How much is car insurance commercial insurance a year, and how much is car insurance commercial insu

Hello, how much car insurance costs a year depends on the type of car insurance you insure.

Car insurance is divided into compulsory traffic insurance and commercial insurance. Compulsory liability insurance is a compulsory insurance that must be purchased. The premium of compulsory traffic insurance for ordinary private cars in the first year is 950 yuan, and if there is no insurance in the first year, the compulsory insurance in the second year will be reduced by 10%.

Commercial auto insurance is divided into main insurance and additional insurance, and the main insurance mainly includes third-party liability insurance, car damage insurance, theft insurance and vehicle personnel liability insurance. Additional insurances include scratch insurance, wading insurance, spontaneous combustion insurance and no deductible.

If you want to be fully protected, in addition to compulsory insurance, you will generally insure several main insurances, and then add several additional insurances according to individual circumstances, and the premiums of these types of insurance together are about 5000-7000 a year.

Hope mine is helpful to you.

Auto insurance is divided into two categories: compulsory traffic insurance and commercial insurance

For private cars with less than 6 seats, the compulsory insurance premium for the first year is 950, and if you have not been insured for two consecutive years, then the compulsory insurance will become 760.

Commercial insurance includes: car damage, three, people on the car, theft (the above four belong to the basic insurance), glass breakage insurance, scratches, and deductibles for each item (the latter items are additional insurance), the previous ones are more long-term, and there are some non-permanent insurance, natural insurance, tire damage insurance, wading insurance, and new equipment insurance.

With a car of about 180,000 yuan, it is generally only insured for car damage, three, people on board, theft (glass can also be added) and deductible.

For example, the new car is a car of 180,000 yuan, the purchase time is 2015-08-20, the insurance start date is 2015-08-22, and the approved passenger capacity is 5 people

Car damage: the insured amount is 180,000 yuan, and the premium is yuan.

Three: the sum insured is 100,000 yuan, and the premium is yuan.

Seat insurance for people on the bus: the insurance amount per person is 10,000 yuan, and the premium is 105 yuan.

Robbery: The insured amount is 180,000 yuan, and the premium is yuan.

Scratch: The sum insured is 2000 yuan, and the premium is 280 yuan.

Glass (domestic), premium 252 yuan.

Total excluding deductible: RMB.

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Hello. How much does the car cost?

Question: How much does it cost to buy a commercial insurance for a second-hand car of about 30,000 yuan, and the answer to the car commercial insurance includes many types of insurance, so the specific ** needs to see what car insurance the owner chooses, as well as the amount of car insurance to choose, generally speaking, a year's commercial car insurance is about 2000-5000 yuan, depending on your choice.

The price of insurance in terms of third-party liability is explained in great detail, and the price of insurance is also corresponding to the amount of insurance we choose, such as the premium for families using less than six seats is 1721 yuan, and the premium for cars between six and ten seats is 1507 yuan. The situation of the car is different, and it is also different in terms of premiums.

There are several levels of car insurance commercial insurance, ranging from more than 1,000 yuan to several thousand, with different insurance amounts.

The first year of compulsory traffic insurance for family self-use cars below the seat is 950 yuan;

The first year of compulsory traffic insurance for a 10-seater family car is 1,100 yuan;

The first year of compulsory traffic insurance** is 1,000 yuan for non-business vehicles of enterprises below the seat;

The cost of compulsory traffic insurance for the first year of the 10-seater enterprise non-business car is 1,130 yuan;

According to the provisions of compulsory traffic insurance, only motor vehicle owners who have not had a liability traffic accident in the previous year's driving record, or who have no liability traffic accidents, can enjoy a 10% reduction in the compulsory traffic insurance rate. If there is no traffic accident for two consecutive years, the rate can be reduced by 20%, and the maximum reduction for three consecutive years or more without traffic accidents is 30%.

