How do you think you can manage your money now?

I think that now you should manage your money according to your own needs. In fact, there are a lot of financial products and financial management methods in the current market, and the financial management methods of different financial products will have this certain difference, so at this time there is no way to say which one is the best financial management method, and each financial management method is different for different people. Then at this time, you need to combine your own financial needs, like my current financial needs are to get more funds, then this time will choose to invest, this is a better way, the risk and return are relatively not so great.

And from the perspective of annualized returns, they are relatively stable, but there are still risks that need to be taken, which is a more suitable financial management method for me. I will buy ** at ordinary times, or buy some financial products to hedge risks. This also needs to test the individual's risk tolerance, if the risk tolerance is not good, then it will be better to buy some low-risk financial products.

In other words, it is just a simple financial behavior, calculating all your expenses and income, and you can see what aspects of your life expenses can be reduced, so that you can manage and apply our funds more effectively. This is actually what many people lack, like many people now they do not have a good concept of financial management, many times they often spend money in vain, and wait until the end of the month to find that their money is gone, then it is more difficult to explore at this time, so doing a good job in financial management can actually help us manage funds more effectively. <>

Therefore, how to manage money still needs to be judged according to your own financial needsDifferent people's financial needs are different. Then the behavior taken at this time is also different, and it cannot be generalized. Like my words, I will pursue some risky and profitable projects, maybe some people just want to simply manage their financial behavior, then this time to manage their own funds, or buy some low-risk financial products, for them is the best financial behavior.

How to manage money reliably, this still depends on which one is more suitable for you. For example, there are low-risk and high-risk financial management methods, but for the sake of stability, it is more appropriate to try to focus on low risk.

At present, there are relatively stable financial management methods in the market, such as bank financial management, national foreign trade, and regular investment. Bank wealth management is also our common safer way, it is now divided into several risk levels, we can according to our own ability, but remember, now bank wealth management also needs us to be responsible for the risk.

The national foreign trade is the foreign trade model, the physical object will be safer, it is a fixed time cycle of 30 days, and then you can continue to invest, 1.2% of the profit, the overall is quite stable. **Regular investment is a regular investment method, there will be no big losses due to fluctuations, but you should also pay attention to**impact, ** good income will be good, on the contrary, there will be no loss.

The first thing is to choose some more stable ****, if you are a novice, try to choose**, choose some more stable, such as liquor**, and then also include real estate, as well as bulk commodities, don't invest too much money, and you can also put your spare money into it.

Now you can buy some fixed-term bonds, you can also buy treasury bonds or treasury reverse repos, don't buy ** or **, because ** the market is not particularly good right now.

You can choose to invest and invest in something with better development prospects, so that you will receive a lot of money.

Investing in Snow Mountain Loans, the annualized rate of return is 15% on average. If you can make more, you can earn more.

I don't usually have a lot of energy to go to work. Amateur investment in calligraphy and painting on the co-investment network. ~~

Huilong Wealth Management, Yue Bao and so on.

Bank deposits, trusts, etc.

The basic principle is that diversification is the most reliable.

It is relatively reliable to keep your money in the bank now. The property market is affected by the epidemic, and the future trend is not easy to say, **is now the **market, and the loss effect is greater, **is built on the basis of **, it is not safe, and it can make people jump off the building. So for now, let's put the money in the bank.

What do you want to achieve now that financial management is all about beginning and finishing? Purpose-oriented approach to financial management.

Financial management is not simply to make money make more money, it is just a process, what is our purpose? It is to let the children receive a better education in the future, not worry about spending money, and let themselves have a rich retirement life. On the contrary, in order to pursue high returns, many elderly people are completely clear about their purpose and ignore the key, but they lose their principal.

Investment is not the same as financial management, there are three factors in financial management, that is, its safety, profitability and liquidity. The important thing is that safety must be put in the first place, if there is no security, you have no more profit, let alone profit, if you want to let the chicken lay eggs, get more eggs, the first thing to ensure that the chicken will not get sick. So the safety of the principal is definitely a top priority.

Considering the absolute safety of the principal, it is possible to exclude **, **real estate, trusts.

At present, the only legal commitments to be rigidly paid are treasury bonds, bank fixed deposits, and insurance.

Now, government bonds are hard to come by. As for the bank's fixed deposits, the interest rate has also been falling. Some people say that it is not okay to have structured deposits in banks?

Not all insurance can be done, the ideal financial management tool, to make it clear, first of all, universal insurance, participating insurance, annuity insurance that does not promise a guaranteed income or annuity insurance with a relatively low minimum guarantee, are not ideal financial insurance. In an environment where market interest rates are gradually declining, it is the wisest choice to find an insurance policy that can lock in compound interest appreciation for life.

Manage your money, make choices, increase your whole life, that's right!Because this is my profession and what I am good at, I will never let you make paper**.

I think it's reliable to buy ** financial management now, because ** is a relatively stable financial product with a very small risk value.

You can choose a more reliable investment platform, decide the way of investment and financial management according to your actual situation, and if you have enough time, you can choose **, or you can choose some treasury bonds or some investment projects.

At this time, you should choose a particularly suitable platform, and you must choose a more stable **or **, do not invest too much at one time, you must pay attention to risk avoidance, and observe more.

Of course, the most reliable and stable way to manage money is to deposit money in the bank to eat interest.

Nope. All kinds of financial management methods have certain risks, and they need to be borne by themselves, and I don't manage them now.

Yes. You can buy a piggy box online, so that you can get a very good way to manage your money, and you won't let yourself spend money arbitrarily.