How to check my insurance policy, how to check my own policy

How to check the insurance policy.

There are mainly online inquiries, ** inquiries and counter inquiries, and different inquiry methods can allow consumers to understand the final results, so consumers can choose a way to inquire according to their own convenience.

Network queries. When customers inquire about the insurance policy, they can log in to the self-service area of the insurance company and register as a self-service area user when inquiring about the policy.

**Inquire. Users can call the customer service of the insurance company**, now many insurance companies have this kind of service, which is deeply liked by people, and generally the policyholder needs to provide information such as the policy number when inquiring.

Counter enquiries. You can inquire about insurance at the physical store where you purchased, or find an intermediary or insurance ** person to inquire about insurance.

On January 22, 2020, the official website of the China Banking and Insurance Regulatory Commission (CBIRC) released the operating data of the insurance industry in 2019. Among them, the total premium of life insurance exceeded the 3 trillion mark for the first time.

Combined with China's population data of 1.4 billion just released by the National Bureau of Statistics, we can calculate that China's per capita life insurance premium expenditure in 2019 is 2,214 yuan.

The fast-growing insurance market means that families now have fewer policies, more than a dozen, or even dozens of policies. One of Brother Bao's fan customers has 39 effective insurance policies at home.

No matter how many policies you buy, you need to manage them yourself and review them regularly. Nowadays, there are many "family policy management" software and applets on the market, just choose a good one.

The most feared thing is this situation, I can't even remember how many insurance policies there are, or even which company bought them.

In this case, Brother Bao will introduce you to an "artifact" that can query the policies of all insurance companies with one click.

In the current insurance market, customer information is the core secret of each insurance company, and the data is not interconnected, and only the management agency designated by the China Banking and Insurance Regulatory Commission, the "China Insurance Association", has the ability to allow insurance companies to "open their hearts" and contribute their own underwriting data.

There is only one in the whole of China, and there is no other semicolon.

After buying insurance, you may forget what insurance you bought and what the protection is, especially if you have bought multiple insurances. Here are five ways to check your insurance.

1. Find out the insurance contract, which is the most direct way to inquire. Nowadays, most insurance companies have an electronic version of the insurance contract, and after the contract is established, the email address of the policyholder reserved at the time of insurance application will be sent. If it is insured early, it is a paper contract.

After the table of contents page of the insurance contract, it is usually the second page of the insurance contract, which is the policy page, which will clearly display the basic information of the policy such as the name of the insurance product insured, the effective time of the insurance contract, the protection period, the payment period, the sum insured, the premium, etc. In the case of long-term insurance, the cash value statement is also in the first few pages of the insurance contract, usually at the back of the policy page. Of course, the contract will vary from one insurance company to another.

3. When looking for insurance, the insurance salesperson can make inquiries, which can also make face-to-face consultations and explanations, and it is easier to help us clarify the original intention of insurance and make better risk management suggestions.

4. If you have bought more insurance and have done policy custody business, you can find the institution or insurance broker who has managed the policy, or you can ask the other party to issue a policy sorting report, so that the insurance you have bought can be clear at a glance.

An insurance policy is the abbreviation of an insurance policy, which is a formal insurance contract signed between the insurer and the policyholder. The insurance policy is the main evidence for the insured to claim compensation from the insurer when the insured suffers losses due to an accident and is also the basis for the insurer to collect insurance premiums.

Inquiries about insurance policies can be made in four ways: **, outlets, official websites, and third parties.

2. Bring your ID card to the business outlets of the insurance company, handle information inquiry at the counter, and inquire about the policy information.

1. How to check my insurance policy?

An insurance policy, referred to as a "policy", is a written proof of the signing of an insurance contract between the insurer and the policyholder, and is also the main form of expression of the signing of the insurance contract. To simplify the form, it can also be in the form of a legally binding pre-insurance policy, a certificate of insurance or a temporary insurance policy.

3. The main content of the insurance policy

1) Declarations.

The important information provided by the applicant is set out in the insurance contract as the basis for the insurer to underwrite the perils, such as the name and address of the insured, the name of the subject matter of the insurance and its place or status, the amount insured, the duration of the insurance, the amount of premiums paid, and the warranties or undertakings made by the insured to the relevant perils.

