What is Geek Insurance for Insurance Geeks? What s the use?

Geek Insurance is an insurance service platform for insurance geeks' corporate employees, and companies have insured supplementary medical insurance for employees, who can make claims through this WeChat *** login, upload medical documents, prescriptions, medical records and other information, and can view the progress of claims in time after submission, and can also view claim records. It is more convenient for employees to operate. Many insurance companies now offer similar services on their official WeChat or app.

For example, for individual or group accident insurance and medical insurance claims, many companies will set a limit by uploading claim information through WeChat, and below the limit, you only need to provide electronic ** of invoices, prescriptions, medical records and other supporting information according to the insurance company's claim list, and you don't need to submit paper information to the insurance company. Very convenient. In order to attract and retain talents and solve the pressure of employees in medical treatment, many units will consider providing employees with group medical benefits.

Introduction to group complementary medicine: It usually consists of two parts: outpatient and emergency and inpatient. The insurance is that if the insured employee is injured or hospitalized in the hospital due to accidental injury or illness, the actual medical expenses incurred by the employee will be reimbursed according to the compensation ratio agreed in the contract after being reimbursed by the local public-funded medical treatment or social security of the insured local government-funded medical treatment or social security.

Group supplementary medical care has its limitations, it can only reimburse the remaining part of the expenses within the scope of social security that are not reimbursed by social security, if the hospital's ** items, drugs, etc. belong to the three major catalogs of social security when the employee is treated, then the supplementary medical treatment usually cannot be reimbursed, unless the unit has agreed with the insurance company to expand the class B drugs and social security out-of-pocket items. Therefore, if the employer only insures the most basic supplementary medical care and does not expand the self-pay program, it is recommended that the individual employee still consider configuring a commercial medical insurance for himself, such as million medical insurance, medium and high-end medical insurance, etc., to solve the large medical risks.

In my opinion, the main purpose of geek insurance is for claims, and you can make a claim by taking photos and uploading the materials required for claims on geek insurance.

In addition to claims, geek insurance can also be used for business plan inquiries and modifications on insurance geeks. I also added protection to my family on geek insurance.

For users who use insurance geeks, you can view the protection plan, claim progress, and submit claim information in the geek insurance, which is very convenient. I'm glad you can with me.

They belong to the customized insurance plan for the enterprise.

Insurance geeks seem to be mainly for the enterprise team insurance customized program, the specific project I don't particularly know, I heard friends say that their service is good, they can also give their children after this insurance program, go to the team's best grid, or very suitable. If you are satisfied with my answer, please accept it.

They belong to the customized insurance plan for the enterprise, which is very convenient, and their geek + service can also insure their own family, which is particularly cost-effective. Thank you for your support, I hope my answer can be useful, welcome to ask, thank you again!

What type of insurance does insurance geek do, and are there any aspects of this platform that have a comparative advantage? Well, the advantages of this platform are still good, which is basically equivalent to the order at the bottom, and the order is relatively broad.

The insurance geek program used by our company is very good, and the service is quite user-friendly. In terms of advantages, I think it is much more convenient to claim claims than other insurances, and paper documents are exempt for less than 3,000 yuan, and you can upload materials on the geek insurance platform.

For HR, insurance geeks bring a lot of convenience, and their "cloud insurance" system can be uploaded in batches and paid in flexible ways, and can be paid in installments. In addition, the insurance premium is paid on a daily basis, and there is no need to worry too much about increasing or decreasing employees, and the money will be directly refunded to the employee's account when the employee leaves the job, and there is no need to bother to get it again.

Insurance Geek's "Geek+" brings a lot of benefits to employees. Employees of insurance geeks can choose to upgrade their insurance plan, and they can also choose an insurance plan for their families, so that employees will prefer the company more.

