I want to deposit 30,000 yuan for 3 years, what is the interest?

Ping An Bank has launched an exclusive deposit product series of Ping An Deposit, which guarantees principal and interest and high yield, locks in income without fear of risk, and Ping An Deposit products can be withdrawn in full or in part, and the interest on the withdrawn part is calculated according to the current account. The remaining amount after partial withdrawal shall not be less than the initial deposit amount of the product.

Ping An Deposit No. 1: The minimum deposit amount is 20,000 yuan, the annual interest rate of the 3-month deposit period is, the annual interest rate of the 6-month deposit period is the annual interest rate, the annual interest rate of the 1-year deposit period is the annual interest rate, the annual interest rate of the 2-year deposit period is the annual interest rate, the annual interest rate of the 3-year deposit period is the annual interest rate, and the annual interest rate of the 5-year deposit period is the annual interest rate of the 5-year deposit period.

Ping An Deposit No. 2: The minimum deposit amount is 10,000 yuan, the annual interest rate of the 3-month deposit period is, the annual interest rate of the 6-month deposit period is the annual interest rate, the annual interest rate of the 1-year deposit period is the annual interest rate, the annual interest rate of the 2-year deposit period is the annual interest rate, the annual interest rate of the 3-year deposit period is the annual interest rate, and the annual interest rate of the 5-year deposit period is the annual interest rate of the 5-year deposit period.

Ping An Deposit No. 3: The minimum deposit amount is 5,000 yuan, the annual interest rate of the 3-month deposit period is, the annual interest rate of the 6-month deposit period is, the annual interest rate of the 1-year deposit period is the annual interest rate, the annual interest rate of the 2-year deposit period is the annual interest rate, the annual interest rate of the 3-year deposit period is the annual interest rate, and the annual interest rate of the 5-year deposit period is the annual interest rate of the 5-year deposit period.

Ping An Deposit No. 4: The minimum deposit amount is 3,000 yuan, the annual interest rate of the 3-month deposit period is, the annual interest rate of the 6-month deposit period is, the annual interest rate of the 1-year deposit period is the annual interest rate, the annual interest rate of the 2-year deposit period is the annual interest rate, the annual interest rate of the 3-year deposit period is the annual interest rate, and the annual interest rate of the 5-year deposit period is the annual interest rate of the 5-year deposit period.

Ping An Deposit No. 5: The minimum deposit amount is 500 yuan, the annual interest rate of the 3-month deposit period is, the annual interest rate of the 6-month deposit period is the annual interest rate, the annual interest rate of the 1-year deposit period is the annual interest rate, the annual interest rate of the 2-year deposit period is the annual interest rate, the annual interest rate of the 3-year deposit period is the annual interest rate, and the annual interest rate of the 5-year deposit period is the annual interest rate.

The interest rate of fixed deposits varies from bank to bank, so please contact the handling bank for details. Assuming that the interest is calculated according to the 3-year deposit period of Ping An Bank Ping An Deposit No. 1: 30,000*yuan. You can log in to the Ping An Pocket Bank APP-Finance-Wealth Management-Deposit, and select the corresponding deposit product for details.

If you need to consult Ping An Bank, you can click the link below to enter and select My-Exclusive Customer Service-**Customer Service or follow Ping An Bank's WeChat*** (Pingan Bank) for consultation.

Deposit 30,000 yuan for 3 years, and the interest is calculated as follows:

30,000*.

According to the calculation, the interest should be 2970 yuan.

At present, the interest rate of the bank's demand deposit is 30,000 yuan for three years = 30,000 yuan. The interest on a 10,000-yuan current deposit is about 35 yuan, and the interest on a one-year current deposit of 30,000 yuan: 105 yuan, and the interest for three years

315 yuan, if you choose to save for three years, the approximate interest rate is: 4%, that is, 1200 yuan for one year, and 3600 yuan for three years.

Interest = amount * time * interest rate, the interest rate of each bank is different, taking the benchmark interest rate of the People's Bank of China as an example, the specific analysis is as follows: The People's Bank of China fixed deposit is divided into three deposit methods:

1. Whole deposit and withdrawal;

2. Deposit and withdrawal, deposit and withdrawal, and deposit and interest;

3. Two changes in fixed life:

1. Whole deposit and withdrawal; The benchmark interest rate for a lump sum deposit and withdrawal for three years is 30,000 yuan, and the interest rate for a fixed deposit for three years is 30,000 yuan*.

2. Deposit and withdrawal, deposit and withdrawal, and deposit and interest; The benchmark interest rate for three years is 30,000 yuan for deposits and withdrawals, and the interest rate for three years is 30,000*. The actual execution interest rate of each bank will fluctuate, please refer to the actual transaction interest rate.

Formula for calculating interest on fixed deposits:

Interest = Principal Annual Interest Rate (Percentage) Deposit Period. At present, the latest deposit interest rate for three years is 30,000 yuan and multiplied by 3 for three years, which is equal to 2,475 yuan. If you deposit 30,000 yuan for 3 years, it will be calculated according to the benchmark interest rate of the three-year time deposit, and the calculation formula is:

Interest = Principal * Annual Interest Rate * Tenor. The interest of 30,000 yuan for a three-year fixed deposit is: 30,000 * yuan.

