Can I deposit without a card now, can I deposit without a card

Updated on Financial 2024-03-11
11 answers
  1. Anonymous users2024-02-06

    OK. There are two ways: 1. Handle it at the counter of a bank branch.

    2. Apply at the bank ATM. The premise is that you must remember the bank card, otherwise you can't handle it. Which account did you not deposit your money to?

    So be sure to know about the deposit. No matter whose account you deposit money to, you must provide it to the bank.

  2. Anonymous users2024-02-05

    Now you can deposit without a card, in some ATMs, there are shopping guides who will help you make a cardless deposit, for people who are inconvenient to carry a card or forget to bring a bank card, cardless deposit is more convenient.

  3. Anonymous users2024-02-04

    Cardless deposits, now can only be operated by yourself on the software, go to the bank or ATM without a card, it is impossible to deposit.

  4. Anonymous users2024-02-03

    Can you deposit without a card now, then you can go to the bank's window to make a deposit.

  5. Anonymous users2024-02-02

    Yes, many banks support it, as long as you are the person and remember the card number.

  6. Anonymous users2024-02-01

    Select the ATM that matches the bank account you want to deposit. Because ATMs cannot make inter-bank cardless deposits, they can only find corresponding bank ATMs. For ATMs, you must choose an ATM, which cannot be provided.

    1. On the initial interface of the ATM, select Cardless Transaction and select Cardless Deposit.

    2. Enter the interface and enter the account you want to deposit.

    3. After entering the account, confirm the user information and put in the amount to be deposited.

    4. Finally, wait for the operation to complete.

    It should be noted that the cash put into the banknote can only be 100 yuan in denomination, and no more than 100 pieces can be operated at a time, that is, 10,000 yuan; Foreign objects should also not be included. Banknotes that are damaged, stained, handwritten, glued with transparent tape, or excessively wrinkled cannot be deposited into the ATM.

    This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

  7. Anonymous users2024-01-31

    Card-not-present deposits. Yes, there are two main types of deposits. One source pants is at the ATM.

    on cardless deposits; The other is depositing money without a card over the bank counter. There are still big differences between the two deposit methods, however, no matter which method is used, the user must know the card number of the deposit.

    There are risks associated with card-not-present deposits:

    1. Cardless deposits cannot display all customer names, and depositors can only determine whether they need to deposit into the account through similarity, and there are many people who deposit directly without looking at the payee, this business arrives in real time, once the deposit is mistaken, it is very difficult to recover.

    2. Cracking cardless deposits is easy to be used by fraudsters to induce customers to deposit, which many people have heard of and even encountered themselves, fraudsters often induce them to go to ATMs to deposit after gaining the trust of customers, this kind of incident is not uncommon, and it is easy to operate and easy to remote control, especially in telecommunication fraud.

    During the high incidence period, the disadvantages of this function are more obvious.

    3. And most importantly, the card-not-present deposit function is not conducive to anti-money laundering. Because cardless deposits do not need to reserve depositor information, there is no way to inquire about the money**, which has caused a certain convenience to money laundering, and it is impossible to track and query, which is not conducive to financial supervision.

  8. Anonymous users2024-01-30

    Cardless deposits are possible. Even if you don't have a bank card, a single deposit of less than 10,000 yuan (including 10,000 yuan) can be handled at ICBC Quick Access ATMs (ATMs with deposit and withdrawal functions). Customers do not need to be confined to the branch counter, but can choose the nearest ICBC self-service area to make deposits.

    Compared with queuing at the counter, making a cardless deposit at the ATM not only saves time in queuing, but also eliminates the need to fill in forms and sign procedures, which is convenient and environmentally friendly, making your time arrangement more efficient. The card-not-present deposit service breaks away from the traditional belief that only bank cards can be operated at ATMs, and provides customers with another fast way to make deposits.

    Customers can press the "Enter" button according to the flashing prompt on the ATM screen to enter the cardless deposit interface. After selecting the language, you can enter the card number. Considering the possibility of incorrect manual input, the program is set to enter the card number twice in a row, and the two entered numbers match before proceeding to the next step, which greatly reduces the probability of error.

    After simply checking what appears on the screen, you can follow the prompts to place the money in the slot. Before the deposit is confirmed, the screen will display information such as the name of the beneficiary (the first word of the person's name will be kept confidential for security reasons), the amount, and the fee. After checking again, press the "Confirm" button to confirm, and the system will make instant credit.

