I am now using my CMB card to withdraw 1,000 yuan, and I will have to pay back a total of 3 months

Hello, cash advance transactions do not enjoy interest-free repayment treatment, interest will be charged at a daily interest rate of 5/10,000 from the date of transaction to the date of repayment, and compound interest will be collected on a monthly basis. If the interest is accrued in full, the sooner the loan is repaid, the better. Please click on the ** below to view.

The first handling fee is ten yuan, the second interest is 0.5 yuan per day multiplied by 90 days is equal to forty-five yuan, and the third is compound interest, the calculation of compound interest is more complicated, it is estimated that it does not exceed five yuan, and the fourth late fee, which is generated on each billing day, you will produce at least twice, the first time is five yuan, and the second time is about six yuan. In total, you have to pay about 170 in total, with additional bad credit, and two to three times for the China Merchants Bank credit card center dunning**. It is recommended to return the cash in time after withdrawing, and then use it again.

Or try to swipe the card, there is no such profit, money is a small thing, credit is big, the loan will be troublesome in the future, and the credit record will be kept for seven years!

The handling fee will only be charged once, but the interest is different, the interest is charged, and if you want to repay the loan after three months, then you will be prepared to bear a bad credit record for 7 years!

After three months, interest = 1000 * yuan, at least 1045 yuan will be repaid.

China Merchants Bank's withdrawal fee and interest calculation method is as follows:

1. China Merchants Bank credit card cash withdrawal can only withdraw 2,000 yuan a day.

2. The handling fee is 1%, and the gold card of China Merchants is generally exempt from the cash withdrawal fee.

3. The daily interest rate of 5/10,000 for credit card cash withdrawals per day.

4. For example, if you withdraw 2,000 yuan, the calculation method is 2,000 * 5/10,000 = 1 yuan without calculating the cash withdrawal fee, and the interest for one day is 1 yuan.

Because there is no interest-free period for cash withdrawals, the interest is calculated at 5/10,000 a day, and 1,000 yuan should be the interest of Wujiao for one day, but a minimum repayment amount must be repaid every month, 10%, otherwise you will have to pay a late fee, which will be recorded in detail on the monthly bill.

5/10,000 per day and a one-time handling fee.

No one can help you calculate, bank interest is compound interest, how to calculate, the bills issued by the bank are issued by the banking system, even the bank staff can not calculate it for you, simple interest, you pay about 50 yuan.

This is not a problem of money, but a problem of your credit, is it worth losing credit for the sake of this mere 100 yuan? Mind you, I'm talking about $100, $100!

If you can't pay it off in these three months, you can repay the minimum repayment of 100 yuan, why wait for three months to settle it all at once?

Of course, it's not a whole hundred dollars, plus one or two dollars of interest.

You listen to me, the first installment will charge a cash handling fee of 10 yuan, so if you pay at least 112 yuan in the first installment, then it is recommended to pay back 200 yuan. The second installment is also 100. The third installment is settled.

According to the bank's regulations, at present, under normal circumstances, the handling fee for cash withdrawal by credit card overdraft is charged at 1% of the cash withdrawal amount, with a minimum charge of 10 yuan, and in addition to the procedures, the interest of 5/10,000 of the cash withdrawal amount will be charged every day.

For credit card cash withdrawal of 1,000 yuan, the handling fee is 1,000 times 1% is equal to 10 yuan, and the interest is 1,000 times 5/10,000 multiplied by 30 days is equal to 15 yuan. Therefore, if you withdraw 1,000 yuan from your credit card for a month, you will get a total of 10 yuan plus 15 yuan for interest + handling fee to equal 25 yuan.

If you pay back as much as you spend every month, it won't be interested. If only the minimum repayment is made every month, the interest will be calculated, and the interest will be calculated at 5/10,000, and compound interest will be charged on a monthly basis.

Who said that there is also a minimum repayment amount for cash withdrawal, 3,000 cash withdrawals, the handling fee is 30 yuan, the interest is 5/10,000, 3,000 yuan per day, 90 days is 135 yuan, plus 30 yuan, you need to pay the bank 165 yuan.

The maximum amount of cash withdrawn by China Merchants Bank shall not exceed 50% of the cardholder's credit limit, and the minimum amount will be RMB 10 per person, with a daily limit of 2,000 per card ATM. In addition to the handling fee for cash withdrawals, credit card cash withdrawals are also subject to interest at 5/10,000 per day, calculated as compound interest.

Therefore, your fee consists of two parts: processing fee and interest.

