How to choose a safe car insurance, how to choose car insurance

Updated on Car 2024-04-28
40 answers
  1. Anonymous users2024-02-08

    Liberty car insurance is pretty good. Pay attention to safety and quality, and insist on recommending the use of original parts for maintenance in 4S stores. It is paid according to the original parts of the 4S shop, and the insurance is repaired in the 4S shop, and the small accident below 1000 yuan is generally less than 20 minutes to complete the claim and get the cash, if it is a car of tens of thousands of yuan, it is not necessary!

    That can't be done! The landlord can also go and have a look.,It's good.。

  2. Anonymous users2024-02-07

    Hello, there are generally three criteria for measuring which company is good for auto insurance:

    First, whether it is affordable.

    Clause. 2. Whether the insurance application process is simple.

    Clause. 3. Whether the later claim service is of high quality.

    It is recommended to choose large insurance companies for insurance, such as Ping An, PICC, Dadi Auto Insurance, etc., which have many outlets nationwide, and it is more convenient to assess losses and apply for insurance business. It's still good.

    The choice of car insurance is mainly the choice of specific car insurance type. Generally speaking, the main insurance mainly includes: car damage insurance, third-party liability insurance, vehicle personnel liability insurance, theft insurance; The riders mainly include:

    It does not include deductible special insurance, spontaneous combustion loss insurance, glass breakage insurance, scratch insurance, etc. It is best to take out insurance.

    When choosing car insurance, you should pay attention to the risks you may encounter, and then choose a car insurance product according to your needs. You can choose to buy according to your personal situation and needs, and some types of insurance can be left out to reduce the cost of car insurance.

    Hope it helps.

  3. Anonymous users2024-02-06

    Find an honest and professional salesman.

  4. Anonymous users2024-02-05

    That's all there is to car insurance, what do you choose?

  5. Anonymous users2024-02-04

    Today's car needs to be briefly introduced to friends is. Many friends basically apply for car insurance for their cars when they buy cars. When an accident occurs between a car and a person, car insurance can compensate a portion of the funds, minimizing injuries for everyone.

    So, how do consumers choose the type of insurance when buying car insurance? Then, let's take a look at how to choose the type of car insurance with the side of the car.

    Introduction to the Car Insurance Category: An Introduction.

    Motor vehicle insurance is a kind of insurance that takes motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory insurance and commercial insurance, and commercial insurance can specifically include Jiyu Hechun insurance (also known as main insurance) and additional insurance. Motor vehicle insurance was created at the end of the 19th century.

    The world's first motor vehicle insurance policy was issued in the United Kingdom in 1895. Statutory accident insurers &rdquo third-party liability insurance policies for cars with premiums ranging from £10 to £100, but car fire insurance can be insured with additional premiums.

    Introduction to the Car Insurance Category: An Introduction.

    Depending on the type of car insurance, it can also include basic and riders. There are basically four separate types of insurance: commercial third-party liability insurance, automobile damage insurance, vehicle theft and emergency rescue, and vehicle personnel liability insurance.

    The insured can choose to insure some or all of them. Separate glass breakage insurance, spontaneous combustion loss insurance, and new equipment loss insurance are additional insurances to the body loss insurance, which can only be insured after the car damage insurance. Vehicle liability insurance, no-fault liability insurance, vehicle cargo fall liability insurance, etc.

    It is an additional risk of third-party liability insurance, which must be insured before Kneonen can take out these additional insurances; If you do not have a deductible special insurance, you must first take out both car damage insurance and third-party liability insurance.

    A brief introduction to the types of car insurance. I think depending on the sales channel, car insurance can include traditional car insurance and ** car insurance (online car insurance). Car insurance is a new type of car insurance model that is obtained through **or online** and completed with insurance.

    **Car insurance (online car insurance) is quite popular in Europe and the United States, and is more and more favored by domestic partners for its convenience and money-saving advantages. Also, **varies depending on the contents of the car. When you apply for insurance online, you can choose different insurance items according to your actual situation, which will save more costs.

