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There are many reasons for the lack of money in the medical insurance card, generally speaking, the employee medical insurance set up a personal account, which is mainly used for outpatient treatment in designated medical institutions and drug purchase in designated retail pharmacies. As the medical insurance voucher of the insured, there is no money in the medical insurance card, but the detailed information of the insured and the payment and reimbursement are recorded.
Medical Insurance Department of the Human Resources and Social Security Bureau: If the individual has paid personal social security according to the policy and has retired, there should be a personal account in the medical insurance card.
There are two possible reasons why you don't have money in your health insurance card after retirement:
One is that the post-retirement medical insurance is issued by the city's social co-ordination, and the lack of money in the card may be because the allocated funds have not yet been in place;
The second is that the personal information in the personal account of the medical insurance card is incomplete or incorrect, resulting in the failure of the medical insurance fee to the card in time.
You can bring your medical insurance card and personal ID card to the local human resources and social security bureau window to inquire about the specific reason.
There are four ways to inquire about the personal account of the medical insurance card:
The first is to check the recent medical insurance settlement bill, which has the amount and balance of account expenditure;
The second is to dial **12333, enter the personal ID number and password to check the real-time information of the account balance;
The third is to log in to the Labor and Social Security Bureau** or the Human Resources and Social Security Bureau, check through my ID number, and the balance information is updated weekly;
Fourth, take your ID card or "Medical Insurance Calendar" directly to the medical insurance agency for inquiry.
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Reasons why there is no money for the health insurance card:
The new social security card is only activated after the card issuer is taken away, and the medical insurance institution can allocate money normally, and the money is generally issued once a month, and the money can be allocated two months after the card is generally issued. Therefore, after finding that you have no money in your social security card, you can first see if it has not been more than 2 months since you received the card.
If you still don't have money for more than 2 months, there are the following reasons:
1. There is no money for the medical account when the individual pays the insurance.
2. The account issuance information is incorrect, and you need to go to the Medical Account Division to change the account issuance information; I have more than two social security numbers, and the social security card needs to merge the information, ** consult the social security card management agency to deal with it.
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There is no money in the health insurance card after retirement. Maybe your health insurance isn't purchased. If you buy it, you will get it back every month.
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Find your health insurance card after retirement.
First of all, let's take a look at their own card issuance time, whether there are more than two months, if the time to get the card is too short, the new and old card application time is less than two months, then it will lead to the new card account has no balance payment, at this time we can go to the Social Security Bureau to check, the old card funds transferred to the new card account.
First, the social co-ordination is not in place. In addition, there is a situation that the medical insurance after retirement is issued by the city's social co-ordination, if there is no money in the card at this time, it may be because the funds allocated by the overall plan have not yet been in place, so there is no money in our card, at this time we only need to wait patiently for a period of time and then go to inquire, maybe there is money in the medical insurance card, if there is still no money in the medical insurance card, you can also go to the human resources department to check out, what is the specific reason.
2. Whether the personal information is complete and filled in correctly. In addition, there is also a situation that due to incomplete personal information, or the information is incorrect, so that the medical insurance fee cannot be accurately hit on your card, and at this time, you also need to bring your medical insurance card and ID card.
Go to the window of the local Human Resources Security Bureau to inquire about the specific reason.
3. How to check the balance of your social security card. There are four ways to check your balance. First of all, we can take a look at my medical insurance settlement in the recent time, and the above bills will show our medical insurance account.
The amount of the expenditure and the remaining balance. In addition, we can also call the social security bureau's **12333 and enter your ID number and password to check your account balance after hearing the voice command. The third way is that we can log in to the local labor and social security bureau, or the human resources and social security network.
Enter your ID number to check this balance. However, this information can only be updated once a week, so we will check it every once in a while. If these methods cannot be accurately checked, we can also take our ID cards to the medical insurance agency to inquire, which is more accurate.
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After I retired, I found that there was no money in the medical insurance card, for the following reasons: the balance of the party's medical insurance card has been fully used, and in this case, we must wait for the next transfer of the social security institution; The original unit has not completed the annual review of the annual medical insurance promotion of the original unit, and only after the original unit completes the annual medical insurance review of the current year according to the regulations, the social security institution can allocate the corresponding amount according to the actual situation.