It should be noted that, in order to reflect the principle of "rewarding the good and punishing the inferior", the compulsory traffic insurance implements a floating rate system, and the first insurance or a traffic accident (no death) in the previous year will be based on the benchmark premium; If there are 2 or more traffic accidents (no fatalities) in the previous year, the fee will be increased by 10%; In the event of a traffic fatality in the previous year, a 30% increase will be charged.

How to buy compulsory traffic insurance?

1. Buy compulsory traffic insurance at the car shop.

When people buy a car, they can directly buy the compulsory insurance of the car, like a large qualified car shop, people can buy the car at the same time as the purchase of the car, so that people can save people from running around to buy insurance.

2. Purchase through the service staff of the insurance company.

So, where to pay the compulsory car insurance, is there any other way? When buying compulsory traffic insurance for the car, we generally buy it through the service staff of the insurance company, which is the most commonly used one, so that when handling the insurance business, people can ask the service staff of the insurance company carefully what we want to know, and if there are some problems, the staff who handle the insurance business will also solve it for us in a timely manner.

3. Purchase compulsory traffic insurance on the insurance company's **.

Buying compulsory insurance on the insurance company's ** is the latest way to buy insurance, and it is also the best answer to where to pay compulsory insurance for automobiles. Although there are not too many people who use it now, but through the Internet purchase can allow people to buy the insurance they need without leaving home, and as long as people enter the relevant information on the Internet, people can easily know the cost of the various insurance we have purchased. There will also be certain discounts when purchasing commercial insurance.

Summary. Taking PICC as an example, the latest ** details of 2022 PICC car insurance 1, compulsory traffic insurance: the first year:

5 blocks 950 yuan, 6-8 seats 1100 yuan second year: 5 blocks 855 yuan, 6-8 blocks 990 yuan third year: 5 blocks 760 yuan, 6-8 blocks 880 yuan fourth year:

5 blocks 665 yuan, 6-8 blocks 770 yuan The fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more premiums, related to insurance, insurance, transfer, any one of them changes, then the premium will also change. 2. Commercial auto insurance:

For new car insurance, if you choose the insurance amount of the three insurance 2 million + car damage insurance 10,000 + the seat insurance of the people on the car 10,000: the third party liability insurance: 2 million the insurance amount, ** is the yuan car damage insurance:

175498.6 yuan sum insured, ** is 23707 yuan on-board personnel liability insurance (driver):

10,000 sum insured, ** is 2127 yuan on-board personnel liability insurance (passengers): 10,000 * 4 insurance amount, ** is 53

99 yuan. Hello, commercial insurance car insurance is different for different companies and different types of insurance**, 4000-6000 a year.

Taking PICC as an example, the latest ** details of PICC car insurance in 2022 1, compulsory traffic insurance: 950 yuan for 5 seats in the first year, 1100 yuan for 6-8 seats in the second year:

5 seats 855 yuan, 6-8 seats 990 yuan third year: 5 seats 760 yuan, 6-8 seats 880 yuan fourth year: 5 blocks 665 yuan, 6-8 seats 770 yuan fifth year:

5 seats 665 yuan, 6-8 seats 770 yuan above the premium, and the insurance, out of insurance, transfer has a smile relationship, any one of them changes, then the premium will also change. 2. Commercial car insurance: new leather car insurance, choose the three insurance coverage amount of 2 million + car damage insurance 10,000 + car seat insurance 10,000 yuan

Third-party liability insurance: 2 million insured, ** is yuan car damage insurance: 175498

6 yuan sum insured, ** is 23707 yuan on-board personnel liability insurance (driver): 10,000 insurance amount, ** is 21

27 yuan on-board personnel liability insurance (passengers): 10,000 * 4 insurance amount, ** is 5399 yuan.

Auto insurance is divided into compulsory motor vehicle traffic accident liability insurance (compulsory traffic insurance) and commercial insurance. Compulsory traffic insurance is mandatory by the state, while commercial insurance is voluntary. Commercial insurance is divided into main insurance and additional insurance.

