I don t know what company insurance to buy for second hand cars, how to check what insurance to buy?

Updated on Car 2024-03-11
18 answers
  1. Anonymous users2024-02-06

    There will definitely be an insurance company to call you, at this time you can ask the staff of the insurance company to check this insurance for you, this is the most convenient way.

  2. Anonymous users2024-02-05

    Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles.

    How to check the insurance company and policy number:

    1. Inquire through the network.

    Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance content through the Internet, such as Dakang Chache. Just open WeChat and search:

    Dakang checks the car, you can know the name of the insured company, compulsory traffic insurance premium, commercial insurance premium, compulsory traffic insurance policy number, commercial insurance policy number, insurance name and so on.

    Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

    2. Inquire through **.

    Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

    Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

    3. Check by going to the staff of the insurance company.

    This is the most direct and effective way to inquire about the details of vehicle insurance. This allows for better communication with the insurance company's staff, allowing the owner of the vehicle to be more thoroughly aware of all aspects of the vehicle.

    1. Users need to see the start date of the insurance clearly, and the policy needs to be renewed in time after the expiration of the policy. It is necessary to have a clear understanding of the annual expiration date of the car insurance so as not to bury the hidden danger of the claim.

    2. Renewing car insurance based on the value of the car is actually equivalent to the car owner acknowledging that the insured amount of all auto parts is based on their depreciation value. When the car is damaged by insurance, the insurance company can only give the corresponding compensation according to the ratio of the actual value to the new car, and the insufficient part must be borne by the owner.

  3. Anonymous users2024-02-04

    If you don't know what company insurance to buy for a second-hand car, you can check it through the following methods:

    1. Check the insurance policy, the strong insurance sign or the insurance text message in the mobile phone;

    2. **For inquiries, dial 95585 to know the company that the vehicle is insured;

    3. Go to the local transportation bureau to inquire according to the license plate;

    4. Inquire directly with the policy service staff, and the user can directly call the insurance person and let the person tell the actual situation.

    Second-hand vehicles refer to motor vehicles that are registered with the public security traffic management authorities, serve before reaching the scrapping standards stipulated by the state or during the economic and practical life period, and can still be used.

    Used car fair** transfer fee.

    It is mainly charged according to displacement and year, according to the type of vehicle such as cars, off-road vehicles, buses, and trucks.

    As well as different categories such as different displacement ranges and load capacity ranges, different charging standards are adopted. Conveyancing of used cars.

    The cost is basically the same, the minimum transfer fee is 200 yuan, the highest transfer fee is 800 yuan, of which the following displacement charges 200 yuan, displacement charges 400 yuan, displacement charges 600 yuan, and above charges 800 yuan.

    The insurance purchased for a used car is as follows:

    1. Compulsory traffic insurance, usually when a new car is licensed, in addition to paying various taxes, it is also necessary to purchase compulsory traffic insurance, which is mandatory for the state to purchase insurance;

    2. Three-party insurance, the first grandson cluster type three-party liability insurance.

    clause, after you hit the other party with your own car, the insurance company will pay for the other party's losses;

    3. Car damage insurance.

    Vehicle damage insurance clause for your own car in the event of a natural disaster.

    or after the collision, the insurance company pays for the loss of their vehicle;

    4. Driver and passenger insurance, and liability insurance for personnel on motor vehicles.

    When you drive out, the person sitting in the car is injured, and the insurance company pays for the loss of the driver and passenger;

    5. Deductible is not included.

    Usually the insurance company will set the deductible, and the customer also needs to bear a certain loss, if the company needs to compensate in full, you need to purchase the deductible.

  4. Anonymous users2024-02-03

    Click to talk about my avatar to see the introduction, and take you to understand the car condition query method! Professional query [accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click investigation of bad car conditions such as accident scattered old hall cars, soaking cars, meter adjustment cars, and fire cars!

  5. Anonymous users2024-02-02

    Hello answer, I am your answer, "Settle with the situation", have many years of experience in finance and law, I have seen your question, is sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answer within 5 minutes, thank you!

    Hello, I'm glad to be able to answer this question for you, to find out which company the vehicle insurance is, in the following four ways:

    1. Check the policy.

    The car owner can identify the car insurance company according to the words on the relevant insurance policy and documents at the time of application. If the policy is lost, you can directly call the customer service of the insurance company, say your mobile phone number and license plate number, confirm the information, and ask the insurance staff to send an electronic policy to the designated mailbox. Or bring your driving license and ID card to the counter of the insurance company's business hall to apply for a reissue.

    2. **Query.

