How much does commercial insurance cost a year for for profit insurance?

No one can say how much commercial insurance pays a year, because the type of insurance you buy is different, some are in the form of annuities, how much do you pay a year, and then you can receive maternity gratuities when you reach a certain age, or receive a form similar to a pensionHow much money can be paid out in a year or a month, but some are comprehensive insurance. <>

When I was a child, my parents gave me an insurance, which belonged to the kind of health insurance and pension nature, but when I entered it, it was more than nine years, and at that time it was 150 yuan a year, and now I think that 150 yuan is not called money at all, but when I was more than nine years, I earned a few hundred yuan a month, so it was quite a lot of money at that time, but now although it is almost over 25 years, this money will wait until I am 40 years old or 50 years old. A few hundred dollars a month is really not enough to do anything, but fortunately, he also has a health insurance nature, which has a bit of critical illness insurance. <>

If you buy a simple critical illness insurance, that is, a certain amount of compensation can be paid to you if you have a critical illness, and you can pay compensation after being diagnosed, this money is usually not too much, because critical illness insurance does not happen to everyone, and if you buy accident insurance and the like, it will not be too much, but you want to buy a comprehensive one, which is both pension and insurance, and even comes with a variety of other things, you can think of itThen this money will definitely be a lot, and thousands of dollars may not be enough for a year, because the insurance company will not do the business of losing money. <>

You have to remember that any insurance you buy is essentially a well-thought-out investment strategy, that is, you feel that the investment is suitable for you, and the insurance company also thinks that it is profitable, so you can make a deal, why do you think both are profitable? In fact, of course, it can't all be profitable, just because the insurance company helps you save the moneyThen use this money to invest, keep it for 20 years or more, and return it to you after a certain time limit, this money is equivalent to making a long-term investment

Generally speaking, if you want to get 200,000 yuan of critical illness protection, you only need to pay 2,000 to 5,000 yuan per year.

The level of payment is different for different types of insurance. For example, accident insurance and medical insurance usually do not exceed 500 yuan a year, but critical illness insurance and life insurance may exceed 5,000 yuan a year.

A form of insurance for profit. Commercial insurance depends on what type of insurance you buy, ** is different.

Summary. The cost of commercial insurance varies depending on factors such as insurance company, vehicle type, region, amount of coverage purchased and purchase method. In general, commercial insurance is generally between 2% and 5% of the purchase of a vehicle.

Below, I will give you some references**:- If you are buying a new car, the cost of commercial insurance for a year may be around 2,000 yuan to 5,000 yuan. - If you are buying a used car, the cost may be lower than the above range, and the cost of commercial insurance may be between 1,000 yuan and 3,000 yuan for a year.

Please note that the above is only an approximate reference**, and the specific ** needs to be consulted and compared with major insurance companies, and confirmed in combination with your specific situation. Hope to get yours

Can you add, I don't quite understand it.

The cost of commercial insurance varies depending on factors such as insurance company, vehicle type, region, amount of coverage purchased and purchase method. In general, commercial insurance is generally between 2% and 5% of the purchase of a vehicle. Below, I give you some references**:

If you buy a new car, the cost of commercial insurance for a year may be around 2,000 yuan to 5,000 yuan. - If you are buying a used car, the cost of bending may be lower than the above range, and the cost of commercial insurance may be between 1,000 yuan and 3,000 yuan for a year. Please note that the above is only an approximate reference**, and the specific ** also needs to be consulted and compared with major insurance companies, and at the same time, it is necessary to confirm your specific situation.

Hope to get yours

Commercial insurance is generally about 4,000 yuan a year.

Commercial car insurance: new car insurance, if you choose the third party insurance coverage amount of 2 million + car damage insurance 10,000 + car seat insurance of 10,000 yuan: third party liability insurance:

2 million sum insured, ** is yuan. Car damage insurance: Yuan sum insured, ** is Yuan.

Driver of on-board personnel liability insurance: 10,000 insurance amount, ** is yuan; Passengers with liability insurance for people on board: 10,004 insurance amount, ** is yuan.

