How much does it cost to buy car insurance for a year?

eInsurance's car insurance calculator can accurately calculate the annual car insurance rate**, and you only need to enter some vehicle information to accurately report car insurance**.

The cost of compulsory insurance for new cars is differentiated according to seats, 950 yuan for less than six seats, and more than six seats.

on 1100 yuan. Compulsory traffic insurance has a joint floating mechanism. As a simple example, if the car owner did not present any incidents in the first year and did not use a claim, then there is a time to pay compulsory insurance in the second year.

A definite offer. On the contrary, if the car owner presents a lot of incidents in the first year and makes repeated claims, the car insurance cost may be increased when the car insurance is paid in the second year.

Car damage insurance is a relatively common type of car insurance, which occupies a large position in commercial insurance. Its main function is to ensure that the loss of vehicles is reduced in the event of a traffic accident. There are two forms of car damage insurance:

One is fully insured and the other is underinsured. Depending on the cost of insurance, the amount of compensation paid at the time of claim is also different.

Three-liability insurance is also what we generally call third-party liability insurance, which is the main compensation for the comparison of compulsory liability insurance, expanding the degree of guarantee and the scale of claims. There are multiple levels of insurance for three liability insurance, and in general, three responsibilities.

The insurance can be divided into 7 levels, in order of 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan and 1 million yuan. As.

If the car owner has a greater need for this aspect, then he can choose to insure a little more.

This depends on factors such as the vehicle model, driving age, insurance situation, the type of insurance that needs to be purchased, and whether the vehicle is transferred.

To purchase car insurance, please provide your driving license and previous year's policy to give you**.

Car insurance is about your car, and it's about the protection you want.

Ping An provides you with professional services.

There are too many aspects involved to give you **.

The model, the willingness and the use are all related.

Hello, according to the car type, seat and exhaust capacity, as well as the amount of coverage, determine how much the premium is.

It depends on the amount of insurance you have purchased** and the type of insurance you have.

Auto insurance is divided into compulsory traffic and commercial, with compulsory traffic depending on the model, and commercial insurance depending on the model and category.

It depends on the price of the car and the type of insurance to calculate how much it is.

The first look at the model, the second look at the type of insurance, the third look at the purchase price, the fourth look at whether it is a new insurance or a renewed insurance, and the fifth look at whether there is any insurance. According to these items, it can be calculated approximately**.

It depends on which types of insurance you insure to calculate**.

In this way, it depends on your car type and what type of insurance you want to insure, and the amount.

What city is your car in?

It depends on what kind of car it is, how many years it is.

It depends on the year you pay the fee.

1.Compulsory traffic insurance.

Compulsory traffic insurance is a type of car insurance that is clearly stipulated by law. The premium of compulsory traffic insurance is generally 1,000 yuan per year.

2.Third Party Liability Insurance.

Whether it is a new car or an old car, this car insurance is also a must-buy car insurance type, and it is recommended to set the insurance amount between 20-500,000 yuan when purchasing.

3.Car damage insurance.

Car damage insurance mainly protects the risk of vehicle loss, and it is a type of insurance with a higher utility rate in car insurance, because regardless of driving skills, damage to the vehicle will inevitably occur during use, and car damage insurance can bear this part of the risk.

4.Deductible liability insurance is not included.

If you do not purchase deductible liability insurance, then after the vehicle is insured, the insurance company has 5%-20% of the insured amount can not be paid, and this kind of situation will not occur after purchasing deductible liability insurance. Liability insurance excluding deductibles is also a prerequisite for 100% coverage of car damage insurance and third party liability insurance.

Compulsory traffic insurance, third-party liability insurance, car damage insurance and deductible insurance are the types of insurance that must be purchased for car insurance, whether it is a new car, an old car, or a second-hand car, it is recommended to buy the above four car insurance.

How much is the required type of car insurance?

So how much do the above four types of car insurance cost? Here are the four must-buy car insurance coverages**.

1.Compulsory traffic insurance: 950 yuan.

2.Vehicle Damage Insurance: Vehicle Price*

3.Third Party Liability Insurance: Determined according to the amount insured (50,000:

666 yuan; 100,000: 961 yuan; 150,000: 1,097 yuan; 200,000:

1191 yuan; 300,000: 1,345 yuan; 500,000: 1,614 yuan; 1 million:

2102 yuan).

4.Excluding deductible insurance: (vehicle damage insurance + third-party liability insurance) * Other theft insurance, glass insurance, scratch insurance, seat insurance, etc. are basically hundreds of dollars in premiums. The first year of the new car commercial insurance is 95% off, and the discount will vary according to the size of the insurance situation in the future.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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Good afternoon, private car insurance costs around 2000 to 8000. [

1. Compulsory traffic insurance, which is a car insurance that must be insured by the state, is fixed in the first year of car insurance, which is 960 yuan, which is the basic insurance of the vehicle, without this basic insurance, the vehicle is not allowed to drive on the road.