Further Information: Detailed Rules for Calculating Interest on Time Deposits:

1. When calculating interest, the number of deposit days will be counted as the beginning and not the end, that is, from the date of deposit to the day before withdrawal;

2. Regardless of leap year or ordinary year, regardless of month size or month, the whole year is calculated as 360 days, and each month is calculated as 30 days; The maturity date of all kinds of fixed deposits is calculated on a yearly, monthly, and daily basis. That is, from the deposit date to the same day of the next year and the same month as a pair of years, and the deposit date to the same day of the next month is a pair of months;

3. On the maturity date of regular savings, such as not working on regular holidays, you can withdraw it one day in advance, and the interest will be calculated as if it is due, and the procedures will be handled in the same way as early withdrawal.

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Hello question. Hello, how much is the regular interest of 30,000 yuan saved for three years.

Please wait and help you do the math.

According to the one-year time deposit interest rate announced by the state in 2017, the one-year time deposit is 30,000 yuan, and the interest obtained at maturity is 525 yuan.

Hello, I don't know which bank you deposited in, now the bank's deposit interest is 1 year. 3 years is. At present, all major banks implement this standard, but they ...... to Rural Commercial Bank and Huaxia Bank.

These banks have some short-term wealth management products. It is subsidized by the bank internally. Rural commercial banks are calculated according to the maturity of three years.

You can check with each bank specifically.

The interest rate of the bank's three-year fixed deposit is or. Then the interest income due for the three-year time deposit is *yuan*yuan.

In addition, you can choose government bonds, which have a three-year government bond interest rate of 5%. Interest income at maturity: 30,000*5%*3=4,500 yuan.

If you deposit 30,000 yuan, for a fixed period of 3 years, the interest rate for 3 years is calculated according to the annual interest rate: 30,000 yuan * year = yuan. It is calculated as follows:

Interest = Principal * Annual Interest Rate * Tenor. Fixed deposits are calculated on a 360-day basis throughout the year and an average of 30 days per month. If you are not working on a holiday, you can apply for it one day in advance.

If the fixed deposit is withdrawn in advance, it is calculated according to the current interest rate, so you can try the interest-bearing deposit products of the city commercial bank.

Extended Information:1Rural Commercial Bank.

Rural commercial banks also include rural credit cooperatives, these banks mainly serve customers in the region, their service scope is relatively limited, and the scope of deposit absorption is also limited, so under normal circumstances, such banks give relatively high deposit interest rates. It can be understood that the overall interest rate of Henan rural credit system is relatively high, of which the three-year interest rate has reached, and the five-year interest rate has even reached. In fact, many rural commercial banks and credit cooperatives will be higher than the official interest rate in the process of actually implementing the interest rate, and a few rural commercial banks or credit cooperatives can even give an interest rate of 5%.

2.Village and Township Banks. Village and township banks are the banks with the largest number of legal entities in China, but the scale of these banks is generally relatively small, so the interest rates they give on deposits are generally relatively high, and the interest rates given by some village and township banks are even higher than those given by the rural credit system.

For example, in March 2021, a netizen once revealed that he deposited money in a village bank in Henan at the end of 2020, and its interest rate was as high as that, which is estimated to be the highest interest rate in the market.

3.Private banks. Private banks are a type of bank that has only emerged in recent years, and it has only been about 7 years so far, and it is precisely because of the short time of establishment, and many private banks do not have too many outlets, most banks only have one or two outlets, and many banks even only conduct business through the Internet, so the channels for absorbing deposits are relatively limited.

Therefore, in order to absorb more deposits, the deposit interest rates given by these private banks are relatively high, for example, in the past few years, the smart deposits launched by these private banks are very popular, and some private banks have launched 5-year smart deposits, and the maturity interest rate can reach 5%, and the interest rate can reach more than 4% when withdrawn in advance after one year. It's just that since 2019, China's regulatory authorities have intensified their crackdown on these smart deposits, so after entering 2020, these smart deposits have basically disappeared, but at present, some special deposit interest rates launched by many private banks are still relatively high, and the 5-year deposit interest rate of individual banks can be reached. For example, the figure below shows the deposit interest rate of a private bank.

It can be seen that the interest rate of this private bank can reach the three-month to five-year fixed deposit, and the interest rate of some special deposits of 7 36 days can even be reached, which is only about about the same as the one-year deposit interest rate of other banks.

Annual interest rate of fixed deposit: whole deposit and withdrawal, three months, half a year, one year, two years, according to the calculation, 3000 * yuan.

Interest is the fee for the use of money for a certain period of time, and refers to the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital. This includes interest on deposits, loans, and interest on various bonds. Under capitalism, the source of interest is the surplus value created by wage workers.

The essence of interest is a special form of transformation of surplus value, which is part of the profit.

The interest rate for three years is 270 yuan or 1,395 yuan.

