How much is the Ping An Guardian Star Children s Insurance Commission?

Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated

Click to claim now, we believe that we can help you choose the right insurance for your child.

What insurance is good for children

First, medical insurance is essential, especially for children!

After the child is registered, the first thing to do is to complete the medical insurance. Whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is the basic security welfare given by the state, and must be handled well.

Second, commercial insurance gives priority to critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, in addition to solving the problem of medical expenses, it can also solve a lot of additional expenses caused by illness, such as taking care of sick children, economic losses to the family, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance can just solve these problems in the future.

For example, with a 0 deductible hospitalization medical insurance, you can buy an insurance amount of 10,000 yuan with an annual premium of 1,200 yuan, which is very cost-effective.

Finally, to configure an accident insurance, children's accident insurance is very cheap, 20w insurance amount only needs sixty or seventy yuan per year, which can protect children from disability, death and medical liability caused by accidents, which is quite cost-effective.

Third, don't buy both types of insurance for your child!

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is not expensive and very useful.

That's all for me"How much is the Ping An Guardian Star Children's Insurance Commission?"All of them, I hope it helps you! Hope!

Hehe, do you have to ask others for commissions when you give you protection? As long as the insurance product is fully designed, it is all for your good, and you don't need to pay attention to other people's commissions.

1. Survival cash is accompanied by life, and the education stage receives double potatoes. Starting from the 3rd policy anniversary, the insured will survive on each policy anniversary and return 6% of the basic sum assured to life, as well as a lifelong policy dividend. In addition, from the 3rd policy anniversary to the 22nd policy anniversary, the child will receive 6% of the basic sum assured every year of survival.

2. High-value critical illnesses will grow, and there will be many types of lower premiums. 6 new types of children's susceptible critical illness protection have been added, expanding the coverage of critical illness insurance, the amount of critical illness insurance can exceed the amount insured of the main insurance and the amount of the main insurance will not be affected after independent compensation. When the child survives to the policy anniversary of 60 years old, he or she can get a one-time refund of the accumulated premium of the main insurance, and the survival cash and policy dividends of the policy can continue to be enjoyed after the return. When the child returns to old age in 100 years, the greater of 3 times the basic sum assured of the main insurance plus the premium and cash value of Ping An Additional Children's Critical Illness Insurance (2014) will be paid.

4. Both parents can enjoy exemption, love.

Both are safe insurance.

The difference is that the guardian star is a dividend insurance, and the wisdom star is a universal insurance, and the two are different types of product forms and are not comparable.

The protection function of the guardian star is very strong, with both protection and dividends, but the premium standard is very high.

Wisdom Star is more flexible and transparent, and the premium standard is close to the people, which is suitable for the general choice of the public.

Of course, customers need to choose according to their actual situation and rational expectations for the future.

The specific recommendations for insuring your child are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.

2.Children's insurance, based on the basis of protection, then talk about education funds.

3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

6.Remember the additional exemptions!!

6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-, and long-term financial goals, but if you don't ask for them all, and if you reverse the order, it will be a mess and a waste of money.

Wealth. 7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.

It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way. Best wishes!

Xueba says that insurance only recommends insurance that is really useful for children! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, click on the blue word to claim it immediately.

How to buy insurance for your childThis question has made many parents think hard, today let's take a look at how to buy insurance for their children! Keep these three tips in mind:

First, the country's medical insurance must be handled!

Newborn medical insurance (medical insurance for urban and rural residents) is a national basic insurance, and the child should be handled immediately after birth, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.

Second, in addition to the basic insurance of national medical insurance, commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance should be given priority.

Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the best expenses, it can also solve a lot of additional expenses caused by illness, such as children who miss their studies due to illness, and even some subsequent life losses, which require a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan is only one or two hundred yuan per year, which is not expensive and very useful.

Finally, it is necessary to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan insurance is only sixty or seventy yuan per year, which can protect the child's disability, death and medical liability caused by accidents, which is very cost-effective.

Third, don't buy both types of insurance for your child!

Don't buy life insurance for your children, and try not to choose critical illness insurance with both. The specific reasons I know are in this answerDon't buy either type of insurance for your child! Comprehensive insurance strategy!

has been introduced in detail, because it has been written in detail in the manuscript, so I won't spend too much time introducing it here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular insurance, about 1000 yuan per year can be fully configured, if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.

That's all for me"Ping An Smart Star Children's Insurance guarantees 5000 a year, what are the protections?"

There are critical illnesses, major accidents, minor accidents, medical expenses, hospitalization expenses, daily allowances, exemptions, and value protection! It is also possible to attach a regular life expectancy or combine it with other products!

Hello, including worth money, critical illness money, accident money, medical treatment, and financial management as part of the children's education fund, entrepreneurship fund, marriage fund, pension and so on.

Hello! There are whole life insurance, critical illness, accident medical treatment. For details, you can contact ** person for details.

It depends on what you want, and if you do it well, you can make it all-in. Regardless of major or minor illnesses, cat paws and dog bites can be reimbursed. You can contact me for details.

Hello, I will design an insurance plan reasonably according to your insurance needs. Affordable, benefit for a lifetime.

It mainly depends on your insurance contract, some of which have additional insurance, and some of which only have main insurance.

Choose Huaxia Life Insurance, the product is the best in the industry, and you can compare it if you don't believe it.

Universal insurance, a little bit of everything.

Hello, it depends on how you designed it when you bought it.

You can consult the insurer or refer to the insurance wording.

Hello, welcome to Taikang Life.