Which platform to choose for short term small investment and financial management of 100 yuan?

If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs.

Since May 27, 2016, the personal online banking and palm banking channel "Kuaiyibao" has been renamed as "ABC Kuaiebao", and the contracted product has been changed to "ABC Dividend Daily Settlement A (000907)", and the contract is signed with the first business, that is, the first business is signed at the same time, and the functions of regular investment, intelligent regular investment, combination, and quick redemption are opened.

The new product supports T+0 real-time redemption, daily settlement of income, and supports the setting of automatic balance transfer, linked credit card and personal loan transfer, and the minimum value of the minimum retention amount is 100 yuan.

The counter contract is still the old "Kuaiyibao", and you need to terminate the old product before you can sign the new product "ABC Kuaiyi eBao".

How to set up the quick e-treasure business in the personal palm bank: enter the personal palm bank, select "Investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the setting homepage. You can cancel the contract of "ABC Express e-Bao", change the bound mobile phone number, enable the automatic transfer in of the balance of the closed balance, and turn off the automatic transfer out.

You can deposit and withdraw the whole deposit, the whole deposit and the whole withdrawal, ** regular investment, etc.

Small financial management generally belongs to the financial management of not many funds, so when managing money, you can only consider some financial management with a low threshold, and the general threshold is too high for financial management, such as: **, ** is not very suitable, so what are the ways of small financial management? What platform is good?

What are the ways to manage your finances?

**:** The threshold for financial management is not high, for example: some currencies can be purchased from **yuan, but like **type**, hybrid**, index**, in the case of Alipay, most of them are purchased from 10 yuan, but on the whole, the threshold is relatively low, and investors can choose the type of ** according to their actual situation when they manage their finances in small amounts.

What platform is good for microfinance?

1. Alipay.

Alipay is a relatively powerful software, Alipay has ** financial management, Yue Bao, live money management, lazy financial management, etc. The threshold is relatively low, and it is more suitable for small financial management.

According to the risk level, bank wealth management products can generally be divided into cautious products (R1), stable products (R2), balanced products (R3), aggressive products (R4) and aggressive products (R5), and the increase in numbers represents the increase in risk.

Investors can go to find some low-risk products, such as: cautious products (R1), stable products (R2) risk level, and then find low-threshold financial management to buy.

If you have short-term financial management, you can choose**, 100 yuan can buy a short-term** to try it. Then slowly understand the ** doorway.

You can choose to buy the bank's wealth management products, 100 yuan can be invested in a breakfast shop, and you can also go to the shares.

That must be to buy without risk, it is better, you can go to the micro loan to have a look, it is best to invest in supermarkets or ** industry.

"Deposits" enjoy deposit insurance protection (according to the "Deposit Insurance Law": individuals enjoy 100% compensation within 500,000 yuan for ordinary deposits (excluding structured deposits) in a single bank), so the security can be guaranteed.

You can pay attention to the Xiaoman wealth management app (formerly wealth management), there are some current and fixed bank deposit products on the platform, including small and medium-sized banks, for users to choose according to their liquidity needs, enjoy deposit insurance protection (100% compensation within 500,000), and the "interest rate" is about 4%.

For example, the "Zhongbang Duobangli" bank deposit product, the interest is calculated by the file, the highest withdrawal rate is the interest from the day of transfer, there is no limit on holidays, the withdrawal day is real-time, and it can be withdrawn at any time, with no limit. Ideal for investors of moderate and above.

orPay attention to "Du Xiaoman Technology Service Account (duxiaomanlicai)" for detailed product information. Investment is risky, and financial management needs to be cautious!

This kind of financial management is recommended to go to a well-known platform that is protected by law, and not to go to an unknown small platform.

Online small investment and wealth management is suitable for people

As the name suggests, online small investment and financial management is a way to invest a small amount of money through the Internet, and the applicable people are mainly investors with less income but relatively stable.

Online small investment and wealth management products: Internet baby products

The investment threshold is as low as 1 yuan, mainly currency products, with strong liquidity and deposit and withdrawal. Buying baby products is actually equivalent to investing in currency**, although there are risks, but currency** mainly depends on the fluctuations of the 7-day historical expected annualized expected yield, and in general, the risk is small.

Online small-amount investment wealth management products: P2P wealth management products

The thresholds are diverse, some platforms are as low as 50 yuan, most of the historical expected annualized expected returns are between 6% and 20%, and the investment period is relatively flexible, ranging from a few days to 36 months. Suitable for small diversification. However, due to the lack of industry supervision and the imperfection of the credit system, the risk of P2P financial management is still high.

Online small-amount investment wealth management products: bill wealth management products

Bill wealth management products are divided into bank acceptance and commercial acceptance, the investment threshold is as low as 1 yuan, the expected annualized expected return is around, and the investment period is short, but there is a risk of false bills or payment delays.

It is suggested that if you are a novice investor, you can choose a small investment wealth management product with strong liquidity, that is, choose some short-term financial products with fast returns, but the most important thing is to formulate a financial plan according to your actual situation in order to fully improve the utilization rate of funds.

1.Weekend trip to the park or tour: For 100 yuan, you can take your family or some good friends to the park or natural scenic spot to enjoy outdoor activities.

2.Culinary Adventure: 100 RMB is enough to try a variety of cuisines, whether you can experience some traditional snacks or try some local restaurants.

3.Coffee or afternoon tea: 100 yuan is enough to enjoy an afternoon in a cosy café or café, and invite one or two friends to enjoy a meal and chat.

4.Go to the movies or performances: 100 yuan can buy two movie tickets or a ticket to the Otono Answer Club, play or other performances, and enjoy cultural entertainment while sharing joy and emotion with friends.

In short, 100 yuan can bring a lot of joy and surprises to our lives, and it is not necessary to spend a lot of money to enjoy a good time. While enjoying happiness, it is also necessary to pay attention to managing personal finances in a balanced way, planning wisely, saving expenses, and avoiding waste and unnecessary debt.