Why can t I save money? Why can t I save money, what is the reason for this

Habit 1: Keep a record of your finances. If you can measure, you must be able to understand, and if you can understand, you must be able to change.

Without consistent, organized, and accurate records, a financial plan is impossible. Therefore, it is necessary to keep a detailed record of your income and expenditure at the beginning of your financial plan. A good record can enable you to:

1. Measure your economic status——— which is the basis for making a reasonable financial plan.

2. Effectively change the current financial management behavior.

3. Measure progress towards your goals It is important to note that to keep financial records, you must also establish a file so that you can know your income, net worth, expenses and liabilities.

Habit 2: Be clear about your values and economic goals.

By understanding your own values, you can establish economic goals that are clear, unambiguous, authentic, and feasible. Without clear goals and directions, you can't make the right budget; If you don't have enough reason to discipline yourself, you won't be able to achieve the goals you want in 2, 20 or even 40 years.

Habit 3: Determine your net worth.

Once the economic records are in place, it is easy to calculate net worth——— which is how most financial experts calculate wealth. Why do you have to calculate your net worth? Because only by knowing your annual net worth will you know how much you have moved towards your goal.

Habit 4: Know your income and expenses.

Few people know exactly how their money is spent, or even how much they earn. Without this basic information, it's hard to create a budget and plan how to spend it, and you don't know where to spend it, and you can't make reasonable changes in spending.

Habit 5: Make a budget and implement it accordingly.

Wealth is not about how much you earn, but how much you have left. Budgeting may sound boring, tedious, and contrived, but you can find out where a large amount of money is going in the little things you spend on a daily basis. In addition, a specific budget is very beneficial for us to achieve our financial goals.

Habit 6: Cut expenses.

A lot of people complain at the beginning that they can't afford to invest more money to achieve their economic goals. In fact, the goal is not achieved by a large investment. Cut back on expenses and save every dollar, because even a small investment can lead to a lot of wealth, such as:

What is the result of saving an extra 100 yuan every month? If you start investing at the age of 24 and can get an annual profit of 10, you will have 20,000 yuan at the age of 34. The longer the investment, the more obvious the effect of compound interest becomes.

Over time, the profits from saving and investing have become even more apparent. So the earlier you start and the more you save, the more your profits will grow exponentially.

Can you tell us what kind of personality you belong to?

You're spending too much and earning too little.

Congratulations, your lifestyle has become westernized. Enjoy life and live happily. That's enough, what to do with the money? Making money is the right thing, work hard to make money, and then enjoy life, don't be a house slave, there's no point in saving money, make money and go.

The currency depreciated, and wages could not keep up.

It's all the same moonlight clan, hey.

Why didn't I save money?

Hu Bingyan went to Tangtou's family to see feng shui the year before last, a family of three, the male owner is in his forties, and the family's savings have never exceeded five figures. Both of them are very capable and forward-thinking.

I looked at his house and told them: Your marriage is a high-class marriage, your bedroom is very right, your bathroom is also very good, the only bad thing is that the pot house is wrong, and things are done upside down.

He told me that you were right, but that the stick couldn't hit the heart. In the first few years of raising chickens, when the chickens grew well, ** fell, and when the chickens ** were good, there were no chickens in their hands. In recent years, the same is true for pigs, when there are pigs, there is swine fever, and when there are no pigs, it is very good.

It's really a mouthful of cold water that stuffs my teeth.

I told him to use the Fortune Day to dismantle the original stove and push everything to the crossroads. Burn the pot red in the patio with some kind of firewood and let it survive before using it. There are two pots, one large and one small, the big one represents the sun, and the small one represents the moon.

The direction must be in the direction I said, and I often eat on the stove and it will get better soon.

He did it seriously, and when it came to the New Year, he came over and said: The career is smooth, he can keep up with the pace, and he has earned more than 100,000 yuan from raising pigs this year. Before the price of pigs fell during the Chinese New Year, he bought them all, thank you so much!

Feng Shui can [change the destiny of heaven and win the divine power].

Everyone understands the simplest truth: the quality of the environment can directly affect your mood. Therefore, the environment of bedrooms, bathrooms, kitchens, entrance doors, furniture, refrigerators, washing machines, computers, photos, etc., may affect all aspects of wealth, wisdom, promotion, and so on.