Question: Do students spend more than 1,000 yuan per month?

It is necessary to analyze specific problems on a case-by-case basis.

You have to see whether you are a middle school student or a college student, a junior high school student or a high school student, if you are a college student, 1000 yuan per month is not enough, if you are a high school student and not in a developed city, it should be fine.

Not much, not even enough in first-tier cities, after all, 30 yuan a day for food is difficult to eat in first-tier cities, 900 a month, don't take a bath, don't go online, don't play **, don't get sick and have a cold and fever, these all cost money, and girls also have cosmetics and toilet paper needs, which are more expensive.

It depends on whether you are in college or middle or high school, and it also depends on the price of the school, which is generally not much.

It's just enough, only eating, not buying clothes, going out to eat less and socializing, 1500 a month for college students is enough.

Breakfast: noodles, buns, dumplings, etc., a meal is calculated at 9 yuan. Lunch:

Two meat and two vegetables are calculated according to the yuan. Dinner: One meat and one vegetarian dish is calculated according to the yuan.

Then at least 30 yuan a day, and this does not include the money for buying fruits, snacks. Over the course of a month, just eating is 900 yuan. If you always have to go out for a delicious meal on the weekend, or go out with your classmates, then you can preset 200 yuan a month for weekend outings.

There are always a few days a month when you want to eat some fruits, snacks, and drinks, which cost about 100 yuan. Now life is inseparable from mobile phones, there is a mobile phone to contact, and classmates, teachers and families to communicate and chat, then there is no need to pay phone bills, a preset of 100 yuan a month. If you live in the dormitory, you need electricity and water, and the electricity bill for the dormitory and the water fee for bathing are 100 yuan a month.

In the process of learning, it is always necessary to use some information books, notebooks, pens, etc., and for these school supplies and other miscellaneous items, the preset is 100 yuan a month.

In this way, you need at least 1,500 yuan a month, and this is not counting the money for buying clothes.

According to the living standards of Beijing, Shanghai, Guangzhou and Shenzhen, 1,500 yuan a month is enough. Calculate the food cost of a day is 7 yuan for breakfast, 30 yuan for lunch + dinner, a total of 37 yuan. 30 * 37 yuan a month = 1110 yuan, then there is still 390 yuan of pocket money left.

You may also have to pay monthly mobile phone bills, dormitory utility bills, and internet bills. Basically, 1500 yuan is enough. Even if the child is in a city with relatively high consumption in Shenzhen, it is still given so much, and the child also says that it is enough.

It's enough, 1500 a month for college students is a lot, it's enough to spend.

The living expenses of 3,000 yuan a month for college students are okay if they are in first-tier cities, but they can only be said to be at a normal level, which is not a lot, because the prices in big cities are relatively expensive, but the basic living security still needs to be satisfied.

Many people feel that they can spend their money freely when they go to college.

College students should have some of their own finances**.

GreatStudents also do not have any financial skills.

College students don't expect you to earn a lot of money, but you must learn how to spend it, and don't make your family too sad because of your own comparison mentality.

It's not much at all in Beijing, and it's not even enough. However, it is good in other places and can be saved. In Hubei and Shandong, 1800 is enough, not even 2000.

Like me, I am in Haikou City, Hainan Province, and my living expenses are 3,000 a month, almost 1,800 per month, and 1,200 are saved.

Some people will ask such a question, is the living expenses of 3,000 yuan a month for college students too much, and I personally think that the living expenses of 3,000 yuan are very high, because now an ordinary worker's salary is about 4,500 yuan, so the living expenses of 3,000 yuan for college students are very high.

I think it's a lot. Even in big cities like Beijing, Shanghai and Guangzhou, there is no need for 3,000 living expenses, after all, some parents may only have a monthly income of about 5,000 yuan.

It's already a lot, and many college students' monthly living expenses are only a little more than 1,000, and more than 3,000 are already local tyrant-level figures.