In the end, the comprehensive commercial auto insurance is about 4,000 yuan.

Things to note when buying car insurance:

1. Don't get out of insurance: Once the car is out of insurance, the insurance company will be outside the scope of its exemption for any accidents, so the company will not make a claim.

2. Pay attention to the renewal time: when the car is purchased with car insurance, there will be an effective expiration time, after the expiration of the car owner can choose to renew the insurance in advance, which can avoid the car out of insurance, the renewal time of the car insurance is usually one year to start, if it is to be renewed for a short period of time, certain conditions need to be met.

3. Choose the right car insurance for yourself: The choice of car insurance lies in the right oneself, if you are a novice driver, try to buy full insurance, and the protection is more comprehensive, such as three responsibilities, car damage insurance, seat insurance, additional scratch insurance, additional medical insurance external drug liability insurance.

4. It is very important to choose a good insurance company: choose a good insurance company for after-sales claims and services are more in place, if it is the first time to buy an insurance product, you can also choose to buy it with the help of the next insurer.

5. Pay attention to free after-sales service: Many insurance companies will have free after-sales service, if any, the insurance company can be free, car refueling, electricity and other services.

6. Check the insurance policy, after completing the car insurance procedures, you should answer the question of checking the information on the insurance policy in time, whether it conforms to your own vehicle such as license plate number, personal identity information, and engine model. <>

The cost of commercial insurance for a year depends on different insurance companies and different insurance plans. Taking a car of about 50,000 yuan as an example, most insurance companies spend about 1,000 yuan a year on commercial insurance.

The standard of commercial insurance fees is clearly defined in three ways, namely the cost calculated in proportion to the value of the vehicle, the fee calculated according to the average rate, and the fee calculated according to the agreed rate. Among them, the most common is the proportional cost of the vehicle's value, which is similar to the vehicle purchase tax, which calculates the annual insurance cost according to the manufacturer's guide price of the vehicle, the age of the vehicle and the length of the vehicle's service life. On the other hand, fees based on average rates and negotiated rates are rare, and are usually only applicable to insurance cooperation between insurers and specific partners.

Coverage of motor insurance commercial insurance:

1. Collision, overturning, fire, **.

2. Collapse of external objects, falling objects running in the air, and parallel falls of insured vehicles while driving.

3. Lightning strikes, storms, tornadoes, torrential rains, floods, tsunamis, subsidence, ice subsidence, cliff cavity avalanches, avalanches, hailstorms, mudslides, landslides.

4. The ferry carrying the insured vehicle suffers a natural disaster resulting in the loss of the insured vehicle. <>

The types of commercial insurance are different and the amount of insurance is different, personal.

Depending on the age of the system, the premium to be paid in a year is also different. How much premium does commercial insurance need to pay in a year, DAO needs to be related to the product type, age, insurance amount, and payment period. For example, for consumer-based critical illness insurance, life insurance, medical insurance, and accident insurance, for young people around 30 years old, the annual premium starts at four or five thousand.

Look at what commercial insurance, if the vehicle commercial insurance really can't say the exact amount, this should be subdivided into the displacement of the car, back.

and the ** of the vehicle and the sum insured. To answer is that property commercial insurance also depends on the physical output value and value of the insurance, so to speak, the insurance company is not a fool, just let you buy a comfort, as long as the amount of insurance is larger, the amount of insurance will also increase.

What type of commercial insurance is seen, different insurance ** is not the same, generally three or five thousand yuan a year, and some tens of thousands, according to the type of insurance.

There are many types of commercial insurance, and the types of insurance are different, so I don't know which one you are asking....

In fact, how much does the business insurance pay, since it is mainly related to your income, if your income is high, then the amount of insurance is high, your premium will be higher, and in general, the insurance amount should be set to 10 times the annual income, and the premium is 10% of the annual income.

