Can I borrow money if my mobile phone is controlled by risk and I change my card?

Hello, this situation is not able to borrow money.

Because your credit risk is controlled.

The bank is already eyeing you, and you can't borrow money at the moment.

Maintain a good credit record and repay the loan on time.

Don't be overdue, stick to it.

After three months, you can resume borrowing money.

No, although your mobile phone is controlled by the risk, it actually controls your mobile phone number, your ID card, and you change your mobile phone to borrow money with your ID card and mobile phone number, and you can't borrow it.

No, the risk control mobile phone has registered your real-name information on the system, and all loan platforms can see it, and now is the era of big data.

No, the mobile phone number is also a bound ID number, which means that your personal information has been controlled.

The mobile phone will not be controlled by risk, the risk control is your ID card, and it is useless to change the card. If you can't borrow, you can't borrow.

After you borrow, it is not your mobile phone that is controlled by risk, but your identity represented by your mobile phone card, because the mobile phone card is registered with your real name, so it is your identity that is controlled by the risk, and it is still your identity if you change the card, which is estimated to be enough.

The risk control is not your mobile phone or mobile phone number, but the ID number, so it is not possible to get a loan in other places.

Isn't replacing a card a real-name authentication? How can you go online without real-name authentication! So don't be too lucky! Impossible! Unless you're borrowing money as someone else!

Risk control, it's the people, not the mobile phone.

It's impossible to pay it back haha, right.

1. Pay off the arrears as soon as possible. For those who have paid off their debts, it is important not to let similar things happen in the future, and wait for the negative effects of bad records to gradually dissipate.

2. Try to reduce the arrears and reduce your debt ratio.

3. Maintain a good reputation, improve your repayment ability, and do not replace your mobile phone at any time, so as to reduce the possibility of risk control.

4. The act of transferring the risk of the transferor to the transferee through a contract. The risk transfer process can sometimes significantly reduce the risk level of economic agents. The main forms of risk transfer are contracts and insurance.

Risk control is risk control, and it is necessary to formulate plans and take measures to reduce the possibility of losses or reduce actual losses. The stages of control include three stages: before, during and after the event. The purpose of ex-ante control is mainly to reduce the probability of loss, and the control during and after the event is mainly to reduce the actual loss.

If you don't know how to get a loan, you must be controlled by risk.

Risk control depends on whether it is platform risk control or bank risk control, if it is controlled by a certain platform, it should be possible to go to other platforms only at a slight level, and if it is controlled by the bank, it also depends on the level. If there is an overdue arrears that have not been repaid on the credit report, it is basically difficult to get a loan, and you will check your credit before the loan, and you will definitely not be able to borrow if you have a problem.

The expression that the loan is [risk controlled] is inaccurate, whether it is overdue and reported for credit, or to the level of "old man".

If you report the credit report, the next loan in a formal unit (such as a bank) will definitely be affected.

If it is not reported for credit, it will not matter.

Regardless of whether there is an impact or not, whether or not you can get a loan depends on the risk control policy (risk appetite) of each bank.

The conclusion is to try it after understanding the credit situation.

Frequent change of ** number will cause the loan platform to be unable to contact you, and the administrator of risk control feels that there will be a certain risk, especially if you are overdue and the customer service of the loan platform cannot contact you, then your account may enter the risk control state. At that time, some events were affected, such as a loan platform was deceived in the process of cashing out the quota, and at the same time, some students were pulled into the fraud team, so that the students who had just been pulled to deceive other students, which had a great impact and attracted the attention of various departments, and then the ** departments specializing in loan management monitored and adjusted a loan platform, resulting in the borrowing platform temporarily in a state of non-lending. If you take out a loan on multiple loan platforms, then once a loan is detected, your account will be marked as a high-risk group, and in order to reduce the loss caused by the risk, your account will be subject to risk control, and then the system will explain the risk control when your account is not in the state of risk control.

The above is the reason for risk control, I personally feel that maintaining a good reputation, improving their ability to repay, and not changing the mobile phone at any time, then reduce the possibility of risk control.

It depends on what platform it is

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This kind of person will definitely lie to you, and will tell you that there is no way to change your money in an absolute short time. If you join a credit card that is really under risk control, either the bank will block the card, or the credit will be bad, and it will be difficult to apply for a credit card from other banks.

If you want to borrow, the interest borrowing period I think you are all negotiating, lower than usury, it depends on what platform you borrow, generally borrowing money on the platform The interest is very high, he is willing to borrow, and the regular platform is legal.

To put it bluntly, risk control is manual review.

If the user fails to pass the loan approval on multiple loan platforms, then it means that the user does not meet the basic review conditions for the loan, which generally includes the following points:

1. The borrower must be at least 18 years old.

Our minimum age requirement for loans is 18 years old, so if users are under 18 years old, no matter how much they apply for a loan on any platform, they will fail to apply for a loan, and no platform will issue loans for users, if there is a platform that issues loans for users under the age of 18, then the platform must not be a formal loan platform.

2. Poor personal credit.

In order to successfully apply for a loan, then you need to have a good credit situation, and if the user's credit report has a serious overdue repayment record, then it is almost impossible to apply for a loan.

3. Users do not have a stable income.

When we make a loan, the loan platform will review the user's repayment ability, if the user does not have a stable income, then there will be no stable repayment ability in the later stage, such users are high-risk users for the loan platform, so the probability of applying for a loan is very small.

This answer is provided by Compo Finance. Kangbo Finance, a professional and interesting financial information and financial knowledge popularization platform.

Hello netizens, I advise you not to believe in online loans, because you must know that there is no pie in the sky, and now the crown report, the big thing is that you are very much, and you are deeply trapped in it, and finally suffer from it, I hope you are more sensible.

It's only about 20,000 yuan, it is recommended to find my mother, don't borrow it again, and you will never be able to go ashore if you borrow it again.

It is recommended not to apply for an online loan after being controlled by the risk, if there is anything to mortgage.

Your age, how much Alipay sesame is divided, and whether it is overdue.

Hello, persuade.

copyYou don't believe in online loans, because you have to know that there is no pie in the sky, and now the crown report, the big thing is that you are very much, and you are deeply trapped in it, and finally suffer from it, and I hope you are more sensible. If you can't afford to repay your debts, you will probably be held legally responsible, so don't borrow money easily.

I'm under risk control, will my husband's loan from the Rural Commercial Credit Union be approved? No, if there is that stain, it is generally not possible to take out a loan.

I'm going to ask the staff at the bank.

It shouldn't be able to pass, because you are husband and wife.

Some small amounts are OK.

Only inform to do some small amounts, and large amounts are not good.

How much do you need? Do I need to borrow money by signing a contract?

Hello, there are many platforms that can provide online loan business, and it is recommended that you choose a regular platform, so that your personal information and property are safe.

The key is whether others allow him to borrow money in his capacity.