2. Commercial insurance. Mainly: car damage insurance, that is, the vehicle accident damage is responsible for the repair of the car insurance, it is determined by the value of the motor vehicle insurance, the amount of insurance is the value of the motor vehicle, the higher the value, the higher the premium. This item generally costs about 1,000 yuan.

Questions. The most basic insurance for an Audi A4L car for a year is a lot.

Okay, boss, right away for you! [

The annual premium is about 5000-7000.

Questions. Okay thank you.

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You are also welcome to pay attention to me, and I will answer financial questions such as **, banking, and insurance in the Baijia column. [ Wenqutang financial research is deep in the distance - I wish you happiness every day! ] [ Smile].

Answer: Hello, car insurance is about 4,000 yuan a year. As long as you spend 4,000 yuan per year, you can not only buy peace of mind and protection, but also reduce your losses after a traffic accident, so it seems that buying car insurance is very cost-effective. Therefore, it is recommended that the majority of friends try to buy as many kinds of car insurance as possible, and the benefit will be yourself.

First of all, car insurance is divided into commercial insurance and compulsory insurance, compulsory insurance is mandatory by the state, and commercial insurance can be purchased according to your own needs. The first year of compulsory traffic insurance for a new car with less than 6 seats is 950 yuan, and the next year will be adjusted according to the accident situation in previous years.

Secondly, if there is no responsible road traffic accident in the previous year, the cost of compulsory traffic insurance will be reduced by 10%. If there has been no responsible road traffic accident in the previous two years, the cost will be reduced by 20 per cent. There were no road accidents in three or more years, and the cost was reduced by 30%.

If there is one responsible road traffic accident in the previous year, but it does not involve death, the cost of compulsory traffic insurance remains unchanged. If there are two or more road traffic accidents in the previous year, the fee will be increased by 10%.

10. And these 3 are not counted as deductible of more than 50 yuan.

Summary. Hello dear! 1. Compulsory traffic insurance 950 yuan (must be purchased); 2. The car damage insurance is almost 1,000 yuan; 3. The third-party liability insurance can cover 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan; 4. More than 300 theft insurance; 5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan; 6. The above items add up to 400 yuan without deductibles; 7. Spontaneous combustion insurance 50 yuan; 8. If the glass is damaged separately, it will be calculated as 100 yuan for domestic glass; 9. Scratch insurance 300 yuan; 10. And these 3 are not counted as deductible of more than 50 yuan.

To sum up, a total of about 4,000 yuan.

How much does car insurance cost for a year.

Dear, hello, 3000-4000 yuan a year.

Hello dear! 1. Compulsory traffic insurance 950 yuan (must be purchased); 2. The car damage insurance is almost 1,000 yuan; 3. The third-party liability insurance can cover 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan; 4. More than 300 theft insurance; 5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan; 6. The above items add up to 400 yuan without deductibles; 7. Spontaneous combustion insurance 50 yuan; 8. If the glass is damaged separately, it will be calculated as 100 yuan for domestic glass; 9. Scratch insurance 300 yuan; 10. And these 3 are not counted as deductible of more than 50 yuan. To sum up, a total of about 4,000 yuan.

When it comes to accompanying the car insurance, I believe the car owners are familiar with it. Car insurance is an item that must be consumed after buying a car, and it is also a helper to protect the rights and interests of car owners. I need to buy it every year, so how much is a year's worth of car insurance? Let's find out together.

There are two main types of car insurance, compulsory insurance and commercial insurance. Compulsory traffic insurance is the first compulsory insurance system implemented by national law in China. The premium shall be subject to the national uniform fee standard stipulated by the state.

950 yuan per year for a family car with less than 6 seats, and 1,100 yuan per year for a car with more than 6 seats. Discounts are available if you buy a non-hazardous vehicle next year.

Commercial insurance is an effective guarantee to protect cars and people in the event of an accident. Commercial insurance can be divided into main insurance and additional insurance. The main types of insurance include vehicle loss insurance, third-party liability insurance, vehicle personnel liability insurance, and vehicle theft rescue.

There are also many additional insurances, such as glass insurance, scratch insurance, wading insurance, spontaneous combustion insurance, and deductible insurance.

How much is car insurance for a year? It also depends on which commercial insurance the individual has purchased, and choose different insurance channels to purchase insurance. Car insurance** is not the same. Generally, for a car of about 200,000 yuan, the annual insurance amount is about 5,000 yuan.

Millions of car purchase subsidies.

When buying a car, you must buy insurance, and the insurance you need to buy is different for each model. How much is car insurance a year? I can only provide you with a reference for this question, because some car insurance plans are optional and depend on the individual's needs to buy.

