Is it a good deal or a worthwhile purchase?

It should be said that it is very cost-effective, not necessarily what you must want now. And it's worth it. Probably just what you need.

So sometimes, when shopping, to do subtraction, not to use, in the near future, for the family dispensable things, even if he is very cost-effective, do not buy a large number of tun, especially during the holidays, look at the cheap shot, feel that this is quite cost-effective, in fact, it is a waste, because you buy things you don't need to put there, fierce battles, space, and, waste of money, because such activities, anytime and anywhere, not necessarily, what you buy is the most cost-effective. It's just that people have a kind of psychology of taking advantage of it, so only when you feel that this thing is worth it now, don't buy it, and regret it if you miss it, you should be decisive at this time. There is no hesitation in buying, buying, buying, so shopping is also a science.

Shopping is a kind of art transfer, and it also represents a mood. Of course, if you are a local tyrant. You can buy it, throw it away, or give it away without even opening it.

Then I'll have nothing more to say.

**Cheap things, or, you need to spend time to find, to identify, that is, to use time and energy to make up**;

Either you need to pay a certain risk for it (quality assurance, etc.);

Either it has a short lifespan (which may not be cost-effective in the long run).

Therefore, the total cost of something cheap is not necessarily low, but it is just to make up for the money saved in other aspects.

Buying more expensive things is actually spending money to buy something that is easy, convenient and reassuring.

Both cheap and expensive are relative.

I suggest that, within your financial affordability, choose one that is close to the upper limit.

This can reduce the cost of time, energy, risk, replacement and so on.

Money is the least valuable thing. Time, energy, and mood are much more important than money.

By the way, one of my methods:

I'm generally like this, when I want to buy a product that I need:

Consider how long the product will last;

Pick the upper limit that you can afford within the ** range;

Calculate the cost spread out on a daily basis;

Compare this cost with psychological criteria.

If you think the cost is OK, just buy it.

If the cost is still too high, go down to the next level.

Specifically: How long will my love for this thing last?

How long does this thing last?

What is the necessary replacement period for this thing?

Among the above 3 questions, the shortest cycle is the time limit of the product.

So, what are psychological standards?

For example, if you earn 10k a month, have a fixed monthly expenditure of 6k, and plan to save 1k a month, then your monthly disposable income is 3k. That's 100 pieces per day.

Then, if you plan to buy a **10K MBA within half a year, then you need to save 55 yuan per day for this.

100-55=45, in this half year, these 45 pieces are your daily psychological standard.

Of course, the above calculations are sketchy. You can also include an opportunity cost comparison. For the sake of convenience, I won't go into detail here.

This method can save a lot of hassle, time and effort. People with phobias can try it.

Here are a few ideas::

1.Divide ** by the expected number of uses to see if the unit price is expensive or cheap per use.

For example, for those who watch TV for at least 2 hours a day, buy the most expensive in the affordable range, and for those who only watch it once in a while, buy the lower in the affordable range.

Household items, such as beds, toilets, desks and chairs, and even drinking glasses, buy the most expensive ones you can afford.

For clothes, bags, versatile, can leave the country dozens of times a year, buy expensive. For those who may not be able to wear them out once a year, unless you like it extremely and buy cheap ones. But for the importance of leaving the country once, it is usually 100 times (such as a suit), and it is expensive to buy.

2.It's almost always right to convert value into time, and spend money on time (provided that it doesn't take much longer to earn that money than it can buy).

For example, the memory pillow lavender aroma diffuser, assuming that because of it, it can improve the quality of sleep a little bit every day, and you can sleep 10 minutes less, which is 3650 minutes a year, which is equivalent to a few more days of life, and it is worth it a little more expensive.

The same is true for the acceleration of Thunderbolt members, high-configuration computers that can save system running time, etc. (each time you open a web page, you live a few more seconds), and it adds up to a lot of one-time investment and long-term benefits.

3.Divide the degree of improvement in the quality of life by **, which can fundamentally change the priority of lifestyle.

