What is the minimum amount of SPD Bank Visa Platinum Card Lite?

The starting quota is 6,000 and the maximum quota is 50,000.

1.The specific credit limit is a credit certificate given by the card issuer to the bank card holder, so the specific credit limit varies from person to person.

2.The withdrawal limit is 50% of the credit limit, and the cash advance is 2% of the cash withdrawal amount, with a minimum of 20 yuan.

3.The late fee is 5% of the overdue payment amount, the interest is the daily interest rate, and the interest-free period is up to 50 days.

4.Annual fee: RMB 360 for the principal card and RMB 180 for the supplementary card.

What is the limit of SPD Bank's credit card (Visa Platinum Lite)?

Answer: The limit of the simplified version of the SPD Visa Platinum Credit Card generally starts at 6,000 yuan, of course, cardholders with strong financial strength also have the opportunity to get a maximum limit of more than 50,000 yuan.

Tips] When approving the specific limit, SPD Bank will score according to the applicant's credit conditions, and then determine the limit.

The minimum amount is 6,000 RMB.

The analysis is as follows: 1. The starting limit of Shanghai Pudong Development Bank Visa Platinum Card (Simplified Version) is 6,000 and the maximum limit is 50,000. The withdrawal limit is 50% of the credit limit.

2. SPD Visa Platinum Credit Card Simplified Version, because the application threshold is relatively low, customers with a monthly salary of 30,000 yuan can apply, so the credit limit is not as high as other SPD Platinum Cards.

3. When approving the specific limit, SPD Bank will score according to the applicant's credit conditions and then determine the limit.

The amount of a credit card is closely related to the application requirements, even if it is a platinum card.

There are also good applications, but the corresponding amount is not so impressive. Today, I would like to introduce to you a platinum credit card that is easy to apply for - SPD.

Visa Platinum Credit Card Lite Edition, friends who care about the limit can take a look at how much the limit of this Pudong Development Visa Platinum Credit Card Lite Edition is generally.

First of all, let's take a look at the amount that SPD Bank generally gives for different card levels:

1. Shanghai Pudong Development Bank credit card: the limit is generally less than 10,000;

2. Shanghai Pudong Development Bank credit card gold card: the limit is generally between 10,000 and 50,000;

3. Shanghai Pudong Development Bank credit card platinum card and above: the limit is generally more than 50,000 yuan.

However, when approving the specific limit, SPD Bank will score according to the applicant's credit conditions and then determine the limit.

The simple version of the Pudong Development Visa Platinum Credit Card, because the application threshold is relatively low, customers with a monthly salary of 30,000 yuan can apply, so the credit line.

It's not as high as other SPD Platinum cards.

The limit of the simplified version of the SPD Visa Platinum Credit Card generally starts at 6,000 yuan, of course, cardholders with strong financial strength also have the opportunity to get a maximum of more than 50,000 yuan.

How about SPD Visa Platinum Credit Card? Is it a great value platinum card?

Reminder, for platinum credit cards, although the credit of a few thousand yuan is indeed low, if it can meet your card needs, it is recommended not to rush to cancel the card, after all, a platinum card with a high limit is not so easy to do.

Platinum credit card has always been a high-end card coveted by many cardholders, not only because it has a high amount of credit, but more importantly, in the eyes of people, platinum card is a symbol of noble status, and it is very decent to have such a card. However, not all platinum cards are as far out of reach as cardholders think, such as the Pudong Development Credit Card Visa Platinum Card Lite Version, let's take a look at the card limit and what the application conditions are.

What is the limit of SPD Credit Card Visa Platinum Card Lite Edition?

Refer to the standards of different levels of credit lines of credit cards of Shanghai Pudong Development Bank:

The general card quota is 1,000-10,000 yuan;

The gold card limit is 10,000-50,000 yuan;

The platinum card limit is more than 50,000 yuan.

The limit of the simplified version of the Shanghai Pudong Development Credit Card Visa Platinum Card should be more than 50,000 yuan, but many cardholders said that this is not the case, and the limit of this card is said to start at 10,000, and there is even a legend that it starts at 6,000.

The platinum credit card is issued by the bank for some high-end customer groups, and it has more and more comprehensive functions than the ordinary card, and the services provided are also better, and the preferential activities are naturally more attractive. Today, let's take a look at the amount of the Shanghai Pudong Development Bank Platinum Credit Card with you to see what the limit of the Shanghai Pudong Development Bank Platinum Card is.

What is the limit of the SPD Credit Card Platinum Card?

The limit of the platinum card of the Shanghai Pudong Development Credit Card is generally more than 50,000 yuan, and the bank will verify the specific credit limit according to the information provided by the applicant and the credit situation, and the most important factor affecting the credit card limit is nothing more than the financial status of the applicant.

What is the limit of SPD Credit Card Visa Platinum Card Lite Edition?

Interestingly, as a platinum credit card, the simplified version of the Shanghai Pudong Development Credit Card Visa Platinum Card is not as powerful as other platinum cards, with a starting limit of 6,000 yuan and a maximum limit of 50,000 yuan, which is only equivalent to the limit of ordinary cards and gold cards.

However, this card has the card face of a platinum card, and the basic annual fee is 360 yuan per year, as long as you swipe it once, you can waive the annual fee for the next year, and you can easily waive the annual fee, and the threshold for applying for a card is relatively low. If you want to apply for a Shanghai Pudong Development Credit Card, if you don't have too high a limit requirement, you can directly try to apply for such a platinum credit card.

Hello! The maximum limit of SPD Visa Credit Card Platinum Card is 10,000 yuan, and the minimum limit is 1,000 yuan.

Other fees and charges of SPD Visa Credit Card Platinum Card:

Annual fee: 400 RMB.

Additional card annual fee: 200

Annual fee waiver policy: free of the first year, free of the next year for a general card of 2,000 yuan, and free of the next year for a gold or smart card of 5,000 yuan.

Currency: + Interest-free period (maximum): 50 days.

Interest-free period (minimum): 20 days.

Transaction method: signature + password.

Points policy: 1 yuan 1 point 1 point.