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Dear, the following basic conditions need to be met first to open Huabei:
1.Alipay real-name authentication user in Chinese mainland, aged 18, and Alipay account bound to mobile phone number;
2.Under the same ID card or the same mobile phone number, only one Alipay is allowed to open Huabei, that is, two accounts A and B under the same user name, account A has opened Huabei, and account B can no longer be opened;
3.Alipay account status is normal.
Secondly, under the condition of meeting the above basic conditions, whether Huabei can be opened is evaluated by the system based on the overall situation of the Alipay account, and manual intervention cannot be made.
2.Huabei cannot be opened by others, please do not trust others and disclose personal information, so as not to affect your personal credit history.
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The system determines whether you meet the requirements.
It's not just about credit scores.
If you meet the requirements, you will naturally be invited to open it.
You can use Alipay's function more to complete your personal information.
Huabei is a credit card-like service launched by Alipay, this "credit consumption" tool is similar to credit card products, consumers can buy products through Huabei, and then repay the next month.
There is also no clear statement on the amount, but it is certain that the maximum is more than 5,000 yuan.
Method steps.
1. The trouble is that the credit score of Sesame exceeds 600, but the Huabei function cannot be opened.
2. Reason: The problem of ward treasure real-name authentication.
At this time, many people may also question, obviously my Alipay has been used for more than ten years, and it has passed real-name authentication n years ago.
Here you should note that Alipay real-name authentication is divided into two levels: V1 and V2
V1 real-name authentication cannot enable the Huabei function.
3.Alipay is not active enough:
Paying regular transfers can increase activity, but here we should pay attention to the fact that it is best to find someone with a higher sesame credit score than yourself, and one thing about sesame credit is that the more friends with high credit, the greater the chance of adding points.
4.Personal assets are not up to par:
This includes your **, and the deposit in the Yue Bao, people who do not have ** had better save more money in the Yu Yu Bao, and they must need to save for more than a week, of course, the more the better.
5. Multi-online shopping:
Personal spending power is also included, and personal consumption will increase personal ability score and Alipay activity.
6. Those with academic qualifications can increase their academic qualifications, which can preliminarily prove the individual's ability to repay debts.
Precautions. It is best not to transfer funds in the same amount.
The above are the reasons and solutions why Sesame Credit cannot open Huabei if it is more than 600, I hope it can help you! Hope!
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Position on land and sea, latitude and longitude.
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The reasons why Huabei cannot be opened are as follows:1. For the opening of Ant Huabei, the sesame application score needs to be more than 600 points.
2. If Alipay does not have real-name authentication, then it is absolutely impossible to open Huabei.
3. Under the same ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function.
4. Friends can check for themselves whether there are already other accounts that have opened Huabei.
5. The frequency of use of Alipay is too low, which will also affect the opening of Huabei. Because Alipay is based on our comprehensive online shopping data to determine whether it meets the opening conditions.
6. Individuals have insufficient assets in Alipay, such as Yuebao or Alipay's wealth management products are relatively few, or there are none, which will also have an impact. It's good to put more money in Yue Bao.
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Summary. It may be because it does not meet the conditions for the opening of Huabei and does not qualify for the opening of Huabei, and the opening of Huabei first requires the applicant to have a sesame credit score of more than 600 points.
If the user's personal identity information or mobile phone number has been bound to another Alipay, Huabei cannot be opened in this case.
If the Alipay balance payment function of the relevant user is closed or the payment function of the account is suspended, then Huabei cannot be opened.
Why can't Huabei be opened?
I'm inquiring, wait a minute.
1.It may be because it does not meet the conditions for the opening of Huabei and does not qualify for the opening of Huabei, and the opening of Huabei first requires the applicant to have a sesame credit score of more than 600 points. 2.
If the user's personal identity information or mobile phone number has been bound to another Alipay, Huabei cannot be opened in this case. 3.If the Alipay balance payment function of the relevant user is closed or the payment function of the account is suspended, then Huabei cannot be opened.
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Huabei cannot be opened, probably because the following criteria are not met:
1. Huabei is a microfinance product, which requires users to register with their real names, bind their mobile phone numbers, and be at least 18 years old.
2. To open Huabei, you need to pass the credit evaluation of the Alipay system, that is, you need to meet the sesame credit score of more than 600 points.
3. The lack of use of Alipay's products will also lead to the system assessment that the user does not have sufficient repayment ability and credit level.
How to improve a person's sesame credit score.
1. Use Huabei more: As long as the payment can be used in Huabei, try to use Huabei to pay, preferably in installments, so that a certain amount of money can be repaid every month, and each repayment is equivalent to performance.
2. Use Alipay more transfers: The more times you transfer, the larger the amount, and the value of Sesame Credit will also increase.
3. Use Alipay to repay the credit card: repay the credit card regularly every month, and at the same time the consumption record of the credit card, the banking system can find your spending power level to a certain extent.
