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Be good at summarizing and analyzing the expense plan and adjusting the expenditure plan for the next stage. By registering the situation at a preliminary stage, you can realize that you are spending too much in some ways. The columns that cost these expenses can then be summarized into the columns that must be spent and those that are likely to be spent.
The plates that must be spent are similar to the cost of food, accommodation, electricity, water, etc. The plates that may be spent are similar to the hedonistic development needs such as club class travel and outings. Based on this information, it is estimated and reserved for their own survival and development needs.
If parents pay a fixed amount of living expenses, they can appropriately set aside a part of these expenses for themselves according to these schedules. If the expenditure is overrun, then it is appropriate to flexibly divert some expenses from the other part of the self-pleasure development or self-survival. Of course, the premise is that you must ensure that your life will not be affected too much.
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The daily expenses recorded in the previous 7 days are itemized and then counted for the next week. At the end of the month, at the end of the month, you can calculate the total amount of your expenses in the past month and the total amount of each sub-item. Although this method is simple, it completely requires patience and perseverance day after day, do not be afraid of trouble, good habits come from self-discipline.
The best way is to record a day, a week, a month, a quarter, a year, people's memory is limited, too much extended records, will make you forget the specific day's expenses.
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I am 95 years old, I just graduated and worked for three months, I only have a salary of 2,000 a month and two people to support, and I even have a balance of 1,000 yuan. If you want to save money, you need to skip snacks every month, reduce clothing by half, increase skin care to about 300, don't eat big meals and snacks, eat too much, need discounts, usually have to cook by yourself, and you can choose a cheaper rent, 800.
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Stick to the day, week, and month expense schedules. My friends have made this kind of expense planner, and when they see this table at the end of the month, they will clearly find that they have spent more or less on these aspects. In fact, it is a list of **, horizontally about the specific time and day expenses, and the crowd is divided into morning, noon and afternoon time periods.
You can fill in the details of each day's expenses in the corresponding time period. On the last day, take a few minutes to calculate the day's expenses in the total column below the time period, and count them once a week, and at the end of the month, it will be clear that the expenses will be clear.
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After recording the daily expenses, as soon as we count them every month, we know our own expenses in the past month, the total amount of expenditures and the total amount of each item. Use these figures to reflect on your own spending situation and make a reasonable budget for the next month. While recording your own expenses, you can also record your income, which is also measured in days, so that after a month, you can record your cash flow in the previous month.
Life is like a white horse, fleeting, and good recording habits will leave every bit of our past life on the text. Behind the words is our past life.
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Money is used on the blade, not indiscriminately, but by no means slamming! Don't buy something that won't be useful to you! It seems cheap, but if you buy it and put it on hold, it's just spending money indiscriminately!
No matter how expensive things are, as long as the things are really good and practical, they are not considered to be spending money indiscriminately! I remember when I was young, every time I went shopping, I would buy a lot of things at a big sale, and most of the things would become waste, and I was afraid that others would dislike them, so I would take up space at home!
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Appropriately increase other income** from formal channels, subsidize the cost of living, and reduce the risk of excessive living expenses. My friend went to the tutoring center near the school on Saturdays and Sundays to work as a tutor, and then he earned a few hundred pocket money to cover his thousands of living expenses.
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Everyone has their own consumption outlook and consumption habits, which are related to his living environment and personal preferences, and should not be commented on. But it is necessary to ensure the balance of expenditures and long-term storage. It is possible to comply without financial pressure: I like, I need, I am suitable for the principle of reference.
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It is not easy for everyone to make money, but the ultimate purpose of money is also to spend, it depends on where it is used, and it depends on where it is spent. If you can convert money into something more meaningful, then it will add value.
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1. Make a plan and make a reasonable living budget.
2. Try to cook by yourself and eat less takeout.
3. When choosing to shop, you should compare ** and buy more from ** and discount activities.
4. Try to use credit cards less and spend more cash, so that you can better control your expenses.
5. Reduce unnecessary expenses to a minimum, such as playing fewer games and shopping less. Collapse.
6. Go out and walk more and participate in some free activities, which can save a lot of expenses.
7. Make more use of books to slow down the lead library and self-study room to save unnecessary expenses.
8. Participate in more communication activities to improve the awareness of saving in daily life.
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