Haven t used consumer finance right away but suddenly received a repayment reminder SMS?

Hello: If you have not handled the online loan business, you can ignore the information. At the same time, I bring my identity document to the People's Bank of China to check the personal credit report to see if there is a loan record in the credit report, and if so, I can file an objection application and ask the data generating agency to delete the loan record.

The data generating body will contact the information subject and respond to the results of the objection check.

If you are confident that you have not done this authorization and have not taken out a loan in this regard, you can ignore it. If you are not sure, then you have to find an official service**, consult further, and see what the problem is**? It should be your mobile phone number, which has been used by other people, and other people have done this behavior, and then you don't use this mobile phone number, so that you won't continue to receive such text messages after you figure it out, and it's foolproof.

You can call the police, if you are still worried, you can check the credit to see if it is a real loan, if not, you can ignore it, under normal circumstances, if you don't lose your ID card, you can't get a loan.

Consumer Finance, but today I suddenly received a text message asking me to repay the loan.

I also received it today, and I haven't used it, what are you doing with this.

If the user registers and receives the immediate consumption amount, or applies for the loan product of immediate consumer finance, then it is possible to receive a text message from immediate finance. However, if you have not registered for Immediate Finance or applied for a loan product of Immediate Finance, you can directly ignore it if you receive text messages such as advertisements and sales promotions and registration verification codes.

If the user receives a reminder SMS, then it is necessary to pay attention to the repayment time and repay the loan on time, otherwise there will be overdue records uploaded to the credit report.

If you do not apply for immediate consumer finance but receive a verification code, it is mostly due to the leakage of user information to be taken to online loans or it is a crime of police to coax SMS to defraud, once the user enters the verification code on the push ** according to the requirements, it is very likely to cause the loss of funds.

It is recommended that if you want to apply for a loan, you should go through the channels officially designated by the process, such as the loan app, the official WeChat official account, the official website, etc. Others should protect their privacy, and do not disclose their ID numbers, mobile phone numbers, etc. to others.

1. Fishing**. In order to deceive user information and user funds, many illegal ** will pretend to send collection text messages on various platforms, and use users to worry about overdue psychology to defraud, do not pay attention to this situation, do not click on the link sent by the other party, it is easy to cause information leakage.

2. The user himself did not apply for a loan in the immediate consumption, but it does not mean that the relatives and friends around him did not, if the other party left the contact number when applying, then the platform will also send a collection SMS to come. When it is determined that the collection on the platform is real, it can help find a way to find the borrower to solve it, or directly explain the situation to avoid being harassed again.

3. The user's personal information is stolen, and the financial application for a loan is not known, which may also happen. In particular, if you have a close relationship with yourself and apply for registration after obtaining the user's personal information, it is recommended to explain the situation to the platform in a timely manner, and if necessary, report to the police.

The above is about "what happens when you receive a consumer finance loan overdue for no reason". In general, this situation is likely to be due to phishing fraud, the borrower left information or his personal information was leaked, and he was loaned.

Summary. Hello, I am my partner Mr. Chen, I have received your question, the reply takes about 3 5 minutes, please be patient for a while Thank you

Hello, I am a partner Mr. Chen, I have received your question, and the reply will take about 3 5 minutes

Hello, for the situation that you have not received a reminder text message for the immediate consumer finance loan, you have to be vigilant, there may be two situations of disparagement, one is fraudulent information, the other is the leakage of personal information, someone took their own letter to celebrate the loss of interest to produce a loan.

It is recommended to consult the relevant lending institutions first, log in to the official consumer finance official **, find the hand leak and rush to the official customer service entrance, Bi Jian click to enter the manual customer service consultation Soxun, or directly call the official ****.

Then log in to the Chinese People's Bank of China to check the online credit information system to see if there is a situation where you have not borrowed money but have loan records, if there is, then it is recommended to call the police as soon as possible, otherwise the Wang brother loan generated under your identity information, if Weiling Fengguo does not repay, you need to bear the corresponding repayment responsibility, and it will also have a certain impact on your personal credit.

How to inquire about personal loan credit card usage records: search and log in to the personal credit information system on the browser to check the source of inquiry, or directly bring your ID card and other relevant information to the credit information center to inquire, and generally in the personal credit record you will see your own loan situation and loan overdue records.

Abstract Hello, you haven't used this kind of text message, if it's only once or twice, it's the collector who sent the error.

I've never used consumer finance right away, why I received a text message asking me to pay back the money for some reason. I searched and found that many people were like that.

Hello, you haven't used this kind of text message, if it's only once or twice, it's the collector who sent the wrong message.

If you receive harassment many times, it is likely that your mobile phone number was used by others before and owed a loan, and now the collection has not been updated, continue to send according to the ** number.

I've been messaged four times.

Has this situation been called?

Never played ** and I linked.

That's sending it wrong.

You can contact consumer finance customer service to deal with it.

If you don't have your name, it's not a big problem.

The text message they sent was a case of overdue online consumer loans.

If you send an error, you can choose to pull into the blacklist or contact consumer finance customer service to deal with it.

It doesn't say how much money was used at all.

It's just a sending error, the text message doesn't have the amount and the person's name, don't pay attention to it, you can choose to block it.

The amount of online consumer loans issued was not disclosed.

However, the message he sent me for online consumer loans, my name is there.

You can call 12363 to deal with it, it's their internal mistake.

010 6619 4114 This is also possible.

The above other party's behavior belongs to the illegal and criminal acts of "routine loans", involving fraud, extortion and other crimes, and the manifestations of such illegal crimes:

1. Soliciting business in the name of "microfinance companies", guarantee companies, etc., signing loan contracts with you, creating the false impression of private lending, and defrauding you into signing "inflated loan contracts", "yin and yang contracts", real estate mortgage contracts, and other contracts that are obviously unfavorable to you under various names such as "liquidated damages" and "security deposits". In the name of online lending, applicants are required to pay so-called "capital verification fees", "insurance premiums", "deposits", etc. in advance.

2. Falsifying bank statements to deliberately create the false impression that you have obtained all the money borrowed under the contract.

3. Arbitrarily determine that you are in default and require you to immediately repay the "inflated loan".

Fourth, it is maliciously inflating the amount of the loan, and in the case that you are unable to pay, the other party introduces other fake "microfinance companies" or individuals, or "pretends to" other companies to sign a new "inflated loan contract" with you to "settle the account", and further inflate the loan amount.

5. Extortion and extortion, "debt collection", falsely claiming to sue you, etc., to achieve your purpose of delivering money.

Common sense of prevention. 1. At any time, anywhere, to anyone, do not say your ID number, bank card number, bank card password at the same time, and most importantly, you must not publish three numbers at the same time.

2. When you can't distinguish the authenticity of the text message, you should call the bank for inquiry at the first time. Note: Don't dial the ** left in the text message first!

3. Don't use your mobile phone to call back**, it's best to find a fixed **call back.

4. For some strange text messages that cannot be identified at all, the best thing to do is to leave them alone.

5. If you have been fooled, please report it immediately.

6. Don't talk to strange text messages - don't believe, don't be greedy, don't reply to letters, this is a killer trick to deal with fraudulent text messages.

7. Selling car SMS scams, please don't believe the SMS selling cars at low prices. Most of the low-priced cars and luxury cars on the text message are fraudulent information, and they can't be so cheap, so remind not to believe it easily.