Can I buy a house without a title deed?

Updated on society 2024-03-08
21 answers
  1. Anonymous users2024-02-06

    It is possible to buy a house without a title deed.

    There are a lot of risks associated with buying this kind of house. For example, the property rights are not clear, and the behavior of selling more than one house. It is very troublesome to encounter such a situation.

    It is very likely to cause your money to be empty. The best way to buy a house is to buy a house with clear title and title certificate. Although it is more expensive, this kind of house is safe to live in.

  2. Anonymous users2024-02-05

    Don't buy a house without a real estate certificate: 1. No property rights; 2. Unable to apply for bank loans; 3. If it is demolished, the owner cannot get compensation; 4. The house may be used to pay off the developer's debt.

  3. Anonymous users2024-02-04

    Don't buy a house without a real estate certificate, because if you don't have a real estate certificate for such a house, you won't know whose house it is, and when someone comes to you with a real estate certificate and asks you to vacate the house, you should be dumbfounded. If you don't vacate the house, they will sue you.

  4. Anonymous users2024-02-03

    1. A house without a real estate certificate, that is, without property rights, although you can live in this kind of house after you buy it, you actually do not enjoy property rights. 2. This kind of house without property rights, unless the property rights can be done, then it is still cost-effective for you to buy it, otherwise it is not recommended to buy, because there will be many hidden dangers. 3. This kind of house is not protected by law, in case of demolition, you are likely not to get the due amount of compensation, then, you are spending money in vain.

    4. Moreover, even if you find a notary office to notarize property rights, it is useless, and the general notary office does not accept this kind of list, which is very unsafe.

  5. Anonymous users2024-02-02

    If you buy it, in the end the house is not yours, or the original owner's house, so there are other houses to buy, and you must not buy a house without a license.

  6. Anonymous users2024-02-01

    A house without a property ownership certificate can definitely not be bought, because of that, a small property right house and a small property right house are not guaranteed, and he will not be compensated when the state demolishes and disempowers, so it is best for ordinary people not to buy this kind of house without a property right certificate.

  7. Anonymous users2024-01-31

    1.Unless the property right can be done, it is not recommended to buy, there are too many hidden dangers.

    2.This kind of house without a real estate certificate is not protected by law, and in case of demolition or the like, it is possible that you will not get the amount of compensation you deserve.

    3.Even if the notary office of the house has notarized, it is useless and not insured.

    The basic requirement for buying a house is that the property rights are clear and free from disputes and defects. Generally, three certificates are required: house ownership certificate, land use certificate, contract certificate, etc.

  8. Anonymous users2024-01-30

    If you don't have a real estate certificate, you can't buy a house.

    The house is a real estate, if you buy and sell, you need to go to the real estate registration center for registration, and the house has a real estate certificate to the real estate registration center can not be registered? If it cannot be registered, that is, the actual rights to the house cannot be attributed to you personally, and it is not recognized by the laws of the country, so this kind of house cannot be bought.

  9. Anonymous users2024-01-29

    It is better not to buy a house without a title deed, because it will not be protected by the law, and it will be difficult if there is a dispute in the future, and the specific division will bring endless trouble.

  10. Anonymous users2024-01-28

    You can't buy a house without a title deed. Because this house is not recognized by the state and is not protected by law. If something goes wrong, you're solely responsible.

  11. Anonymous users2024-01-27

    A house with a title deed cannot be purchased, and buying a house without a title deed has the following risks.

    1. You cannot apply for a loan.

    China implements the property rights registration publicity system, and only after legal registration can you really have the ownership of the house, otherwise you can't carry out normal trading. In the bank's view, the property rights of this kind of house are unclear, and disputes are likely to occur, so in order to avoid risks, it will naturally not pass the loan approval. In addition, a house without a real estate certificate cannot be inherited, gifted, mortgaged, etc.

    2. The house is used to pay off debts, and the buyer may have no money.

    It is also possible that the buyer signs the contract and pays the deposit, but the owner owes someone else's debt, and the creditor takes the house to pay off the debt.

    3. The house was sold by the owner for one room and two houses.

    If the title deed is not in hand, it cannot be proved that the house belongs to you, and the house without the title deed is more risky when trading, and both the buyer and the seller should be cautious. For the buyer, the homeowner has the opportunity to sell the property to a third party with a higher bidder before obtaining the title deed.

    4. The house was expropriated and could not be compensated.

    After the purchase of a house, if the land is expropriated, you will not be able to receive compensation without a title deed.

