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Anonymous users2024-02-06For lost time pay, you need to provide proof of wage reduction, bank statement, proof of wage amount provided by the employer, and work contract. If you can't provide it, or if you don't provide enough information, it will only be calculated according to the average local wage. If you lose your 5s, you need to write on the accident certificate issued by the traffic police, so that you can find the responsible party to claim compensation.
If the other party only has compulsory insurance, it is recommended to go through the judicial process, unless he agrees to your compensation request, otherwise he will not be able to negotiate sincerely.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Anonymous users2024-02-05Lost time due to accident injuries should be compensated.
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Anonymous users2024-02-04The claims process of insurance companies is different, and it is most accurate to call the insurance company** directly to consult manual services.
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Anonymous users2024-02-03Legal analysis: Compulsory traffic insurance can compensate for lost work expenses. In the territory of the People's Republic of China (excluding Hong Kong, Macao and Taiwan), if the insured suffers a traffic accident in the course of using the insured motor vehicle, resulting in personal or property losses to the victim, the insurer shall be liable for the damages borne by the insured in accordance with the law, and the insurer shall be responsible for compensation within the following compensation limits for each accident in accordance with the provisions of the compulsory traffic insurance contract.
Legal basis: Regulations on Compulsory Insurance of Traffic Accident Liability for Motor Vehicle Burial Hunger
Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.
Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accident liability, and shall have the right to recover compensation from the victim: (1) the driver has not obtained driving qualifications or is intoxicated; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.
Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**). In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management agency shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance of motor vehicle traffic accident liability; (2) Causing an accident such as disorderly motor vehicle failure to participate in compulsory motor vehicle traffic accident liability insurance; (3) Fleeing after a motor vehicle has been hit.
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Anonymous users2024-02-02Legal analysis: The law stipulates that compulsory traffic insurance compensates for lost time expenses, and in the absence of death, there is compensation for lost time expenses, and the lost time pay is to compensate for the loss of pure damage caused by the injury of the person who cannot work. For those who do not have a regular income, compensation for lost time is generally based on the average local wage.
Legal basis: Interpretation on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases》 Article 20: Compensation for lost time is to be determined on the basis of the victim's lost time and income. The lost time is determined on the basis of a certificate issued by the medical institution to which the victim received.
Where the victim continues to miss work due to disability due to injury, the time of missing work may be calculated to the day before the date of disability.
Compulsory traffic insurance is not liable to be compensated. This is covered by the insurance company. The medical expenses without liability are 1,000 yuan, and the disability limit is 11,000 yuan, not 10,000 yuan. >>>More
If you buy compulsory traffic insurance or not, depending on the needs of the car owner, the protection provided by the compulsory traffic insurance and the third party liability insurance is the same, but there is a limit to the liability compensation of the compulsory traffic insurance.
No, if you don't have car damage insurance, you pay for repairs, and the compulsory traffic insurance pays for the other party, and there is a limit.
Insurance liability: The liability for damages incurred by the insured in the course of a traffic accident in the course of using the insured motor vehicle, resulting in personal or property losses to the victim, shall be borne by the insured in accordance with the law. >>>More
Compulsory traffic insurance is only responsible for paying compensation to a third party in the case of the insured vehicle, that is to say, if A buys compulsory traffic insurance and A and B collide and have an accident, then the compulsory traffic insurance will be responsible for compensating B for personal and property losses, and the specific compensation limit is as follows. >>>More