That's a lot. My monthly living expenses are 1,000 yuan, and after deducting food expenses, there is 200 yuan left, and I will use this money to buy some study materials or new clothes.

This is really a lot, some people's salaries are only three or four thousand, and your living expenses have to catch up with other people's monthly wages, isn't that much? What's more, there is not much money to spend at school, and the meals in the cafeteria are relatively cheap, so you don't need a few dollars.

There are only 1,000 dollars of investment to choose from investing in financial management, which is also a good choice, the details are as follows:

1. The first step in investment and financial management is to set a financial goal, to determine how much money you can save in a month, what kind of products you choose, what is the expected goal, and how much you can add up.

2. The second step of 1,000 yuan investment and financial management is to deposit and save, and deposit a fixed amount of money every month to strengthen the liquidity of funds.

3. The third step of 1,000 yuan of investment and financial management is to purchase insurance, which can be reasonably matched according to the 1234 rule of financial management and purchase insurance products according to the "rule of eleven".

4. The fourth step of 1,000 yuan investment and financial management is Xu Ze's Internet finance and information disclosure.

Extended Materials: Investment Varieties.

1. Real estate. Many people invest in real estate, and a family buys n suites waiting for appreciation.

2. Bonds. Bonds include treasury bonds, financial bonds, and corporate bonds. This is lower than **, but the return is also low.

Compound interest can be selected to calculate interest. Treasury bonds are not available to many people, and they are known for their good reputation, good interest rates, and low risk"Gilts"。The risk of financial bonds is relatively high, and the company's bonds have the greatest risk and the highest returns.

3、**。China's ** fell from more than 6,000 in 2008 to more than 2,000 in 2011, and the economy is growing without rising, PetroChina is so good that its ** is not good, Buffett is from PetroChina after earning 3.5 billion US dollars after a gorgeous exit. Some people say that China's ** is very similar to Japan's, and it will never be able to rise to a high point again, and it will only continue to hover around 3000.

It may have something to do with China's most powerful power. It is also related to the psychology of the Chinese people who are afraid of things.

4、***。It has been relatively hot in recent years. "Troubled times buy gold"In the case of the financial crisis, the European debt crisis, too many unstable factors in the world, and China's inflation is relatively strong, many people have turned to the world's common and stable value of materials.

There are many ** products of the bank, such as **bars, paper**, **t+d. Many people also do overseas ** through some channels, but it is likely to encounter black platforms, and the money is taken away by the companies that make the platform. The only trading institution recognized in China is the Shanghai Exchange.

5、**。** Refers to a certain amount of funds that are set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. What people usually refer to as ** mainly refers to ** investment **.

6. Short-term wealth management products of banks. For a few days, a few days, and a few months, the annualized expected return is about 5%. But it is"Annualized"。It is more suitable for companies or individuals with a large amount of spare funds in the short term.

7. Trust. At least 1 million, suitable for those who are relatively wealthy.

8. Collection of coins and antiques. There is a certain amount of income, but it may be for a long time, and the income is not guaranteed.

9. Private lending. At present, there are some institutions that do private lending, and the income may be around 5%.

Short-term investment refers to investment that can be realized at any time and is not prepared to be held for more than 1 year (including 1 year), including **, bonds, **, etc.

According to the local living consumption level, the monthly living expenses of college students are about 1,500 yuan.

1.The main expenses of college students are: food, clothing and transportation.

Breakfast, lunch and dinner, buy fruits, drinks and snacks: 5 + 10 + 10 + 10 = 35, 35 30 = 1050;

Recreational activities such as dinner with classmates every week, about 150, once a month;

Telephone bills, Internet bills, electricity bills, water cards, bus cards, 100 per month;

Buying clothes, shoes, cosmetics, skin care products, and daily necessities averages almost 200 per month;

Total 1050 + 150 100 200 1500.