  9. Anonymous users2024-01-29

    Some banks have cancelled cardless deposits, but others are following suit.

    1. Large state-owned commercial banks are ahead of the most wanton ideas.

    China's largest commercial bank, the Industrial and Commercial Bank of China, has eliminated cardless deposits. Subsequently, the four major state-owned commercial banks will also gradually abolish the cardless deposit business. That is, Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of China, Bank of Communications, Postal Savings Bank, etc.

    2. Local banks, such as Bank of Jiangsu, Bank of Hangzhou, Zheshang Bank, Bank of Beijing, Bank of Chongqing, Bank of Xiamen, etc., have followed up.

    3. Joint-stock commercial banks, China Merchants Bank, Ping An Bank, etc.

  10. Anonymous users2024-01-28

    It is also possible to deposit without a card, and to deposit without a card.

    The methods are as follows:

    1. ATM deposits.

    Users can bring cash to the bank ATM, and then select the "Cardless Deposit" option on the machine screen, after entering the page, enter the bank card number according to the prompts, and then enter the bank card password, after entering the bank card account, select the deposit operation, and then put the cash in the pop-up deposit slot, click"Confirm".

    2. Bank counter deposits.

    Users can bring cash to a nearby bank branch, explain to the counter staff that they want to make a cardless deposit, and then fill out the deposit form.

    You can make a deposit.

    Extended information: 1. Deposit refers to the depositor's temporary transfer or storage of funds or currency to a bank or other financial institution under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial behavior or activity, and is also the most important credit fund of the bank**. The money changers that appeared in Europe in the Middle Ages also accepted money deposits from customers, which were in the nature of money custody, did not pay interest, and were foreign bank deposits.

    The germ of the business.

    2. When the user deposits money, if he does not bring a card, whether it is at an ATM.

    , or at the bank counter, you can deposit money. However, the premise is that the user needs to know the bank card. Otherwise, it is not operational. The specific steps are as follows:

    1. ATM deposit without card: The user carries cash to the ATM of the relevant bank and finds the ATM. Usually, there will be an option to "deposit without a card" on the screen of the ATM, which the user clicks on.

    When you enter the new operation page, enter it and check it. Follow the prompts to place the money in the banknote slot. After completion, confirm the information again, and confirm if it is correct, and you can successfully deposit money.

    2. Deposit money at the bank counter: In the first step, the user brings cash to the local bank, and after arriving at the bank, the number is queued first. The second step is to wait for the bank's announcement to call you, go to the corresponding window and tell the bank's staff that they are ready to deposit money.

    The third step is to fill in the deposit information, and after filling in, hand over the money and deposit slip to the staff, and the staff will handle it, and the deposit can be successful.

    Deposit refers to the depositor's temporary transfer or storage of funds or currency in a bank or other financial institution under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial act or activity, and is also the most important credit fund of the bank**.

    3. Deposit is one of the most basic business of a bank, and without deposit, there will be no loan, and there will be no bank. In terms of the time of generation, deposits predate banks. In the Tang Dynasty, there were cabinets in China that specialized in receiving and keeping money, and depositors could pay money with "stickers" or other tokens similar to checks.

    The numismatic money changers that appeared in Europe in the Middle Ages also accepted customers to deposit money, which was in the nature of money custody and did not pay interest, which was the germ of foreign bank deposit business. With the advent of banks and other financial institutions, the deposit business of banks has developed rapidly.

  11. Anonymous users2024-01-27

    Banks can deposit without a card, and there are two deposit methods for card-not-present deposits, which are as follows:

    1. Cardless deposit at the bank counter: Users can bring cash to the bank counter to deposit, provided that the user remembers the bank card. The deposit step is to make an appointment at the bank service hall**, and when the user is arranged, inform the staff of the personal deposit requirements, fill in the deposit information, and then hand over the money and deposit slip to the bank counter staff, and the staff will handle it;

    2. Cardless deposit at ATM: Click on the cardless deposit at the ATM, enter the bank card, and put the money into the deposit port according to the prompts on the page. After the end, confirm the amount and personal information of the remitter again, and click OK after confirming the accuracy.

    The minimum amount of deposit at the bank counter is 1 RMB, and the ATM machine generally has a minimum deposit of 100 RMB, but some banks can deposit RMB in other denominations, and the actual requirements of the bank shall prevail.

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