Ren Bin, founder & CEO of Insurance Geek, was invited to attend the 36Kr Wise Industry New Ecology Summit and delivered a speech on "New Practices of Enterprise Group Insurance Digitalization". Ren Bin mentioned that what insurance geeks are doing is to use insurance as the entrance and technology as a means to build an industrial ecology that connects industry partners around the health management and disease risk of people in the workplace. In the future, corporate group insurance will become more and more integrated into our daily life and become an existence like "water, electricity and coal".

It's better to be flexible, our company currently has nearly 100 people, such as the insurance for employees in a company before, it is very troublesome to operate when employees enter or leave, and it takes a long time to deal with it, and it is more convenient for insurance geeks to do this, if an employee leaves the company, you can remove the employee directly in their system, and you can also directly add employees if you have an employee, which obviously reduces a lot of workload for HR.

Insurance Geek, an insurance platform for corporate employees. We are committed to providing enterprises with intelligent employee welfare insurance and health management solutions through product technology innovation

Is there anything special about insurance for insurance geeks? There is nothing special, it's just insurance, there is no need for anything special, it's just a thing and a product that can guarantee you.

To put it bluntly, geek insurance is a professional channel for customizing related business with insurance companies, and some insurance businesses cannot be seen in relevant insurance companies.

This may be different from regular insurance, similar to this type of special insurance.

All insurance is regular, its terms vary from company to company, and all insurance sold on it is a valid insurance recognized by the state.

It should be that their company is more convenient, this is better, 2000 or less do not need the original paper documents, and other companies almost have 1-2 months of claim settlement, and they can complete the claim within 5 working days after the completion of the review, this efficiency has to be praised, compared to other corporate group insurance efficiency is relatively low, the claim time is long I like this more.

This is generally a product of a non-insurance company.

The insurance is almost the same now, there should be nothing special, maybe some ** is different.

This is a channel for insurance companies to network!

The individual is the HR of a company, and I personally think that there is a special good, that is, our company has always used his family, and then the insurance geek will give our company an overall health report of the company, such as how many employees go to the doctor during this period, what is the proportion of men and women, and the number of people with that disease is the largest. After the insurance geek gave us these data, we were able to understand the overall health of the employees, some time ago the insurance geek gave us a health report, from this report we saw that the company's overall cervical spine, lumbar spine disease probability is relatively high, and then we investigated and found that our company's chairs have some problems, after replacing these chairs, colleagues' cervical spine and lumbar spondylosis rarely recur.

Reference: Insurance Geek is a professional enterprise employee insurance platform, committed to providing enterprises with intelligent employee welfare insurance and health management solutions through technological innovation. The company was founded in 2014 and is headquartered in Beijing.

At present, there are branches in Shanghai, Wuhan, Hangzhou, Chengdu, Xi'an and other places, and the business scope covers the whole country. The company's core team comes from major insurance companies, well-known Internet companies and health management institutions, with an average of more than 15 years of experience in actuarial, group insurance services or corporate services.

Insurance Geek is a project of the National Small and Medium-sized Enterprise Development ** (set up by the Ministry of Finance), and has successively obtained the certification of national high-tech enterprises, Zhongguancun high-tech enterprises, national software enterprises and software products. Since its establishment, it has completed multiple rounds of financing with a total amount of nearly 200 million yuan, and its shareholders have strong backgrounds, including: Legend Holdings, Fosun Ruizheng, Qingkong Ginkgo, Legend Star, TusStar Venture Capital, Boss Investment, Hecai Investment and other well-known investment institutions.

The insurance geeks that our company uses for us are very convenient for employees to vote for, and after the company chooses them, some insurance plans can be upgraded by the employees themselves, there are a variety of plans to choose from, and they can also help their families to insure. Claim settlement is also very convenient, the claim amount does not exceed 3000 yuan, you can apply in Geek Insurance WeChat***, you can also check the progress, overall good and convenient.

I think this medical insurance is still good, but it may be more complicated to make a claim.

Supplementary medical care is based on the employer's voluntariness as compared to basic medical care. After the unit and employees have done a good job of basic medical care, the medical insurance items should be appropriately increased in combination with the relevant needs of the unit or individual.

