How about Minsheng Bank s money and money B?

Minsheng Bank. Qian Shengqian B Business Introduction:

Money begets money b" wealth management products.

It is a value-added service product of Minsheng Bank for customers who have a large number of idle funds in foreign currency (more than 50,000 yuan) and it is difficult to determine the deposit period.

It is designed for the investment target, and every 7 days is an investment cycle. It is a product that automatically notifies when the money is deposited, realizes automatic interest settlement on the maturity date of the notice, and renews the principal and interest when the initial deposit conditions are met, so as to achieve a higher income than the demand deposit, and at the same time has the liquidity of the demand deposit product.

Minsheng Bank's money is a wealth management product, the main characteristics of which are short-term stability, convenience and speed, suitable for customers with short-term idle funds and financial needs. The product is based on the diversified investment of domestic, foreign exchange, ** and other markets, and invests funds through the use of interbank market, ** bank operation and other tools to obtain the goal of the highest return on the premise of ensuring the safety of funds. After purchasing the product, customers can quickly and conveniently subscribe and redeem through **bank, mobile banking and other channels.

After the maturity of the product, the customer can choose to invest the principal and income into the product B again.

1. Relatively speaking, the work of regular bank employees is relatively good, with higher income, comfortable working environment and good benefits.

2. At present, commercial banks above the prefecture-level city generally recruit graduate students, and it is a good choice to work in Minsheng Bank if you can graduate from the bachelor's degree.

3. Finally, let's talk about the pressure of work, and the pressure of each line of people's livelihood has its own line. It is rare for an accounting teller to leave work before 7 o'clock, and if you work in a sales department or a large branch, it is possible to leave work after 9 o'clock every night for a week, and it is not impossible to work until 11 o'clock at the latest.

4. If you are an account manager, you are relatively relaxed, but the pressure of various deposits will exhaust you to death, and all kinds of assessment indicators with a few lines of bad words are really too tired, except for resources, of course.

5. Even if you go to the back office and go to the functional department, it is not easy. Minsheng Bank has streamlined its staff, and it is not uncommon for the office to work until 11 p.m.

6. So in a word, the wages of people's livelihood are high, but the pressure is high, the work intensity is high, and the mechanism is flexible, which is worth choosing.

Minsheng Bank money generates money b interest:

1) Periodic rolling interest: every 1 day or 7 days is an interest calculation cycle, 2) At the same time, the interest calculation method of 360 days (365 days for foreign currency) is adopted, and the rate of return is much higher than that of demand deposits.

Qian Shengqian: 1) Definition: China Minsheng Bank (600016, stock bar) "Qian Shengqian B" wealth management account is a wealth management product formed after adding automatic notification and automatic rollover on the basis of call deposit products.

2) Target customers: frequent account receipts and expenditures, and a long period of precipitation of domestic and foreign currency funds; Middle-class travelers and corporate white-collar workers who are busy with daily work and have no time to take care of capital management; Investment (foreign exchange speculation, **) people, there are frequent **, self-employed people with capital exchanges, business people, etc.

Summary. Moreover, this bank is under the unified management of the People's Bank of China and subject to the unified supervision of the Banking and Insurance Regulatory Commission, and the situation that you said that you can't withdraw money should be that they recently purchased the wealth management + deposit products of Minsheng Bank.

Dear, Minsheng Bank is a regular bank. On January 12, 1996, China Minsheng Bank was formally established in Beijing, a national joint-stock commercial bank mainly initiated and established by private enterprises, and is a modern financial enterprise established in strict accordance with China's "Commercial Bank Law" and "Company Law".

I heard that Henan Minsheng Bank can't withdraw money.

Is that so?

Moreover, this bank is under the unified management of the People's Bank of China and subject to the unified supervision of the Banking and Insurance Regulatory Commission, and the situation that you said that you can't withdraw money should be that they recently purchased the wealth management + deposit products of Minsheng Bank.

If this product does not mature, it is true that the principal cannot be withdrawn, if it is only a deposit, then there is no situation where you can't withdraw money, you don't have to worry.

1. The term is short, and five deposit varieties are provided: 1-day call deposit, 7-day call deposit, 3-month lump sum deposit, 6-month lump sum deposit and lump sum withdrawal, and 1-year lump sum deposit and withdrawal.

2. Periodic rolling interest, when the interest of each wealth management principal is deposited, it will first be recorded as a 1-day call deposit, and the day will be the investment value date. When the actual investment period of the principal reaches the requirements of the established financial period, the expected annualized expected return of the financial management will change accordingly. The expected annualized rate of return of wealth management is much higher than the expected annualized interest rate of demand deposits.

3. Withdraw at any time, and support partial withdrawal.

4. T+0 fund use, if the required funds exceed the balance of current funds available in the card, the excess part can be debited and disbursed within the limit of the total principal amount of all wealth management in the RMB wealth management account in the card, if the customer does not make up the use limit before the end of the day, the system will automatically deduct the funds in the customer's account to return the amount used according to the set principle. The scope of use includes withdrawal, transfer, credit card consumption, foreign exchange trading, *** deferred transaction deposit, credit card repayment and other transactions.

5. The signing procedure is simple and fast, in addition to the business outlets, it also provides the function of signing the contract with online banking. As long as you have the main card of Minsheng Debit Card, you can complete the signing procedures on the side.

6. Automatic subscription, after deducting the minimum amount of RMB 2,000 retained in the card, if the current funds in the card reach the minimum deposit amount, the system will automatically purchase "Money C".

7. "Money C" has the function of wealth accumulation, which means that when the customer's current account exceeds the minimum retention amount of funds insufficient to purchase the starting amount of "Money C" of 100,000, the customer will automatically select the money C wealth management account that has been settled on the same day with the maturity interest, and combine it with the wealth management funds of the wealth management account for automatic purchase.