    Car owners can log in to the traffic management bureau** or the official website of the insurance company, and then follow the prompts to enter the license plate number and ID number and other information, and then check which insurance company their car insurance policy belongs to.

    3. **Query.

    Call Traffic Management Office Customer Service**"12123"Enter relevant information according to the voice prompts or select manual customer service inquiry.

    4. SMS inquiry.

    When buying car insurance, the insurance company will generally send a message to the mobile phone designated by the car owner, and the name of the insurance company covered by the car insurance will be included in the text message. I hope my answer is helpful to you! Thanks, 8 more

  6. Anonymous users2024-02-01

    After that, you can check the accident records of the used car before.

    2. Inquiry on the information platform of compulsory traffic insurance:

    Individuals can log in to the vehicle compulsory insurance inquiry in various places**, and enter the license plate number of the second-hand car according to the prompts, and then you can query the claim information of the vehicle.

    Precautions for insurance on used cars.

    When the owner buys a second-hand car, if he wants to use the previous car insurance, he should timely transfer the compulsory traffic insurance and commercial car insurance purchased by the original owner.

    The main body of the policy and the license plate are changed. If you don't want the original car insurance, then the new car owner should also surrender the original car insurance first, and then re-insure in time.

    It is to prevent the insurance company from being liable for the claim in the event of a car insurance accident after the transfer of ownership of the vehicle. Although the insurance company cannot refuse to settle the claim on the grounds that the second-hand car insurance has not been transferred, Wang Xinluo will cause a claim dispute, which is done to reduce unnecessary trouble.

  7. Anonymous users2024-01-31

    Click on my head to look at the profile and take you to understand the car condition and talk about the query method! Professional inquiry of accident records, 4S maintenance records of the old hall, etc., accurate data and second reports!

  8. Anonymous users2024-01-30

    There are the following query methods:

    1. Directly check the mandatory insurance sticker on the right windshield of the carOn the back of the sticker, that is, in the cab, you can see the start and end dates of the compulsory insurance.

    2. Check the insurance policyAfter the compulsory liability insurance is purchased, the insurance company will issue a policy with a start and end date in the middle of the policy.

    Motor vehicle insurance.

    That is, "car insurance" is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

    Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

  9. Anonymous users2024-01-29

    If there is a list posted on it, do you want you to say it?

  10. Anonymous users2024-01-28

    2. Inquiry on the information platform of compulsory traffic insurance:Individuals can log in to the vehicle compulsory insurance inquiry in various places**, and enter the license plate number of the second-hand car according to the prompts, and then you can query the claim information of the vehicle.

    Purchase Considerations1. Don't re-insure.

    Car owners should avoid repeated insurance when purchasing car insurance, and some car owners may think that they have a greater chance of being insured in a certain aspect, so they will repeatedly insure this type of insurance, thinking that they can get repeated compensation. In fact, this idea is wrong, even if the car owner repeatedly insures a type of insurance, when it comes to the issue of compensation, he will not get excess compensation.

    2. Don't over-insure or under-insure.

    Some car owners, knowing that the vehicle is worth 100,000 yuan, have taken out 150,000 yuan of insurance, thinking that they can pay more if they spend more. Some cars are worth 200,000 yuan, but they are insured for 100,000 yuan. Neither of these types of insurance is effectively covered.

    Pursuant to Article 39 of the Insurance Law:"The insured amount shall not exceed the insured value, and if the insured value is exceeded, the excess part shall be invalid.

  11. Anonymous users2024-01-27

    If the original owner has not negotiated the insurance for you and transferred the insurance to you, and the vehicle has been transferred to buy insurance by himself, his insurance may have been refunded, and the car transfer insurance cannot be used without transfer.

  12. Anonymous users2024-01-26

    Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!

  13. Anonymous users2024-01-25

    It's better to ask the person who sells the car, isn't it clear? Too simple a question.

  14. Anonymous users2024-01-24

    You can find it by going to the insurance company with the frame number and engine number.

  15. Anonymous users2024-01-23

    It is advisable to ask the owner directly.

    Or have already bought it.

    Just call ** directly to ask about the insurance.

    Insurance companies, they will tell you.

  16. Anonymous users2024-01-22

    Ask the car owner. You can't buy it without asking.

  17. Anonymous users2024-01-21

    Hello, it is recommended to ask the original owner directly.

  18. Anonymous users2024-01-20

    It's normal, he has a second-hand car dealership, but he has helped you with insurance, which is normal. So, to put it bluntly, the second-hand car dealer can help you check, and it is very clear that this insurance is generally fine. In addition to accidents, flooded cars, car keys, this aspect is a headache.

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