Unlike most critical illness insurance and life insurance, car insurance covers 20 to 30 years or even for life, and its coverage period is generally quite short, one year. How much car insurance do you typically pay in a year? To know how much car insurance costs for a year, car owners need to know the general situation of car insurance:

Car insurance can be divided into basic and add-on. Among them, the basic insurance includes third-party liability insurance, car damage insurance, vehicle occupant liability insurance and car theft rescue; Additional insurance includes glass breakage insurance, spontaneous combustion loss insurance, and special insurance without compensation. In addition, compulsory traffic insurance can also be regarded as third-party liability insurance in a broad sense, which is a compulsory insurance type and must be purchased by the car owner.

To see how much car insurance you have to pay in a year, the first thing to do is to see which type of car insurance you choose. Premiums vary by car insurance type**. However, the premium for the first year of compulsory liability insurance is almost fixed, and the state uniformly stipulates it.

The compulsory insurance fee for private cars with less than 6 seats is 950 yuan, and the compulsory insurance fee for private cars with more than 6 seats is 1,100 yuan. From the second year onwards, the cost of compulsory liability insurance will fluctuate with the number of accident records of the car owner in the previous year, and the premium of compulsory liability insurance can be good or bad.

If you want comprehensive insurance, in addition to compulsory traffic insurance, you will generally invest in several main insurances, mainly vehicle loss insurance, third-party liability insurance, burglary insurance, and vehicle personnel liability insurance. How much does it usually cost to buy car insurance for a year? Damage insurance is generally calculated based on the purchase of a new vehicle**.

Taking 100,000 units as an example, the ** of car damage insurance is about 1,500 yuan. The premium** of third liability insurance depends on the amount of coverage selected by the car owner and ranges from $50,000 to $1,000,000. It is recommended to choose the third liability insurance with an insurance amount of 20-500,000 yuan, and the cost will be more than 1,000 yuan.

The cost of compulsory traffic insurance will be linked to the vehicle's liability for road traffic accidents. If there is no liability road traffic accident in the previous year, the cost of compulsory traffic insurance will be reduced by the first 10%; If there are no responsible road traffic accidents in the last two years, the cost of compulsory traffic insurance will be reduced by 20%; If there has been no responsible road traffic accident in the last three years or more, the cost of compulsory traffic insurance will be reduced by 30%; If there is a responsible road traffic accident in the previous year, but the number of gods and deaths are not involved, the cost of compulsory traffic insurance will be increased by 0%; If there are two or more responsible road traffic accidents in the previous year, the traffic insurance premium is **10%, and if there is a responsible road traffic fatality accident in the previous year, the traffic insurance premium is **30%.

Millions of car purchase subsidies.

Car insurance is generally 4,000 yuan a year, and the cost of specific insurance types is also different.

1. Compulsory traffic insurance 950 yuan (must be purchased);

2. The car damage insurance is almost 1,000 yuan;

3. The third-party liability insurance can cover 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan;

4. More than 300 theft insurance;

5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan;

6. The above items add up to 400 yuan without deductibles;

7. Spontaneous combustion insurance 50 yuan;

8. If the glass is damaged separately, it will be calculated as 100 yuan for domestic glass;

9. Scratch insurance 300 yuan;

10. And these 3 are not counted as deductible of more than 50 yuan.

1. Scope of exemption and non-compensation of compulsory traffic insurance.

1. Personal injury and property loss caused by the victim's intentional behavior, such as suicide, self-harm, porcelain bumping, etc.;

2. The insured vehicle personnel and the insured as specified in paragraph 3 of the Regulations on Compulsory Insurance of Traffic Accident Liability;

3. Arbitration or litigation fees and other related expenses caused by traffic accidents;

4. Indirect losses, such as the impairment of the value of the vehicle due to a collision.

2. Compulsory traffic insurance receives reports and accepts claims.

1. After receiving a report from the insured or the victim, the insured or victim shall inquire about the relevant situation and immediately inform the insured or victim of the specific compensation procedures and other relevant matters.

If the person involved ** or the party involved in the accident is not insured, the party involved in the accident should be reminded to report to the local traffic management department immediately.

2. The insurer shall make a detailed record of the report and file it for management in a unified manner.

3. If a traffic accident occurs in the insured motor vehicle, the insured shall apply to the insurer for compensation for insurance money.

The insurer shall, within one working day from the date of receipt of the compensation application, inform the insured in writing of the certificates and materials related to the compensation that need to be provided to the insurance company in the form of a claim notice. The insurer shall, within 5 working days from the date of receipt of the certificate and materials provided by the insured, make an assessment of whether it is an insurance liability and notify the insured of the result; If it does not belong to the insurance liability, the reasons shall be explained in writing; For those who are liable for insurance, the insurance money shall be compensated within 10 working days after the compensation agreement is reached with the insured.