What is the percentage paid by the medical insurance company? Why does my health insurance company p

The contribution ratio of medical insurance is: 8% for units and 2% for individuals

First, the type of insurance and the proportion of contributions to the employees of the social security unit:

1. Pension insurance premium: 20% for units and 8% for individuals;

2. Unemployment insurance premiums: 2% for units and 1% for individuals;

3. Medical insurance premium: 8% for units and 2% for individuals;

4. Work-related injury insurance premiums: paid by units, not paid by individuals;

5. Maternity insurance premiums: paid by units, not paid by individuals.

Second, the type of insurance and the proportion of contributions to be insured by individuals:

1. Pension insurance premium: 20% for individuals;

2. Medical insurance premium: 5% for individuals.

3. Medical Insurance:

1. It means that through national legislation, in accordance with the principle of compulsory social insurance, the basic medical insurance premiums shall be paid by the employer and the individual employee on time and in full;

2. If you do not pay in full and on time, regardless of your personal account, the basic medical insurance will not pay your medical expenses;

3. Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases;

4. When an employee is sick, injured or gives birth, the society or enterprise shall provide necessary medical services or material assistance (such as China's publicly-funded medical care and labor insurance medical care);

5. The medical expenses of Chinese employees are jointly borne by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste;

6. In the event of an insurance liability accident, it is necessary to pay the insurance money on a pro-rata basis.

How much does a freelancer have to pay for health insurance on his own? , the proportion of pension insurance unit payment is 20%, and the proportion of individual payment is 8%; The proportion of medical insurance unit payment, the proportion of individual payment is 2%; The proportion of maternity insurance contributions is borne by the unit; If you don't have a unit, you have it all.

How many years does medical insurance pay and how much does it cost a year? There are now three kinds of medical insurance: 1. Employee insurance (i.e., pension and medical care paid together) is 9% of the local average salary. This kind of pension insurance must be paid, or have paid pension insurance. 2. Urban residents, pay 180 per year

Legal analysis: If the employer's contribution ratio is the total salary of the employee, the employee's contribution ratio shall be 2% of the employee's salary income. With the development of the economy, the proportion of employers' and employees' contributions can be adjusted accordingly.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2 Qingluliang 13th employee shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and they will no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the State; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

Legal analysis: If the employer's contribution ratio is the total salary of the employee, the employee's contribution ratio shall be 2% of the employee's salary income. With the development of the economy, the contribution ratio of employers and employees can be adjusted accordingly.

Legal basis: Social Insurance Law of the People's Republic of China

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State.

Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and they will no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the State; If the number of years prescribed by the state has not been reached, the first fee may be paid to the number of years specified by the state.

The proportion of medical insurance company contribution refers to the proportion of expenses borne by the medical insurance company when the insured person enjoys the medical insurance treatment. Depending on the medical insurance policy and region, the contribution ratio is also different.

The size of the contribution ratio of the health insurance company affects the burden and the level of medical protection for individuals and enterprises. When formulating medical insurance policies, it is necessary to take into account factors such as the balance of income and expenditure of medical insurance**, the fairness of medical insurance treatment, and the financial sustainability of medical insurance funds. The proportion of medical insurance payment includes the proportion of insured personnel and enterprises, as well as the reimbursement ratio of different levels of medical insurance treatment and different drugs.

The proportion of medical insurance companies also involves the implementation of medical insurance policies, the management of medical insurance, and the formulation of the list of essential drugs. With the continuous progress of medical technology and the increasing demand for medical insurance, medical insurance policies need to be constantly updated and improved.

The proportion of medical insurance companies directly affects the medical insurance treatment and the rights and interests of the insured, which is very important for each insured person. The medical insurance policy needs to be based on the economic and social development status of different regions, comprehensively consider various factors, formulate a reasonable medical insurance payment ratio, protect the rights and interests of the insured, and maintain the continuous stability of medical insurance.

Legal basis]:

Article 10 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who do not participate in the basic endowment insurance in the employer, and other flexibly employed persons can participate in the basic endowment insurance, and the individual shall pay the basic endowment insurance premium.

The pension insurance for civil servants and staff managed with reference to the law of civil servants shall be prescribed by ***.

Article 11. The basic endowment insurance implements a combination of social pooling and individual accounts.

The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

Legal Analysis]: 1. The proportion of individual employees' contributions, the employer's employer and employees jointly pay the basic medical insurance premiums for employees, and the proportion of employees' contributions is 2%+3 of their salary income.