For example, non-smartphone users, who can just buy an iPhone or a piece of clothing that they don't wear often this month, the former may improve the quality of life upside down and immediate, and the latter is just a difference between adding one and subtracting one in the wardrobe, so buy an iPhone first.

Other things that can have a profound impact on life may be a gym card, a book, a musical instrument, and so on.

Look for the mall''''' During the festival, shopping malls are common in the "full direct reduction", "multiple points" and other activities, "special sale" is naturally the most attractive part, often as low as two or three folds, although the clothing department is the current season's popular styles, sizes, models are not complete, but as long as you choose carefully, there are often unexpected surprises. Those classic styles, basic styles and other versatile clothing are your first choice.

You can find great value items here.

When you go to the supermarket, you have to bring your membership card. The low-price strategy has always been the killer feature of the supermarket, and the slogan of all kinds of shocking prices and member prices is exciting. Most supermarkets will launch special preferential activities for member customers, and most merchants will not list a small number of "member exclusive" products when launching "May Day" holiday products.

These items are much cheaper than usual. Merchants have launched buy-and-gift activities and point-for-item activities only for members.

Buyers pay in installments. A week before the May Day holiday, the major appliance stores have been overwhelmingly advertised. Consumers have long been accustomed to "buying appliances during the holidays".

Major electrical appliance shopping malls, directly hit the bottom line, ten days and ten nights all day and big efforts**. In order to cater to the trend of consumers shopping with credit cards, home appliance stores have launched installment payment activities. If consumers have locked the product in advance and are waiting for the arrival of the "May Day" period, they can pay the deposit in advance and enjoy the deposit gift.

In addition, online shopping for home appliances can also enjoy more preferential measures.

Night markets are also a great opportunity to find low-priced products.

When you buy something, you should buy expensive things, so that the quality can be guaranteed. People often say that a penny is a penny, and money is the one who knows the goods, and there is still some truth in this sentence.

A few days ago, I bought a pair of sneakers online, which was not expensive 98 yuan, and the size was also appropriate, so I felt comfortable when I wore them, but I wore them 3 times. It began to fall off and deform, and it didn't fit so well. Recalling that I bought a pair of sneakers before, they were Li Ning brand, which cost more than 300 yuan and wore them for more than two years, and they were not deformed at all.

Buying other daily necessities in life is similar to this.

When we buy some food in our lives, we must not bring the possibility of harm to ourselves in order to save a little money. When we buy chickens at the farmers' market, the abnormal chickens may be cheaper, but they may cause harm to the human body. Once my father bought a well-made chicken at the farmer's market, ** it was relatively cheap, but after eating it, due to his age, he may also have a problem with the chicken, diarrhea, and went to the hospital for a week, and he never dared to buy cheap things in the future.

We buy pork at the farmer's market, and we can't buy it all on the same day, so it will be cheaper to dispose of it. There is also a fish dead, ** also carry out discounts. Some dishes, which have been sold for a long time, will be a little lower, but the quality of hygiene is discounted.

Household appliances are the same, and some household appliances, ** cheap, are not used, and may also cause danger.

I remember that during the Spring Festival, I used a plug for eating hot pot, and I used two hot pots, and the two plugs burned out at the same time. There is also our refrigerator, a good refrigerator does not have a little sound, a bad refrigerator ** is relatively cheap, but it costs electricity, more than half a kilowatt-hour of electricity a day, and the calculation is very clear after a long time.

I have some experience with online shopping. I hope that everyone will communicate with each other. Alipay is just a means of shopping.

There are also cash on delivery, and if the merchant is happy, you can also pay on delivery. If the purchase amount is small, you can also use Alipay, and you can also use the payment to delivery method. But the ** online merchant you choose must be reputable.

