Why can t I use my Huabei?

This is the background evaluation that can be used if the conditions are met1You just do your best, and you will open it if you meet the conditions, add more Alipay friends with high credit, submit more complete information, and it is best to submit a credit card. 2.

Is your Huabei for risk control, risk control can not be used, you have to wait for the next assessment before you can operate, you can use it, it can only be like this, nothing else is okay, there is no strong opening. 3.At present, it is not possible to use Ant Huabei to shop, please maintain good credit behavior, and the system will evaluate 4

Of course, you can repay the loan at any time, which is extremely convenient for many people, at least you can feel that there are not too many procedures when we repay the loan. Another way is to have a balance in Alipay, and the system will automatically deduct the payment when the repayment date comes. Extended InformationAnt Huabei is a consumer credit product launched by Ant Financial, which will receive a consumption quota ranging from 500 to 50,000 yuan after applying for opening.

When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange. As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan.

On May 18, Huabei announced that it would be open to banks and other financial institutions. Application scenario industry insiders believe that banks and other financial institutions have experience in capital and risk control, and Huabei has consumption scenarios and risk control data, and both sides have their own strengths and complement each other. Therefore, cooperation can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and benefit the development of the industry.

Ant Huabei supports multi-scene shopping use. Previously, the main application scenarios were ** and Tmall, ** and most merchants in Tmall can use its payment. Ant Huabei has stepped out of the Ali e-commerce platform and has access to more than 40 external consumer platforms

Most e-commerce shopping platforms, such as Amazon, Suning, etc.; Local life services**, such as word-of-mouth, Meituan, Dianping, etc.; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.

During the use of Huabei, Huabei will conduct a multi-dimensional comprehensive evaluation of users from time to time, and whether users can continue to use Huabei is subject to the results of the comprehensive evaluation of the system. In other words, if you fail to pass the system review, Huabei will not be able to continue to use.

Generally speaking, the common reasons that cause Huabei to be closed are as follows:

1. Huabei is rarely used;

2. There is overdue behavior;

3. Personal credit is damaged;

4. There are Huabei arbitrage behaviors;

5. Excessive personal debt;

6. There is an abnormality in the Alipay account.

If you have borrowing needs, you can consider using formal loan products to borrow, such as borrowing, micro loans, and money to spend. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Hello subject! There are many situations that cannot be used, such as if you fail to repay the loan on time or perform illegal operations such as tao xian, which will directly lead to your unusability.

Hope it can help you, hope!

In the case of determining that Huabei has not been shut down, you will only be allowed to use it because your usage habits are judged by the system to be suspected of cashing out.

It can't be used when paying, maybe it's too much for a single purchase.

Shopping in **, but the delivery address is always changing, Alipay will think that you are unstable when it detects it, which increases the risk of lending you money, and naturally does not dare to lend you money.

2. Overdue repayment.

Ant Huabei's overdue repayment is the biggest taboo, which will directly lead to the recovery of Huabei's quota. Borrowing money and repaying it in time is the most basic, you have a record of not repaying the money, of course, people are not willing to lend you.

Three: online shopping does not take the initiative to receive and pay.

After online shopping, you need to confirm the receipt and then evaluate the process, if you never take the initiative to confirm the receipt, waiting for the system to automatically receive, which forms a bad credit habit.

Four: take a taxi and release the driver pigeon.

Nowadays, Alipay has apps such as Kuaidai Taxi and Shenzhou Car Rental, and if you book a taxi but release the driver's "pigeon" or the rental car is not returned in time, these behaviors may be considered as a sign of poor performance ability and will be included in the database.

Five: Always repay in advance.

The nature of Ant Huabei is similar to that of a bank credit card, there is an interest-free period, and there is no handling fee for full repayment within this period, but if you never use the minimum repayment or installment, and do not let it earn a little income, people will not use it if they are unhappy.

The reasons why Huabei cannot be used are that Huabei is overdue, there is a risk in payment, online shopping stores do not support it, the delivery address is unstable, and the opening time is too short.

1. Huabei is overdue.

If Huabei is overdue, then Huabei will be temporarily frozen and will not be used, so once it is overdue, you must pay off the arrears as soon as possible, otherwise after a long time, you will need to pass a period of credit recovery before you can continue to use Huabei.