The handling fee of 3000 yuan is: 10*2=20 yuan.

Interest: 3000*(1+RMB.)

Handling fee + interest = RMB.

There is no minimum repayment amount for cash withdrawal, and the daily interest is 5/10,000, and the minimum is 5 yuan, which is the fifth yuan of daily interest. If the bill is not paid off on the date of payment, late fees and revolving interest will be charged. You can't get cash.

If you don't believe it, ask the bank customer service lady to save it. If you are in Shanghai, you can take out all the money in your card in the mode of consumption, there is an interest-free period of 55 days, and you can also pay in installments, and the bank charges low interest!

After paying it off, the overpayment of interest is about 80 yuan.

If you withdraw cash from a credit card at any bank, the interest rate is 5/10,000 per day.

There is no minimum repayment amount and final repayment period for credit card cash withdrawals, and interest is calculated at 5/10,000 per day and compounded across months.

Overdraft cash withdrawal, 5/10,000 interest per day, need to be repaid as soon as possible.

The interest rate of 5/10,000 per day is $10,000 per day. Of course, the sooner the better, the lower the interest. It should be repaid at least 20 days after the date of the next bill.

There is no interest-free period for credit card cash withdrawals, and a handling fee of 1% of the cash withdrawal amount will be charged, with a minimum of 10 yuan, and interest will be calculated at a compound interest rate of 5/10,000 per day from the day of cash withdrawal. Therefore, the money withdrawn from the credit card will be repaid as soon as the money is available.

If you repay the interest on the withdrawal according to the withdrawal interest shown on the statement date, it will be overdue, because the withdrawal interest is not fully repaid, and the withdrawal interest can only be displayed on the bill before the statement date, not the withdrawal interest generated after the statement date.

The cash withdrawal of credit cards should be used correctly, and the principal and interest of the cash withdrawal should be repaid in a timely manner according to the number of days of cash withdrawal, so as to avoid bad credit records caused by overdue.

Your limit of 10,000 and 5,000 consumption can be repaid with the remaining 5,000 through Alipay, without interest, but you can cash out 2,000 a day, and it takes 3 days to get it.

You are withdrawing cash, not consumption, so you shouldn't be able to apply for installment payment, right? If you withdraw cash, the daily interest rate is 5/10,000, that is to say, if you withdraw 5000, then the daily interest is yuan, until you pay it off, assuming that you pay it back at one time after 30 days, then the interest should be yuan, and the interest will be one or two hundred yuan if it is repaid in 3 months, so it is better to pay it off as soon as possible. As for installment payments, you need to pay a one-time processing fee, please see:

China Merchants Bank Credit Card can choose to installment of bills, which are interest-free, but charge a handling fee, and the handling fee rate corresponds to.

In this way, if you want to installment 5000, the rate of 3 installments is calculated as follows: This is the handling fee.

1. There is no interest-free period for credit card cash withdrawal, 5/10,000 of the daily interest, 2. Withdraw 3,000 yuan, handling fee of 30 yuan, and repay at least 300 + 3,000 days on the first month bill date (the number of days from the cash withdrawal to the bill date, assuming 20 days) = 330 yuan.

3. In the second month, due to the minimum repayment in the first month, the repayment is about 360 yuan.

4. In the third month, in addition to the full principal (3000-300-300=2400 yuan), the interest borne is about 75 yuan.

5. The above is a method that will not have a negative impact. If you withdraw 3000 cash and never repay it until the 3rd month, in addition to the above interest, there will also be a late fee of about 45 yuan, and it will be recorded as 3 overdue, and the credit card, car loan or housing loan of each bank will be rejected in the next 2 years.

There is an interest of 50,000 plus a late fee.

Credit card cash withdrawals are subject to a handling fee and interest, as follows:

Credit Card Overdraft Cash Withdrawals:

1.Handling fee: China Merchants Bank credit card will be charged at 1% of the cash withdrawal amount in China, with a minimum of RMB 10 and cash withdrawals of RMB 1,000, that is, the handling fee is RMB 10;

2.Interest: calculated at 5/10,000 per day, from the day of withdrawal, interest = 3After withdrawing 1,000 yuan, 1,025 yuan should be repaid.

From the date of withdrawal, 5/1000 will be repaid every day.

That is, the interest on the day of taking 1000 is 5 yuan.

The total interest on the second day is 1005 times 5/1000, plus 5 yuan.

The total interest on the 3rd day is (1005 times 5/1000) * 5/1000, plus the interest ...... the previous 2 daysAnalogy.