At this time, it depends on the merchant's praise rate and credit value (that is, the number of reviews, which represents the number of transactions). Try to choose those merchants with high credit value and high praise rate, and it is best to see what those good and bad reviews say, whether it will have an impact on your shopping. Some merchants are just starting to sell things online, his credit value is relatively low, but often their things are cheaper (earn credibility), even if the surface is the same, you can also bargain with him privately through **Want Want (no matter what you buy, don't forget to bargain).

It is best to use Alipay to buy goods with a large amount. Alipay is bound to your online banking, and online banking must be done with a card, and you must go to the bank counter in person to apply for online banking. After applying for online banking, log in to the **personal interface to set up your Alipay.

When you take a picture and pay with Alipay, you have to log in to the Alipay interface first, and then transfer the product** plus postage to Alipay from your online banking. When your goods arrive, you notify Alipay, and Alipay will give your money to the merchant. If your goods don't arrive, after you inform Alipay, he will have to negotiate with you and the merchant (I haven't encountered this situation).

The disadvantage of using Alipay is that the price is not as convenient as the payment to delivery, but it is relatively safe, and Alipay has special service personnel to ensure the security of the transaction. For specific information, please also read the Alipay introduction carefully. In short, it is very important to choose a reputable business, they specialize in online business by reputation, but you can't trust them all, no treacherous business.

And don't forget to bargain, no matter how cheap it is. After buying something, you have to see if the thing is the same as the one on the Internet, whether it is damaged, and if there is anything wrong, you should complain to **. **Just provides a platform, and does not guarantee the authenticity of the goods, recently there have been some users in ** online purchase of fake CDMA annual card incident (computer newspaper published), so online shopping still has a certain risk, it is best not to go to those who have just started to do in ** merchants.

When using online banking, it is best to use XP's soft keyboard, which is included in the program attachment. Personally, I think that you should not put too much money in online banking, and it is safer to put in a certain amount of money when shopping.

Of course, the shopping is worth it. Worth it means great value for money. From the point of view of cost and benefit, this is the most cost-effective.

In other words, the benefits are optimal. Shopping is all about buying something that is more cost-effective, but something that is more cost-effective may not be what you need. Therefore, the focus of our shopping is to buy worthwhile.

If you don't think about **, then there are many things that people can yearn for and pursue with trembling. However, if we want to choose the most worthwhile purchase, then it should be able to give us the most bang for our buck and satisfy our deepest needs. Here are some of the best things to buy for debate.

1.Health insurance and medical services: Health is the most important asset in life, and accidents and illnesses cannot be controlled.

Therefore, it is well worth it to purchase health insurance and medical services. It can provide timely medical protection and high-quality medical services, helping us to avoid high medical costs and mental pain. 2.

Education and learning opportunities: Education is one of the most important things in a person's life. Moreover, education and learning opportunities enable people to grow themselves, acquire new knowledge and skills, and develop their potential and talents.

Therefore, it is well worth it to purchase quality education and learning opportunities. 3.Technology products and services:

Modern technology has changed the way we live and work. Buying the latest and greatest technology products and services can improve our productivity and quality of life, such as smartphones, laptops, smart homes, and more. 4.

Travel and cultural experiences: Travel and cultural experiences allow us to broaden our horizons, increase our knowledge, and appreciate different cultures and landscapes. We can choose to travel to world-famous attractions, participate in cultural festivals, or experience local customs and customs.

5.Environmental protection and charitable giving: Environmental and social responsibility are increasingly being paid attention to and valued.

If there is money that does not limit consumption, it is very meaningful and worthwhile to buy environmental protection and charitable donations. By purchasing green products and sponsoring social causes, we are able to exert greater social impact and make a contribution to social development. In short, all of the above things are worth buying, and they may bring more life experience and value to make our lives richer and more fulfilling.

It is important to note that even if we do not consider**, we need to choose the goods and services that are best for us according to our needs and values. If you don't think about **, then there are many things that people can aspire to and pursue. However, if we want to choose the most worthwhile purchase, then it should be able to give us the most bang for our buck and satisfy our deepest needs.