2. The employer's contribution ratio is 6% of the total salary of the in-service employees, and with the development of the economy, the employer's and employees' contribution ratio can be adjusted accordingly.

3. Individual payment base for medical insurance.

The average monthly salary income of the individual in the previous year shall be the monthly payment base, and the total average monthly salary of the in-service employees of the unit in the previous year shall be the payment base.

4. Individual payment standards for medical insurance.

Individual employees shall take their average monthly salary income of the previous year as the monthly payment base, and pay 2% of the payment, which shall be withheld and paid by the unit on a monthly basis in their wages. For example, Wang's monthly salary income is 900 yuan, and the monthly basic medical insurance premium payable by the line is 900 yuan * 2% 8 yuan.

The basic medical insurance premiums for laid-off workers of state-owned enterprises who enter the reemployment service center shall be paid by the reemployment service center on the basis of 60% of the average monthly salary of the employees in the city in the previous year, and the retirees shall not pay the basic medical insurance premiums.

5. The number of years of payment of employee medical insurance.

According to the provisions of the Social Security Law, if you participate in employee medical insurance and reach the statutory retirement age, you will no longer pay basic medical insurance premiums after retirement, and you can pay until the specified number of years if you enjoy basic medical insurance benefits in accordance with the regulations. In order to maintain the balance of income and expenditure and effectively protect the level of medical treatment of retirees, all co-ordination areas have made relevant provisions on the minimum payment period for retirees to enjoy the medical insurance treatment of socks and celery, which is generally 20 years and 30 years.

Generally speaking, the contribution ratio is 2% of the salary income of the employee, and the proportion paid by both the company and the individual can be adjusted.

Legal basis]: Article 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, which shall be jointly paid by the employer and the employee in accordance with the provisions of the state.

Medical insurance contribution policy.

1. Proportion of employer and individual contributions.

The basic medical insurance premiums for employees are paid jointly by the employer and the employee. If the employer's contribution ratio is the total salary of the employee, the employee's contribution ratio shall be 2% of the employee's salary income. With the development of the economy, the contribution ratio of employers and employees can be adjusted accordingly.

2.The payment base of units and individual employees.

a.The total monthly average salary of the employees of the previous year shall be the payment base of the employer, and the average monthly salary of the individual employee in the previous year shall be the monthly payment base.

b.If the monthly payment base of units and individual employees is lower than 60% of the average monthly wage of employees in the city in the previous year, 60% of the average monthly salary of employees in this city shall be used as the payment base; The part that is higher than 300% of the average monthly salary of employees in the city shall not be included in the payment base.

3.The proportion of the basic medical insurance premiums paid by the employer to the personal account.

China Merchants Bank Insurance reminds that the State Council stipulates that the medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall plan**; Part of it is transferred to a personal account. The proportion of the personal account is generally about 30% of the employer's contributions, and the specific proportion is determined by the overall planning area according to the scope of payment in the personal account and the age of the employee.

4.Measures for dealing with non-payment or non-payment of basic medical insurance premiums by employers and insured employees.

Employers and insured employees shall conscientiously fulfill their payment obligations, and when they fail to pay or fail to pay medical insurance premiums, the funds in the employees' personal accounts shall cease to be credited. The balance of funds in the personal account can continue to be used.

How to inquire about medical insurance.

1. Inquiry by the Social Security Center.

If you are not sure about your social security account number, you can bring your ID card to the business handling hall of the social insurance agency in each district for inquiry.

2. Online inquiry.

Log in to the labor and social security network or social insurance business in your city**, click on the "Personal Social Security Information Inquiry" window, and enter your ID card and password (the password is your social security number or ID card date of birth) to check your insurance information.

3. **Consultation.

Call the comprehensive labor and social security service ** "12333" for policy consultation and information inquiry.

4. Touch screen inquiry.

If there is a social insurance touch screen inquiry system in the business handling hall of the social insurance agency in each district, swipe the card or enter the card number or ID number according to the on-screen prompts for inquiry.

Medical insurance payment policy through the above introduction, we have made it clear that with lead medical insurance, even if we are hospitalized when we are sick, we don't need to worry about the cost.

1.The basic medical insurance premiums for employees are paid jointly by the employer and the employee. If the proportion of the employer's burying fee is the total salary of the employee, the employee's contribution ratio shall be 2% of the employee's salary income.

2.The medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall plan, and the other part is transferred to the personal account. The proportion of the personal account is generally 30% of the employer's contributions, and the specific proportion is determined by the overall planning area according to the scope of payment of the personal account and the age of the employee.