Is it true that a company that specializes in handling debt?

It's true that this kind of company buys bad debt from a bank or other institution, and then they collect it themselves.

Don't listen to their songs, it's all nonsense, how can there be any company that deals with debts, it is the court that sues and applies for enforcement.

It's true. For example, if you owe money on a credit card, you will hire such a company to collect it.

Yes, but there are more routine types, or robbery types while the fire is hot!

For example, debt crowdfunding, saying that as long as you pay 200 yuan, you can help you repay the debt of 300,000 or 500,000 yuan. In fact, it is to use your needs to keep pulling people in and paying 200 yuan to achieve the purpose of making profits in the capital pool.

As for your debts, don't even think about it!

For example, the most popular credit card at the moment, consumer loan debt restructuring. Say it can help you negotiate with the bank to repay your debt in 36 installments or up to 60 installments to solve your collection problem. However, the fee is 8% to 10%. As for your follow-up overdue, it doesn't matter.

This situation won't help you solve your debt problem, they just take advantage of your fears to make a profit. To repay the loan in instalments, you must have a stable income** and you must ensure that you do not fall behind the deadline after the negotiation is reached. This is the most critical thing.

But more often than not, a person's debt has collapsed, then most of the overdue ones are not a credit card, not a single debt. It's a lot of debts, a lot of overdue. When a boat has many holes and leaks, it is impossible to stop the ship from sinking with all the effort to fill the holes.

Also, after the debtor has gone to great lengths to pay off these debts, has his finances improved? No, he is in the pit, the People's Bank of China credit even if you pay off the arrears, it will be automatically eliminated after 5 years, and during this period he still cannot apply for credit cards, loans, etc.

As a company specializing in handling personal and family debts, I believe that it is important to sort out the overall debts of our customers and formulate a reasonable, safe solution that can help them truly solve their debt problems and achieve their financial goals.

Therefore, when faced with a client's debt, we first assess what is the worst-case scenario for him at the moment? Is it deteriorating, or has it begun to collapse, or has it been through a storm and is starting to rebuild?

Second, it is necessary to arrange a financial foundation to ensure his income and basic living conditions.

Third, develop a financial plan to achieve your goals.

Fourth, the arrangement of repayment, negotiation, debt restructuring.

To be honest, the debt solution market is facing the most moneyless customers in the world, and it is a one-time fee. For the company's operation, how to make money. Do you see the poor also go up and rob?

However, there is still a great rigid demand in the personal and family debt market, and there is no shortage of so-called companies in the market to deal with debts, but what is lacking is a conscientious company that is ethical and truly attentive to help debtors solve problems.

In daily life, there will also be some intermediary companies that specialize in helping others deal with debts, and they do help creditors a lot. When some people need financing, these companies help them find lenders and then transfer those funds to the other party's account? But when the debtor can't repay the debt, these intermediaries will also help to collect the debt.

Debt collection companies really exist, some of them are violently collected, and some rely on lawyers, and the fees are not small.

It's true, generally it depends on the company, send the contract.

It's true, but there are many fakes, and it's hard to distinguish between true and fake

Answer: Hello, it is best not to touch the business model of the debt resolution company and not to participate in it. The so-called debt resolution company may be a loan shark. If there are assets that can be pledged, you can borrow money from the bank; There is no asset collateral to the lending company, and it is willing to find you, which is to get more benefits for you.

They will not relieve you of your debts for no reason, they want you to pay a higher price, so that the debt resolution company can be profitable, and you must maintain a certain degree of vigilance to prevent being deceived.

Most of the "debt relief" is only temporary, for example, you have a bank loan due, but you have no money to repay the bank to auction your only residence, at this time someone comes to you and says that they can help you "solve" the problem, in fact, it may just provide you with a capital bridge, the bank's loan is repaid, you owe "him" money, and the follow-up operation is equivalent to the replacement of the creditor. Over time, this debt snowball will get bigger and bigger.

You have to firmly believe that the debt you owe will be repaid by yourself, and you will most likely not be deceived; If you don't want to take responsibility and just want to "solve the debt", then there is a high probability that you have been deceived. The deception here may not be a criminal liability fraud, or it may be a criminal liability fraud, which also needs to be understood by you. There is no pie in the sky, and there is no misfortune that flies.

Summary. 1.Debt negotiation companies are unreliable, they are a gray area company.