    Do you know how much it costs to guarantee you and your car? Experience the current online car insurance**, private car commercial insurance save up to 15%.

    Millions of car purchase subsidies.

  6. Anonymous users2024-02-03

    1. Only buy "compulsory traffic insurance", which is legal and saves money, but mainly depends on whether you will feel at ease.

    2. Purchase "compulsory traffic insurance" + "third-party liability insurance" + (excluding deductible insurance): respect for the lives of others and greatly transfer the risk of personal injury.

    3. Commonly known as "basic all-risk insurance": compulsory traffic insurance + vehicle loss insurance + third-party liability insurance + (excluding deductible insurance).

    4. Commonly known as "small insurance": compulsory traffic insurance + vehicle loss insurance + third-party liability insurance + vehicle personnel insurance + (excluding deductible insurance).

    5. Commonly known as "all-risk": the former plus "glass broken alone", "whole car theft", "paint scratches" insurance.

    For the first year of private cars, it is recommended to purchase 4 "small comprehensive insurance" with "paint scratch" insurance. The cost of "vehicle damage insurance" is higher and increases as the price of the car increases. From the point of view of savings, it is better to purchase at least option 2 as well.

  7. Anonymous users2024-02-02

    It is enough to buy these 4 types of car insurance. The first is compulsory traffic insurance, if you want to go on the road, this must be bought. The second is third-party liability insurance, which is recommended to have an insurance amount of at least 500,000 yuan.

    The third is that there is no deductible. The fourth is car damage insurance. As for what spontaneous combustion, glass, 4S specialization, etc., are not very useful, it is not recommended that you buy them, it is a bit of a waste of money.

  8. Anonymous users2024-02-01

    Buy telemarketing insurance, unless you are familiar with the people in the 4S store, and they can help you solve any problems. If it is a regular bad repair, the general store Ping An telemarketing can be directly compensated, but if you want to be flexible, it is recommended that you still insure in the 4S store, so that you can rest assured and save trouble, and it is not much expensive. The car behind the left of 20w is no more expensive than three heads and five hundred, so why bother yourself.

  9. Anonymous users2024-01-31

    My car is insured with compulsory traffic insurance (national compulsory insurance), car damage is fully insured, 100,000 of the three, theft, the first three are insured without deductible, and the designated special repair is also insured, the glass is not insured, the scratches are not insured, the car personnel are not insured, how many years have not been used to scratches and car personnel, the glass is barely a little useful.

  10. Anonymous users2024-01-30

    Car insurance should buy a big brand, with good service and high quality.

  11. Anonymous users2024-01-29

    <><Compulsory insurance, compulsory purchase

    The first compulsory traffic insurance

    The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit. Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law.

    The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

    All three

    The second is the three-party insurance

    Third party liability insurance refers to an accident that occurs during the use of the insured vehicle by a qualified driver permitted by the insured. The insurer will compensate the insured in accordance with the relevant provisions of the insurance contract for the amount of compensation that shall be paid by the insured in accordance with the law for the direct loss of personal life or property suffered by a third party.

    Car damage insurance

    The third loss is car damage insurance

    Car damage insurance is a kind of automobile dealer Qizhou industry insurance. It stipulates that the insurance company shall compensate the insured company within a reasonable range if the insured or his permitted driver causes damage to the insured vehicle due to the accident accident while driving the insured vehicle.

  12. Anonymous users2024-01-28

    I am from the customer service department of Dadi, and I feel that the premiums and claims are not bad.

  13. Anonymous users2024-01-27

    Large companies are protected by Ping An Taibao, small companies are sunshine and anbang, etc.! However, now online sales and telemarketing are more favorable.

  14. Anonymous users2024-01-26

    I think the earth and the Bank of China are still good. I used to do Ping An car insurance, saying that it was a big company, but it was really a big bully. It's not as good as a small company.

  15. Anonymous users2024-01-25

    What a fool! Buying car insurance in this way is a waste of money, and everyone should see that they don't fall for it again.

  16. Anonymous users2024-01-24

    First, compulsory traffic insurance and vehicle and vessel tax, compulsory traffic insurance and vehicle and vessel tax must be purchased, otherwise the car will not be on the road, and the state also has hard regulations in this regard, which does not have much to say.

