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On March 6, 2020, due to the urgent use of money, I applied for a quota on the installment app, and approved 6,499 yuan. At the beginning, the installment of 3 installments, the loan amount was 6499 yuan, and the arrival was only yuan, but the interest was still charged according to 6499! A total of dollars to be repaid.
Yuan Yuan, Yuan Interest! said that 6499 yuan was good, and it arrived, not what a loan shark is, not what is the interest on cutting off the head! And!
Leaked information, at about 8:35 pm on March 7, 2020, there was a private **self-proclaimed installment easy background customer service**, who could tell my loan amount, ID number, said that due to system failure, the interest was as high as 30%, and I wanted to return the money I received. Then I said that there was only 4600 yuan for other money, and he said yes, so he returned 4600 yuan to him, and then *** couldn't be used, hit that person** shut down, I hope to solve it as soon as possible, don't harass me, adjust the interest, collect the interest, and return me to transfer 4600 yuan privately, give me an explanation as soon as possible! ”
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You must not be fooled by the installment platform!! I was going to sell it for money, but the electronic goods provided to me by your platform are 10,999 yuan,** only yuan, that is, borrowing your platform yuan for three months to repay the same amount of principal and interest, and paying interest to your platform in disguise is more than 3,000 yuan, I consulted your manual service before placing an order, but your platform staff said that you can cancel the order if you are not satisfied, and you don't say that you can cancel the order after 24 hours, fortunately**I have recorded the whole process.
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The same experience shared that there was no account in February, and in March I needed to repay the car loan and housing loan, and I found the "installment app" to borrow money, and applied yesterday afternoon, after the operation (3 months to repay the yuan, the actual arrival of the account), more than 9 o'clock this morning, there were staff members who claimed to be "installment easy app", saying that there was a problem with the system, and the interest was going to become higher (note: it was going to become higher, and it was higher than the current one!). Let me return the money in the card to place a new order, I experienced this situation for the first time, I was very excited, I don't know what to do, I told him truthfully, the money that arrived yesterday has been repaid the car loan, housing loan, the balance of the card is zero Finally, he said that he must return 2,000 yuan, otherwise he will bear the consequences of ultra-high interest.
Now just over 10 minutes have passed, and if I don't do what he says, will I have super high interest?
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Black loan shark, the first 10,000 don't need to apply, I just fell into the pit, applied for 6900, the actual arrival was more than 5000, and a total of more than 8000 had to be repaid.
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I applied successfully, and if I didn't make the payment, I couldn't get in the AQ the next day, and I was ready to call the police.
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Whether it has arrived or not is to be deceived.
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If you can put it forward, I will bring it up to 10,000.
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Don't be fooled by the installment platform!! I was going to sell it for money, but the electronic goods provided to me by the installment platform are 10,999 yuan,** only yuan, that is, to borrow the installment platform yuan for three months equal principal and interest repayment yuan, and pay interest to your platform in disguise on more than 3,000 yuan, I consulted manual service before placing an order, but the platform staff said that if you are not satisfied, you can cancel the order, and you did not say that you can cancel the order after 24 hours!! Remember!!!
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Don't be fooled, the interest is as high as 35% or more, and the repayment will be violently collected on the day of arrival.
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Apply for 6050, 4840 remaining three months to repay 6595 The money has not yet arrived, the repayment date can be one day no worse, ** installment is easy.
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This platform is extremely dark, and you are required to pay money for a quick review during the audit, and once you pay the audit fee, you will be rejected in seconds. Don't try, the boss of this company will definitely lose his children and grandchildren if he earns this kind of money!
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They use your information to say that the next payment platform is abnormal and ask you to cooperate with the refund.
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There is no specific time for how long it will take for the installment to be easy to sell, and it will generally arrive in 1 to 3 working days.
Extended information] 1. In order to meet the needs of customers for consumer credit such as home improvement, tourism, education, etc., the applicant applies for a credit card installment line from the Agricultural Bank of China, and after the approval of the Agricultural Bank of China, the consumer funds corresponding to the installment amount will be transferred to the special account of the Lefenyi, and the applicant will repay the consumer funds in installments and pay a certain amount of installment handling fee.
2. Agricultural Bank of China (Agricultural Bank of China) is a large state-owned bank under the management of the first large, founded in 1951, is one of the major comprehensive financial service providers in China.
3. The bank provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business, and its business scope also covers investment banking, management, financial leasing, life insurance and other fields. It is listed in Shanghai and Hong Kong.
4. On August 30, 2021, the 2021 semi-annual report released by the Agricultural Bank of China showed that the Agricultural Bank of China achieved operating income of 100 million yuan in the first half of 2021, a year-on-year increase; net profit attributable to shareholders of the parent company was 100 million yuan, a year-on-year increase.
