How to receive and pay when using e CNY red envelopes?

The digital RMB red envelope is a pilot project launched in Shenzhen, and 10 million yuan of digital RMB red envelopes are distributed to individuals in Shenzhen, each red envelope is 200 yuan, and the number of red envelopes is 50,000. On the same day, more than 1.91 million people signed up for the lottery, and 50,000 digital red envelopes were all given away. Some citizens who grabbed the red envelope consumed on the same day, so how to collect and pay for the use of digital yuan red envelopes, and then teach everyone to use it.

One. **Digital CNY app. According to the instructions, after receiving the SMS notification, the winner will ** the digital yuan app, then register to enter, open the personal digital wallet of the bank selected when making an appointment, and then receive a red envelope, and 200 yuan of digital yuan will appear, the pattern is similar to a part of the paper yuan, and the amount is marked with 200 yuan above.

At this point, you have a digital yuan with a face value of 200 yuan. <>

Two. Swipe up to pay. The application option covers merchants that support the event, and you can search for them by type, covering four major sectors: shopping malls and supermarkets, life services, daily retail, and catering consumption, and you can see that there are many merchants that support digital yuan.

Go to the merchant that supports digital yuan consumption, open the app, and the first thing that comes out after entering is the welcome to use digital yuan interface, the first section in the interface is the swipe payment function, after swiping up, the merchant will scan the user's payment code to consume, and the payment is successful. <>

Three. Slide down to collect money. Just like payment, there is a slide in the interface to collect money, and after the slide, the user scans the merchant payment code to consume and collect money.

The payment and collection interfaces are all scanned and ***. There is a function of setting the amount of money to be collected at the bottom of the payment interface, and there are two functions of touching and transferring money on the payment interface.

For the launch of the digital yuan, Shenzhen as a pilot, plays a very important role in the future development, the future of paperless RMB inevitable trend, this year's epidemic also provides a direction for digital payment, I believe that the near future will be fully popularized, about how to receive and pay digital RMB red envelopes are introduced here, welcome to comment ** message.

In fact, using red envelopes to pay is the same as ordinary payment methods, only need the ** digital bank app, in the merchant that supports digital banking to make normal payments, you can automatically use red envelopes.

The digital yuan is directly linked to your bank card. Now we use WeChat red envelopes, or Alipay, are transferred to WeChat and Alipay through bank cards and then send red envelopes. It is a third-party platform, but the digital yuan is directly supported from your bank card or transferred directly to the bank card.

The use of RMB red envelopes can be divided into two categories: "the user scans the merchant payment code for consumption" and "the merchant scans the user's payment code for consumption". 1.In "Users scan the merchant's payment code for consumption", users need to log in to the "e-CNY app", click on their personal digital wallet, and click "Scan QR code to pay" in the upper right corner to scan the merchant's payment code for payment.

2."Merchants scan the payment code of the user's e-CNY APP to consume" is divided into three steps: the user logs in to the "e-CNY APP", clicks on the personal digital wallet, and clicks "Pay Up"; Show the merchant the payment.

When users use the payment code to pay the merchant for the first time, they can choose to enable or not enable small-amount confidentiality; If you choose to enable small-amount confidentiality, enter the wallet payment password and display the payment code; If you don't choose to turn it on, pay directly. New features of the digital yuan The RMB is more convenient and can achieve dual offline payments without relying on the Internet; It is more secure, supports anonymous payment, and protects personal privacy; It can reduce cross-border transaction costs, reduce handling fees, and speed up clearing. Due to the security, convenience, and financial stability of the digital yuan, central banks in many countries have begun to research and test digital currencies.

In 2014, China began to promote digital currencies and established a digital currency research group. At present, the central bank has carried out digital currency pilots in Shenzhen, Suzhou, Chengdu, Xiong'an, the Winter Olympics and other places. and optimized and perfected the corresponding functions through continuous testing.

**The use of the "e-CNY app" is specifically divided into "the user scans the merchant collection code for consumption": log in to the "e-CNY app", click on the personal digital wallet, and click "Scan code to pay" in the upper right corner; "Merchant scans user payment code to consume": Click on the personal digital wallet and click "Swipe up to pay" to display the payment to the merchant.