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It may be that your medical brother Liang has not worked on the insurance card, or it may be that your medical insurance card has expired, and you need to go to the social security bureau to activate it, or it may be that the social security bureau has not transferred the money to the card for you.
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It is because there is no money, under normal circumstances, medical institutions will allocate money once a month, and if there is no money, there is naturally no money.
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If you find yourself irritated after retirementHealth insurance cardIf you don't have money, then it's probably because you haven't retired with medical insurance, so you can't enjoy free lifeMedical insuranceTreatment, there is no money on the card. Because the money in the personal account has not begun to be returned, the money in the personal account needs to be processed for medical insurance retirement, and the money in the medical insurance card will be there. <>
Therefore, if we want to pay medical insurance, we should pay earlier, so that we can quickly reach the required payment period, if there is a break in the middle, or make up earlier, if the number of years paid before is relatively small, not to reach the minimum stipulated by the state, the payment period is not respectful to be able to handle medical insurance retirement need to make up for the lack of age and fees at one time, or pay medical insurance premiums year by year, until the legal minimum payment period, can normally handle medical insurance retirement. <>
At this time, there is no money in the medical insurance card, you can use cash to buy medicine or pay outpatient expenses, and when medical expenses occur, the reimbursement ratio is determined according to the standard of in-service employees, and the older age may be higher, but not much higher.
It is best to make up for the difference in the payment of the fee at one time, so that you can enjoy the medical insurance treatment after retirement, the medical insurance treatment is still relatively high, and the medical insurance card will have money to the account every month, especially its reimbursement ratio, which is higher than the proportion of medical insurance reimbursement before retirement, which still makes people feel very relieved, and also reduces a large part of the burden for the insured. <>
Because after retirement, the income of the individual will fall, and the pension.
If you can't pay for living and medical expenses, then the proportion of medical reimbursement costs is very important, so if you can apply for medical insurance earlier, retire or handle it earlier, so that you can also pay less medical insurance costs that increase every year, and there is income in the medical insurance card, which makes people feel particularly secure. things.
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Hello dear, I'm honored to answer for you, wait for me to sort out the answer.
Hello dear, have you gone through the relevant medical insurance procedures after retirement?
The relevant provisions are mainly based on Article 27 of the Social Insurance Law, and individuals who participate in the basic medical insurance for employees who have reached the statutory retirement age and have paid for a number of years specified by the state shall no longer pay basic medical insurance premiums after retirement, and enjoy basic medical insurance benefits in accordance with national regulations; Those who have not reached the number of years specified by the state may pay the fee until the number of years specified by the state. Chazhou sedan chair.
Kiss means how many years is the payment period of your medical insurance, and see if it has reached the number of years stipulated by the state.
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It may be because the money in your medical insurance card has not been received, so it is recommended that you take your medical insurance card to the local social security bureau for inquiry and targeted processing.
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It may be that the book code is because of the state Zheng, after your new social security card was taken away from the card issuer, there was no cong dismantling and officially started to use, and when you officially started to use, you will have money.
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Generally, after retirement, the card will be paid, and there will be money after two months of hardship, and if you do not participate in the medical insurance of Wang Songgong before retirement, such a medical insurance card will not pretend to travel and return money.
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What could be the reason for finding that there is no money in your health insurance card after you retire? Hello, in the first case, the clerk of the regular enterprise will submit the payment documents of the retirement medical insurance when handling the retirement. However, the payment time of general medical insurance is at the end of the month, and the retirement process must be completed after the social security of the last month before retirement has been paid before retirement.
The one-time payment of retirement medical premiums can only be made after the retirement procedures are completed. Therefore, this fee is generally not paid smoothly in the month of retirement. Then, the employee's retirement medical insurance cannot be used for one month because there is no payment.
Then, in the second month of retirement, the medical insurance card can only be used after the employer has paid the one-time retirement medical fee. In the second case, the medical insurance card was previously divided into a savings account and a personal account. Originally, the personal account was automatically transferred to the medical insurance card after paying the medical premiums every month.
The savings account is actually a medical subsidy for civil servants, which is generally a first-class institution, public institutions and other financial appropriation units, but enterprises generally do not. So some people say that there is no money in the health insurance card, and some people mean that there is no money in the savings account. Since the medical subsidy for civil servants is applied for by the unit to the Finance Bureau, the time is still quite long, and the unit will pay for the medical insurance ** after the payment is down.
