, living consumption, and Hangdan pre-travel, and providing them with personalized, customized and intelligent new insurance with science and technology services. Online insurance buys Zhongan, the choice of 400 million users. In 2019, ZhongAn served more than 100 million users, with a total of more than 8 billion policies, ranking 11th in the national property insurance market.

Xueba talks about insurance, focusing on insurance evaluation! What is the difference between Zhongan Insurance's Million Dollar Medical Insurance and the Million Dollar Medical Insurance of other insurance companies? If you want to know, you can directly look at this comparison table"Super Complete!

Comparison Table of Popular Million Medical Insurance in China

Zhongan Insurance is a company mainly engaged in online insurance, and its products can be purchased through its official website (purchase, there are some introductions related to Zhongan Insurance and products below, if you have any questions, you can take a look first.

If you want to know whether Zhongan Insurance is reliable, it depends on the overall strength of the company and the quality of insurance products, and the main considerations are these two. I have done an analysis of Zhongan Insurance before, and the content is written in this article".How is Zhongan Insurance? Is the product worth buying?

I've talked about it in a lot of detail in the article, so I'm going to talk about it briefly.

Let's look at the strength of the company first. With a registered capital of nearly 100 million yuan and a total premium income of more than 14.6 billion yuan in 2019, Zhongan Insurance is among the top 10 listed insurance companies in China in 2019.

The above content reveals the strong information of Zhongan Insurance, and the power of the law cannot be ignored, and the insurance companies that need to pay us will be compensated, which is reassuring.

Let's talk about Zhongan Insurance's products. There are many products of Zhongan Insurance, and the main products are shown in the figure below

Among them, the medical insurance is the most representative and the bestTherefore, let's take this exclusive e-life 2020 as an example for a simple product review.

Its advantage is that the protection is very comprehensive, in addition to the general basic protection, there are 121 kinds of rare disease protection, and the increase in family sharing deductible, critical illness insurance benefits, critical illness hospitalization allowance 3 optional responsibilities, proton heavy ion insurance has also been increased, and most importantly, it is also very cheap.

However, there is also a disadvantage, proton heavy ion medical treatment, optional critical illness hospitalization allowance protection liability renewal needs to be reviewed, and the optional critical illness insurance benefit cannot be renewed after the claim.

If you are pursuing renewal conditions, you can pay attention to other products that do better in terms of renewal conditions, such as these products are good choicesTop 10 Medical Insurance Worth Buying in 2020!

On the whole, Zhongan Insurance is not bad, but the most important thing to buy insurance is not the company but the product, choose some products that are of good quality and consistent with your own needs, in order to get the maximum protection.