2) Insurance matters.

That is, the insurance liability that the insurer should bear.

3) Exclusions.

That is, the insurance liability that the insurer does not bear. This part appropriately modifies or limits the liability of the insurer, and the insurer is not liable for losses caused by the exclusion of uninsured perils.

4) Conditions.

That is, the obligations that both parties to the contract need to perform in order to enjoy the rights, such as the liability of the insured after the accident, the statute of limitations for applying for claims, the exercise of the right of subrogation, the change, transfer, cancellation of the insurance policy, and the choice of compensation.

5) Other matters.

Note conditions, such as dispute resolution clauses, statute of limitations, and policy variation, assignment and cancellation.

Different types of insurance policies have different policy inquiry methods, taking the inquiry of Chinese life insurance policies as an example

2. After entering the main page, click on the service center at the top to enter;

3. Then click Personal Customer Service under the Service Center;

4. Then click on Policy Inquiry;

5. Click on the policy information query again, as shown in the figure below

6. Click OK to log in after entering ** number, name and ID number;

7. Then you can see your policy information, as shown in the figure below.

After people buy insurance, they often don't pay much attention to insurance-related things, and they always don't know how to inquire, verify, and manage the policy, in fact, this is very important, everyone should learn, and if you are interested, you can take a look at this article"One article teaches you how to query, verify, and manage your own insurance policy! 》

The article is very clearly written, so I will briefly talk about it here.

There are usually several ways to check an insurance policy:

1.Check the official website of the insurance company:

Enter the official ** of the corresponding insurance company, find the service center, then log in to the personal account, find the policy inquiry item, click to query, the account name is usually the user name, ID card, mobile phone number, email, etc.

The specific query steps are as follows:

After checking the policy, the most important things to look at are the following:

2.A closer look at the safeguard responsibilities:If there is something inappropriate or dissatisfied, apply to the insurance company for surrender in time, and you will not lose money if you surrender the policy within the hesitation period.

In addition, after inquiring about the policy, it is best to send a screenshot of the key part of the policy to the loved onesAvoid the unfortunate situation that the family does not know, and the chances of not being able to apply for a claim are very high

There are many ways to inquire about insurance policies, and generally speaking, there are the following:

1. Call the customer service of the insurance company** and provide your personal policy number or other identification information for inquiry. Be careful not to disclose your policy number and other relevant information to others.

2. Log in to the official website of the insurance company to inquire about the policy. If you are a new user, you need to register first, and then query. Your policy information, account information, and dividend information can be quickly and clearly queried.

At the same time, you can inquire about the progress of online claims and grasp the compensation information at any time.

3. If you apply for insurance through a third-party online insurance platform, you can inquire through the third-party insurance platform.

22060319631217150 Pacific Insurance Guo Shulian.

Wukong Bao check my policy number.

My policy has not been borrowed, my name is Jin Shengning, Jianhu Life Insurance.

I bought the insurance at Wuhan Tianhe Airport and I don't know the policy number.

You can inquire about the accident insurance of Ping An Cai that you bought.

Hello, I would like to check the dividend status from the beginning of the insurance to the present.

I insure you. ** number has changed. I still pay this money, and there has been no information in the past few years. This will connect you.

Summary. Hello dear! There are several ways to enquire about your insurance policy:

4.Counter enquiries. 5. **Query.

Taking the first method as an example, we can directly enter the official ** of the corresponding insurance company, click on the policy inquiry, and enter the policy number, ID number and other information to make the policy inquiry. <>

<> how do I check my policy?

Counter shack family transport inquiry. 5. **Query. Taking the first method as an example, we can directly enter the official ** of the corresponding insurance company, click on the policy inquiry Suina, and enter the policy number, ID number and other information to make the policy inquiry.

<> after querying the policy information, the first thing we want to check is the name of the insured and the policyholder, whether there are any errors in the key information such as the contact of Zen Stoolmin**, the name of the rough draft insurance, and the guarantee payment period. If there is an error, you need to contact the insurance company as soon as possible and ask the insurance company to correct it. In addition, if you apply for insurance in a different place, you must also change your home address and other information to your current address.

Hope it helps! Dear

Have any questions you can answer?