2. There are risks in payment.

If there is a certain risk in payment, the system will not allow you to use Huabei.

3. Online shopping stores do not support it.

When using Huabei to shop online, pay attention to whether the store you browse supports Huabei payment methods. Because not all ** stores can pay with Huabei.

Fourth, the delivery address is unstable.

If you change the delivery address frequently, the system will consider it a credit risk, so you may no longer be able to use Huabei.

Fifth, the opening time is too short.

If it is a newly opened Huabei, there may sometimes be a phenomenon that you can't adapt to Huabei, so it's good to use it after a while.

It may be that the merchant does not support Huabei payment, or their own Huabei has not been settled before the deadline, resulting in Huabei being frozen, if the arrears are overdue, they can be used normally after paying off, if the overdue time is too long, Huabei will be frozen, and it cannot be used even if it is paid off.

It is also possible that the 500 monthly quota of Huabei in person has been used up and cannot be paid in the current store. > poke me to inquire about the amount of Huabei face-to-face spending.

1. Huabei's temporary inability to serve means that Alipay users are unable to use Huabei because their qualifications are not up to standard, which is mainly caused by these reasons:

1. Alipay's credit score has not yet reached the standard, and Sesame Credit Score is required to be above 600 points to open Ant Huabei, and users can improve their credit score by using Alipay more for online and offline consumption.

2. Personal information is incomplete. To open Huabei, you need to pass real-name authentication, be over 18 years old, have bound your mobile phone to Alipay, and open the account payment function.

3. After Huabei has been opened, if Huabei is overdue, or if Huabei is used to cash out, it can cause Huabei to be temporarily suspended.

4. The system detects that there is a risk in the current transaction, thus restricting the use of Huabei function.

5. The network signal connected to the mobile phone device is not good.

6. The account has bad behaviors such as illegal cash-out and score brushing; or are suspected of cashing out because of large sums of money or frequent purchases at the same store; Or they often change devices to log in, constantly modify account information (such as changing bank cards, changing mobile phone numbers), etc., resulting in an increase in account risk, so that the system implements risk control.

7. Recently, the repayment has been overdue, resulting in personal credit damage and a decline in Sesame Credit Score, so the system has closed the account and frozen the limit, resulting in the customer being unable to use it anymore.

8. The background system is busy, there is a failure, and it is being maintained and upgraded, because it is temporarily shut down.

2. If the system shows that Huabei cannot serve you temporarily, it is recommended that the customer first inquire about the reason for the unusability, and then take corresponding measures to solve the problem. Huabei can't serve you is that users can't use Huabei to pay, but users can open Huabei again later, but they need to meet the requirements of the platform. When Huabei is opened, Alipay must be authenticated with real name, the mobile phone number is bound to Alipay, and the higher the sesame credit score, the better, and the system evaluates according to the account usage, and then decides whether to open it.

The amount of Huabei is different for different users when it is opened, but the amount of Huabei can be adjusted in the process of use, but it must be used in accordance with the rules, such as repaying on time after use, and there can be no overdue repayment, after all, penalty interest will be generated after overdue repayment.

Kiss! There are several reasons why Huabei cannot be used: 1. When the user uses Huabei, there is a situation of overdue repayment, which leads to the reduction of the user's creditworthiness, so that the Huabei quota cannot be closed due to the system review.

2. Huabei has violations such as cashing out and brushing points, which have been detected by the system. In order to control the risk, the system will carry out risk control on the user's Huabei and freeze its Huabei quota. 3. Do not use Huabei for a long time.

If the user does not use Huabei for a long time, then the system may think that the user does not have the need to use Huabei and recover the credit. 4. Frequent modification of information (changing the silver card, mobile phone number, etc.), changing the login device, etc., resulting in an increase in account risk, which will lead to system risk control and close the Huabei quota. Fifth, Alipay's activity has decreased.

If users do not often use Alipay to transfer and consume, it will lead to a decrease in the activity of Alipay, which will affect the use of Huabei. 6. It is also possible that the merchant where the user consumes has not opened the function of Huabei to collect money, resulting in the user being unable to use Huabei to pay. But there is no problem with the user's Huabei itself.