Can individuals send money directly to a personal account abroad?

If you need to apply for personal border foreign exchange outward remittance.

You can use BOC outlets, personal internet banking, and mobile banking.

Smart counters and other channels to handle.

1. Counter processing: You need to bring your ID card.

Card passbook. Wait at the BOC counter to go through the relevant procedures. Cross-border outward remittance business is allowed to entrust others to handle the business on behalf of others, but the original identity documents, card passbooks and power of attorney of both the remitter and the agent shall be provided.

The power of attorney shall be retained by BOC with the summons; Minors must have their guardians handle cross-border outward remittances on their behalf.

2. For personal online banking, please click on the function of transfer and remittance - foreign currency cross-border remittance.

3. Please click on the "Transfer-Cross-border Remittance" function for mobile banking.

Handle related business.

The remittance of foreign exchange by domestic residents must be of a personal and non-business nature, such as: overseas study, tourism, family visits, etc. A single transaction of less than 50,000 US dollars (inclusive) can be operated through pocket banks (except for cash), more than 50,000 yuan, please bring your ID card and provide real vouchers to the counter for processing, and whether you can transfer out is subject to the results of the counter review.

Scope of non-processing: such as overseas investment, buying, buying, donating, borrowing, etc., are not allowed, and immigration abroad must be handled with the approval of foreign exchange.

The personal account can accept foreign remittances, and the annual foreign exchange settlement and sales quota of 50,000 US dollars (inclusive) per person in China can be accepted.

According to the regulations of the State Administration of Foreign Exchange, in principle, foreign exchange savings accounts of domestic residents shall not be used for corporate settlement. In principle, remittances from overseas companies to domestic individuals cannot be recorded in the following circumstances:

1. The other party is a ** company, an investment company;

2. The remittance postscript can be seen to be the first payment;

3. The payee declares that the payment is under the capital account or the payment for goods;

4. Other funds that cannot be recorded in the account as considered by the local foreign exchange management.

If the amount does not belong to ** and operating investment foreign exchange, it can generally be recorded in the account, but the bank will also review the authenticity and legitimacy of the amount.

Summary. Hello dear! We'll be happy to answer for you. <>

You can remit RMB from your overseas personal account to your domestic personal account. According to the "Detailed Rules for the Implementation of the Measures for the Administration of Individual Foreign Exchange", domestic individuals have an annual foreign exchange settlement and sales quota equivalent to 50,000 US dollars, and for inward remittance, they can remit RMB from Hong Kong, Macao and Taiwan, but the amount is limited to 50,000 RMB per RI.

Can I remit RMB from my overseas personal account to my domestic personal account?

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You can remit RMB from your overseas personal account to your domestic personal account. According to the "Detailed Rules for the Implementation of the Measures for the Administration of Individual Foreign Exchange", domestic individuals have an annual foreign exchange settlement and sales quota equivalent to 50,000 US dollars, and for inward remittance, they can remit RMB from Hong Kong, Macao and Taiwan, but the amount is limited to 50,000 RMB per RI.

The first thing you need to know is whether there is a function in your domestic personal account that can receive foreign currency, if not, then it cannot be directly remitted. The mainland has strict requirements for individuals to receive overseas remittances, such as individuals have a foreign exchange purchase quota of 5w US dollars, and banks are also required to provide commercial contracts and tax payment certificates for individuals who regularly receive overseas remittances, which is only for large amounts of foreign exchange.

Generally, it is recommended that customers must pay attention to the following matters when collecting foreign exchange: 1. The purpose of transferring to a domestic personal account can be written: labor fees or commissions, and do not mention ** related words; 2. Try to avoid peer transfer and foreign exchange settlement, and it is easier to settle foreign exchange within 3,000 US dollars for the transfer amount; 3. If the monthly transfer is too frequent, it is recommended to use multiple banks and cards for transfer and settlement.

No matter which country it is abroad. Or which bank abroad? When you need to send money from within the country to which bank.

or when you send money from abroad to a domestic account. A name is required for the domestic account. Bank.

The address of the opening bank, the name of the opening bank and its ** to the remitter. You can send the money you need to my domestic account. But like domestic account remittance or domestic dirty, not like when abroad.

In general, you will need to pay a $35 processing fee. When you finish sending money, you can wait for the bank's ** notification that the remittance has reached the other party's account. After the remittance is completed, you can settle the foreign exchange.

Exchange business.

There are certain restrictions on the amount of remittance for personal accounts abroad and personal accounts in China. If the amount remitted by the other party is 450,000 yuan, this is a relatively large amount, the standard of each bank will be different, some banks may need 8.1 million, he is a large amount, at this time because the amount is too large, you must explain the amount of **. You will also have to show proof of what the amount is used for so that you can withdraw the amount that has been remitted.

Because for remittances from foreign accounts to domestic accounts with excessive amounts, banks will most likely suspect that you are in the process of money laundering. So the formalities will be very troublesome.

Generally, if you want to remit money from your foreign personal account to your domestic personal account, you need to go to the opening bank in person to ask for a written remittance material. Then fill in your name on the drawing material that the bank asks for.

And the account to the sender on it. This remittance is usually received within three days. When sending money from a personal account in a foreign country to a personal account in China, you will need to provide banking documents in English.

You can't just provide banking materials in Chinese. Now the bank's foreign exchange check will be stricter, and the foreign exchange will be temporarily detained in the bank's head office, if it does not arrive or ATM.

If you can't find it, you need to go to the counter to check it manually. If it is certain that the forex has come in. You will be asked to fill out a list, and after filling out the list, the money will arrive in about three days.

You can apply for a debit card, so that you can receive remittances, or go to the business of foreign exchange settlement and exchange, which can also be received, so you must go to the bank to open these functions.

I think we should try our best to open an SMS acceptance, so as to ensure what is the situation of our bank card in and out of the account, and there is also a certain amount of protection.

You will need to provide the name and address of your bank, as well as your account number. Then you can open the bank to handle the inward remittance of overseas remittance.

You need to open the international payment function of the bank card, after which foreign customers can get the money to your account.