Is it better to buy a fund class A or class C?

**Buying class A is more suitable for long-term investment,**Buying class C is more suitable for investors to make short-term investment, this is because the expected return of short-term investment is not much, if you choose class A, the subscription and redemption fees are too high, and it is basically unprofitable, **C does not need to subscribe to the redemption fee, saving costs.

The return on long-term investment is higher, the expected return on buying Class A is higher, and the redemption rate can be saved if held for more than 3 years.

The difference between Class A and Class C is that Class A will charge a subscription fee when purchasing, while Class C will not have a subscription fee when purchasing, but Class C will accrue a sales service fee on a daily basis, and Class A is suitable for long-term holding and Class C is suitable for short-term holding from the subscription and redemption rates.

**The "ABC" included in the name refers to a different form of charge. In general, Class A represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee (no subscription fee but daily sales service fee); If there are only two classifications of A and C for the same bond base, there is generally a subscription fee for Class A and no subscription fee for Class C. The obvious difference between front-end fees and back-end fees is that front-end fees generally decrease with the increase in the purchase amount, while the back-end fees generally decrease with the extension of the investment time, and if you hold them for a long enough time, you may also be exempted from related fees.

**Whether it is better to buy Class A or Class C depends on the length of time you hold it. Investment** are all the same, there is a difference in fees. Difference between Class A and Class C** charges:

1. Class A** has a purchase fee when purchasing.

2. Category C** has sales service fees.

Which one is better to buy, just compare and choose a relatively low handling fee.

Although there are subscription fees for Class A shares, there are related sales and service fees for Class C shares, and it is more cost-effective to hold them for more than one year for Class C.

Investors who purchase a large amount or investors who do not use their funds for a long time are suitable to choose Class A (the handling fee is different for the purchase amount of Class A). This makes the performance relatively stable, and if you invest for a long time, you will have a good expected annualized return.

**Category A and Category C, referring to the charging method.

Do you mean.

Exactly? Ask the question: Yes.

Mainly in the fee structure.

Generally, Class A has a subscription fee, while Class C does not, but Class C will have a service fee every year, depending on the length of time you hold it.

Dear users, due to the restrictions of the investment consulting business rules, we can only provide the best analysis and specific investment advice to the customers who have opened accounts with our company.

There is no essential difference, only a difference in the fee structure.

If it's a long time, you choose category A.

The time is short, and Class C is relatively cost-effective.

Ask how long it will cost to buy C.

How long to buy C is cost-effective.

Generally, you can limit it to one year.

If it is less than a year, consider C

For more than one year, consider A, with only a one-time subscription fee.

Ask a question: Thank you.

**Is it better to buy Class A or Class C.

What is the difference between Class A and Class C**? Those expenses that can't be escaped when buying**.

Bonds** and currencies** will appear in three categories: A, B, and C depending on the charging method. Category A and B are one-time charges, while category C is a daily charge. Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for either the front-end or the back-end.

It is recommended to comprehensively consider the investment horizon and predict the risks in advance.

1.Class A will not charge an investor's sales service fee, Class C will charge an investor's sales service fee, and Class A will charge a subscription fee.

2.There will be no subscription fee for Class C, no subscription fee for Class A, no subscription fee for Class C, and a redemption fee for Class A for two-year redemption.

3.There is no redemption fee for more than two years, there is a redemption fee for redemption within 30 days of holding **C, and there is no redemption fee for more than 30 days.

When many friends buy **, they often see the same **, a name is followed by A, a name is followed by C, everyone will be very confused, I don't know whether to buy with a or should buy with C.

In fact, the name with a as a suffix is what we often call class A, and the name with a suffix is what we often call class C.

Class A and Class C are the same, except for the difference in transaction fees.

There are four fees charged by Class A**, namely subscription fee, redemption fee, management fee and custody fee, while there are also four fees charged by Class C**, which are redemption fee, management fee, custody fee and sales service fee.

Therefore, the main difference between the two is that Class A charges a subscription fee, while Class C does not charge a subscription fee, but Class C will charge a sales service fee.