Corporate supplementary medical care, commercial medical care, social mutual aid and community medical care are all complementary medical care, which is a powerful supplement to basic medical care. Like social security and commercial insurance, the same complementary relationship, I won't say so much here, if you want to know more, you can click here:"If you have social security, you don't need to buy commercial insurance?

The difference between social security and commercial insurance is **

1.We pay for supplementary medical care once a year, you can pay this year, not next yearYou can only be reimbursed if you have paid it, and if you don't pay it, you won't be reimbursed.

2.Ordinary medical purchases can be reimbursed through supplementary medical careA full three days of hospitalization is required for medical reimbursement to be made.

3.Supplementary medical care has a reimbursement scopeChildbirth, plastic surgery, etc. are not allowed to be reimbursed, generally the company pays half of it, and is responsible for half of it.

4.Friends who have paid for supplementary medical care before,Medical records, checklists, and invoices should be taken at the time of medical appointment. Medical records, lists must be stamped, and invoices can be reimbursed, and all three are indispensable.

5.After that, you can go to the human resources department and submit your medical records, lists, and invoices for reimbursementYou have to fill in the relevant ** and provide the bank card number, and the time to receive the reimbursement is about a month.

I see that some friends here finally grasp some knowledge points of reimbursement and supplementary medical care, so that you can have a comprehensive understanding, and I also sorted out the related issues of medical insurance reimbursement, which can be referred to:Under what circumstances can medical insurance not be reimbursed? 》

Supplementary medical care in insurance geeks is an additional type of insurance in addition to social medical insurance, which is specially designed for non-medical insurance drugs.

Hello, at present, about the supplementary medical treatment in the insurance geek, I checked the official website of the insurance geek, but there is no official **.

Supplementary medical care, that is, in addition to medical insurance, the company will purchase additional insurance for you, providing comprehensive insurance in all aspects such as accidental injury, serious illness, critical illness insurance, etc., and also providing additional insurance for your family and children. This is a company benefit.

For example, its Geek Insurance - Classic Edition has achieved zero deductible for supplementary medical care, with a payout ratio of 90%; Its Geek Insurance-Premium Edition product has zero deductible for supplementary medical treatment, and the compensation ratio has reached 100%.

This supplementary medical treatment means that after you are insured because you are sick and receive ** in a medical institution approved by their company, then their insurance company should pay you the actual hospitalization medical expenses that meet the payment scope of the local social basic medical insurance, and the insurance company will pay the medical insurance according to the agreed payment ratio after deducting the deductible as agreed in the contract. That is, if you see a doctor, the insurance company should pay you the insurance money.

Don't believe the claims contract of any insurance company, none of them are for the sake of users to make money, play word games, and be sure to read the contract clearly when you go to insurance.

What is complementary medicine in insurance geeks, complementary medicine is about the rules and regulations that you don't have under that insurance, and you're in a good mood.

What is the supplementary medical care in the inbound medical insurance? That is, in the insurance, I will supplement it for you, and other insurance is also quite cost-effective.

What is the medical treatment that is supplemented by the insurance in the insurance collection? He was insured by a large amount of insurance, and then by his illness insurance, which was a major illness insurance of 42 kinds.

The social security mentioned in the supplementary medical insurance of social security mainly refers to basic medical insurance. In order to make up for the lack of basic medical insurance, employers or individuals are encouraged to purchase supplementary medical insurance. China Merchants Cigna warmly reminds that supplementary medical insurance is voluntarily purchased by employers and individual employees.

From a practical point of view, supplementary medical insurance can increase the medical security items of medical participants and improve the level of insurance protection. There are three main types of supplementary medical insurance for social security, including enterprise supplementary medical insurance, commercial medical insurance, and community medical insurance. Enterprise supplementary medical insurance is the supplementary medical insurance organized or participated by the employer, commercial medical insurance is the supplementary medical insurance sold by insurance companies, and community medical insurance is urban medical insurance.