Hello, I'll answer this question for you. 1. Virtually locate [Xi'an], then open the Meituan app - search for [digital yuan], go in and receive it directly (you can choose the bank, don't choose the Bank of China, because the next 10 yuan red envelope cannot be selected as a line) - after receiving it, jump to the digital yuan app - open the sub-wallet and push it to Meituan, so that Meituan has a 10 yuan discount and the sub-wallet has a 10 yuan red envelope. 2. Meituan search [Experience Digital Yuan] - directly receive a 10 yuan red envelope (there is no Bank of China for this, so don't select the line in the previous one.)

3. Then use Meituan to recharge 30 yuan phone bill (any number), select digital yuan as the payment method, and the payment prompt is 20, no need to pay directly. You can charge 0 and 30 successfully.

How to use e-CNY red envelopes, and the use of e-CNY red envelopes is specifically divided into two categories: "users scan merchant payment code consumption" and "merchants scan user payment code consumption".

The user scans the merchant payment code to make a purchase

The merchant scans the user's payment code to make a purchase

The user logs in to the "e-CNY APP", clicks on the personal digital wallet, and clicks on "Swipe up to pay"; When the user uses the payment code to pay the merchant for the first time, he can choose to enable or not enable the small amount password-free; If you choose to enable small-amount password-free, enter the wallet payment password and display the payment code. If you choose not to turn it on, you will pay directly.

It is worth mentioning the "Touch & Touch" feature in the payment interface. According to Mu Changchun, director of the Central Bank Digital Currency Research Institute, the function means that as long as you and I have a digital wallet of digital yuan on our mobile phones, as long as the mobile phone has power, the two mobile phones can "touch" to transfer the digital currency in one person's digital wallet to another person without the need for the Internet.

Reservation users can enter the "Gift Luohu" activity area by scanning "iShenzhen"*** (or "iShenzhen" APP) and enter the "Reward Luohu" activity area according to the instructions on the "Progress Inquiry Confirmation Code Filling" interface. The simple meaning of digital yuan is to digitize the yuan, which is the digital manifestation of the yuan, which is essentially still the legal tender of China. We all know that Shenzhen is carrying out a pilot project of digital yuan in the near future, and will issue 10 million yuan of digital yuan red envelopes.

2.After logging in successfully, click "Personal Digital Wallet", and then click "Scan Code Pay" in the upper right corner to scan the merchant payment code to pay;

3.You can also directly press and hold up on the upper page to pay;

4.First-time users will choose whether to enable the small amount of password-free, and you can choose at will;

5.If you select "Enable Small-amount Password-free", you need to enter the set wallet payment password to enter the payment code page;

6.If you select "Do not enable password-free for small amounts", it means that you will directly enter the payment code page;

7.When paying, simply display the payment code directly to the merchant;

Hello, the user scans the merchant payment code to consume and the merchant scans the user payment code to consume two categories, the money in the digital wallet is the same as Alipay, the money in WeChat is the same, either you scan the merchant's collection code to pay, or the merchant scans your Alipay payment, and the digital wallet has a payment code and a collection code. The biggest highlight of digital wallets is that they can achieve dual offline payments without relying on the network, which means that they can pay without the network.

2. Log in to the "e-CNY APP", click on the personal digital wallet, click on "Swipe up to pay", and the payment to the merchant will be displayed. If you choose not to turn it on, you will pay directly.

There is a "touch" in the payment interface, as long as two people have a digital wallet of digital yuan on their mobile phones, as long as the mobile phone is charged, the two mobile phones can "touch" to transfer the digital currency in one person's digital wallet to another person, and there is no need for the network.

When it comes to RMB payment, cash payment comes to mind, which is to use the displayed RMB to buy something. However, when you see the word "digital", you will know that it is a virtual non-paper RMB. So, how to use the specific digital yuan?

The following describes how to use the digital yuan.

How to use the digital yuanHow to use the digital yuan.

How to use the digital yuanHow to use the digital yuan.

Use of the digital yuan.