As an investor, when buying **, if you plan to hold it for a long time, choose class A, if you want to hold it for a short period of time or are not sure whether you can hold it for 2 years or even longer, then it is better to buy class C**. If the holding period is between 1-2 years, in fact, the difference between choosing Class A and choosing Class C is not too big.

Hello Answer! We'd be happy to be able to answer for you. Before entering the multiple-choice question of "choose A or choose C", we need to understand the question of **rate, usually buying one** involves costs including:

Subscription fee, subscription fee, redemption fee, management fee, custody fee and sales service fee.

1) Subscription fee: The handling fee paid when purchasing a new ** that is the initial offering during the offering period.

2) Subscription fee: The handling fee paid when purchasing ** during the open period.

3) Redemption fee: The redemption fee refers to the fee paid by the holder when selling some or all of the shares (4) Management fee: The management fee is the service fee charged by the company for taking care of it.

Daily withdrawal (5) custody fee: **The money is held in escrow by the bank, so the bank charges a custody fee. (6) Sales Service Fee:

The summary is as follows: 1) Class A ** shares and Class C ** shares are subject to the same custody fee and management fee, (2) Class A ** shares are charged subscription, subscription and redemption fees, and no sales service fees are accrued, and (3) Class C ** shares are not charged subscription and subscription fees, and sales service fees are accrued.

In addition, both are held for more than a certain period of time and are free of redemption fees, and Class C** is held for a shorter period of time than Class A**, and the redemption fee is waived.

According to the above introduction, if the same ** class A and class C, if you hold it for a long time, it is more cost-effective to hold it for a long time, but if you hold it for a short time, class C may be more suitable. (For details, please refer to the trading rules of each **).

Hello, whether to buy class A or class C depends on the difference in the rate of **, and the difference in the share of class A and class C is mainly reflected in the rate. For Class A ** shares and Class C ** shares, the corresponding management fee and custody fee are the same, the difference is that Class A ** shares charge subscription fees, no sales service fees, while Class C ** shares do not charge subscription fees, but daily accounting provides sales service fees.

Class A shares and Class C shares are just two types of shares of the same product, and the two types of shares operate at the same time, but they have their own **, and the net value of ** shares is announced separately. For investors, if they need to operate flexibly and trade for a short time, they can consider choosing Class C** shares; If you want to hold it for a long time, it may be more cost-effective to choose Class A** shares, and when making specific investments, please carefully determine after considering the specific fee structure, the proposed holding period and other factors.

It is cost-effective to hold Class C in the short term and Class A in the long term. Because the Class C ** share does not charge subscription and subscription fees, and the sales service fee is accrued, and the Class A ** share is charged with subscription, subscription and redemption fees, and the sales service fee is not accrued, and the Class A ** share and Class C ** share are charged the same custody fee and management fee.

If you want to hold it for a long time, buy Class A, and if you want to do swing for the short term, buy Class B.

**Is it better to buy Class A or Class C.

**Difference between Class A and Class C:

1. **Different: For the same **, Class A shares have subscription fees and redemption fees, and the longer the holding time, the smaller the redemption fee, and the lowest can be zero; There is no subscription fee for Class C shares, but there is a sales service fee, which also charges a redemption fee, which decreases with the increase of holding time.

Taking the bonus ** as an example, assuming that the **amount is less than 1 million, the two types of ** transaction fees (excluding custody fees and management fees) are as follows: Class A** subscription fee is 1% (not counting discounts), and there is no sales service fee; Hold for 7 days to 1 year, redemption fee to;

If you hold it for more than one year, you will be exempted from the redemption fee. There is no subscription fee for Class C**, annual sales service fee, holding for 7 days to 30 days, redemption fee, and no redemption fee for more than 30 days. Holding time less than 1 year, Class A will receive 1% and Class C will be charged; If the holding time is more than 1 year, Class A still charges 1%, and Class C has more fees than Class A when it is held for more than one year.

3. The net value is different: the sales service fee of class C is a daily collective, which is directly deducted from the ** asset and reflected in the daily net value, so the net value of class C ** is often lower than that of class A**.

If it is the ** of ABC Class III, Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for both the front-end and the back-end.

