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Anonymous users2024-02-08Suning: This is based on credit information. Capricious payment and credit reporting requires the consent of the customer. When the customer applies for capricious payment, the system clearly prompts the customer to read and sign the consumer loan contract, personal credit investigation and information use authorization letter and other agreements, and the agreement clearly stipulates the relevant authorization terms such as inquiry and credit reporting, and reminds the customer to read, and in accordance with regulatory requirements, the capricious payment can only be carried out after obtaining the customer's consent to carry out credit inquiry and reporting.
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Anonymous users2024-02-07Suning Finance has launched a lot of credit products, and I believe that many small partners are familiar with it. Recently, it has launched a new product - salary saving, with a credit line of up to 200,000, but some small partners can't apply for it. So, why can't Suning Provincial Salary Loan be borrowed?
Let's take a look.
How to apply for a salary loan in Suning Province.
It is said that the salary saving loan is an upgrade product of the capricious payment, and the system will automatically upgrade to the salary saving loan after the user pays off the capricious payment. However, whether you can borrow again after the upgrade depends on the credit qualification of the borrower, and it is more difficult for users who have overdue before to borrow money after the upgrade. It is recommended not to borrow again immediately after repayment, and it is best to apply for it after half a month.
1. Provincial salary loan application conditions: aged 18 years old (inclusive) or above, 55 years old (inclusive), no bad credit record and serious negative information, and income**. Judging from the application threshold, the conditions for saving salary borrowing are very simple.
However, before applying for a loan, the borrower's credit will be checked, and if there is a bad credit record, it will be rejected directly.
It is very simple to save money and borrow money, you only need to register with the Suning Consumer Finance APP, carry out real-name authentication, apply for quota, or use Suning Consumer Finance WeChat*** and Alipay Life Account to apply. After submitting the application, Suning will approve the personal information, and the quota will be opened after the approval is passed.
I would like to remind you that the borrowing amount of Suning Finance's products is different, and you can enter a reasonable loan amount according to the prompts. If there is a quota loan failure, the quota is generally frozen, you can click to inquire, either the product is being upgraded, or the account is at risk, you can try again after a while.
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Anonymous users2024-02-06The loan is successful, and the first instalment of the repayment fee must be paid first when the withdrawal is made.
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Anonymous users2024-02-05Suning Finance can provide a variety of financial services such as insurance, consumer loans, investment and financial management, and some netizens reported that they used Suning Finance's capricious loan normally, but the system prompted that it did not meet the application requirements after applying for a capricious loan again, so why did Suning Finance suddenly not meet the loan requirements?
1. Suning Financial suddenly does not meet the loan requirements, because Suning Finance's credit limit is not a permanent credit, and the credit limit will be adjusted or cancelled directly at any time according to the user's usage or other factors.
2. The direct cancellation of the credit limit is affected by a variety of factors, generally because the user has overdue behavior on Suning Finance or other platforms, the current debt is too high, the arrears are repaid in advance, and the system risk control is tightened.
3. In summary, Suning Finance suddenly does not meet the loan requirements due to a variety of factors, if there is no problem with its own consumption and repayment habits, it is recommended to try to apply again after a period of time.
The above is an introduction to why Suning Finance suddenly does not meet the loan requirements, I hope to help netizens.
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Anonymous users2024-02-04Summary. Hello, I am glad to answer for you, the loan service provided by Suning Tesco is operated by Suning Finance, and the loan application needs to meet certain conditions and review standards. In general, borrowers need to have a stable income**, a good credit history, meet the age requirements, and other basic conditions.
Your poor personal credit history, or lack of income stability, can lead to rejection of your loan application. In addition, Suning.com's lending services may also be adjusted according to market demand and risk conditions, resulting in a change in the approval rate of loan applications.
Why can't Suning Tesco borrow it?
Hello, I am glad to answer for you, the loan service provided by Suning Tesco is operated by Suning Finance, and the loan application needs to meet certain conditions and review standards. In general, borrowers need to have a stable income**, a good credit history, meet the age requirements, and other basic conditions. Your poor personal credit history, or lack of income stability, can lead to rejection of your loan application.
In addition, Suning.com's lending service may also be adjusted blindly according to market demand and risk conditions, resulting in a change in the approval rate of the application for borrowing old money from Moyou.
Suning Tesco has a quota that can't be borrowed:1Recently, customers have frequently applied for a lot of credit products, resulting in long loans, credit information has become "spent", and there are too many loan records; And many loans under his name have not been repaid, and the personal debt ratio is relatively high.
Therefore, the system was worried about the customer's unstable economic life and insufficient repayment ability during the review, so it refused to approve the loan. 2.The customer's latest credit is not good, and the recent repayment may be overdue, and regardless of whether the arrears are paid off quickly, the overdue situation will be reported to the credit report, leaving a bad record in the personal credit report.
If the system finds that there is a bad overdue record in the customer's credit report during the evaluation, it will naturally reject the customer's loan application. 3.Although there is a quota, the amount is less than 500 yuan, and Suning Wayward Loan has a rule that the minimum amount of a single loan cannot be less than 500 yuan, so customers naturally can't borrow.
4.The back-end system is under maintenance and upgrading, so the borrowing channel is temporarily closed.
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Anonymous users2024-02-03Many e-commerce platforms have loan services, and some users have consulted, saying what is the reason for the failure of Suning Finance's borrowing? So let's briefly talk about this problem, I hope you can find it helpful after reading it, and you can also improve it in a targeted manner.
What is the reason for the failure of Suning Finance's borrowing?
1. If the user's loan page shows "product and service upgrade", then the reason for the failure of the loan may be that the platform and system are updating, so it is recommended that the user can try again after a day or two. If there is no problem in the situation, there is still a chance that you can apply for approval.
2. If the user's loan shows "insufficient comprehensive score", it means that the current qualification and credit are insufficient, so it will not pass the review of the platform and lead to the inability to apply.
3. If the page shows that there is a risk and cannot be borrowed, then you can see if the system has detected the risk of collapsing due to reasons such as logging in in a different place, changing mobile phone equipment, non-secure network environment, etc., or the personal information has mismatched or expired.
4. If the quota status is abnormal, you can check whether the quota is frozen. Whether the user borrowed money on the platform in violation of regulations, whether the repayment was made on time, overdue and other similar situations.
The above is about "what is the reason for the failure of Suning Finance's borrowing". In general, the main reasons may be that the system is being upgraded, the user's current comprehensive score is insufficient, the quota is frozen abnormally, and the comprehensive assessment is not passed.
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Anonymous users2024-02-02Hello, if you fail to pass the review, it means that you have not met the application criteria of Suning Bank Xinyi Rong for the time being, and you cannot borrow money temporarily; It is recommended that you maintain a good personal and business credit history and borrowing habits in the future.
Suning Bank Credit Easy Rong Application Requirements:
1) Borrower's age: 20-65 years old;
2) The company has been established for more than 2 years and can issue invoices normally;
3) normal operation of the enterprise;
4) Good credit and no bad credit record.
Once you meet the above conditions, you can apply for a loan!
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