5. The predecessor of the Agricultural Bank of China can be traced back to the Agricultural Cooperative Bank, which was established in 1951. Since the end of the 70s of the 20th century, the bank has successively gone through different stages of development, such as a national specialized bank, a wholly state-owned commercial bank and a state-controlled commercial bank. In January 2009, the bank was restructured into a share****.
In July 2010, the bank was listed on the Shanghai ** Stock Exchange and the Hong Kong Stock Exchange.
6. The Bank is one of the major comprehensive financial service providers in China. 1. It is committed to building a world-class commercial banking group with obvious operating characteristics, efficient and convenient services, complete functions and synergy, and outstanding value creation capabilities. With a comprehensive business portfolio, an extensive distribution network and a leading technology platform, the bank provides a wide range of corporate banking and retail banking products and services to its customers, as well as financial market business and asset management business, including investment banking, ** management, financial leasing, life insurance and other fields. As of the end of 2016, the bank had a total capital of 19.5 billion yuan, issued loans and advances of 9.7 billion yuan, absorbed deposits of 15.0 billion yuan, capital adequacy ratio, and achieved a net profit of 1.5 billion yuan.
7. As of the end of 2016, the Bank had a total of 23,682 domestic branches, including the head office, the business department of the head office, 3 franchised institutions of the head office, 37 first-level (directly subordinate) branches, 365 second-level branches (including the business departments of provincial branches), 3,506 first-level sub-branches (including the business departments of municipalities directly under the Central Government and directly subordinate branches, the business departments of second-level branches), 714 grassroots business institutions and 55 other institutions. Overseas branches include 10 overseas branches and 3 overseas representative offices. The bank has 14 major holding subsidiaries, including 9 domestic and 5 overseas.
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Generally, it will arrive on the same day.
After the one-click resale of the installment easy ** amount, the arrival speed is still relatively fast, and the arrival can be completed on the same day, and the account can be reached within half an hour if it is fast, but not all the arrival speed is very fast, and sometimes the arrival speed will be relatively slow, and some resales have been rejected for a long time, and there is also this possibility.
This kind of high-interest loan product itself is not very stable, if you encounter a shortage of funds or other external factors, then the speed of arrival will be much slower, if there is a one-click resale failure, you can also sign a contract again in the future, or there is a high probability of successful payment.
Extended information: After applying for the quota of this loan, the amount can be directly borrowed in cash, and whether the cash limit can be borrowed directly is mainly directly related to the customer's qualifications. Not all customers who have successfully applied for the cash loan limit directly, if they apply for the cash loan line that has been successfully applied, then they can be withdrawn directly to the account.
However, there are also many customers who apply for the **quota, which cannot be withdrawn directly, and needs to be resold with one click after the installment easy ** shopping, and the platform will charge 25% of the masthead interest fee after the resale, so the interest of the ** quota will be much higher than the loan amount in general.
When applying for easy installment, it is not to check the credit, so many customers who are not very good credit also have the success of the next payment, there is basically no return visit when applying for this loan**, the amount can be approved within half an hour after submitting the information, but after submitting the information, there are also a small number of customers who will hear the return visit**, if there is no result within half an hour after submitting the information, then the follow-up should pay attention to the unfamiliar return visit. At present, the amount of installment is basically between 5,000 and 15,000, and it can be repaid in installments for up to one year, and the overall requirements for customer qualifications are still relatively low.
The following is the feedback from customers who apply for installment easily:
At present, I see that the application for the next payment is basically ** amount, and it must be resold with one click before it can be finely dusted to the account, and there are still relatively few customers who directly apply for the next loan limit, I have used this loan many times, anyway, it is the ** shopping quota of the next payment, and then** one-click resale, anyway, I have not successfully applied for the loan limit. After paying off again a few days ago, the successful re-borrowing showed that the loan was being disbursed, but it was not in the account for three days, and the customer service was consulted to say that it was normal to arrive within seven days of the loan, which means that there are more customers who have applied recently, so that the patience waits for the loan in order, this loan is still very stable overall, anyway, I have used it many times and have successfully paid for it, and there has never been a routine.
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Summary. Hello, there is still a limit for easy installment, and you can withdraw it normally. If the payment is overdue on the repayment date, you need to pay it off as soon as possible.
Hello, there is still a limit for easy installment, and you can withdraw it normally. If the payment is overdue on the repayment date, you need to pay it off as soon as possible.
According to the provisions of the Redemption Installment Contract, the user who successfully applies for the installment must transfer the repayment amount for the current period to the repayment account agreed in the contract according to the date, method and amount agreed upon in the preparation and agreement.
Once the repayment exceeds the contract period, the defaulter's credit will be seriously damaged and its relationship with the lender will be affected.
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