2.If you can negotiate, you can negotiate without going through the debtor company yourself. 3.

In addition, if there is a debt dispute, you should go to the judicial department to solve it for you, and the company that seeks this kind of debt negotiation will only get yourself into more disputes. Legal basis: Article 233 of the Civil Code Where a property right is infringed, the right holder may resolve it through reconciliation, mediation, arbitration, litigation and other means.

Hello dear, the company that specializes in dealing with debt is fake and unbelievable oh dear 1Debt negotiation companies are unreliable, they are a gray area company. 2.

If you can negotiate, you can negotiate without going through the debtor company yourself. 3.In addition, if there is a debt dispute, you should go to the judicial department to solve it for you, and the company that seeks this kind of debt negotiation will only get yourself into more disputes.

Summary. Companies that deal with debt generally do debt optimization.

To put it simply, debt optimization is to help you get your money away and then take out a low-interest loan from the bank. It is to borrow the new to repay the old.

Then debt restructuring is to take your overdue or non-overdue loan and negotiate with the bank to stop the interest repayment in installments.

Companies that deal with debt generally do debt optimization. To put it simply, debt optimization is to help you get your money away and then take out a low-interest loan from the bank. It is to borrow the new to repay the old. Then debt restructuring is to take your overdue or non-overdue loan and negotiate with the bank to stop the interest repayment in installments.

It's true that companies that specialize in dealing with debt. A company that specializes in helping to deal with debts, such a company is real, but it will charge a certain fee in comparison, which is called cutting leeks, but in real life, too many people will not deal with the problem of debt, so there is such an institution.

For example, when the debtor is overdue, there will be a certain amount of interest and penalty interest, so if the debtor does not repay for a long time =, he will face more interest and more fines, the longer he owes, the more debts he owes, so whether it is accepted by the institution or negotiated by himself.

Debt treatment method1. The way to solve the debt problem is to pay off the debt in full as agreed.

2. Provide corresponding guarantees for debts.

3. With the consent of the creditor, transfer all or part of the debt to a third party.

4. Or apply to the creditor for a moratorium on debt repayment.

Summary. Dear, not really. A company that specializes in dealing with debts is fake, and the existence of a debt collection company is illegal, and it is not possible to engage in debt collection business through illegal channels.

There are no debt collection projects within the scope of industrial and commercial registration, and the registration of debt collection companies is strictly prohibited. According to the law, debt problems should be resolved through negotiation, arbitration, litigation, etc.

Dear, not really. A company that specializes in dealing with debts is fake, and the existence of a debt collection company is illegal, and it is not possible to engage in debt collection business through illegal channels. There are no debt collection projects within the scope of industrial and commercial registration, and the registration of debt collection companies is strictly prohibited.

According to the law, debt problems should be resolved through negotiation, arbitration, litigation, etc.

The parties entrust the law firm and other departments to negotiate with the other party. It is illegal for a debt collection agency to collect debts and has no right to collect debts on behalf of them and make compensation. It is recommended that the parties resolve the matter through formal legal channels to avoid other disputes.

At present, the provisions of China's laws and regulations on debt collection companies were first found in the Notice on Stopping the Registration of "Debt Collection Companies" Applied for by Organs Affiliated to the Public Prosecutor's Procuratorate, the Procuratorate, the Judiciary and the Ministry of Justice issued by the State Administration for Industry and Commerce in 1993, which clearly requires that the industrial and commercial administrative organs at all levels should immediately stop the registration of "debt collection companies" and similar enterprises applied for by the public, procuratorial and judicial organs; For those that have already been registered, the industrial and commercial administrative organs at all levels shall notify them to immediately stop the "debt collection" business.

It is advisable to file a lawsuit in court yourself.

I found a legal assistance company, paid her a deposit of 500 yuan, and applied for a card to mail it over.

Could it be fake?

Pro, formal legal negotiation of repayment is credible, and there will be professionals to communicate with the creditor to coordinate the repayment plan of the debtor.

However, how to verify the identity of the legal personnel who negotiate repayment is a difficult problem, and many fraudsters defraud the debtor of the money under the banner of negotiating repayment.

She asked me to start a group.

According to what the group said, their company will deal with it, and after the processing is successful, they will pay the final payment later.

Enter her group. What to do.

You can go in first and withdraw if you find a problem.