  12. Anonymous users2024-01-26

    It is possible to buy it, but for now. The title deed will have a lot of problems after buying. The first is the issue of property rights. I can't get a title deed. Later you want to make transactions such as buying and selling. It cannot be recognized by law.

  13. Anonymous users2024-01-25

    Theoretically, although the approval and registration procedures are not performed for the time being after the conclusion of the house sale contract without the real estate certificate, it does not affect the validity of the contract, but the ownership of the traded house cannot be transferred for the time being, but there are risks. According to the regulations, although the approval and registration procedures are not performed for the time being after the conclusion of the house sale contract without a real estate certificate, the validity of the contract is not affected, but the ownership of the traded house cannot be transferred temporarily. In practice, the approval and registration procedures of the sale and purchase contract between the parties to the housing purchase and sale transaction are carried out at the housing transfer stage in the process of contract performance, and the housing management department also conducts the real estate transaction and the approval of the house ownership certificate at the same time, and the transferee pays the land transfer fee, and then the housing management department approves the transaction and proceeds to issue the real estate certificate.

    From the actual practice, it can also be seen that the validity of the housing sales contract is not affected by the approval and registration procedures. However, such provisions of the country's laws and regulations do not encourage buyers to buy houses without real estate certificates, but are based on the consideration of stabilizing the market transaction order, and do not easily determine that the contract is invalid. Although the contract is valid, there is no transfer of property rights, and the risk is still very high for the buyer who buys such a house.

  14. Anonymous users2024-01-24

    You can't buy a house without a real estate certificate, because you can't be sure of the ownership of the house without a real estate certificate, so that when there is a dispute, you have no evidence, and it is easy to suffer.

  15. Anonymous users2024-01-23

    If it comes to demolition, you don't have a real estate certificate, then you can't get the demolition house, and if after many years, people want to get the house back, you don't have a real estate certificate, and you can't win a lawsuit, so try not to buy.

  16. Anonymous users2024-01-22

    It is recommended that you do not buy this type of house, because without the title deed, you will not be able to take out a loan, transfer the property, or notarize, and the signed agreement will be invalid.

    According to the first paragraph of Article 9 of the Interpretation (1) of the Supreme People's Court on Several Issues Concerning the Application of the Contract Law of the People's Republic of China, "In accordance with the provisions of the second paragraph of Article 44 of the Contract Law, laws and administrative regulations stipulate that a contract shall go through approval formalities, or shall go through approval formalities before it takes effect. Where the parties have not gone through the approval formalities before the conclusion of the first-instance court's debate, or have not completed the approval or registration formalities, the people's court shall find that the contract has not taken effect; Where laws and administrative regulations stipulate that a contract shall go through registration formalities, but do not stipulate that it shall take effect after registration, the failure of the parties to go through the registration formalities shall not affect the validity of the contract, and the ownership of the subject matter of the contract and other real rights shall not be transferred.

    Therefore, although the approval and registration procedures are not performed for the time being after the conclusion of the house sale contract without the real estate certificate, the validity of the contract will not be affected, but the ownership of the traded house cannot be transferred temporarily.

  17. Anonymous users2024-01-21

    Try not to buy a house without a real estate certificate, but to buy those houses with a real estate certificate, because in this way you can confirm the right with a real estate certificate, indicating that the house belongs to you.

  18. Anonymous users2024-01-20

    You can't buy it because it's not legal.

    There will be a lot of follow-up questions later.

    In addition, it is even more difficult to buy and then trade.

    So be sure not to buy a house without a title deed.

  19. Anonymous users2024-01-19

    As the saying goes, "buying and selling does not break the lease", the house sale contract is unable to oppose the previously established lease contract, whether you buy a house through an intermediary or trade freely, you must be optimistic about the actual situation of the house in advance, to avoid a certain impact on the transfer due to the lease situation, and sometimes there may be disputes. Under the same conditions, the tenant has the right of first refusal to purchase the house, and if the seller does not notify the tenant or the tenant expresses his willingness to buy the house, the buyer and the landlord will not be able to buy the house.

    2. Unit welfare housing.

    When the seller transfers the unit welfare housing, the unit has the right of first refusal, and the nature of the land for the unit welfare housing is allocation, and it is understood that the land transfer fee is also required to buy this kind of house. Therefore, to buy this kind of house, it is necessary to agree that the seller will pay the land transfer fee and obtain a certificate that the unit is willing to give up the right of first refusal, so as to avoid unnecessary troubles in the future.

    3. Small property rights.

    Small-scale property is a property developed on collectively owned land, and its selling price is generally only half of that of commercial housing, some may be lower, and the cost of buying a house is also quite low. However, according to the current law, there is no legal circulation space for "small property right houses", it is built on collective land, and it is not allowed to be sold to the outside world, and it is certainly impossible to obtain a property right certificate when buying such houses.