  17. Anonymous users2024-01-23

    There are many car insurance purchase options, and it is actually decided according to the needs of our car, because no car insurance is the same.

  18. Anonymous users2024-01-22

    Motor vehicle insurance, also known as automobile insurance, refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents.

  19. Anonymous users2024-01-21

    Compulsory traffic insurance must be bought, commercial insurance will generally buy third-party insurance, car damage, car personnel insurance, the specific situation depends on your personal ideas.

  20. Anonymous users2024-01-20

    Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents caused by natural disasters or accidents.

  21. Anonymous users2024-01-19

    Compulsory insurance is necessary, and then there is the three insurance, and there is car damage or something, according to your own situation.

  22. Anonymous users2024-01-18

    Strong insurance, three, excluding deductibles, car damage, this is the most basic.

  23. Anonymous users2024-01-17

    If you have enough insurance, it is the most suitable to not be insured! Drive carefully, generally 500,000 of the three is enough.

  24. Anonymous users2024-01-16

    Third party liability insurance, car damage, no deductible, seat insurance, this is commercial insurance. There is also compulsory traffic insurance, vehicle and vessel tax. Contact me if you need it.

  25. Anonymous users2024-01-15

    Go to your car's 4S shop to buy, and it will be convenient to repair the insurance at that time.

  26. Anonymous users2024-01-14

    Buy a basic four-plus-one and go straight to the insurance company to buy it.

  27. Anonymous users2024-01-13

    The most basic five insurances; That is, three insurance, seat insurance, car damage insurance, no deductible, vehicle and vessel tax.

  28. Anonymous users2024-01-12

    Choose the appropriate type of insurance according to your own needs and financial ability.

  29. Anonymous users2024-01-11

    Third, it is best to buy 500,000 liability insurance.

  30. Anonymous users2024-01-10

    Car insurance is very simple, just compulsory insurance and three insurance.

  31. Anonymous users2024-01-09

    Insurance is all based on need!

  32. Anonymous users2024-01-08

    Car damage insurance is the most necessary to buy, if the vehicle is scratched, you can directly go to the insurance company to make a claim, which can avoid a lot of trouble. For those who drive, safety is the most important thing, and there is no need to buy only strong insurance in order to save some money. Therefore, it is better to buy full insurance, so that no matter what happens, the insurance company will pay for it, of course, you must be careful when driving, because it is you who is injured in an accident.

  33. Anonymous users2024-01-07

    You should choose a slightly more expensive car insurance, because the more expensive the car insurance, the more items will be covered, and you will not be afraid if the car really goes wrong.

  34. Anonymous users2024-01-06

    Car insurance is divided into compulsory traffic insurance and commercial insurance, to put it simply, compulsory traffic insurance only compensates others, and the limit is low, so it needs to be supplemented by commercial insurance. In addition, there are many other types of insurance, which can be determined according to the actual situation of the individual.

  35. Anonymous users2024-01-05

    I think when choosing, it is best to choose some cost-effective car insurance, which is the most suitable for you.

  36. Anonymous users2024-01-04

    If you buy car insurance, you should buy full insurance. And it is better to have a relatively large amount of commercial insurance. At least there will be some security for this.

  37. Anonymous users2024-01-03

    Car insurance only requires four basic insurances. Compulsory traffic insurance, third-party liability insurance, car damage insurance, driver's passenger seat insurance plus one without deductible, basically these four, different forms may be in different order is different, the type of insurance is the same.

  38. Anonymous users2024-01-02

    It is best to find a big insurance company to buy both car damage insurance and commercial insurance, so that the claim settlement is faster and the service is better.

  39. Anonymous users2024-01-01

    Buying car insurance should be based on the size of the car and the purpose of the car, which is the most suitable.

  40. Anonymous users2023-12-31

    The first thing after buying a car must be to buy insurance, but what kind of insurance to buy insurance is what many car owners are struggling with. Buy more and spend more, buy less is not enough, today we will talk about car insurance.

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