4. Use Alipay to pay miscellaneous expenses: such as phone bills, water bills, electricity bills, gas bills, broadband fees, property fees, etc.
5. Bind savings card, provident fund, vehicle information and other financial certificates.
6. Buy more financial products on Alipay: such as Yu Libao, Yu Bao, Zhao Cai Bao, Entertainment Bao and **.
2. What is the use of sesame credit.
1.If the Sesame Credit score is high enough, you can ride a shared bicycle without a deposit, for example, if the Sesame Credit score is above 650, you can use the shared bicycle without a deposit. Other bicycles are also connected to Alipay, and if you want to use them without a deposit, Sesame Credit must reach a certain value.
2.Only users with a Sesame Credit score of 600 or more are eligible to open a Borrow, and the user's quota is different according to the different Sesame Credit Scores. Generally speaking, the higher the Sesame Credit score, the higher the amount assessed by the system, and this way can directly withdraw cash, which can be borrowed and repaid at any time.
3.After opening Huabei, you can enjoy the shopping experience of shopping first and paying later, and enjoy a certain interest-free period. The repayment date is on the 9th or 10th of each month.
4.Through Sesame Credit, you can enjoy a deposit-free rental when you stay in the hotel, and you can also enjoy some special benefits.
5.If the Sesame Credit score reaches more than 700 points, you can apply for a Singapore credit visa through the "electronic signature" on the Ali platform, and you don't need to submit any materials when applying, and the processing speed is very fast. A score of 750 or more can also apply for a Luxembourg visa.
6.When shopping online, you can enjoy certain privileges such as try before you buy, which can avoid buying inappropriate goods, especially clothes.
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1. Common reasons why the flower garden cannot be opened.
1) There is a problem with Alipay's real-name authentication.
The basic conditions for opening Huabei are that the mainland real-name authentication user is at least 18 years old, and Alipay has successfully bound a mobile phone number. Therefore:
1.Hong Kong and Taiwan users can't open Huabei.
2.Children under the age of 18 are not allowed to open the flower garden.
3.Alipay is not bound to a mobile phone number, so it can't be played.
2) Alipay has multiple accounts.
Some users have multiple Alipay with one ID card, and only one Alipay is allowed to sign a contract with Huabei. Users need to select one of the accounts to successfully open Huabei. If the selected one still can't open Huabei, it's because it still doesn't meet the opening requirements of Huabei.
3) The Alipay account status is abnormal.
If there is an abnormal situation in the Alipay account, the application for opening Huabei will be regarded as a failure. Account anomalies include risk warnings during the payment process, restrictions on account logins, restrictions on payment withdrawals and collection functions, etc.
4) The comprehensive evaluation score is unqualified.
Whether Huabei can be finally opened is comprehensively evaluated by the system according to the use of the system. If the Alipay account is not active enough, the personal assets are not up to standard, there are Alipay loan overdue records, and there are few online shopping records, it is impossible to successfully blossom.
5) Prompt system error, try again later.
If it is determined that the opening requirements of the garden are met, this prompt is likely to be caused by the current network instability. It is recommended to wait for the network to stabilize before applying for a flowering nursery.
From the above reasons, it can be seen that whether the flower garden can open or not has little to do with sesame seeds. Whether the flower bed can open or not is determined by the comprehensive evaluation of the system, and manual intervention is impossible. Moreover, Huabei does not support others to open on their behalf, and there is a risk of leaking personal information if others open on their behalf.
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The reasons why Huabei cannot be opened are as follows:
1. For the opening of Ant Huabei, the sesame application score needs to be more than 600 points.
2. If Alipay does not have real-name authentication, then it is absolutely impossible to open Huabei.
3. Under the same ID card name, or the same mobile phone number, only one Alipay account is allowed to apply for the Huabei function.
4. Friends can check for themselves whether there are already other Huabei openings.
5. The frequency of use of Alipay is too low, which will also affect the opening of Huabei. Because Alipay is based on our comprehensive online shopping data to determine whether it meets the opening conditions.
6. Individuals have insufficient assets in Alipay, such as Yuebao or Alipay's wealth management products are relatively few, or there are none, which will also have an impact. It's good to put more money in Yue Bao.
Huabei, it is a consumer borrowing platform under the Alipay application, which is mainly used on **, and only a small part of it is offline. Its main thing is the function of spending first and repaying later. Repayment installments are very convenient.
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Summary. Huabei can not be opened means that your credit is not good enough, use Alipay to trade, maintain the normal repayment of other generations, and there is still a chance to open it in the future, this is all system big data review, and manual intervention can not be forced to open.
Huabei can not be opened means that your credit is not good enough, use Alipay to trade, and Bao Roll to change the normal repayment of other generations, there is still a chance to open a big judgment in the future, this land difference is the system big data review to go, and the manual cannot intervene to force the opening.
When can it be opened.
The system automatically determines the big data, and it cannot be judged manually. The better your credit report, the higher your sesame credit will be automatically opened.
It's because of an ID card.
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