The main insurances are: third party liability insurance, motor vehicle loss insurance, motor vehicle theft insurance, and vehicle personnel liability insurance. Riders are:

Spontaneous combustion insurance for motor vehicles, separate glass breakage insurance, scratch insurance for the body, special agreement clauses without deductibles, special loss insurance for motor vehicles, etc. There is no fixed ** for commercial insurance, it depends on how you combine it. Generally speaking, if an ordinary car is fully insured, more than 2,000 to 5,000 is enough.

How much commercial insurance pays a year is related to family income, the higher the income, the higher the amount of insurance, and the higher the natural premium. In the insurance industry, there is a double ten principle: the sum insured should be 10 times the annual income, and the premium should be 10% of the annual income.

After many people buy a car, they often have such doubts when applying for commercial car insurance, that is, generally speaking, how much is commercial car insurance a year, many people learn about some questions about commercial car insurance through the salesman of the insurance company, but for how much a year, the salesman of different insurance companies can be said to be basically not the same, but generally speaking, within 3000 to 5000 yuan.

Article 2 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the Road Traffic Safety Law of the People's Republic of China.

How much is vehicle insurance a year? China's car insurance mainly includes compulsory traffic insurance and commercial car insurance, generally speaking, a domestic car of 100,000 yuan, a year premium of about 3,700 yuan.

How much is the annual amount of commercial car insurance as follows: car insurance needs to be determined according to the type of insurance and the proportion of the car owner, and the amount paid in a year is generally as follows: 1. The compulsory traffic insurance is generally 950 yuan, but it follows the floating rate mechanism, and the minimum can be reduced by 30%; 2. The glass alone is determined by distinguishing between imported and domestic; 3. The liability insurance of the personnel on the vehicle is determined by the maximum compensation limit of each person on the vehicle; 4. Excluding deductible insurance, it is generally a fixed rate; 5. The car damage insurance is determined by the sum of the fixed premium and the model ratio fee; 6. The three insurances are determined by the amount of insurance; 7. Theft insurance is determined by the vehicle model rate cost; 8. Scratch insurance is determined by insurance value; Principles of Vehicle Insurance Purchase:

Priority to purchase sufficient third-party liability insurance, driver-passenger seat liability insurance, and deductible insurance for vehicle damage insurance; When purchasing other types of insurance (theft insurance, glass, spontaneous combustion, scratch insurance) according to your own needs.

Summary. Hello dear, it is a pleasure to serve you <>

Commercial insurance car insurance a year: 1,500 yuan of domestic car insurance of about 100,000 yuan car insurance how much a year, generally 100,000 yuan car should be insured with four most basic types of insurance: third-party liability insurance (100,000), car damage insurance, accident insurance and deductible insurance.

The premium will be different in each city, ignoring this difference for the time being, taking a medium-sized city as an example, a car insurance of 100,000 yuan will cost about 3,700 yuan a year.

How much is commercial insurance car insurance a year.

Hello dear, it is a pleasure to serve you <>

Commercial insurance car insurance a year: 1,500 yuan of domestic car insurance of about 100,000 yuan car insurance a year before the letter money, generally 100,000 yuan car should be insured four most basic types of insurance: third-party liability insurance (100,000), car damage insurance Tempe, car personnel accident insurance and deductible insurance.

The premium in each city will be different from Huifeng, ignoring this difference for the time being, taking a medium-sized city as an example, a car insurance of 100,000 yuan will cost about 3,700 yuan a year.

Lack of information for expansion: and about 200,000 high-end people's cars, should be insured vehicle scratch insurance and glass breakage insurance, as for theft insurance, it should be selected according to the local situation, not counted here for the time being, so it takes about 4,500 yuan a year. For high-end cars of about 500,000 yuan, it is recommended to purchase additional theft insurance, which requires an annual consumption of nearly 7,000 yuan.

The calculation of how much money is for these car insurance in a year is for new cars, different years of cars, there will be different rate standards, generally with the increase of the age of the car, the premium will increase accordingly, here will not be repeated.