2.According to the average ecological consumption of each city in the figure below, 1500 is the average consumption of various places, so it is more appropriate to give 1,005 to the balance, and it can also be adjusted according to the consumption level of the region and the price of the school.

3.For college students with better family conditions, it is recommended to give them more adequate living expenses on the basis of the consumption level in various places, so that children can not live too poorly in college, but at the same time, they should not be too high in the consumption level of various places, and develop the habit of spending lavishly.

For students with poor family conditions, they can increase their income, reduce their family burden, and exercise their abilities by striving for scholarships, work-study, etc.

I think that as long as you have a plan to arrange your life, it should be enough. The cost of living can be more or less, that is, if you say different living expenses, then of course your living standards are also different. This is not fixed, and some students have about 1,000 yuan to be the first to dismantle.

It's enough for me, but I don't know if the consumption in the place where your university is located is high, and the consumption in the city where my university is located is quietly scumbag and about the third or fourth line, so it is enough for me. If your university is located in a first- or second-tier city, then I think 1500 is a bit choked, and it may only be able to survive for me.

Enough, there should be left.

First of all, I think it varies from person to person, because everyone's lifestyle, consumption level is different, and of course the family environment is also different. For most people, a month's living expenses not only include food, daily necessities, phone bills, and the money needed to go out with friends every day, but also the water and electricity bills of the dormitory, which are all included in the living expenses of the fighter.

So I think 1000 yuan a month is the basis for ensuring college life, if you still want to make friends and entertain, of course, this is far from enough, if the family can not meet our additional needs, don't complain, after all, each parent has limited ability, we can do some paid things in college to earn pocket money, in the process we should also pay attention to the prevention of fraud, do not be greedy for cheap, often simple people are more Rong Shiliang is easy to be deceived, only rely on their own down-to-earth to do a good job, will make university life more fulfilling.

The province is sufficient, but it is very tight.

Hello! I am a college student, I live in Guangzhou, the school is in Zhaoqing, although Zhaoqing is not a first-tier city, but the cost of the school is not a lot! I'll talk about my basic expenses all day long.

Breakfast: It is generally rice noodles and a cup of soy milk, and I only eat fast intestines, so the general phone bill is 6 yuan in the morning. Lunch:

School canteens are generally 12-15 yuan. Dinner: about 12-15 yuan at noon.

There is a charge for bathing (hot water), and I usually have to wash for one dollar at a time (two yuan in winter). Electricity bill, the electricity cost of air conditioning in summer will be more expensive, 70-100 yuan a month (one person), an average of 3 yuan a day. The basic cost of a day is already 6+ yuan, 30 * 37 = 1110 yuan a month.

Fixed monthly fee (I am a female student) sanitary napkins, paper towels, phone bills (50), campus network fees (depending on personal needs, mine 50 per month), drinking water (depending on the individual, we buy barrels in the dormitory, 15 yuan a barrel, about two barrels a month, that is, 10 yuan) including lifting, toiletries (I buy it once every two months, about 60-70 yuan a month) These are added: 60 + 20 + 50 + 50 + 10 + 65 = 255 yuan, currently 1110 + 255 = per month1365 yuan. Occasional illness, eating fruits every week to supplement vitamins, organizing gatherings, club gatherings, dormitory gatherings, friends' birthdays, buying clothes and cosmetics, etc., is 300 yuan a month, which is 1665 yuan.

These are calculated by me according to the algorithm that a girl who doesn't drink milk tea, doesn't eat snacks, doesn't chase stars, and won't go home every month (the ticket talks about money), and I'm still in a third-tier (fourth-tier) city. If it is a first-tier city, it may be more expensive. So I think 2,000 dollars a month is more reasonable.

Fee calculation.

You are a student, and if you save money a month, 1,000 yuan is basically enough.

The monthly cost of a student is not the same, depending on the individual's level of consumption and the family's financial situation, so everyone's spending is not consistent.