    4. Affordable housing for less than 5 years.

    Affordable housing cannot be listed for trading before 5 years, and it is not allowed to be listed for trading, and if it is traded privately, once the landlord breaks the contract, the buyer may lose hundreds of thousands or more of the money to buy the house, and the transaction of this kind of house is not protected by law.

    5. Relocation of houses less than three years old.

    Movable houses that are less than three years old can be traded, but they cannot be transferred, and there is no real estate certificate, and they cannot apply for loans, as long as the landlord breaks the contract, the rights and interests of the buyers cannot be guaranteed.

    What are the dangers of buying a house without a title deed.

    If the buyer is unable to obtain the title certificate after moving in, the property right of the house purchased by the buyer is still in a state of uncertainty, and the buyer will not be able to obtain the following rights:

    1. The purchase of a house without a real estate certificate cannot be bought, sold, gifted, replaced, inherited, leased and other activities, and even if the relevant contracts are signed, they are invalid contracts and are not protected by law.

    2. If you buy a house without a real estate certificate, you will not be able to get compensation for demolition in accordance with national policies and relevant demolition regulations when the house is demolished.

    3. The house without the real estate certificate cannot be mortgaged, pawned and other rights, and the buyer cannot obtain a loan or bear other civil liabilities through the mortgage of the house.

    4. If the real estate certificate cannot be applied for because of the illegal development of the project, the house purchased by the buyer is at risk of being forcibly demolished or auctioned.

    5. If the developer is enforced due to a debt dispute, the real estate that has not been transferred still belongs to the property of the developer, and can be enforced by the developer's creditors in accordance with the law;

    6. If a house without a real estate certificate expires, it is not possible to apply for continued use of the land when the term of land use right expires.

  20. Anonymous users2024-01-18

    Hello Answer! At present, the insurance company does not have the requirement to provide the real estate certificate for single people to buy insurance, so generally single people do not need to issue real estate certificates, as long as they provide their own ID cards and other information. As for the situation where the real estate certificate is to be issued, it is generally the husband and wife who purchase insurance, and then the husband and wife can agree on the property rights of the house, whether it is jointly owned by both parties or exclusively owned by one party.

    If there is no agreement, the housing management department will register the property as a joint property of the husband and wife in accordance with the relevant provisions of the Property Law and the Housing Registration Measures, that is, the names of the husband and wife will be on the real estate certificate.

    Ask how to buy fire insurance if you want to buy it.

    Answer: Fire liability insurance is usually available at some large insurance companies. There are two different types of fire liability insurance when purchased, one is the insurer that is the employee insurance, and the other is the property insurance. After purchasing fire liability insurance, you can avoid direct property damage caused by fire, and you can also avoid compensation losses caused by personal injury.

    When choosing to buy this kind of insurance, it is best to choose some well-known companies to buy, such as life insurance, Ping An insurance, etc.

    Ask how much insurance you have to pay to build your own house.

    Hello question, thank you!

  21. Anonymous users2024-01-17

    Don't buy a house without a real estate certificate, because if you buy such a house, you won't get property rights, you won't be protected by law, and you won't get compensation in case of expropriation and demolition.

    The real estate certificate is the only legal proof to prove the ownership of the property, no real estate certificate means that there is no owner, buying this kind of house means that the property rights do not belong to you, do you dare to buy?

    There is no way to transfer a house without a real estate certificate, and it can only be done through justice and other means. It's not safe, since you can buy a house, try to find a license, even if it's an old one, it doesn't matter.

    Don't buy a house without a real estate certificate, because even if you buy a house, the house does not have a real estate certificate, it does not have the conditions for trading, your real estate rights will not be recognized, and your rights and interests will not be protected.

    A house without a real estate certificate cannot be purchased, because it is impossible to carry out the process of tax payment and transfer, and without the house capital, it cannot be transferred, and it cannot be transferred to your name, so the risk is still very large.

    If you don't have a title deed, it's better not to buy it. Because, the property rights of this kind of house are unknown, and there is no legal guarantee of property rights after buying a house, which will cause a lot of disputes and contradictions.

    A house without a real estate certificate cannot be sold or bought in the real estate trading center, and if you buy a house without a real estate certificate, it is not protected by law. Can't buy it.

    If a house without a real estate certificate is only to solve its own housing problem, it can be bought, but a house without a real estate certificate can only be bought for living, and cannot be listed and traded, and is not protected by relevant national laws.

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