Which is better, Tongfang Global Insurance or Ping An Insurance?

First of all, Tongfang Global Life and Ping An Insurance are both safe and reliable insurance companies, so you can choose with confidence; In fact, the most important thing to buy insurance is to see whether the insurance product meets your insurance needs. Next, the senior sister will learn about the relevant content of Tongfang Global Life and Ping An Insurance.

Ultra-complete! Everything you need to know about insurance is here.

1.Tongfang Global Life Analysis.

Tongfang Global Life Insurance Co., Ltd. was jointly funded by the Dutch Global Life Insurance Group and Tongfang Co., Ltd., and officially obtained a business license and carried out life insurance business in 2003.

Up to now, Tongfang Global Life has a registered capital of 100 million yuan and an asset scale of more than 21.7 billion yuan. Moreover, it has also set up a number of branches in Beijing, Shanghai, Guangzhou, Shenzhen and other provinces and cities.

In terms of solvency, according to the relevant report on the official website, Tongfang Global Life's core solvency adequacy ratio in the second quarter of 2022 was 113%, the comprehensive solvency adequacy ratio was 177%, and the latest risk rating was AA.

It can be seen that the strength of Tongfang Global Life is very strong.

How about Tongfang Global Life, what products are available, which one is good, in-depth analysis.

2.Ping An Insurance Analysis.

Ping An Insurance (also known as Ping An Life) was not only incorporated in 2002 with 33.8 billion yuan, but also an important member of Ping An Insurance (Group) of China.

In terms of company size, as of the end of 2021, Ping An Insurance has set up 35 branches and 7** sales centers across the country, with more than 3,250 business outlets and a service network covering the country.

In terms of solvency, according to the relevant report on the official website, Ping An Insurance's core solvency adequacy ratio in the first quarter of 2022 is a comprehensive solvency adequacy ratio, and the latest risk rating is B.

If you want to know more about Ping An Insurance, don't miss the following article:

How about Ping An Life, what products are there, which ones are good, and what are the issues worthy of in-depth analysis?

Tongfang Global Insurance and Ping An Insurance can not say which is good and which is bad, both insurance companies are approved by the China Banking and Insurance Regulatory Commission, which is safe and reliable, and the products of the two are not the same, you can buy insurance according to your own needs and actual situation.

So what angles should we look at insurance companies? Details can be stamped: When we are looking at insurance companies, what exactly do we look at?

There is no best, only which is more suitable.

What's right is best.

If you buy electrical appliances, do you go to a mall or a small store for after-sales in the future?

Hello, the terms of the insurance are almost the same just for your choice.

You can look up the company and I'm sure you'll judge.

Hello! You can check it out online....

For your benefit, you should choose a large company, the company is large and secure.

The company is very good, the key is whether the service personnel you choose are professional.

Hello, you can verify it yourself.

The company officially obtained a business license in 2003 and launched life insurance business in China, with a registered capital of 2.4 billion yuan and assets of more than 10 billion yuan.

Many people worry that insurance is unreliable and that insurance companies can easily fail.

Today, I'm going to tell you very seriously: no!

The reason starts with the boss of the insurance industry, the China Banking and Insurance Regulatory Commission.

What is the CBIRC's attitude towards insurance companies? me!

Quarterly, semi-annual and annual reviews, in short, it is to stare at it every day, and review it every day. In addition, the complaints of each insurance company will be announced in real time. With such a strict stance, it is difficult for insurance companies to have an accident.

The insurance contract has legal effect the moment it comes into force. How dare the insurance company break the contract and deliberately not lose money? That is breaking the law, and you will suffer lawsuits.

When configuring insurance, we should not only pay attention to the brand of the insurance company, but also pay attention to the protection of the product.

We mainly focus on the cost performance, insurance requirements, maximum insurable amount, payment and protection period, and exclusion clauses to choose the most suitable product for you.

It's good, it's a joint venture with Dutch Life, and the insurance companies are all reliable, only unreliable salesmen.

It is still the three major insurance companies in China that are reliable.

Tongfang Global Life Insurance Company's insurance is reliable.

First of all, the insurance company is formed by the Dutch Global Life Insurance Group and Tongfang Shares **** 50% each, and has begun to carry out life insurance business in 2003 and has accumulated considerable strength.

In addition, Elite Term Life Insurance offers wide insurance conditions, rich coverage and high value for money.

Tongfang Global Life's products are very cost-effective and are liked by many people, but because of their low popularity, many people dare not start easily, for fear that if Tongfang Global really goes bankrupt, they will have no protection.

But this concern is not true, mainly because insurance companies are not going to fail in our country.

"The insurance company is bankrupt, what should I do with the insurance I bought?" 》

Some friends will think that companies that will not go bankrupt are not necessarily good, and senior sister will take you to understand Tongfang Global Life Insurance in depth!

1.The hard power of Tongfang Global Life.