Then the money has to go into the savings account of the health insurance. This fee is paid once a year, and each person receives different amounts of money because of the different salary bases, and the proportion of medical subsidies for civil servants is roughly %, calculated based on the wages of employees. In fact, this amount of money is quite a small amount.
Generally, retired employees have less contact with the unit, and they do not know when the unit will pay the medical subsidy for civil servants, so when you encounter this problem, you can first ask the personnel responsible for handling medical insurance in the unit, whether the unit has paid the medical subsidy for civil servants. The third is that none of the above, why is there still no balance of medical insurance when the business handling of my retirement has been completed? I've encountered this before.
I retired in September last year, and until February this year, the balance on my health insurance card did not change, and I went directly to the health insurance bureau to check the status of my medical insurance card account. As a result, the salesman also found it and said, is it strange that there is no money on the card, so I came to inquire? I replied yes in quick succession.
Under the inquiry of the counter clerk, it seems that because of the delay in the system submission, my medical insurance amount will always be 0. Under the operation of the salesman, the application for the allocation of medical insurance was finally completed, and I was instructed to see if the money on the medical insurance card had arrived at the end of March. So, yesterday, I took my social security card and went to the pharmacy near my home to buy calcium tablets.
When you see that the amount on the medical insurance card is no longer 0, the troubles in your heart really dissipate, so if you have any questions about the medical insurance after retirement, you can go to the local medical insurance center to ask.
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If the money is not injected, the social security card may be stolen or lent to others, which is detected to be used for non-medical insurance business, for example, many retirees will buy daily necessities at designated pharmacies.
This is a violation, and if this is discovered, the health insurance function will be deactivated, so you will not be able to receive the health insurance payment. Medical insurance for retired employees in Nanjing.
It is stipulated that there are many kinds of medical insurance in China, and the most common ones are employee medical insurance and urban resident insurance.
Wait a minute. Extended Materials.
The difference between a health insurance card and a bank card:
1.The financial account covered in the social security card is completely consistent with the ordinary bank card, and it is a class of bank accounts with full financial functions, even if you have handled multiple types of bank accounts in this bank, but as long as you handle the bank account as a social security card, then it will still be issued according to a type of bank card, and even in many areas after receiving the social security card, then you will have a pension in the future.
The treatment is issued through the bank account of the social security card.
Therefore, the gold and silver financial account in the social security card is a special financial account, and if your retirement pension is distributed through this financial account, it is very important for you. We don't want to lose it in the process of use, because once lost, the process of reissuing is relatively troublesome, some areas can be issued immediately, but some areas can not be issued in time, and the cycle of reissuance may be relatively long.
Of course, in the process of using this card, in fact, the most important social security card is the medical insurance account.
Because the medical insurance account is an important voucher for our medical insurance reimbursement, and the medical insurance card will also produce a personal account balance, then if you have this personal account balance in your medical insurance card, in fact, this personal account balance can be directly used to buy drugs in pharmacies or outpatient medical settlement.
2.The importance of the medical insurance card is self-evident, if our bank card is lost, then we can continue to reissue, this is no problem, but once the medical insurance card is the so-called social security card is lost, then it must be reissued as soon as possible, because it involves a certificate of your normal medical insurance reimbursement, as well as the personal account balance in your medical insurance card, and the card of your financial account, so relatively speaking, the medical insurance card is very important for yourself. We can't use a bank card instead of a medical insurance card, but the medical insurance card can completely replace the bank card.
At the same time, most employers pay social security for their employees. Social security, including medical insurance, will be included in the medical insurance card every month according to a certain proportion, like the card to the "small medicine money", so will this money be cleared by the end of the year? The answer is that it will not be cleared. >>>More
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The most important thing I want to do is to start a trip that I can do because I feel that I have just retired and I should have a little bit of financial foundation for decades. I want to travel around the world with my lover, to experience the difference in this world, to see what the scenes written in books and TV dramas are like, to feel the customs of each place, and the food of each place. I think it's very comfortable and comfortable, and it's a life that I yearn for.
The medical expenses after retirement are work-related injury insurance benefits and should be borne by the employer that has not paid social insurance in accordance with the law. If the employee's injury is determined to be a work-related injury, the employee does not need to bear the cost, and the employer and the industrial injury insurance should jointly bear the liability for compensation. Medical expenses should be reimbursed by workers' compensation insurance**. >>>More