What are the types of insurance that young people can t buy?

Updated on Car 2024-03-16
3 answers
  1. Anonymous users2024-02-06

    If young people buy insurance, there is actually no insurance product that cannot be bought, but it depends on what their own protection needs are, after all, buying insurance is buying protection, and building a more sound security system for themselves is a reflection of their own responsibility.

    Ultra-complete! Everything you need to know about insurance is here.

    So next, the senior sister will introduce to you what insurance you should buy as a young person! Don't talk nonsense, go straight to the dry goods!

    1.Critical illness insurance.

    When you are young, you are generally in good health, and there will be more critical illness insurance that can be insured, and it will be easier to pass the health notice. Moreover, it is relatively low to buy critical illness insurance** at a young age, and under the same conditions, the older you are, the higher the premium.

    In addition, you should know that many major diseases are getting younger and younger, so we should take precautions to add a protection to ourselves when we are young.

    So what are the critical illness insurance policies on the market that are worth taking out for young people? Senior sister will tell you the answer:

    Top 10 Popular Critical Illness Insurance Points Worth Buying!

    2.Million Medical Insurance.

    Million Medical Insurance will reimburse the insured for medical expenses incurred by hospitalization due to illness** during the insurance period, as long as it meets the coverage of Million Medical Insurance and exceeds the deductible.

    You can also use the million medical insurance as a supplementary product to the social medical insurance, such as targeted drugs, out-of-hospital special drugs, overseas medical treatment and many value-added services (such as advance payment services, green channels), which cannot be protected by the social medical insurance, can be seen in most of the million medical insurance.

    3.Accident insurance.

    Accident insurance can mainly cover accidental death or disability, accidental medical treatment, etc., and some accident insurance also includes sudden death protection, hospitalization medical insurance, etc., which shows that a full amount of accident insurance can help families cover the economic losses caused by accidents caused by the insured.

    Accident insurance] whether to buy, how to buy, what are the types, comprehensive analysis, comparative evaluation.

    4.Life.

    For young people, if they have now become the breadwinner of the family, then they can buy a life insurance policy, even if they unfortunately die and become totally disabled, they can leave a sum of money for the family to protect against the financial risks caused by the death of the breadwinner of the family.

  2. Anonymous users2024-02-05

    Young people buy insurance, in fact, most of the insurance can be bought, and there are few types of insurance that young people can't buy, and they can buy it according to their own needs. Young people are still in relatively good health at this stage, so it will be more cost-effective when buying most insurance.

  3. Anonymous users2024-02-04

    Young people need to buy insurance.

    1. Insurance is to prepare for old age when you are young and prepare for risks when you are healthy.

    2. Young people are also facing various risks such as critical illness, medical treatment, accidents, and death, and because they are in the rising period of their careers, the pressure and risks they face are still increasing, and no one knows when these risks will occur.

    3. Because the economic foundation is generally relatively weak, once encountering these risks, it is difficult for young people to bear them on their own, and it may also drag down their families.

    4. By using the obvious and macro leverage of insurance, they can leverage millions of insurance amounts with very little money, and their ability to resist risks can be greatly enhanced.

    5. For young people, buying insurance is also more advantageous, not only the premium is cheaper, but also easier to successfully apply for insurance, and the time to enjoy protection is longer.

    6. With the protection of insurance, there will be a lot less worries in the first stage of life.

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I think this depends on your own needs, if your ability to bear is not particularly strong, it is definitely not recommended that you carry a lot of pressure to buy a house, if you use it as a daily living expense, I think this can still be considered.

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Stay up late. Young people, don't touch it, or you may not survive the day when you die of old age.