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This is because some overseas merchants do not need to verify the password, but some merchants need to force the verification of the password, so it is recommended that you complete the transaction password setting before leaving the country. If you need to enter a 4-digit PIN or merchant, please enter the first 4 digits of the transaction password.
The PIN code used for credit card payment is the transaction password. The PIN code prompted by the merchant to enter the customer during overseas transactions is the transaction password, which is used for password verification when withdrawing cash and spending transactions. If the customer's credit card does not have a transaction password, he or she can log on to Mobile Banking.
Set it up. Extended Materials.
1. Bank of China Visa Debit Card.
It is the first Bank of China to adopt international standards, operate on the Internet, and do not require guarantee and margin.
The Great Wall Electronic Debit Card, a new payment tool that does not require credit review, can be opened with 50 yuan and is accepted nationwide, is jointly launched by Bank of China and Visa International.
2. Enjoy the service.
Withdrawals within the UK and worldwide: Free withdrawals at 97% of ATMs in the UK with no fees, with a daily limit of £200; Withdraw cash in local currency at more than 1 million ATMs worldwide.
Payments in the UK and worldwide: Bank of China's debit cards are available at many merchants around the world with the Visa logo. Most schools in the UK accept Bank of China (UK) **** Great Wall Debit Card to pay for tuition fees and related fees.
Cashback: Pay with your Bank of China Visa Debit Card at multiple merchants in the UK and receive up to £50 in cashback with no fees.
Online shopping. **Shopping: You can use your Bank of China Visa Debit Card to make online purchases or **Shopping at any time, and Bank of China also provides you with online shopping security password protection.
3. Special services.
The debit card uses a chip and a 4-digit PIN;
There is no handling fee for opening the card, and there is an annual fee.
PIN change and unlocking can be performed at designated ATMs (RBS and NatWest ATMs) in the UK, and debit card loss reporting is provided by the Royal Bank of Scotland (RBS) 24 hours a day.
The debit card will be replaced with a new card free of charge when it expires.
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The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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The bank seems to have reminded you to set a password before going abroad, and if you don't use it, you can swipe it directly, and enter the first four digits if you want it.
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You can try the first 4 digits on the signature strip on the back of the card.
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Hello! Normally, if there is no password for credit card consumption, then you need to sign. So you need to take good care of your credit card.
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There is basically no visa channel in China, and there is no place to brush it.
Except for a few foreign banks to withdraw cash, it is now online Taobao, otherwise all of them go through the UnionPay channel.
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If you use a Visa channel, you don't need a password.
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When using credit cards to consume in China, most cardholders choose to successfully consume through password confirmation, that is, if you choose the credit card consumption method, you must enter the password to complete the consumption when swiping the card. In foreign countries, credit card purchases are basically done by confirming the signature.
UnionPay card overseas consumption: In overseas, cardholders can still confirm their consumption through a password if they choose to use their cards on the UnionPay network, but if some UnionPay merchants do not support password confirmation consumption, cardholders only need to confirm the transaction by signature. Therefore, everyone should develop a good habit and sign their name on the back of the card as soon as they apply for the credit card.
Visa Mastercard: If you choose to spend with a Visa Mastercard online, you will automatically confirm the purchase through your signature and do not need to enter your password.
Finally, Southern Fortune Network once again reminds cardholders that after getting a credit card, don't just focus on activating the card, and ignore the back signature of the credit card. Since overseas card consumption only needs to check the signature, if the cardholder does not carry out the back signature, it will affect his normal consumption abroad. So, remember to sign your name while activating your card.
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Not necessarily, depending on whether the card is agreed upon at the time of application.
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The card with the BOC visa logo has:
1.Only the Visa logo is printed.
For example, the Great Wall EMV all-currency credit card, this product is currently free of annual fee for life.
UnionPay logo. For example, if you do not use the credit card five times within one year after activating the credit card, you will be charged an annual fee, and the annual fee fee for different credit card products is also different, subject to the relevant regulations of the Bank of China.
Visa cards are valid for successful purchases in domestic supermarkets or online purchases.
To apply for a Visa credit card, you can go to the Bank of China outlets and the official website of Bank of China to select the credit card product with the Visa logo, and fill in the corresponding application form.
Your BOC debit card should only have the UnionPay logo, right?
It is currently not possible to open a Visa on this debit card.
BOC Visa Debit Card? At present, I have not heard of Mastercard, I have seen Mastercard's debit card, you can consult 95566 or go to your local business branch for details.
BOC Visa Credit CardIf you meet the requirements of the relevant regulations, you can apply for an overdraft limit that does not require an overdraft limit.
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800** mobile phones can't be played, and they can't be accessed abroad;
To open a card, you must call 95566 BOC customer service**, and you can use the card to consume and repay without a password, but the premise is that you must open a card and you have not selected a preset password;
It is recommended to contact Bank of China 95566 to confirm clearly.
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RMB, you can buy anything with your card If you buy a bottle of water in the supermarket, you can swipe the card once. A credit card is an overdraft... If you don't have an overdraft, why do you need a credit card?
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What is the problem?
In Germany go to the yuan or the euro.
A dual-currency visa in China allows you to spend euros in Germany and renminbi in China.
If you withdraw money directly, the handling fee is relatively high, and it is better to consume directly by credit card without handling fee, and you can also repay it when the exchange rate is low during the domestic repayment period.
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………Whether you have a Euro card or a U.S. dollar card......Now Visa has to go through UnionPay, which is very inconvenient.
You can buy something directly for the euro card and swipe the card, and if you swipe the card in Germany, you don't need a password, just sign it.
If you have a dollar card, you can't withdraw the money.
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1. There is no need to enter a password to swipe a credit card overseas, so the signature is very important, so they require that the back of the credit card must have your signature. Regular merchants will strictly check the signature.
2. A password is required to use a credit card similar to Visa in China, which is based on the security environment of domestic payment.
For domestic residents to go abroad to consume, the signature must be consistent with the signature you left for a credit card, in case of problems, you can check. Once again, remind overseas to use credit cards, remember that the card does not leave your sight, many clone cards abroad, especially in Southeast Asia, in order to ensure the safety of your funds, try to replace the card after returning to China.
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By default, domestic banks have to set passwords, but some banks can choose how much money they don't need to password.
Except for China Merchants Bank, he has always followed international standards and signed instead of passwords.
In foreign countries, there is no need for passwords, and they are also judged.
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