If there is a violation that has not been handled, can it be compulsory?

Illegal parking will not affect the compulsory traffic insurance for the next year. The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

The compulsory traffic insurance rate implements a double-linked mechanism according to the vehicle historical record, and all vehicles that have a record of accident or drunk driving illegal driving behavior are recorded. The compulsory insurance rate will increase in the next year, and the vehicle with a good record will enjoy a discounted rate when the policy is renewed in the next year.

Compulsory traffic insurance is a kind of car insurance that the state mandates to purchase, and all motor vehicles must purchase compulsory traffic insurance before they can drive on the road.

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After the vehicle violation, it does not affect the purchase of compulsory traffic insurance.

When the policyholder applies for compulsory traffic insurance, he or she shall truthfully inform the insurance company of the important matters:

Important matters include the type, make, model, identification**, license plate number, nature of use, and the name, gender, age, residence, ID card or driver's license number (organization**) of the owner or manager of the motor vehicle, the accident of the motor vehicle before the renewal of the insurance, and other matters stipulated by the CIRC.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

There is a penalty for not paying the car insurance when it expires.

According to the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner and manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations.

Consequences of not paying car insurance when it expires:

1. If the owner of the compulsory traffic insurance expires and does not renew the insurance and continues to go on the road, once it is found, according to the provisions of the "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability", the traffic management department of the public security organ shall detain the motor vehicle, notify the owner and manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations. The vehicle owner needs to pay the compulsory traffic insurance fee and fine before he can get the vehicle back, which brings additional financial losses to the car owner.

2. If the vehicle reaches the time for car insurance renewal, but does not handle it and allows it to be delayed, the owner may face the problem of rising rates when renewing the insurance. Moreover, the renewal of the vehicle after the "out of insurance" still needs to re-inspect the car, which increases the insurance procedures and brings more trouble to the car owner.

3. The car insurance is not renewed when it expires, which is a potential safety hazard. Once the vehicle is out of insurance during the period of deinsurance, all losses must be borne by yourself. If you crash into a luxury car or have a major accident, the owner of the car who does not have car insurance will have to pay a huge amount of compensation out of pocket.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. How to punish and deduct points for failure to pay compulsory traffic insurance?

1. After the failure to pay the compulsory traffic insurance is found, it will be fined twice the premium, but no points will be deducted. As long as the time of getting out of insurance is not more than three months, you can also enjoy discounts, as long as the owner provides a certificate from the public security organ. A traffic accident that occurs during the period of loss will not cause an increase in the compulsory traffic insurance, and the insurance period of the compulsory traffic insurance is one year.

2. Legal basis: Article 39 of the Regulations of the People's Republic of China on Socks Insurance for Motor Vehicle Traffic Accident Liability Strongholders.

If the owner or manager of a motor vehicle fails to take out compulsory insurance for motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations.

If the owner or manager of a motor vehicle applies for compulsory liability insurance for motor vehicle traffic collapse accidents in accordance with regulations, the motor vehicle shall be returned in a timely manner.

2. What is the surrender process of compulsory liability insurance?

1. When surrendering the compulsory traffic insurance, the surrender application should be submitted to the insurance company, explaining the reason for the surrender and when the surrender began, signing or stamping the official seal, and handing it over to the business management department of the insurance company;

2. After reviewing the surrender application, the business management department of the insurance company shall issue a surrender approval form, which indicates the surrender time and the amount of premium to be refunded, and at the same time collects the auto insurance policy;

3. The surrenderer shall go to the financial department of the insurance company to collect the insurance premium that should be refunded to the surrenderer with the surrender approval form and ID card;

4. The insurance company calculates the refundable premium by using the amount of insurance premium paid at the time of insurance, minus the premium that the insurance company should collect during the time when the insurance has taken effect, and the remaining balance is the insurance fee that should be refunded to the surrenderer.

Compulsory traffic insurance is a type of insurance that must be purchased in accordance with national regulations. Not having compulsory traffic insurance is a hassle. There is no way to conduct an annual review of the vehicle.

The most important point is that in the event of an accident, commercial insurance will deduct the part that should be compensated by the compulsory traffic insurance when making a claim. Jubi administrative penalty for imposing a fine on the owner or manager.

If the owner or operator of a motor vehicle reissues compulsory traffic insurance for a motor vehicle, the traffic management department of the public security organ shall promptly return the detained motor vehicle. If the owner or operator of a motor vehicle fails to participate in the compulsory insurance of motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain it, notify the owner or operator of the motor vehicle to handle the insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable in accordance with the prescribed minimum insurance liability limit. If the motor vehicle is detained by the traffic management department of the public security organ, a fine of twice the insurance premium that should be paid shall be imposed in accordance with the minimum insurance liability limit.

Once the owner has a third-party major accident during the warranty period, and there is no compulsory traffic insurance, the owner will pay a huge amount of compensation by himself. Many people lose money because of this, and if the compulsory traffic insurance expires, it is recommended not to drive on the road and renew the insurance policy with the insurance company as soon as possible. A series of tests such as the annual inspection of motor vehicles without compulsory traffic insurance cannot be passed.

As long as there is no insurance and expired compulsory traffic insurance, it is a traffic violation, and the traffic police should punish the owner according to the law. Car owners should pay attention to the validity period of compulsory traffic insurance and take out insurance in time to avoid the loss of accident compensation and traffic violation penalties caused by the expiration of compulsory traffic insurance.