Taking Bank of China as an example, the annual interest rate of demand deposits is. The interest on a deposit of 30,000 yuan for three years is 270 yuan. 2. The annual interest rate of a fixed deposit for three years is 2,475 yuan, and the interest for a deposit of 30,000 yuan for three years is 2,475 yuan; The three-year annual interest rate of the whole deposit, the three-year annual interest rate of the deposit is 1,395 yuan.

Advantages and disadvantages of bank deposits:

1. Advantages: 1. It can be accessed at any time, and it is very flexible.

2. Stable, less risky bank deposits.

2. Cash withdrawals for large deposits need to be booked in advance, and it is troublesome not to make an appointment for cash withdrawal.

3. ATMs can only deposit and withdraw in whole amounts. <>

As follows: 1. Demand deposit.

The deposit interest rate of demand deposit is 30,000 yuan, and the interest rate of the deposit period is 30,000 yuan.

2. Lump sum deposit and lump sum withdrawal (fixed deposit).

If the interest rate of the one-year deposit is 30,000 yuan, the interest of the deposit period of one year is 30,000*.

3. Fractional deposits, lump sum deposits, and interest withdrawals (fixed deposits).

If the interest rate of the one-year deposit is 30,000 yuan, the interest of the deposit period of one year is 30,000*.

4. Fixed deposit (fixed deposit).

6% discount at the same grade interest rate for regular deposits within one year.

Bank Certificates of Deposit:

Large certificates of deposit are bank deposit products, so investors need to purchase them through bank channels. Most banks already support the processing of large certificates of deposit (CDs) over the counter, mobile banking and online banking.

Taking China Construction Bank as an example, the path to purchase mobile banking is as follows: log in to China Construction Bank - Investment and Wealth Management - All Investments - Deposit Products - Large Certificates of Deposit. There are also some banks that require that when the first time the application is made, it is necessary to go to the counter to sign in person.

For bank counter processing, you only need to bring your personal ID to the branch and go through the guidance of the branch staff. <>

On March 18 this year, the bank adjusted the deposit interest rate, and the annual interest rate of the adjusted one-year fixed interest rate is, according to the new interest rate, 3,000 yuan is deposited for one year, and the after-tax interest at maturity is:

3000 after tax) = yuan).

Latest deposit rates.

Give you ICBC's "financial calculator", you can calculate it yourself, it's very convenient, you might as well try it.

Summary. Hello dear. The interest of 30,000 deposits for 3 years is about 2,475 yuan.

Taking the People's Bank of China deposit of 30,000 yuan in 2021 as an example, its three-year fixed interest is: lump sum deposit and withdrawal: 30,000 * yuan).

Lump sum deposit and zero withdrawal, zero deposit and withdrawal, deposit principal and interest: 30,000 * yuan) fixed two pence: 30,000 * yuan).

Since each bank has a different interest rate on deposits, the resulting interest on deposits is also different; Each bank's deposit rate fluctuates around the People's Bank of China's benchmark interest rate. The People's Bank of China deposit interest rate in 2021 is as follows: demand deposit interest rate is.

Fixed deposits also include lump sum deposits, lump sum deposits, lump sum deposits, principal deposits and interest withdrawals, and fixed deposits. The interest rate of the lump sum deposit and withdrawal is 3 months, half a year, 1 year, 2 years, and 3 years. The interest rate of lump sum deposit, lump sum deposit and interest withdrawal is one year and three years.

The fixed and flexible rates are based on the fixed deposit and lump sum withdrawal within one year, and the interest rate of the same grade is 6% off. The agreed deposit rate is: The call deposit rate is one day, seven days.

The interest rate of personal housing provident fund deposit is paid in the current year and carried forward from the previous year.

Hello dear. The interest of 30,000 deposits for 3 years is about 2,475 yuan. Taking the deposit of 30,000 yuan of the People's Bank of China in 2021 as an example, its three-year fixed interest is:

Whole deposit and withdrawal: 30,000 * yuan). Whole deposit and zero withdrawal, zero deposit and withdrawal, leakage deposit and interest:

30,000 * yuan) fixed two pennies: 30,000 * yuan). Since each bank has a different interest rate on deposits, the resulting interest on deposits is also different; The deposit interest rate of each bank fluctuates around the benchmark interest rate of the People's Bank of China.

The People's Bank of China deposit interest rate in 2021 is as follows: demand deposit interest rate is. Fixed deposits also include lump sum deposits, lump sum deposits, lump sum deposits, principal deposits and interest withdrawals, and fixed deposits.

The interest rate of the lump sum deposit and withdrawal is 3 months, half a year, 1 year, 2 years, and 3 years. The interest rate of the lump sum deposit, the lump sum deposit and the interest rate of the principal deposit is one year, and the interest rate of Fengying is three years. The fixed and flexible rates are based on the fixed deposit and lump sum withdrawal within one year, and the interest rate of the same grade is 6% off.

The agreed deposit rate is: The call deposit rate is one day, seven days. The interest rate of personal housing provident fund deposit is paid in the current year and carried forward from the previous year.

If you still have anything unclear, you can ask me directly?