The company gives me insurance in the form of non local employment, is there any difference between

It is more troublesome to enjoy social insurance benefits.

1. The difference in claims.

1) Local insurance: local insurance will be out on the same day at the earliest, and small claims can be uploaded to the Internet for insurance determination, and large claims will be surveyed by staff, and the claim procedures are convenient.

2) Out-of-town insurance: The insurance procedures are complicated, and it may be necessary to travel back and forth between the place where the insurance was purchased and the place where the accident occurred.

2. Differences in preferential policies.

2) Overseas insurance: Due to the control of the information exchange platform of the China Insurance Regulatory Commission, in order to avoid disrupting the insurance market in other provinces, cross-provincial information is not shared, that is to say, no preferential coefficient is enjoyed in the first year of insurance purchase in other places.

There is no difference, it mainly depends on what kind of medical insurance your company handles for you, and the current medical insurance is divided into basic medical insurance and hospitalization medical insurance. Both types of insurance cover critical illness medical treatment. The basic medical insurance unit bears 8 percent of the cost, and the individual 2 percent.

However, the hospitalization medical insurance company only bears 5.8 percent, and the individual does not bear the cost, only 5 yuan per month for serious illness medical treatment.

The general unit will choose the lowest payment method according to the situation, that is, hospitalization medical insurance, which of course can only be reimbursed for hospitalization.

Locals can choose basic medical insurance according to the situation, and make up the difference between the unit and the unpaid amount, so that the medical insurance can not only be swiped in the outpatient clinic, but also reimbursed for serious illness hospitalization.

You should ask the company's personnel administrator who is responsible for social security.

Answer: The main differences between buying insurance in other places and buying insurance locally are as follows: 1. Premium differences: Because different regions have different premium rate standards, the premiums will also be different; 2. Differences in preferential policies:

Because it is controlled by the CIRC, the preferential policies of each province are different. 3. Differences in reporting: Different insurance companies have different regulations on reporting car insurance in different places, so it is necessary to ask clearly in advance to avoid unnecessary losses caused by different acceptance methods.

Therefore, buying insurance in a different place may be more troublesome when renewing and making claims than buying insurance locally.

It should be noted that if the insurance company you are applying for is a national insurance company, then it will set up branches all over the country, even if you buy the insurance in other places, it will not be very troublesome to renew and settle claims.

Flowers] [flowers] hope to help you.

According to Article 70 of the Labor Law, social insurance mainly includes five items: endowment insurance, work-related injury insurance, medical insurance, maternity insurance and unemployment insurance.

According to the provisions of the "Social Insurance Law", enterprises have the responsibility and obligation to participate in the five insurances for employees: endowment, medical care, unemployment, work-related injury and maternity insurance.

To put it simply, it is five insurances in five insurances and two golds.

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According to the statutory requirements, your company can participate in various social insurance for employees in other places in Beijing, but for the convenience of employees, your company's preset plan is good, but the practice is illegal. Because it is a statutory responsibility to pay social insurance for employees, no name or form (including replacing the social insurance premiums payable in the form of cash) can exempt them from their statutory responsibilities, and if they are inspected or reported and complained, they will be punished or dealt with accordingly.

Feasible method: open an account in the name of the company in a foreign city where employees are relatively concentrated, and participate in various social insurances for employees in that place. For relatively scattered employees in other cities, if they cannot or are inconvenient to open an account locally, they can go to the local human resources company to do personnel **, and pay various social insurance for employees in the local area on behalf of your company; Or, scattered personnel pay in Beijing, consult the Beijing Medical Insurance Center, and formulate a designated medical unit, and when retired, go through the retirement procedures in Beijing, which is difficult.

In this way, the company also made so much money, but avoided a lot of potential illegal problems and unnecessary troubles.

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Pension insurance is directly related to the file. You can't get a pension without a file. At this stage, in a sense, the file is more important than the hukou when it comes to social security.

Generally speaking, files are migrated with the hukou, and without the hukou, there is no place for the files. Therefore, no matter where you get the pension insurance, you must eventually transfer it back to the file, that is, to receive the pension in the place where the household registration is located. Only the recruitment records of each person are recorded in the file, that is, the proof of legal participation in the work, and at the same time, the length of service of each person and the payment period of the basic pension insurance are recorded, and there is no other document to prove the life labor record of each person.

Therefore, if the file is lost or disconnected from the account, it will encounter insurmountable obstacles when arguing and delaying the payment of pensions. It may be flexible in other areas, and it is tightly controlled in Beijing.

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Hello, I hope mine will satisfy you.

First of all, there are differences between local and foreign areas, different regions, different environments, the premiums paid, and the total sum insured are clearly stipulated. You can check with your local insurance department.

Secondly, if it is a social security, then you can't buy it, and only the unit will pay it. However, if you are buying commercial endowment insurance, you can pay it yourself, and the fees paid by different insurance companies are also different, for example, Pacific Insurance Company only has more than 100 yuan.

Individuals can buy it, but the amount is relatively large, and there is no difference between the local and foreign hukou when participating in the insurance, but there is a difference between the rural hukou and the urban hukou.