The car insurance car insurance, unilateral accidents can only compensate 70?

The provisions of the car insurance company, whether the unilateral accident can only compensate 70% are as follows:

When someone else crashes and can't find the other party, this situation is to accompany 30%, and their own collision is a car damage insurance, and the insurance company should pay in full.

2. However, if the rearview mirror is damaged, the general insurance company, the rearview mirror is damaged separately is not matched, unless there is a guarantee that the reversing mirror lamp can be fully damaged separately, it is recommended to call the 95518 complaint department to complain, and it can be fully matched if it is handled properly.

Remarks: 1. Vehicle insurance, that is, motor vehicle insurance, referred to as car insurance, is also known as car insurance. Vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

2. Automobile insurance is a kind of property insurance, in the field of property insurance, automobile insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of automobile insurance and the emergence and development of automobile insurance. At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

No, 30% of the compensation when others hit your car can not find each other in this case is to accompany 30%, their own collision is a car damage insurance, the insurance company should pay in full, but yours is the rearview mirror damage, the general insurance company, the rearview mirror alone damage is not worthy, unless there is a guarantee that the reversing mirror lamp can be fully damaged, it is recommended to call the 95518 complaint department to complain, properly handled is able to be fully matched!

There is no scene, and the third party cannot be found according to the deductible 30% treatment, which has been indicated in the insurance clause at that time, your rearview mirror belongs to the car damage insurance, did you wipe the fence after the surveyor looked at the scene? Or are you directly determined the loss after opening the 4S store?

Landlord, what you said about this situation, the PICC is a unilateral accident for you, you should have a car damage to compensate, how can you bear 30%, the so-called 30% deductible, refers to your car was damaged by others, the other party hit and run, this kind of report only has a 30% deductible, and now there is an insurance on the market, the loss of hit-and-run less than 5000 yuan is 100% full accompaniment, is the balance car insurance, landlord, have you communicated with the PICC in this situation?

In a traffic accident, if you are 30% responsible, the other party is 70% responsible. Compensation is calculated as follows:

1. Compensation for personal losses: I shall bear 30% of the losses, and the other party shall compensate 70% of the amount of all losses;

2. Compensation for the other party's losses: the other party shall bear 70% of the losses, and I shall compensate the other party for 30% of all losses.

3. If both parties have losses, the amount of compensation that the other party should pay and the amount of compensation that the other party should pay offset, and after the offset, the party with the most burden shall pay the corresponding compensation to the other party. For example: I lose 1,000 yuan, and the other party loses 1,000 yuan, press 3:

7 ratios; I shall compensate the other party 300 yuan, and the other party shall compensate me 700 yuan; Then, after offsetting each other, the other party has to compensate me 400 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Unilateral accident: refers to a unilateral traffic accident that does not involve personal injury or property loss of a third party Example: collision with an external object, damage to one's own vehicle, but no damage to the external object or no need to compensate for the accident handling and insurance claim procedure unilateral accident is the most common type of accident, because it does not involve the damage of a third party, only causes damage to the insured vehicle, and the accident liability is fully responsible for the insured vehicle, so the accident handling is very simple.

1. After reporting the accident, keep the scene of the accident and report the accident to the insurance company immediately.

Second, the on-site treatment 1, the loss is small, the insurance company sent people to the scene to investigate, and issued a "survey report" 2, the loss is larger, if the surveyor believes that it is necessary to report to the traffic police for processing, will report to the traffic police department, by the traffic police department to the scene to investigate and collect evidence, and issued the "accident identification" three, damage assessment repair 1, the owner will send the vehicle to the damage assessment center and notify the insurance company at the same time, damage assessment 2, repair shop 3, the owner picks up the car.

4. Submit documents for claim settlement: collect claim information and submit it to the insurance company for claim procedures.

5. Loss AdjustmentAfter the insurance company receives the complete claim documents, Sakura Chop adjusts the balance to determine the final compensation amount. 6. The financial staff of the compensation insurance company will transfer the compensation to the designated account of the car owner according to the amount calculated by the claims adjuster. Unilateral traffic accidents are a more common type of traffic accidents, because they do not involve the compensation of a third party, and the accident liability is fully responsible for the accident owner, so the accident handling is relatively simple, and the owner of the accident vehicle can directly hold the unilateral accident certificate to the insurance company for compensation.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"