The first step to success is key, what is the first step in our financial management?

The first step of financial management is that first of all, you sort out your money clearly, know your ability to earn funds, and spend money, and find this difference to save money, which is the most important thingIt's also a good start, and without this start, we wouldn't be able to carry out the next investment activities. <>

Save money, this is the first step for you to invest in financial management, but also the most important step, if you have no money, you master more investment and financial knowledge is useless, it is difficult for a clever woman to cook without rice, investment is also like this, you have a lot of professional knowledge, the understanding of the market is also relatively thorough, have their own unique ideas, plus part of the capital drive, may not be very large, tens of thousands of hundreds of thousands of you can leverage market funds, in the case of using a certain financial strategyIt's perfectly fine to have an ROI of more than 5%, or even more than 10%. <>

Master the basic way to save money, know your income, know your own expenses, know how much money you can save every month, is the problem of financial knowledge, what you want to invest in, if your own major does not involve this thing, then you need to learn by yourself, basically you need to know how to make money in this way of investment, when you should start, when you should shoot, this is just the most basic thing,Then it is necessary to have a certain understanding of the company or the main body of financial management that you have invested in. Get as much confidence as you can. <>

Invest in any way of financial management, don't think that you will be able to make money by investing this money, impossible, most of the investment and financial channels can not guarantee that you will be able to make money, in addition to treasury bonds and bank deposits, corporate bonds, corporate bonds, although it can make money, there is a small chance of loss, but there is still a chance, some force majeure factors occur, these money may still fail,Therefore, investing is a process of taking risks to obtain returns, and if you can't take any risks, there is rarely an investment method that can suit you.

Of course, it is to buy**, the most risk-free ** is right, you can make some money by buying such **, and you can also complete your own financial management ideas.

The first step in financial management is to learn how to invest, and the best way to make money is to make money, and you must have a certain amount of financial knowledge.

Learn about wealth management products. Regardless of whether you have money or not, you first need to understand what financial products are available on the market and how they benefit investors, so that you can invest when you have money, and you will not be blinded.

The first step for young people to learn financial management is not to buy insurance, but to learn to keep accounts and control consumption to form savings.

The first step in financial management is to keep in mind four points: open source, throttling, offense and defense. You must understand your annual expenses, don't spend money indiscriminately, understand your consumption habits, control your consumption, and develop a good habit of saving money.

Financial management must first have money before we can talk about financial management. One-third of the monthly income as a necessity of life, one-third of the lump sum deposit, and the other one-third can be a long-term fixed investment, to adhere to the long-term investment, the part of the lump sum deposit, after maturity can be deposited into a fixed term, deposited in the bank although the interest rate is low, but stable and safe.

Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. If you plan to invest regularly for a long time, choose the one with back-end fees, so that there is no handling fee every month, and you can save the handling fee in the long run.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose the one with back-end fees. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will automatically be repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

First of all, we must have a sense of financial management, and money should be planned to be spent, which is the most basic. Then divide your monthly income into several parts, such as how much you must save for emergenciesHow much to network;How much to spend on books, etc. Then there is a surplus, part of which can be saved for a fixed period of time, and part of it is used to buy**, **, etc.

It boils down to the truth of diversifying and not putting all your eggs in one basket.

1. Save a little money;

2. Learn some basic financial management tools, such as **, fixed deposit, ***, and finally learn**.

The first step is to save money. The second step is to choose the investment method that suits you

First of all, you must have money to manage, you can't borrow money, borrowing money is investment rather than financial management.

Secondly, according to the actual situation of your family, income and expenditure, choose the right variety, and formulate a phased financial plan and a long-term financial plan.

Thirdly, revise the plan in the process of financial management to get the best return when the risk is fixed.

Step 1: Understand the circulation and time value of money, and start to use your pocket money reasonably...

It is money to manage money, and it is necessary to have **, initial capital.