Tongfang Global Life Insurance is a 50% investment in the Dutch Global Life Insurance Group and Tongfang Shares, and the life insurance business has been carried out in 2003. The point is that the Netherlands Global Life Insurance here is ranked 124th in the world's top 500 companies, so it is not a small company as everyone thinks.

2.What about Tongfang Global Life's products?

Tongfang Global Life is very good, but more importantly, the product is not friendly to our friends. In this point, Tongfang Global Life also has no choice, and specifically brings out a product of Tongfang Global Life:

Choose a fixed life, first see whether its insurance is loose or not, and then look specifically at how **, we can buy it with a lower ** in the same insurance amount. Tongfang Global Life's Zhenai Preferred is such an insurance.

Tongfang Global Life's Zhenai Preferred Health Notice has only 3 items, and the common thyroid nodules and mild hypertension are not asked, which relaxes the restrictions and makes more people think of the very good life in the market. Senior sister thinks it's really super good Senior sister is just a simple talk about the advantages here, you can poke this article to learn more:"Is the Best Choice, which is known as the strongest longevity, really excellent?

Generally speaking, Tongfang Global Life is not only a good company, but its cost-effective products are also one of the highlights, so you can choose with confidence

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

Tongfang Global Insurance is a regular company that obtained a formal business license in 2003 to develop its life insurance business in China. Moreover, it is composed of 50% of the funds each of the two companies of the Dutch Global Life Insurance Group and Tongfang Shares****. Up to now, the company has a registered capital of 2.4 billion yuan and an asset scale of 17 billion yuan, providing perfect insurance protection for more than one million customers across the country.

Expand the information of Okitotan:

Solvency. I don't know if you know, the China Banking and Insurance Regulatory Commission stipulates that the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. Only if the above three requirements are met can it be an excellent insurance company.

In the above sheet**, we can see that the core and Santong comprehensive solvency adequacy ratios of Tongfang Life are 221% and 240% respectively.

What about Tongfang Global's critical illness insurance?

1.Flexible protection plans.

Versailles No. 1 Critical Illness Insurance is divided into two plans, one for 70 and for life, which can meet the needs of those who pursue short-term and long-term protection at the same time, and the premium for coverage up to the age of 70 can allow those who have less than enough budget to have the same protection. Tongfang Global Life is a formal insurance company, the shareholders are the Netherlands Global Life Insurance Group, Tongfang shares **** each contributed 50% of the formation, is a Sino-foreign joint venture insurance company, founded in 2003, headquartered in Shanghai, the registered capital is 2.4 billion.

2.Short waiting period.

The waiting period for Versailles No. 1 Critical Illness Insurance is only 90 days, compared to those critical illness insurance on the market with a waiting period of 180 days, this product is undoubtedly a very humane product. And you should know that the shorter the waiting period, the better it is for us, because if the insured is out of the insurance during the waiting period, the insurance company will not pay any compensation, and all the expenses must be paid by ourselves. Tongfang Global Life has outlets and branches in first-tier provinces or cities across the country, including 13 branches in Beijing, Shanghai, Jiangsu, Shandong, Zhejiang, Guangdong, Tianjin, Qingdao, Hebei, Hubei, Fujian, Sichuan, Shenzhen, etc.

First of all, you should know that it is not easy to set up an insurance company in China, and China's insurance companies are subject to the supervision of the China Banking and Insurance Regulatory Commission, and the insurance products launched by it also need to be recorded, and Tongfang Global Life Insurance Company is no exception, so it is reliable. Next, the senior sister will introduce this insurance company to you.

If you don't know how to know about insurance companies, you can take a look at this article first:When we look at insurance companies, what exactly do we look at?

1. The strength of the company.

Tongfang Global Life Insurance **** by the Netherlands Global Life Insurance Group (AEGON) and Tongfang Shares **** (THTF) each contributed 50% of the formation, the company in 2003 officially obtained a business license, in China to carry out life insurance business, up to now the company registered capital of 100 million yuan, assets of more than 21.7 billion yuan.

Founded in 1997, Tongfang Co., Ltd. is a high-tech listed enterprise in China funded by Tsinghua University. Founded in the first half of the 19th century, Global Life Insurance Group is an international listed company, listed on the Amsterdam and New York ** stock exchanges, with total assets of nearly 445 billion euros as of the end of 2020.

2. Solvency.

In order to pass solvency, all three conditions must be met: the core solvency adequacy ratio must be 50% or above; The comprehensive solvency adequacy ratio is 100% or above; The overall risk rating is B or above.

According to Tongfang Global Life Insurance's Q4 2022 report, its core solvency adequacy ratio is 110%, its comprehensive solvency adequacy ratio is 180%, and its latest comprehensive risk rating is AA.

It can be seen that the strength and solvency of Tongfang Tazao Global Life are quite good.

Hope.