There is no such thing as a free lunch. There is no one-time subscription fee, and the sales service fee is charged on a daily basis, but this is not to say that there is no difference. Taking ChinaAMC Bonds A, B, and C as examples, since there is no subscription fee, although Class C has a sales fee, the sales fee is less than 1% in three years, that is, it is lower than the front-end subscription fee (temporarily ignoring the appreciation of assets).

We can think about it like this: if you are sure that it is a short-term investment, for example, the investment period is less than 1 2 years, then you can choose Class C bonds, which are not cost-effective for more than 2 years; If it is determined that it is more than 3 years, you can choose Class B, because the fee for Class B of China AMC Bond 2 after 3 years is only, and the longer it is, the less it is; If you don't have any judgment on the investment horizon, you can consider the Class A front-end charge. For ChinaAMC Class A bonds, holding for more than 3 years is better than Class C, but holding less than 1 year is better than Class B.

Different. Class A is a front-end charging model, and a one-time payment is made when subscribing**;

The Type C fee model refers to the fact that there is no subscription fee, but a sales service fee is charged.

Bond type ** and currency ** will appear in three categories according to their different charging methods: A, B, and C, because it is the same **, so the investment portfolio is the same, and because of their different charging methods, the fees accrued are different, resulting in the difference in net value.

Category A and B are one-time charges, while category C charges are charged daily. The core of the difference lies in the difference in subscription fees.

Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for either the front-end or the back-end.

For Class A and Class B bonds**, Class A generally has a subscription fee, including front-end and back-end, while Class B bonds do not have any subscription fee.

That is to say, Class A and Class B in the three categories of ABC are equivalent to Class A in the two categories of A and B, and are the front-end or back-end subscription fee**, while the Class C ** in the three categories of A, B and C is equivalent to Class B ** in the two categories of A and B, and there is no subscription fee.

Under normal circumstances, if it is divided into three categories of ABC, Class A generally represents the front-end subscription fee, Class B represents the back-end subscription fee, and Class C does not charge the subscription fee, but the sales service fee is deducted from the ** assets of the class on a daily basis; The ** of the two categories of AB, generally Class A has subscription fees, etc. Class B, on the other hand, does not charge a subscription fee, but a sales service fee is deducted from the assets of this category on a daily basis.

Commercial auto insurance has three types of clauses: A, B, and C. The insurance content of these three types of clauses is different, and it is also different. When choosing a certain type of car insurance, it is important to understand the difference between these three types of car insurance.

In general, in terms of protection, paragraph A is the best, paragraph B is the second, and paragraph C is the worst.

What is the difference between Class A and Class C**? Those expenses that can't be escaped when buying**.

What is the difference between A and C**?

1. The subscription fee is different. a**Subscription fee will be charged at the time of subscription, which will be charged at one time; c**There is no subscription fee when subscribing, but a certain amount of accrual fee will be charged every day.

2. Suitable for different groups of people. Category A** is suitable for investors with large purchase amounts and longer investment horizons; Category C** is suitable for investors who have a small purchase amount and an uncertain holding period, or short-term investors.

**The difference between Class A and Class C is: different buying and selling methods, different investment strategies, and different variability.

First, the way of buying and selling is different.

1. Class A: When Class A is initiated, investors can subscribe to the management company or sales agency; When ** is listed and traded, investors can entrust the brokerage firm to buy and sell at the market price on the ** exchange.

2. Class C: Class C can be purchased or redeemed from the management company or sales agency at any time.

Second, the investment strategy is different.

1. Class A: Class A cannot be redeemed at any time, and all the funds raised can be used for investment, so that the management company can formulate a long-term investment strategy and achieve long-term business performance.

2. Class C: Class C must keep a part of cash for investors to redeem at any time, and cannot be used for long-term investment, and generally invest in assets with strong liquidity.

Third, variability is different.

1. Class A: Class A has a definite duration period, and the issued units cannot be redeemed within this period.

2. Class C: The units issued by Class C are redeemable, and investors can also subscribe for units at will during the duration of the unit, resulting in the total amount of funds changing every day.