Ping An Life, Ping An Jixing, Sending Treasure Children s Insurance, whether the principal can be re

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What insurance is good for children

This problem makes many parents have no idea where to start, so let's take a good look at how this problem should be solved! Follow these three criteria::

First, children's medical insurance is essential!

Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, and it must be handled well.

Second, if you plan to buy commercial insurance, critical illness insurance + medical insurance + accident insurance, this is my advice to you.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the first expense, it can also solve a lot of additional expenses caused by illness, such as taking care of sick children, economic losses to the family, all need money, after all, as the saying goes, money is not everything, but no money is absolutely impossible. Buying a pure protection critical illness insurance can solve these problems.

Let's talk about why we should configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and the annual premium is one or two hundred yuan, which is cheap and useful.

Finally, let's look at accident insurance, children's accident insurance is very cheap, and the insurance amount of 20w only needs sixty or seventy yuan per year, which can fully protect the child's accidental death, disability and medical expenses caused by accidents, which is particularly practical.

Third, is there any insurance that I should not buy for my child?

Don't give your child life insurance, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy insurance for your child without being cheated? This guide tells you!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, you can get it for about 1,000 yuan per year, if you buy lifelong protection, it is only two or three thousand per year, which is not expensive and very useful.

That's all for me"Ping An Life, Ping An Jixing, Sending Treasure Children's Insurance, whether the principal can be recovered after ten years"All of them, I hope it helps you! Hope!

According to the proposal for gold payment, no matter how old the insured is, there is a loss in surrendering the policy after 10 years (your so-called return of principal) plus survival money and dividends (mid-range).

No. This type of insurance seems to be covered until the age of 80.

Summary. Dear, I'm glad to answer for you, Ping An Jixing sends treasure to expire in ten years, and the principal cannot be returned. Jixing Gift cannot directly return the principal after 10 years, but the cash value of the surrender will not be too large.

After 10 years of delivery, if you want to take out the dividends + principal together, it is equivalent to surrendering the policy, and you can also get back the principal and income. If you want to continue this coverage and income.

Ping An Jixing will send treasure ten years to expire, can the principal be returned?

Good. Dear, I'm glad to answer for you, Ping An Jixing sends treasure to expire in ten years, and the principal cannot be returned. Jixing Gift cannot directly return the principal after 10 years, but the cash value of the surrender will not be too large.

After 10 years of delivery, if you want to take out the dividends + principal together, it is equivalent to surrendering the policy, and you can also get back the principal and income. If you want to continue this coverage and income.

Insurance means that the policyholder pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of compensating the insurance money for the property damage caused by the occurrence of the accident that may occur as agreed in the contract. Stable and reliable protection, which is later extended into a security mechanism, is a tool used to plan life finances. Insurance is the basic means of risk management under the conditions of market economy, and is an important pillar of the financial system and social security system.

Ping An Jixing sends treasure insurance for 10 years, with an annual payment of 6,000 yuan, how much can I get when it expires in 10 years, and can the insurance money be refunded?

Hello, of course, you can't refund in full, both insurance, there are only two situations when the policyholder needs to take out after the expiration of the payment period, one is that the policyholder meets the conditions agreed in the policy (death or total disability), at this time the insurance company will pay according to the amount of insurance agreed in the policy. Another way to withdraw is to surrender the policy (the surrender policyholder can only get back the current cash value of the policy, which is less than the premium paid), that is, less than 80%, which will cause financial losses to the policyholder and the policy will become invalid.

Jixing pays 10,000 yuan a year, and when it is paid for 10 years, the principal cannot be withdrawn immediately. If the insured is still alive at the end of the coverage period of the Jixing Gift Children's Insurance, you can get a maturity survival insurance payment of 100 premiums paid and get the principal back.

In the unfortunate event that the insured passes away before the policy anniversary of the 18th birthday, the insurance company will refund the source of the premium paid, regardless of whether the premium payment period expires at the time of the accident.

Survival Payment: You and your baby will receive 30% of the annual premium payment every two years from the time of coverage until the baby is 75 years old, and if you don't receive it, the money will also accumulate at compound interest annually.

These funds can be used as Beibei's future education funds, entrepreneurship funds, wedding funds, and pension supplements, which will continue to rise and rise; When your child reaches the age of 75, return all your investment, celebrate your child's old age, and make your baby's longevity and wealth more sufficient.

In addition, you can enjoy annual policy dividends. Every year, the company will distribute a part of the distributable surplus of the participating insurance business to customers with no less than 70%, of course, this money is uncertain, but it is this uncertainty that allows us to have higher profit margins and resist inflation. If you don't receive the annual dividends, you can also enjoy the benefits accumulated by compound interest.

If you are hail and need money urgently, in addition to taking out the survival fund and dividend at one time, you can use the insurance policy as a loan, and the cash can be credited to your account within a few days, which is convenient and fast. All that needs to be done is to repay the interest every six months, and the survival and dividend payments will not be affected in any way. Once your money has eased, you can pay off the loan so that the overall interests of you and your baby are not affected in any way.

Ping An Jixing sends treasure to pay 20,000 yuan a year, how much can you receive in ten years.

Hello, I am happy to serve you and give you the following answers: Ping An Jixing sends 20,000 yuan every year, and you can receive 200,000 yuan in ten years. The workaround and practice steps are as follows:

1. First of all, you need to prepare a fund of 20,000 yuan, pay 20,000 yuan per year, and you can receive 20,000 yuan of insurance money every year. 2. Then, the premium must be paid in time every year so as not to miss the deadline and affect the effectiveness of the insurance. 3. Finally, after ten years, you can receive an insurance payment of 200,000 yuan, which can be used to buy a house, buy a vehicle, etc.

Personal tips: Ping An Jixing is a very cost-effective insurance product, only need to pay 20,000 yuan per year, and you can receive 200,000 yuan of insurance money after ten years, which can be used to buy houses, vehicles, etc., which can be said to be a very cost-effective insurance product.