What is the minimum sum insured for 2017 Ping An Fu?

Different cities are different, a small number of cities have a minimum insurance amount of 150,000 yuan, and most cities have a minimum insurance amount of 200,000 yuan. What city are you in.

How much coverage do you need? How much is the premium? Need to design it for you?

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

Ping An Fu premiums are calculated based on age and gender, with a minimum of 150,000 yuan for life insurance, 120,000 yuan for critical illness insurance, and 150,000 yuan for accident insurance.

Ping An Insurance's Ping An Fu is a non-participating pure protection health insurance (whole life insurance), which features the first pure protection product among large insurance companies in the market with a predetermined interest rate of up to 4%.

1. Low premium, high sum insured, comprehensive protection and high cost performance; That is to say, with the same premium and the same age, the sum insured is 10% -20% higher than that of other types of products.

2. A full range of critical illnesses, comprehensive accident protection, and 20% of 8 mild and critical illnesses are given free of charge.

3. The additional accident insurance has expanded the scope of coverage, from 34 items in level 7 to 281 items in level 10, and double compensation for self-driving cars, and the coverage is extended to the age of 70 at the end of the payment period.

% of the predetermined interest rate means.

It is the pricing interest rate of the insurance company when designing the product, and 4% is the highest in the market, which is reflected in the sum insured and premium. The higher the predetermined interest rate, the more beneficial it is to customers in principle, but the greater the pressure on the operation and management of insurance companies. Don't equate the predetermined interest rate with the return on investment, this type of product is a protection, the lower the premium, the higher and more comprehensive protection.

2. Disadvantages of this product.

The policyholder needs to continue to pay the premium for at least 20 years, and do not surrender the policy halfway, as the surrender cash loss is large.

3. The principle of premium payment.

The number of highlights can refer to the double ten principle, that is, the policyholder or the whole family every year, premium = annual income * 10% (expenditure) is the first; Sum Insured = Annual Income * 10 times (Protection).

The critical illness sum insured has a "5-year survival rate", that is: critical illness sum insured = annual income * 5 years + **** expenses (income compensation insurance).

Accident Sum Insured = Annual Income * 10 Years (or 20 Years).

Ping An of China - Ping An Fu (2019).

Ping An of China - Ping An Fu Health Insurance Plan.

Ping An Fu is a critical illness insurance product launched by Ping An Insurance, covering 100 critical illnesses, 30 minor illnesses, as well as death and accident benefits.

It is understood that the amount of Ping An Fu insurance is related to the insured amount and the age of the insured, and the minimum insurance amount is 300,000 yuan for critical illness insurance, 60,000 yuan for mild illness, 50,000 yuan for accidental injury medical treatment, and 310,000 yuan for lack of death insurance. However, the specific sum insured is subject to the policyholder's insurance rules.

Ping An Fu is Ping An Insurance.

A critical illness insurance policy launched.

The coverage covers 100 critical illnesses, 30 minor illnesses, as well as death defense and accident benefits.

It is understood that the amount of Ping An Fu insurance.

The minimum insurance amount is 300,000 yuan for critical illness insurance, 60,000 yuan for minor illness, 50,000 yuan for accidental injury medical treatment, and 310,000 yuan for death insurance. However, the specific sum insured is subject to the policyholder's insurance rules.

Ping An Fu is a critical illness insurance product launched by Ping An Insurance, which covers 100 critical illnesses, 30 minor illnesses, as well as death and accident benefits. It is understood that the amount of Ping An Fu insurance is related to the insured amount and the age of the insured, and the minimum insurance deficiency is 300,000 yuan for critical illness insurance, 60,000 yuan for mild illness, 50,000 yuan for accidental injury medical treatment, and 310,000 yuan for death insurance. However, the specific amount of insurance is subject to the policyholder's insurance rules.