1. The user scans the merchant payment code for consumption.

2. When the user uses the payment code to pay the merchant for the first time, he can choose to enable or not enable the small amount password-free;

3. If the user chooses to enable the small-amount password-free, the payment code will be displayed after the payment password of the loser's wallet; If you choose not to enable the small amount of password-free, the payment code will be displayed directly.

**The use of the "e-CNY app" is specifically divided into "the user scans the merchant collection code for consumption": log in to the "e-CNY app", click on the personal digital wallet, and click "Scan code to pay" in the upper right corner; "Merchant scans user payment code to consume": Click on the personal digital wallet and click "Swipe up to pay" to display the payment to the merchant. ”

There are two main payment methods for e-CNY consumption through the exclusive "e-CNY" app: the user scans the merchant payment code for consumption and the merchant scans the user's e-CNY APP payment code for consumption.

Look at the rules of use. Anyway, with the digital yuan. He'll automatically deduct it! Probably. So be it!

The digital yuan red envelope is issued in the form of a unified application, and the final lottery is issued, so that the winner can get the red envelope, and the wallet interface shows a balance of 200 yuan after the successful acquisition, and there are two types of functions such as "deposit bank" and "deposit wallet" below can be clicked. In addition, the page will also appear in the "Digital Wallet Settings" and "Bank Card Management" settings.

If you open the app again on the exit screen, it will display a cover similar to a 100 yuan banknote, and the wallet balance will be displayed in the upper left. In general, the digital yuan red envelope has the ability to slide up payment, slide to collect, and touch payment.

The merchants who can use e-RMB red envelopes are as follows: (Take Shanghai as an example Scope of use of e-RMB red envelopes in Shanghai: Aigou Shanghai e-RMB full reduction red envelopes can be used in online and offline pilot merchants that have completed the transformation of e-RMB trillion acceptance terminals.)

Only a minimum purchase of 108 yuan can use the 58 yuan digital yuan red envelope. 2. Large-scale shopping malls that can be used: (including:)

New World City and Daimaru Department Store, Pacific Department Store, Rui Rotten Europe Department Store, Qingpu Outlets, Takashimaya, Huijin Department Store, Bailian Central, First Yaohan, Bailian Festival One City, etc.) 3. Available online platforms: (including: Meituan, JD.com, Suning Tesco APP, Xiaomi Mall, Benlai Life, China Eastern Airlines, Metro Metropolis, Eleme, Tmall Supermarket, etc.) Supplementary information:

Background of the issuance of e-CNY red envelopes 1. The research and development of e-CNY has been advancing at a high speed. From the perspective of the pilot area, the central bank said that the pilot of the digital yuan is "4+1", that is, the internal closed pilot test will be carried out in Shenzhen, Suzhou, "Xiong'an New Area", Chengdu and future Winter Olympics scenarios. 2. From the perspective of the pilot scenario, the application field is constantly expanding in the family renter.

The Central Bank Digital Currency Research Institute and JD Digital Technology have recently reached a strategic cooperation to jointly promote the R&D and construction of mobile basic technology platforms and blockchain technology platforms based on the digital RMB project, and jointly promote the innovation of mobile application functions of digital RMB and the landing application of online and offline scenarios in combination with the existing scenarios of JD Group, and promote the ecological construction of digital RMB wallets.

Alipay e-CNY red envelopes can be applied to the scenarios of "users scan merchant payment code for consumption" and "merchants scan user payment code for consumption", as long as the corresponding code is opened for consumption, when consuming, if the red envelope meets the deduction requirements, it will be automatically deducted, and the user does not need to apply for red envelope payment.

Before using Alipay's e-CNY red envelope, you must first add an e-CNY account of online banking (Alipay) to the e-CNY app, and after the addition is completed, the account can be synchronized to the Alipay account and can be used normally. Of course, it can also be used directly in the "Digital Yuan" APP.

Features of the digital yuan.

The digital yuan is a legal tender issued by the People's Bank of China in digital form, operated by designated operating institutions and exchanged with the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, which is equivalent to banknotes and coins, with value characteristics and legal compensation, and supports controllable anonymity.

There are two key points in the concept of the digital yuan, one is that the digital yuan is a digital form of legal tender, and the other is that paper money and coins are equivalent, and the digital yuan is mainly located in M0, that is, cash and coins in circulation.