What are the procedures for buying a property? What are the procedures required to buy a house?

Summary. Dear, those who buy a house in full need to bring: ID card, household registration book, single certificate, marriage certificate, and first house purchase certificate.

Loan buyers need to bring: ID card, household registration book, single certificate, marriage certificate, first house purchase certificate, bank card statement, income certificate. For first-time buyers, the buyer can apply to the real estate trading center to apply for the first time to buy a house certificate, the processing period is generally 7 working days, and for first-time buyers, you can enjoy the tax reduction and exemption policy.

Dear, those who buy a house in full need to bring: ID card, household registration book, single certificate, marriage certificate, and first house purchase certificate. Buyers with a loan need to bring:

ID card, household registration book, single certificate, marriage certificate of hidden brother, certificate of first house purchase, silver stove leather card flow list, income certificate. For first-time buyers, the buyer can apply to the real estate transaction center to apply for the first house purchase certificate, and the processing period is generally 7 working days.

Hello Mr. Wang, I buy a house on the first floor, can I use the building to take out a low mortgage?

Can you make a mortgage, dear, are you paying in full?

First, for new homes.

1. To buy a new house, you need to prepare the following materials: sign a deposit agreement, sign a sales contract to pay a down payment, sign a loan contract, a mortgage contract, apply for a property certificate, ID card, marriage certificate (or a single buried silver body certificate), household registration book, if you have children, you need a child's birth certificate, and provident fund.

2. Buying a new house needs to be confirmed: confirm whether it meets the conditions for buying a house, whether it is the first or second set (but also confirm whether the previous bank credit is good or not, which also affects the identification of the first or second set), and whether the loan method is a provident fund loan or a commercial loan or a portfolio loan.

3. Provident fund loans need to be noted: the maximum amount of 300,000 can be borrowed after half a year in the provident fund account, and only 400,000 can be loaned if there is a supplementary provident fund. Look at the cash and down payment before buying a house.

Second, for second-hand housing.

1. Procedures for buying a second-hand house: determine the agreed, agree with the owner to see the house, determine the intention to buy the house, sign the sales contract and the second-hand house sale contract with the ID card and deposit, pay the down payment for the loan, handle the transfer of the property rights transaction of the bend banquet, handle the transfer of the land certificate, pay the final payment, move out of the household registration, and submit the house for inspection.

2. Special attention should be paid to the fact that those who buy second-hand houses must buy houses with real estate certificates, otherwise any sales contract is invalid and not protected by law.

In general, the procedures to be followed to buy a house are:

1. Pay the deposit and sign the house reservation agreement.

2. Prepare the down payment within a few days to sign six commercial housing contracts.

3. Filing with the local real estate transaction filing department.

4. If it is a bank loan, you need to go to the bank to apply for a bank loan (or a provident fund loan).

5. At the same time as applying for the loan, the loan customer needs to pay the deed tax, stamp duty, maintenance**, gas source fee, property right production cost and other property right certificate fees in advance.

6. Cash customers are only allowed to wait for the property right certificate to pay the above fees.

Legal basis: Property Law

Article 20 When a party signs an agreement on the sale and purchase of a house or other immovable property right, in order to ensure the realization of the real right in the future, it may, in accordance with the agreement, apply to the immovable property registration authority for advance notice registration. The purpose of the advance notice registration system is to restrict the seller's act of selling a single house and to ensure that the right to claim for the purpose of changing the real estate right arising from the sales contract, etc., can be realized. Advance notice registration can produce the effect of property rights and has the effect against third parties.

If it is a one-time payment, you can go directly to the housing authority to handle the transfer; If you have a loan, you must first evaluate the house you want to buy, then go to the housing authority to sign the agreement, sign it at the bank, pass the loan approval, and notify the bank to transfer the property; Some places have restrictions on the household registration of home buyers, so they can only buy local household registration; The ID card can check whether you have a house before, if it is more than two houses, the down payment will increase, and the loan interest rate will also increase; Proof of stable income will prove your ability to repay; Marriage certificate, copy of marriage certificate, certificate of unmarried.

The purchase contract, ID card, various expenses, such as deed tax.