If the motor vehicle driving on the road is not equipped with an insurance mark, the traffic management department of the public security organ shall detain the motor vehicle, notify the party concerned to provide the insurance mark or go through the corresponding procedures, and may impose a warning or a fine of not less than 20 yuan but not more than 200 yuan. Anyone who forges, alters, or uses forged or altered insurance marks, or uses the insurance marks of other motor vehicles, shall be confiscated by the traffic management department of the public security organ, detain the motor vehicle, and impose a fine of not less than 200 yuan but not more than 2,000 yuan; where a crime is constituted, criminal responsibility is pursued in accordance with law.

The law stipulates that the car must buy compulsory traffic insurance, if you are cautious and do not buy compulsory traffic insurance, your car will be deducted if Min Xiao violates the bridge file seal, and your driver's license will also be deducted.

In such a situation, you can only bear the corresponding responsibility, and all the losses should be compensated by yourself.

That can only be solved through the relevant places, and there may be a part of the loss because you have not purchased insurance.

It shall be dealt with in accordance with the corresponding legal procedures, and at the same time, the corresponding compensation shall be made, and the corresponding penalties shall be accepted and dealt with in accordance with the regular process.

Legal analysis: The vehicle should be detained, ordered to take out compulsory traffic insurance, and fined twice the basic premium. Article 95 of the Road Traffic Safety Law stipulates that if a vehicle is detained without compulsory traffic insurance, the owner or manager of the motor vehicle shall be ordered to take out compulsory traffic insurance, and the owner or manager of the motor vehicle shall be fined twice the basic premium of the compulsory traffic insurance and return the vehicle.

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for traffic accidents in the motor vehicle state, and shall have the right to recover compensation from the victim: (1) the driver has not obtained driving qualifications or is drunk; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. If a road traffic accident occurs in one of the circumstances listed in the preceding paragraph, the insurance company shall not be liable for compensation for the property damage caused to the victim.

Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**). In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management agency shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance for motor vehicle traffic accident liability; (2) The motor vehicle involved in the accident has not participated in the compulsory insurance of motor vehicle traffic accident liability; (3) Fleeing after a motor vehicle has been hit.

Compulsory traffic insurance is an insurance that must be purchased, and if there is no compulsory traffic insurance, penalties can be given. If an accident occurs without purchasing compulsory traffic insurance, it does not affect the division of responsibility for the traffic accident. In the event of a traffic accident, according to the behavior of the parties to the road traffic accident played a role in the potato and the severity of the fault, determine the responsibility of the parties.

1. How to determine responsibility for traffic accidents on the road without compulsory traffic insurance.

1. If no one has purchased compulsory traffic insurance, the determination of traffic accident liability will not be affected after a traffic accident.

2. After a traffic accident occurs, the liability of the parties shall be determined according to the role of the parties' actions in the occurrence of road traffic accidents and the severity of the fault.

3. If the compulsory traffic insurance is not insured, the traffic management department of the public security organ shall detain the motor vehicle and impose a fine of twice the insurance premium that should be paid within the minimum liability limit of the insurance.

1) Article 60 of the Provisions on Procedures for Handling Road Traffic Accidents The traffic management department of the public security organ shall determine the responsibility of the parties according to the role played by the parties' actions in the occurrence of road traffic accidents and the severity of the fault.

1) Where a road traffic accident is caused by the fault of one of the parties, full responsibility shall be borne by the party;

2) Where a road traffic accident occurs due to the fault of two or more parties, they shall bear primary responsibility, equal responsibility and secondary responsibility respectively according to the effect of their actions on the accident and the severity of the fault;

3) None of the parties is at fault for causing the road traffic accident, and if it is a traffic accident, none of the parties is liable.

If one party intentionally causes a road traffic accident, the other party is not liable.

2) Article 38 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 38 If the owner or manager of a motor vehicle fails to purchase compulsory insurance for motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable in accordance with the minimum liability limit for insurance in accordance with the regulations.

Where the owner or manager of a motor vehicle reapplies for compulsory insurance for motor vehicle traffic accident liability in accordance with regulations, the motor vehicle shall be returned in a timely manner.

2. What is the scope of compensation for compulsory traffic insurance?

1. Compulsory traffic insurance is compulsory insurance for motor vehicle traffic accident liability, and China's "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" clearly stipulates the scope of compensation for compulsory traffic accident insurance. The insurance company shall compensate for the personal and property losses of the injured victims other than the insured and the insured in the event of a road traffic accident of the insured motor vehicle within the liability limit.

2. Compulsory insurance for automobile traffic accident liability implements a unified liability limit nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, and property damage compensation limits. Among them, the compensation items for death and disability of compulsory traffic insurance include:

Funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, and lost work expenses.

Legal Analysis: Impound the motor vehicle, and impose a fine of 2 times the insurance premium payable in accordance with the prescribed minimum liability limit. If the motor vehicle driving on the road without deducting points is not placed with an insurance mark, the management department of the public security organ shall detain the motor vehicle, notify the party concerned to provide the insurance mark or go through the corresponding procedures, and may give a warning or a fine of not less than 20 yuan but not more than 200 yuan.

Forgery, alteration or use of forged or altered insurance marks, or use of insurance marks of other motor vehicles, shall be confiscated by the traffic management department of the public security organ, and the motor vehicle shall be detained, and a fine of not less than 200 yuan but not more than 2,000 yuan shall be imposed; where a crime is constituted, criminal responsibility is pursued in accordance with law.

Legal basis: "Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability" Article 39 If the motor vehicle on the road is not placed with an insurance sign, the traffic management department of the public security organ shall detain the motor vehicle and notify the person concerned to provide the insurance mark or go through the corresponding procedures, and may be given a warning or a fine of not less than 20 yuan but not more than 200 yuan. If the party concerned provides the insurance mark or goes through the corresponding formalities, the motor vehicle shall be returned in a timely manner.