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If you need to apply for a small cash loan, it is recommended to apply through formal channels. China Merchants Bank has launched flash loan business, and can currently apply through mobile banking or check whether it is eligible to apply.
1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.
2. If you hold a China Merchants Bank savings card, you can apply for a flash loan by logging in to the mobile banking and clicking "Home Loan - Flash Loan". Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.
3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.
4. There are two types of loans that can be applied for within the flash loan limit:
1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.
2) Within 24 hours, there will be a ** call to verify within 24 hours, and arrange the loan after confirming the information.
When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.
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Hello, urgent money, it is recommended that you choose a formal network channel to borrow, you can use the money to spend, "money to spend" is the original financial credit service brand (original name: money to spend, renamed in June 2018 changed to "money to spend"), with the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, strong security, etc. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement.
Early repayment is possible, and the recovery limit can be revolving after repayment. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.
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It is recommended that you choose formal channels for borrowing, such as bank channels;
If you apply for a small loan of less than 50,000 yuan, you can log in to our mobile banking first, click "My" - "All" - "Loan" - "I want to borrow money" to try to apply through this interface, or log in to Pocket Life to apply for credit card borrowing, which is subject to the review result.
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If you have a credit card, you can use a credit card, and after it expires, you can find a home to maintain the maintenance of the credit card.
When and the shack stove newspaper has a slow maintenance credit card agency.
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Many people will ask, how to operate the application for tens of thousands of microcredits, why others apply for loans as soon as they apply, but they are rejected again and again? Why is the loan limit so high for other people's data review, but so slow for your own data review, and so low for the loan limit? If you have these questions, be sure to take a look at these practical borrowing tips below.
1.Be prepared before borrowing.
Know yourself and know your opponent, and you will not be defeated in a hundred battles. Before borrowing money, carefully understand the borrowing requirements, prepare the corresponding information according to the borrowing requirements, and be targeted. Instead of ignoring nothing, go directly to apply, fill in the information randomly, and hold a fluke mentality, so that the chance of passing is definitely much smaller.
2.The mobile phone number must be real.
Nowadays, almost all credit products require a mobile phone number to register and log in, so when borrowing money, you must first make sure that the mobile phone number you use is verified by your real name. And the longer the mobile phone number is used, the better, the more mobile phone bills are used, the better, and the fewer times the number of arrears, the better. If you really have just changed your mobile phone number, ensure that it has been used for at least 3 months and there is no record of arrears.
Remember, don't go to a treasure and buy a mobile phone number and use it to borrow.
Many borrowing apps will turn on many permissions of the mobile phone by default, especially the Android borrowing app. Some permissions that don't affect the use of the app should be turned off as much as possible, especially contacts and text messages. Although some borrowing apps do not have a clear reminder, they will use the obtained contact book and text messages as the basis for reviewing the loan.
If there is sensitive information about the lending platform such as bank collection and loan intermediary answer, the success rate of borrowing will be greatly reduced.
4.Tips for filling in the unit information.
The unit information must be filled in truthfully, the address of the unit is best found on the Internet, the unit is guaranteed to be connected, and the position and income must be matched. The income should be filled in truthfully, and it can be filled in a little higher, which is conducive to increasing the amount of borrowing, but it should not be too outrageous. The unit is the best personal qualification "packaging", and the borrower who works in public institutions, state-owned enterprises, and famous enterprises has a higher loan limit, but must ensure that the unit's ** can be opened and can prove that he works here.
5.Provide additional supporting documents.
If the personal qualification is not good enough, you can prove your financial resources by providing proof of deposit, bank statement, real estate certificate and other materials, after all, you must make the lending institution believe that the borrower has the ability to repay, so that the loan application approval rate will be higher.
If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money". If you meet the conditions of China Merchants Bank credit card, you can try to apply for a credit card.
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