The procedures to see when buying a house are:

1. Check the business license of the development of goods, the business license is the proof that the national ** department approves a unit to operate in accordance with the law;

2. Check the developer's construction land planning permit, and the land used by the developer should be consistent with the construction land planning permit in terms of use, location and boundaries;

3.Looking at the state-owned land use certificate, only the land that has been transferred can be engaged in real estate development.

Legal basis] According to Article 5 of the Administrative Measures for the Sales of Commodity Housing, the construction administrative department is responsible for the sales management of commercial housing nationwide. The provincial and autonomous region people's construction administrative departments are responsible for the sales and management of commercial housing within their respective administrative areas.

Ask questions about the household registers of both parties. There are also women's.

The procedure for buying a house is as follows:

1. Subscription. When buying a house, you need to subscribe in advance, and you need to confirm it at the sales office** Fill in the personal purchase information Sign the deposit contract Both parties sign and confirm, seal The buyer pays the deposit and keeps the receipt.

2. Signing. When signing a contract to buy a house, you should bring a deposit receipt, your own certificate, private seal, household registration book, and income certificate. The process is to sign the "Commercial Housing Purchase Contract" within the agreed period of the deposit contract, and the two parties negotiate the contract, and both parties sign and seal the buyer to pay the down payment and keep it.

3. Choose a loan method.

Choose the loan method, the application conditions for commercial loans are lower, and the use is more common. Provident fund loans are a kind of housing security system provided by the state for residents, and the application conditions are relatively more complicated.

4. Apply for loans.

Apply for a loan, select the loan bank Determine the loan amount Provide the information required for the loan Sign the loan contract After the real estate transaction is completed, the transaction issues a certificate of other rights The bank receives the certificate of other rights, the loan is transferred to the borrower's account, and the borrower repays the loan on a monthly basis.

5. Housing acceptance.

Check the "Residential Quality Assurance Certificate", "Residential Instruction Manual" and "Completion Acceptance Record Form" of the house before moving in.

Regulations on the Administration of Urban Real Estate Transfer

Article 7 The transfer of real estate shall be handled in accordance with the following procedures:

1) The parties to the real estate transfer sign a written transfer contract;

2) Within 90 days after the signing of the real estate transfer contract, the parties to the real estate transfer shall apply to the real estate management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents, and declare the transaction**;

C) the real estate management department to provide the relevant documents to review, and within 7 days to make a written reply on whether to accept the application, within 7 days did not make a written reply, deemed to agree to accept;

4) The real estate management department verifies the declared transaction**, and conducts on-site investigation and evaluation of the transferred real estate as needed;

5) The parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the regulations;

6) The real estate management department shall go through the registration procedures for housing ownership and issue the real estate ownership certificate.

There are also many procedures required to buy a house. It is possible to undersell.

If it is a one-time payment, you can go directly to the housing authority to handle the transfer; If you have a loan, you must first evaluate the house you want to buy, then go to the housing authority to sign the agreement, sign it at the bank, pass the loan approval, and notify the bank to transfer the property; Some places have restrictions on the household registration of home buyers, so they can only buy local household registration; The ID card can check whether you have a house before, if it is more than two houses, the down payment will increase, and the loan interest rate will also increase; Proof of stable income will prove your ability to repay; Marriage certificate, copy of marriage certificate, certificate of unmarried.

1. Subscription. When buying a house, you need to subscribe in advance, confirm **, fill in the information and sign the contract, and pay the deposit. 2. Signing.

Bring all kinds of documents, sign the contract and pay the down payment. 3. How to apply for loans. To choose the loan method that suits you, there are generally two types of loans: business loans and provident fund loans.

The policies and circumstances of each place are different, but you must have, ID card and other certificates, what is the specific situation, go to the sales office to ask, and the building sales staff will tell you what to do.

The documents that need to be prepared are: married: marriage certificate, ID card, household registration book of both husband and wife, single: ID card, household registration book, single certificate.

Housing means that you take the money and sign the contract first.

What procedures do you need to buy a house, and you need a contract to buy a house, which is what conditions are loose for buying a contract anyway.

What are the procedures for buying a house? You can ask the real estate department, they know best.

The developer will take care of this situation for you, so you don't need to be busy.