Card Products All Currency International Chip Card Visa Gold Card How much can I generally get?

The general limit of the all-currency international chip card Visa Gold Card is: 10,000.

The CITIC Star Visa Card is:

1) Visa, also translated as Visa and Visa, is a credit card brand operated and managed by Visa International in San Francisco, California, USA. The Visa card was issued in 1976 as Bank Americard, a predecessor of the Bank of America.

2) Visa provides transaction processing services to financial institution customers through VisaNet, a centralized, modular payment network. VisaNet has the flexibility to provide three services at once: transaction processing services, risk management services, and information services.

Multiple credit cards share the same credit limit for the same bank.

For example, if you have two cards, A and B, and the limit is 8,000, and then card A spends 6,000, then the available limit of card B is also reduced by 6,000

When repaying, you must also repay the card from the card consumed, card A for card consumption, card B for card consumption, card B for card consumption, if card A is repaid to card B, it is not considered to be repayment, and card B consumption is not counted as card A. Therefore, it is very troublesome for few people to use two credit cards at the same time, the limit is shared, the points are not shared, and the repayment is very troublesome.

As for why the cash withdrawal limit you mentioned is different, it is because the types of cards are different, so the cash withdrawal limit is different.

The general standard card is 50%, and the co-branded card will be a little lower, and the standard of each bank is different.

It's useless if it's too much, but two are enough.

If it refers to a China Merchants Bank credit card, the limit will be comprehensively assessed based on the information attached to your application and your specific situation during the initial review, and the specific limit shall be subject to the review result. The credit limit (fixed limit) of our credit card starts at RMB1,000 or USD equivalent and is capped at RMB 50,000 or USD equivalent. Under normal circumstances, the fixed limit range of the general card is 1,000 yuan - 10,000 yuan, and the fixed limit range of gold card is 10,000 yuan - 50,000 yuan.

The limit of the platinum card is generally a fixed limit of 50,000 yuan plus a temporary limit that will be adjusted for you every month, and you can use the sum of the two parts to spend with the card.

To apply for a credit card, you need to be between the ages of 18 and 65 and have a stable income or other financial resources to apply for a credit card.

Credit card application information:

1. The second-generation ID card is required;

2. Have a work certificate and an income certificate stamped with the financial seal of the unit;

3. No bad credit record;

4. Other proof of financial resources, such as real estate, cars, bonds, etc.

Credit Card Application Process:

1. Fill in the application form;

2. Information to the bank, and copies of the information;

3. The bank sends it to the credit card center;

4. The credit card center will review, make and issue cards;

5. After I get the card, open the card and wait for the password letter.

Bank of China recognizes bricks, deposits 20w in the Bank of China for 3 months, reaches the age of 25 years old (some places have an age limit), work, income can be filled in casually, you can get a full-currency chip platinum card, 50w three months under the visa unlimited card and free annual fee during the validity period, the gold card is estimated to save about 10w. As for the annual salary you said, if you can't provide valid proof, the card center doesn't look at it at all, and the Bank of China is very realistic, and there is no sweetness that will not give you a card.

Bank of China - all-currency international chip card.

Card identification: Visa

Just by hearing the name of this credit card, it is not difficult to notice two major features. First, cardholders can enjoy the preferential reduction of currency conversion fees by using the card at any time, anywhere, and in any transaction currency. Second, the card adopts the international EMV chip standard, and uses a composite card of chip and magnetic stripe, which can effectively reduce the risk of counterfeiting and fraud.

In fact, the reason why the card can reduce the currency conversion fee is because the card only has a US dollar account, and all currency transactions of the cardholder will go to this account, and the cardholder can freely choose whether to automatically settle the arrears into RMB when opening the card. Once selected, the outstanding amount will be automatically converted to RMB when it is credited. In other words, there is a conversion process between the currency transaction and the credit, but according to the information on the official website of the Bank of China, the free offer will be implemented from now until June 30, 2014.

If you do not choose, it will be fully credited in US dollars.

It is worth mentioning that the card combines the dual functions of a savings card and a credit card, and cardholders can enjoy current interest when they deposit their spare money into the card. However, since the card does not have the UnionPay logo, it can only be transacted through Visa when spending in China.

The limit of China Merchants Bank's all-currency international credit card Visa is generally 1,000-50,000 yuan. The available overdraft limit of the bank credit card refers to the maximum amount that can be used for overdraft consumption and cash withdrawal approved by the bank according to the cardholder's income and credit standing, etc., and the cardholder can recycle it within the validity period of the credit card.

There are several ways to raise your credit card limit:

Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, the card will be absolutely swiped;

Amount increase: It is best to generate at least 30% of the total amount of bill consumption every month;

Continuous amount increase: The bill for credit card consumption needs to be for 3 consecutive months, and it cannot be interrupted in the middle, that is, there must be consumption every month.

Extended information: In domestic consumption, you need to support the POS of the VSIA channel, and its limit will not automatically rise, this card can not be used on the UnionPay route, it has been detailed on the official website of China Merchants Bank, this card is used for foreign consumption and overseas shopping. For domestic purchases, it is recommended that you use a UnionPay credit card. All-currency credit cards can be consumed, but they will not take the UnionPay route, but will take the overseas Visa route.

You can deposit to a credit card to increase the limit, and use the credit card to make purchases. China Merchants Bank's credit limit adjustment can be applied for in two ways:

Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, car property, China Merchants Bank savings certificate, etc. that you have not provided before), and the relevant departments will re-examine it according to your new information. There is no fixed time limit for quota adjustment, which is subject to the review results.

The credit limit of a credit card is generally calculated based on your personal application conditions, depending on the bank's score and approval limit. To increase the credit card limit, you can submit proof of financial resources to the bank, such as proof of real estate, proof of income, proof of deposit, proof of self-owned car, etc.

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