If Huabei is not repaid when it expires, will it be automatically deducted from the balance? If you

If you don't set up automatic repayment, it seems that you can't repay.,But there will be a text message or Alipay app to notify you that it's time to repay,,If there is automatic repayment,Then as long as there is money in your bound bank card, it will be deducted.,The balance will be deducted from the bank card if there is no money.。。

Huabei turns off the automatic repayment function:

Then select "Huabei" in "My" and click to enter the Huabei interface.

Then click "My" in the lower right corner of the Huabei interface and select "Auto Repayment Settings".

Once you're in the autopayment settings, select Turn it off.

Extended information: 1. Why is early repayment of Huabei taboo:

The reason why Huabei's early repayment is taboo: it is determined that there is no demand and the income is reduced.

1. Determine that there is no demand: If the user Huabei repays in advance, at least it shows that he has more funds in hand, and the demand for Huabei is not large, so it is easy for the background to reduce your Huabei and give the quota to people who are more in need.

2. Reduced income: Users often and habitually repay in advance, which will lead to less revenue from Alipay than expected, and in the long run, it is very possible to be closed by the platform.

3. Therefore, it is best to repay the loan when it is due, and do not repay it in advance, in any case, the early repayment itself is a breach of contract, which will lower the credit evaluation of the platform.

2. Why are the consequences of Huabei's application for installment serious?

1.When the borrower is unable to repay all the arrears in the current period, he can apply for Huabei installment.

2.Currently, Huabei supports monthly installment repayment.

3.The higher the number of installments, the higher the Huabei interest paid.

4.Choosing to repay in installments will not have serious consequences, but will improve your credit score.

5.Failing to make repayments on time will result in a bad record that will affect your future loans, etc.

The bill date of Ant Huabei is the 1st of each month, and the repayment date is the 9th or 10th of each month. The repayment time is from the 1st to the 9th (or 10th) of the next month after the receipt is confirmed, and it is worth noting that if Ant Huabei is overdue, it will not only charge 5/10,000 of the overdue interest on a daily basis, but also affect the individual's sesame credit score.

Fourth, how to use Huabei is the most cost-effective:

Huabei proposed to spend the next month first, that is, the repayment date of the amount paid by Huabei this month is the 1st of the next month, and there is a small trick hidden here: the amount paid by Huabei is subject to the confirmation of receipt, that is, the repayment is made before the next month date of confirmation of receipt. Therefore, it is possible to enjoy a longer repayment period if you calculate the time of placing the order and receiving the goods.

Operating environment: vivo iQOO 5 Pro; System; Software: Alipay.

The Huabei system will automatically deduct the amount by default on the repayment date, and when the Huabei system starts to deduct, it will deduct the amount according to the deduction order you set or the default order of Alipay balance first, then Yu'e Bao, and then the bound bank card.

And if your money is not enough, Huabei will still deduct the money, it will deduct the money you have in Alipay first, and you need to repay the unpaid part manually, otherwise it will be overdue.

Many people prefer to repay Huabei manually, because they are worried that the automatic repayment will be deducted arbitrarily, so they want to cancel the automatic repayment of Huabei. However, Huabei's automatic repayment is the default of the system.

When you activate Huabei, the automatic repayment function is defaulted, and only when the automatic repayment fails, you will need to manually repay Huabei.

Ant Huabei is a consumer credit product launched by Ant Financial, and after applying for it, you will get a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

First, the front. After Alipay Huabei is overdue, it is generally impossible to do it if you don't want the system to automatically deduct the money, because the automatic repayment function is opened by default, and the system will automatically deduct the money from the Alipay account balance, bound bank card (except credit card), and Yue Bao on the repayment date for repayment.

2. Specific analysis.

Unless there is no money in the balance of the Alipay account, the bound bank card (except for credit cards), and the balance treasure, the system will naturally have no money to deduct. Of course, it is recommended to pay off the arrears as soon as possible, otherwise the overdue time will not only incur a lot of penalty interest, but also lead to serious damage to personal credit, and also affect the handling of follow-up credit business, and the Huabei function may also be restricted.

It should be noted that in fact, you can take the initiative to repay, and you can directly find the Huabei bill to repay the loan. Of course, you can also charge the money into the balance of your Alipay account, the bound bank card or the balance treasure, and then contact Alipay customer service to let the system make up the deduction as soon as possible.

It only needs to be in: Xiaoqi Xincha. Click on the query, enter the information to query your personal credit status, online black index score, blacklist, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate and other important data information.

3. Will Huabei borrow the money received after the deadline to be deducted immediately?

After the Huabei loan is overdue, if there is money in the bank card bound to Alipay, the system will naturally deduct the money directly from it to repay the arrears. However, if the card that deposited money into is not bound to Alipay, the system will naturally not deduct the money from it.

It should also be noted that if you deposit money into your Alipay account balance or Yuebao, the system will also directly deduct the money from it to repay the arrears. After all, Huabei has opened the automatic repayment function by default, and the system has not deducted the money on the repayment date, so it will naturally make up the deduction later.

Therefore, after finding that Huabei is overdue, you must recharge the money as soon as possible, so that the system can deduct the money in time, and the shorter the overdue time, the less adverse effects will be bringed. If it is overdue for too long, not only will there be more penalty interest, but the credit damage will also be more serious, and most of Huabei will be frozen, and it is estimated that it will be difficult to handle the follow-up credit business.

If you are worried that the system will not be able to make up the deduction in time, you can also contact Alipay customer service to explain that you have repaid the money after repaying it, and remind the other party to deduct the money as soon as possible.

Huabei can be automatically repaid, when the user opens Huabei, Huabei's automatic repayment function will be turned on by default, if the user does not take the initiative to repay on the specified repayment date, then the Huabei system will automatically deduct the payment.

There are generally two time points for Huabei to deduct the loan on the repayment date, one is from 11:30 to 12 noon on the repayment day, and the other is at 19 o'clock on the repayment day. If you do not repay the loan at these two points in time, you must manually repay Huabei as soon as possible to avoid overdue, and it is best to repay the loan a few days in advance or ensure that your repayment account has sufficient funds before the repayment date.

If Huabei automatically deducts money, it is generally deducted from Alipay's balance, Yuebao, and Alipay's bank card quick payment. The default order of its automatic deduction is Alipay balance first, and then the bank card bound to Alipay is quick payment and then balanced, and the bound bank card has a maximum of 3 accounts.

Of course, you can also set the order of deduction independently, find "Set Payment Order" in the "Settings" of "Huabei" of "Alipay" and set it up.

If Huabei does not repay it on time, will the balance be deducted?

Hello pro Hongsheng, if Wang Fan sets up automatic repayment, the balance will be deducted. If your Huabei does not have automatic repayment set up. Failure to repay the loan on time will not result in a deduction from your Hail Balance.

If Huabei has set up automatic repayment, then your balance will be deducted when the deduction time comes, and when the balance amount is insufficient, it will also be deducted from your Yue Bao or the bound bank card. Friendly reminder, Huabei has been connected to the credit information system, so if you do not repay on time, it will cause bad personal credit, so it is recommended to repay on time. Hope it helps.