For example, if your annual income is 100,000 yuan, then your insurance amount should be at least 1 million, so as to ensure that in the event of any accidents, your living standard can be maintained at the original level for 10 years. In addition, it is best that your annual premium should not exceed 10,000, if it exceeds 10,000, then your stress will also increase.

As for how much commercial insurance pays a year, in fact, the law of double ten can be applied, that is, the sum insured should be 10 times the annual income, and the premium is 10% of the annual income. As for how much is good, you mainly have to buy it according to your own personal needs, from one or two thousand to tens of thousands, you can arrange it yourself, and there is no fixed amount. It is recommended to purchase according to the actual situation of the individual, and it is also recommended to use 10%-20% of the annual income of the individual as personal insurance expenses.

Let's talk about the types of commercial insurance first:

Generally speaking, the most important thing for a family is to buy a "guarantor's insurance capacity" first;

The car and the house are also very important, and if something goes wrong, it will cause great inconvenience to our lives, so after buying the "guarantor", we must also buy the "guarantor";

Finally, if you have extra money to take care of, you can choose a "wealth management insurance" that suits you and use insurance to manage your finances steadily.

For an adult, it is necessary to give priority to purchasing "insurer's insurance" for himself, and the corresponding types of insurance are critical illness insurance, life insurance, medical insurance, and accident insurance.

Under normal circumstances, for a 30-year-old adult, these four types of insurance are fully configured, generally need about 5,000 yuan, the details of the protection responsibility of each of the four types of insurance are very different, the more protection responsibilities are selected, the more expensive it is.

How much it will cost in the end depends on the actual situation of the individual.

It may be that you need four thousand yuan, and such a ** is also quite cost-effective, not very expensive, and can be bought.

Personal cave without commercial insurance generally Nahuna has to sign a contract of about 5,000 yuan per year, ** is not very expensive, but the effect is very large, so if you have the ability, it is better to do a defense.

The personal business circle makes the insurance orange stool bureau need to pay six to eight thousand a year, which is still relatively expensive, so you must consider your own ability and then decide whether it is applicable.

What kind of commercial insurance you buy, it also depends on your age, under normal circumstances, it costs 6000 8000 yuan, ** is still relatively expensive.

Based on your description, you should know that due to the limited coverage provided by social security, individuals will want to further protect themselves, so they will often purchase professional commercial insurance on their own.

How much do I need to pay for commercial insurance a year now? Different types of commercial insurance and the amount of insurance required are different, so how much money you need to pay for commercial insurance in a year depends on the specific situation.

Normally, the premium for accidental death and disability benefits in personal accident insurance should be set at more than 10 times the annual income of the insured, while the general principle of purchasing health insurance is that the annual cost of medical insurance is 7% to 12% of the annual income. Of course, the purchase of commercial insurance should be within one's means, and young people with average economic strength should choose consumer-based commercial insurance, and when the economic strength reaches a certain extent, it can be gradually adjusted to a return-oriented commercial insurance product that takes into account investment and protection.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid the reputation of insurance"pits"

Varies from person to person, according to individual circumstances, different commercial insurance amounts, types of premiums required are different, how much commercial insurance needs to pay a year in premiums, and the level of family income is related, the higher the income, the higher the amount of insurance to be matched with the high index seepage, the natural premium is also high. In the insurance industry, there is a double ten principle: the sum insured should be 10 times the annual income, and the premium should be 10% of the annual income.

The types of commercial insurance mainly include accident insurance, health insurance, pension insurance, education insurance, financial insurance, etc. Depending on the category, the object of protection is different. Accident insurance mainly covers accidents, health insurance mainly covers illness, pension insurance mainly covers future old age, and education insurance mainly covers children's education expenses.

Wealth management insurance is mainly used for investment and financial management. Policyholders can choose the insurance product that suits them according to their own needs.

Pension and critical illness insurance. Mainly for individuals, the annual investment ranges from 2000-6000, mainly to cover lifelong serious illness, life insurance, etc. In the future, you can also receive a considerable pension to supplement the pension.